Loan Representative
Loan servicing specialist job in Spokane, WA
Loan Servicing Representative - Responsibilities
• Maintain and process loan accounts - payoffs, payments, billing, escrow, and related transactions - with strict accuracy.
• Perform core mortgage servicing tasks, including ARM/Balloon notifications, escrow analysis, and tax/insurance disbursements.
• Respond to customer and internal inquiries, resolving issues quickly and delivering strong service.
• Ensure all servicing activity meets investor guidelines (FNMA, FHLMC, GNMA, FHA, VA, RD) and complies with bank policies and regulations.
• Support continuous improvement by cross-training, documenting procedures, and contributing to team efficiency.
Loan Servicing Representative - Qualifications
• High school diploma required; Associate degree or equivalent experience preferred.
• 2+ years of experience in banking, loan servicing, or similar financial operations.
• Solid working knowledge of mortgage/consumer loan processes, documentation, and regulatory requirements.
• Proficient in Microsoft Office and loan servicing systems; strong analytical and problem-solving skills.
• Effective communicator with strong organization, accuracy, and the ability to handle high-volume deadlines.
Dispatch Specialist - Fulltime and Onsite - Portland, Oregon
Loan servicing specialist job in Portland, OR
Job Title: Dispatch Specialist
Working hours: 5:00am -2:00pm (Monday-Friday)
Note: Working on weekends, evenings, and holidays might be required.
Setup: Onsite
Term: Full time and permanent
Pay Ranges: $21.00/hr to $23.00/hr
Benefit details
401K match is 4% after 6 months,
PTO: 10 days per year,
Sick Leave: 5 days,
Medical/vision/dental insurance all provided with different plan options
Benefits start 1st of month after 60 days.
Overview
We are seeking a highly organized and proactive Dispatch Specialist to join our dynamic operations team. In this critical role, you will be the central hub of communication for our Delivery Service Partners (DSPs) and drivers, ensuring the efficient execution of daily routes and the highest standards of delivery performance. Your ability to solve problems in real-time, monitor key metrics, and support our field team will be essential to our success.
Key Responsibilities:
Route Management & Dispatch: Schedule and dispatch DSPs and drivers to assigned routes based on induction schedules, customer demands, and on-the-fly requests.
Real-Time Driver Support: Provide live support to drivers during delivery hours, assisting with exception handling, navigation issues, and delivery problems to ensure successful first-attempt deliveries.
Performance Monitoring & Training: Monitor driver performance against company standards, including photo quality and delivery success rates. Partner with management to coach and train drivers on best practices as outlined in the company delivery guide.
Issue Resolution & Communication: Proactively contact drivers, DSPs, and recipients via softphone (calls/text) and company-provided systems to verify and resolve delivery issues, ensuring accuracy and customer satisfaction.
Field Support & Escalation: Periodically conduct ride-alongs with drivers within assigned territories to directly observe, diagnose, and resolve chronic delivery problems.
Delivery Failure Analysis: Meticulously monitor, review, and validate the reasons for all failed delivery attempts. Work with drivers to address and correct any discrepancies in their reporting.
Returns Processing: Efficiently process all returned undeliverable packages at the sorting center to facilitate valid redelivery attempts or final disposition.
Team Collaboration: Assist management with DSP and driver recruitment, screening, onboarding, and performance monitoring activities.
Qualifications & Skills:
HS diploma or equivalent required; associate or bachelor's degree is a plus.
Proven experience in a dispatch, logistics, or fleet coordination role.
Exceptional communication and interpersonal skills, with the ability to relay information clearly and calmly under pressure.
Strong problem-solving abilities and a proactive approach to identifying and resolving issues.
Tech-savvy, with proficiency in using laptops, dispatch software, and communication tools (softphones, SMS).
Ability to analyze data and driver metrics to identify trends and areas for improvement.
Highly organized with the ability to manage multiple tasks and priorities simultaneously.
Willingness to periodically conduct ride-alongs in the field.
A valid driver's license is required.
