Post job

Loan reviewer vs loan closer

The differences between loan reviewers and loan closers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan reviewer, becoming a loan closer takes usually requires 2-4 years. Additionally, a loan closer has an average salary of $39,093, which is higher than the $31,175 average annual salary of a loan reviewer.

The top three skills for a loan reviewer include loan review, real estate and data entry. The most important skills for a loan closer are customer service, excellent organizational, and TRID.

Loan reviewer vs loan closer overview

Loan ReviewerLoan Closer
Yearly salary$31,175$39,093
Hourly rate$14.99$18.79
Growth rate4%-3%
Number of jobs14,73711,431
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 51%
Average age4542
Years of experience64

What does a loan reviewer do?

A loan reviewer is a person who evaluates and reviews the loan application of clients based on their loan capacity and capability to pay. They are responsible for assessing needed documents and ensures compliance with the regulation and policies of a bank or credit cooperative. A loan reviewer also verifies if the loan procedure is properly implemented. They have other responsibilities such as identifying loan problems, reviewing other banking processes, and reporting fraudulent claims. A representative also records and keeps the data needed for further analysis.

What does a loan closer do?

A loan closer is primarily in charge of handling and closing loan documentation, ensuring accuracy and smooth transactions. A loan closer's responsibilities revolve around liaising with clients to guarantee that they adhere to every term in the contract, preparing necessary reports and documents, monitoring payment progress, and ensuring that they have a deep understanding of the obligations under the contract. Furthermore, it is essential to maintain records of all transactions and assist clients, all while implementing the company's policies and regulations.

Loan reviewer vs loan closer salary

Loan reviewers and loan closers have different pay scales, as shown below.

Loan ReviewerLoan Closer
Average salary$31,175$39,093
Salary rangeBetween $24,000 And $39,000Between $30,000 And $50,000
Highest paying CityOlympia, WABellevue, WA
Highest paying stateWashingtonWashington
Best paying companyCitizens AllianceTata Group
Best paying industryFinanceFinance

Differences between loan reviewer and loan closer education

There are a few differences between a loan reviewer and a loan closer in terms of educational background:

Loan ReviewerLoan Closer
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 51%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan reviewer vs loan closer demographics

Here are the differences between loan reviewers' and loan closers' demographics:

Loan ReviewerLoan Closer
Average age4542
Gender ratioMale, 29.9% Female, 70.1%Male, 22.6% Female, 77.4%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.4% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 12.9% Unknown, 4.3% Hispanic or Latino, 14.8% Asian, 7.0% White, 60.6% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan reviewer and loan closer duties and responsibilities

Loan reviewer example responsibilities.

  • Manage the organization's HMDA data and accurately complete the government reporting annually.
  • Review FHA streamline refinance, process and conventional loan application.
  • Evaluate conditions receive on all FHA DE approve files submit electronically for purchase.
  • Review the loans to ensure they are in compliance with Respa and Tila requirements.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Process loans from opening to closing through DU & LP for non-conforming and conforming.
  • Show more

Loan closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Update files by obtaining annual and interim financial statements, renew insurance policies and UCC amendments, continuations and terminations.
  • Maintain a working knowledge of government underwriting policies pertaining to multiple programs such as VA, USDA, and FHA financing.
  • Gain knowledge of requirements establish by the FHA/VA, FNMA, FHLMC and private investors.
  • Prepare the delivery of mortgage loan documents to facilitate the processing of mortgage loan closings including TRID.
  • Prepare loan documents for retail mortgages (conventional, VA, FHA), all states in a paperless environment.
  • Show more

Loan reviewer vs loan closer skills

Common loan reviewer skills
  • Loan Review, 12%
  • Real Estate, 11%
  • Data Entry, 8%
  • Bank Policies, 6%
  • Risk Ratings, 6%
  • FHA, 5%
Common loan closer skills
  • Customer Service, 24%
  • Excellent Organizational, 5%
  • TRID, 4%
  • FHA, 4%
  • Va, 4%
  • RESPA, 4%

Browse business and financial jobs