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Loan reviewer vs senior loan processor

The differences between loan reviewers and senior loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan reviewer and a senior loan processor. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $31,175 average annual salary of a loan reviewer.

The top three skills for a loan reviewer include loan review, real estate and data entry. The most important skills for a senior loan processor are customer service, FHA, and va.

Loan reviewer vs senior loan processor overview

Loan ReviewerSenior Loan Processor
Yearly salary$31,175$50,297
Hourly rate$14.99$24.18
Growth rate4%4%
Number of jobs14,73721,995
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Average age4545
Years of experience66

What does a loan reviewer do?

A loan reviewer is a person who evaluates and reviews the loan application of clients based on their loan capacity and capability to pay. They are responsible for assessing needed documents and ensures compliance with the regulation and policies of a bank or credit cooperative. A loan reviewer also verifies if the loan procedure is properly implemented. They have other responsibilities such as identifying loan problems, reviewing other banking processes, and reporting fraudulent claims. A representative also records and keeps the data needed for further analysis.

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

Loan reviewer vs senior loan processor salary

Loan reviewers and senior loan processors have different pay scales, as shown below.

Loan ReviewerSenior Loan Processor
Average salary$31,175$50,297
Salary rangeBetween $24,000 And $39,000Between $33,000 And $75,000
Highest paying CityOlympia, WABaltimore, MD
Highest paying stateWashingtonHawaii
Best paying companyCitizens AllianceAccenture
Best paying industryFinanceProfessional

Differences between loan reviewer and senior loan processor education

There are a few differences between a loan reviewer and a senior loan processor in terms of educational background:

Loan ReviewerSenior Loan Processor
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan reviewer vs senior loan processor demographics

Here are the differences between loan reviewers' and senior loan processors' demographics:

Loan ReviewerSenior Loan Processor
Average age4545
Gender ratioMale, 29.9% Female, 70.1%Male, 23.0% Female, 77.0%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.4% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan reviewer and senior loan processor duties and responsibilities

Loan reviewer example responsibilities.

  • Manage the organization's HMDA data and accurately complete the government reporting annually.
  • Review FHA streamline refinance, process and conventional loan application.
  • Evaluate conditions receive on all FHA DE approve files submit electronically for purchase.
  • Review the loans to ensure they are in compliance with Respa and Tila requirements.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Process loans from opening to closing through DU & LP for non-conforming and conforming.
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Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Loan reviewer vs senior loan processor skills

Common loan reviewer skills
  • Loan Review, 12%
  • Real Estate, 11%
  • Data Entry, 8%
  • Bank Policies, 6%
  • Risk Ratings, 6%
  • FHA, 5%
Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%

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