BIM Specialist
Loan servicing specialist job in Lacey, WA
We are seeking an experienced BIM Specialist to support our client's design-build operations across HVAC, Mechanical, Plumbing, and Renewable Energy systems. This role is responsible for developing and managing intelligent Revit and CAD models, supporting BIM coordination efforts, and contributing to prefab and fabrication workflows. The ideal candidate will bring a strong background in Revit modeling, detailing, and BIM standards, with a proactive approach to collaboration and innovation in construction technology. Work in close collaboration with the engineering, construction, and project management teams to coordinate designs for constructability.
Key Responsibilities
Develop and maintain detailed Revit models for HVAC, plumbing, and mechanical systems.
Support fabrication and detailing processes with accurate, constructible BIM content.
Participate in BIM coordination meetings and clash detection using Navisworks.
Collaborate with engineers, project managers, and field teams throughout the construction lifecycle.
Implement and uphold company BIM standards, CAD layering, and file management protocols.
Assist in prefab planning and model-based workflows for construction efficiency.
Generate construction documents and as-built models from markups and field input.
Qualifications
5+ years of professional experience with Autodesk Revit in a construction or MEP environment.
Strong understanding of detailing and fabrication workflows.
Experience with prefab construction processes and BIM coordination.
Proficiency in AutoCAD and Navisworks; BIM 360 experience is a plus.
Familiarity with BIM standards and execution plans.
2-year degree in CAD, Drafting, or a related field (preferred).
High level of attention to detail and ability to work independently.
Strong communication skills and a positive, team-oriented attitude.
Proficient with PC-based applications including Windows, Excel, and Word.
High school diploma or GED.
Excellent driving record.
Ability to pass a background check and drug screen.
Benefits:
401(k)
Dental insurance
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance
PT Specialist - $5,000 Sign-On Bonus
Loan servicing specialist job in Eagle Point, OR
Physical Therapist - Orthopedics at Providence Medford Medical Center- Full-Time, Day Schedule
$5,000 Sign-On Bonus for eligible rehires and external hires that meet required qualifications and conditions of payment.
Want to know what it's like working at Providence? Click HERE
Providence offers a fantastic benefits package which include but is not limited to:
Free, convenient, and ample parking
Medical Plan Assistance Program - provides free or reduced-cost coverage to caregivers and their eligible dependents who qualify based on household size and income
Tuition Reimbursement/Education - includes 100% tuition paid program options; up to $5,250 per year for select undergraduate and masters degrees within Guild catalog. Required books and fees are 100% covered or reimbursable for select schools in the Guild catalog up to program funding cap
Paid Time Off - Benefit eligible caregivers receive up to 25 days per year
Retirement - The Providence retirement program consists of employer match and discretionary contributions that work together with your pre-tax (and/or Roth aftertax) contributions to help you save for retirement.
Lyra Caregiver Assistance Program - Up to 25 counseling or coaching sessions per eligible member per year
The Physical Therapist manages and provides skilled physical therapy to patients/clients with a wide variety of diagnoses and disabilities, taking into account the individual patient special physical or age-related needs. Requires skills in patient/client evaluation and treatment, as well as professional consultations to achieve maximum patient/client independence in accordance with the individual functional level and potential. This position is going to be a 100% Orthopedics Position.
Our location offers one on one 45 minute appointments for our patients.
Providence caregivers are not simply valued - they're invaluable. Join our team at Providence Medford Medical Center and thrive in our culture of patient-focused, whole-person care built on understanding, commitment, and mutual respect. Your voice matters here, because we know that to inspire and retain the best people, we must empower them.
Required qualifications:
Bachelor's Degree from an accredited Physical Therapy Program. Or
Master's Degree from an accredited Physical Therapy Program. Or
D.P.T. from an accredited Physical Therapy Program.
Coursework/Training and Occasionally a position will require specialized physical therapy training to meet a particular department need.
Upon hire: Oregon Physical Therapist License
Within 30 days of hire: National Provider BLS - American Heart Association
Upon hire: For PL540 (PCC) & PL580 (BNC) ONLY- In compliance with company policy and state regulations, a Department of Human Services (DHS) background check is required for this position.
Occasionally a position will require specialized physical therapy experience to meet a particular department need.
Why Join Providence?
Our best-in-class benefits are uniquely designed to support you and your family in staying well, growing professionally, and achieving financial security. We take care of you, so you can focus on delivering our Mission of caring for everyone, especially the most vulnerable in our communities.
About Providence
At Providence, our strength lies in Our Promise of "Know me, care for me, ease my way." Working at our family of organizations means that regardless of your role, we'll walk alongside you in your career, supporting you so you can support others. We provide best-in-class benefits and we foster an inclusive workplace where diversity is valued, and everyone is essential, heard and respected. Together, our 120,000 caregivers (all employees) serve in over 50 hospitals, over 1,000 clinics and a full range of health and social services across Alaska, California, Montana, New Mexico, Oregon, Texas and Washington. As a comprehensive health care organization, we are serving more people, advancing best practices and continuing our more than 100-year tradition of serving the poor and vulnerable.
The amounts listed are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities.
Providence offers a comprehensive benefits package including a retirement 401(k) Savings Plan with employer matching, health care benefits (medical, dental, vision), life insurance, disability insurance, time off benefits (paid parental leave, vacations, holidays, health issues), voluntary benefits, well-being resources and much more. Learn more at providence.jobs/benefits.
Applicants in the Unincorporated County of Los Angeles: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Unincorporated Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act."
About the Team
Providence has been serving the Pacific Northwest since 1856 when Mother Joseph of the Sacred Heart and four other Sisters of Providence arrived in Vancouver, Washington Territory. As the largest healthcare system and largest private employer in Oregon, Providence is located in areas ranging from the Columbia Gorge to the wine country to sunny southern Oregon to charming coastal communities to the urban setting of Portland.
Our award-winning and comprehensive medical centers are known for outstanding programs in cancer, cardiology, neurosciences, orthopedics, women's services, emergency and trauma care, pediatrics and neonatal intensive care. Our not-for-profit network also provides a full spectrum of care with leading-edge diagnostics and treatment, outpatient health centers, physician groups and clinics, numerous outreach programs, and hospice and home care.
Providence is proud to be an Equal Opportunity Employer. We are committed to the principle that every workforce member has the right to work in surroundings that are free from all forms of unlawful discrimination and harassment on the basis of race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law. We believe diversity makes us stronger, so we are dedicated to shaping an inclusive workforce, learning from each other, and creating equal opportunities for advancement.
Requsition ID: 363747
Company: Providence Jobs
Job Category: Rehabilitation
Job Function: Clinical Care
Job Schedule: Full time
Job Shift: Day
Career Track: Clinical Professional
Department: 5010 PMMC OP PHY THERAPY ORTHO
Address: OR Medford 1045 Ellendale Dr
Work Location: Medford Medical Center Bldg-Medford
Workplace Type: On-site
Pay Range: $44.18 - $68.57
The amounts listed are the base pay range; additional compensation may be available for this role, such as shift differentials, standby/on-call, overtime, premiums, extra shift incentives, or bonus opportunities.
Loan Servicer I
Loan servicing specialist job in Corvallis, OR
Oregon State Credit Union is seeking a detail-oriented and service-focused Loan Servicer I to join our Loan Servicing team. In this role, you'll be the primary contact for servicing consumer loans. You'll process loan setups, modifications, payoffs, lien perfection, and compliance with regulations. This position also supports reporting, auditing, and provides exceptional member service.
What you will need to be successful:
Loan Servicing Expertise:
Knowledge of general consumer loan servicing processes.
Ability to process payoffs, monitor insurance, timely reporting, and maintain accurate records.
Attention to Detail & Problem-Solving:
Strong organizational skills with accuracy in a deadline-driven environment.
Ability to identify discrepancies and resolve issues effectively
Communication & Collaboration:
Excellent written and verbal communication skills.
Ability to work with members, internal teams, and external partners.
Experience & Education:
One year of financial services experience preferred.
Basic knowledge of accounting principles.
High school diploma or GED required.
Proficiency in Microsoft Suite.
Ways we'll appreciate you:
A positive atmosphere
Competitive wages, incentive bonuses, paid holidays and paid time off
100% credit-union-paid employee coverage for medical, vision, dental, life and disability insurance; dependent coverage also available
401k Plan with an amazingly generous credit union match!
Tax-saving Flexible Spending and Health Savings Plans
Premier membership perks, company clothing, wellness and recognition programs
Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better.
Location: 1980 NW 9th St, Corvallis, OR
Work type: Full-Time, Non-Exempt
Compensation: $20.79 + bonus
Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.
The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.
Commercial Loan Documentation Specialist
Loan servicing specialist job in Vancouver, WA
SUMMARY: Responsible for any and all activities related to the processing of Commercial, Business Banking loans, and occasionally Consumer/HELOC loans, adhering and complying with all company policies and federal regulations. The salary for this role will be between $23 and $38 an hour. The specific salary offered will depend on several factors including but not limited to applicant's skills and prior relevant experience. Hired candidate may be eligible for healthcare benefits, 401K plan, short term & long-term disability coverage, life insurance, vacation & sick time, educational assistance, and several holidays. Certain roles are eligible for additional rewards ESSENTIAL DUTIES:
Draw Commercial and Business Banking loan documents often basic to moderate in nature, and fund / disburse at loan closing. Document file to meet Commercial lending specifications.
Provide support as it relates to Consumer/HELOC closing documentation to include quality control, funding, procedures and testing of new products or features.
Full understanding of applicable software systems.
Ability to understand federal regulations as it relates to Commercial, Business Banking and Consumer/HELOC Lending.
Provide support to the Commercial lending and Business Banking department including Team Assistants.
Balancing of general ledger accounts and Bancontrol accounts as it pertains to the funding of Commercial and Business Banking loans.
Provide timely and accurate customer service both internally and externally using problem-solving skills to satisfy customer needs and ensure accurate resolution to customer requests.
Additional Duties & Responsibilities:
Project friendliness and professionalism in both appearance and attitude to present a positive Riverview image.
Understanding of software applications to include but not limited to: LaserPro, ProSign, Host, ECM, Abrigo, and other in-house software applications as well as Internet based applications.
Support management team as it relates to strategies, efficiencies, goals and structure as well as providing additional support to staff as needed.
Participate in and complete training objectives with passing scores.
Follow all Riverview Bank policies and procedures
Other duties as assigned.
RELATIONSHIPS
Daily contact with the Supervisor and/or Manager to receive direction and interpretation of existing and new practices and procedures.
Daily contact with Lending Team including Team Assistants, Branches/departments and customers in providing information and assistance regarding the processing and coordination of loan documents, funding of loans and boarding onto the core system.
Frequent contact with representatives of businesses such as Title and Escrow companies for coordination of loan closings.
Limited contact with members of professions with whom the incumbent must consult from time to time.
QUALIFICATIONS To perform this job successfully requires a level of independent problem solving to perform all essential duties. The requirements listed below are representative of the knowledge, skill, and ability required to complete daily responsibilities and tasks. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE Associate's degree (A. A.) or equivalent from two-year college or technical school; or two to four years related experience and/or training; or equivalent combination of education and experience. SKILLS:
Basic understanding of all Commercial and Business Banking processing functions to include but not limited to: Participations - - UCC software - releases, searches, etc. - Commercial Construction loans - Consumer Lending Regulations - Business Entity structures - Documentation of collateral / collateral security requirements - Preliminary Title reports - insurance tracking - tax tracking - flood requirements.
Basic to advanced knowledge in Excel, Word, and Outlook applications. Ability to understand components of loan operations programs/software such as core, tax tracking, flood certification, etc.
· Moderate knowledge of the servicing and support of Commercial, Business Banking and Consumer based loans.
Ability to work independently with reasonable guidance required to accomplish goals and criterion within quality and time standards.
Ability to analyze problems involving several variables in unique situations with customers and Commercial, Business Banking and Consumer lenders.
Ability to apply common sense understanding to carry out instructions furnished in written or oral form.
Ability to effectively present information in one-on-one situations to employees of the organization in a professional manner.
Basic knowledge of technical applications such as: computers, documentation requirements, regulations, analysis, etc.
Ability to read and interpret operating and maintenance instructions, procedures, safety rules and company manuals.
Ability to write basic correspondence and basic reports.
Ability to calculate figures and amounts such as percentages, ratios, fractions. and apply basic to intermediate accounting practices/standards.
Ability to be flexible in a changing work environment.
PHYSICAL DEMANDS While performing the duties of this job, the employee is regularly required to effectively communicate via phone/video, messaging, and email. The employee is required to use computer and office equipment such as a computer, printer, copier, as well as computer software such as Microsoft Office. You may also frequently be required to occupy a workstation for long periods of time. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions
.
Riverview Bank does not accept unsolicited resumes from any third party staffing agencies and/or search firms for any job postings. Third parties are not authorized to submit profiles, applications, or resumes to this site or to any Riverview Bank employee. Any such submissions, Riverview Bank will not be responsible for any fees related to unsolicited resume submissions without written consent from the Talent Acquisition Team. Including, but not limited to the candidate hired for a position.
Home Loan Specialist I
Loan servicing specialist job in Salem, OR
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Essential Duties:
- Perform routine data entry and validation tasks.
- Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.).
- Review and validate loan documents.
- Handle routine calls, emails, and/or chat responses.
- Monitor work queues and intervene as needed.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Associate's degree or equivalent work experience.
- Financial Services and, if possible, mortgage industry experience preferred.
- General understanding of applicable Federal, State, and Local Regulations.
Skills and Job-Specific Competencies:
- Proficiency in Microsoft Office.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise
Job Ref: 141857
### Place of Work
On-site
### Requisition ID
141857
### Application Email
****************************
Easy ApplyLoan Processor
Loan servicing specialist job in Seattle, WA
Wealthfront is seeking a mortgage loan processor to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilities
Reviews loan file and gathers any items needed for final loan approval
Liaison between all operational and sales departments in the transaction
Orders supporting documentation
Evaluates loan applications for reasonableness and, if needed, escalates files for further evaluation
Prioritizes daily workload to ensure a delightful client experience
Excellent client communication skills
Communicates with third party vendors throughout the loan process to finalize the application
Ensures adherence to investor and regulatory guidelines
Proactively maintain loan pipeline, tasks and objectives
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA.
Deep understanding of mortgage loan products and underwriting guidelines.
Self-driven with the ability to work independently and collaboratively.
Excellent organizational skills, able to set and meet deadlines in a high paced environment.
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
Intellectually curious and interested in applying technology to enhance business processes.
Prior experience in retail mortgage loan processing
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes
Requirements
2+ years of retail mortgage processing experience
Mortgage Loan Originator License preferred; Company will sponsor for the right candidate
Knowledge of Conventional Conforming and Jumbo guidelines
Understanding of state and federal lending regulations
Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $55,000 - 62,000 USD plus Equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront
Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums.
Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk!
For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Please review our candidate privacy notice.
Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
Auto-ApplyLoan Processor - Loan Coordinator
Loan servicing specialist job in Eugene, OR
Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.
Benefits and Perks:
Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people's lives.
Opportunity to earn competitive compensation including possible bonuses based on performance.
Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.
Fun team atmosphere, professional development, and more.
Job Description
Loan Coordinator - Loan Processor
Starting pay ranges between $23-$27/hr depending on experience with monthly bonuses based on production
This position reports out of the Eugene Oregon office but is available as in-office or remote depending on location. Preference for candidates in Pacific Standard Time (PST). The required hours are 8am-5pm PST.
The Loan Coordinator - Processor position contributes to the mortgage loan process by being a key contact for both borrowers and internal partners within Summit Funding to manage a pipeline of loans from contract to close.
What the Loan Coordinator-Processor is Responsible for:
Receive loan applications, obtain credit information for applicants, and collect all needed documentation for loans.
Documentation to include: Verifications of Deposit (VOD), Verifications of Employment (VOE), appraisal, title, etc. as appropriate.
Answer all borrower questions or refer to Loan Officer as needed.
Verify loans are complete and submit to Underwriting based on Investor and/or Automated Underwriting System (AUS) requirements within 24 hours of receipt of documents.
Clear any conditions that require communication to title companies, appraiser, employers, surveyors, etc.
Solve escrow issues without involving the Loan Officer when possible.
Collect all necessary items needed to prepare the Closing Disclosure (CD) and ensure timely drawing and delivery of the CD in order to meet the expected close of escrow.
Ensure closing instructions and documents have been released to title 72 hours before closing, and a final settlement statement is issued to the Loan Officer or team 48 hours prior to closing.
Review all closing statements and compare to signed Good Faith Estimate (GFE) before signings, and correct discrepancies where needed.
Meet with clients to sign loan documents.
Send out correspondence including thank you cards, closing cost calculations, etc.
Maintain a detailed conversation log for each file.
Qualifications
Minimum of 1 year of recent experience in mortgage lending preferably in processing
Working knowledge of loan program guidelines including conventional, jumbo, and government loan programs
Proficiency in DU/LP/GUS and/or other major LOS
Ability to calculate income
Strong verbal and written communication skills
Creative problem solver with a positive attitude
Ability to prioritize and multi-task in order to meet deadlines, strong organization skills
Strong sense of urgency and responsiveness along with the ability to demonstrate professionalism
Additional Information
All your information will be kept confidential according to EEO guidelines.
Loan Processor
Loan servicing specialist job in Lacey, WA
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $24.03 - $28.84
Bonus Eligible
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyMortgage Loan Processor
Loan servicing specialist job in Snohomish, WA
Job Description
The Loan Partner Three (LP3) is a Loan Processor responsible for timely and high-quality loan processing from RESPA to Funding (lock-to-loan).
The LP3 collaborates with the Loan Officer (LO), Loan Partner Two (LP2), Branch Operations Manager (BOM), loan underwriters, borrowers, and other key stakeholders to review and submit high-quality loan applications to underwriting.
This position requires extensive knowledge of investor guidelines, strong attention to detail, expertise in analyzing cash, credit, capacity (income), and collateral, and proactive communication to minimize underwriting conditions and enhance the borrower experience.
Compensation:
$65,000 - $70,000 per year
Responsibilities:
Pre-Underwrite
Verify that the initial loan file is complete using the pre-underwrite checklist
Request any additional documentation on cash, credit, and capacity (income) for a complete loan submission
Return incomplete loans to LO or LP2 with a detailed list of outstanding items (Cc'ing BOM BM)
Initiate ALL third-party items (or direct LP3A to do so, if applicable)
Submit high-quality loans for preliminary underwriting without over-analyzing
Post-Underwrite:
Analyze the Conditional Loan Approval (CLA) to ensure all conditions are clear
Confirm outstanding CLA items have NOT already been received before reaching out to external parties (avoid duplicate requests to borrowers)
Request conditions in layman's terms that are easy for borrowers to understand
Thoughtfully review and submit all conditions to underwriting
Proactively communicate with LP2 (via phone or face-to-face) on better submission practices
Send all Clear to Close (CTC) requests via email to the loan team (including Opener)
Review ICD and CDs to ensure accuracy vs. the original Loan Estimate (LE)
Post-Fund:
Monitor pending closed loans for funding authorization
Clear any post-funding conditions as required
Support LO, LP1, LP2, and borrowers with any post-funding questions
Qualifications:
High school diploma or equivalent
Minimum 3 years of underwriting or processing experience
40+ hours per week commitment
Proficient in DU/DO and LP
Major Loan Origination Systems (LOS) expertise (Encompass, Calyx Point, etc.)
Strong understanding of investor guidelines
Microsoft Office Suite proficiency (Word, Excel, PowerPoint, Outlook, OneNote)
Excellent verbal and written communication skills
Strong time management ability to work under pressure
Detail-oriented with a strong sense of accountability
Team player with the ability to collaborate across corporate branch levels
Completion of all required regulatory compliance training
About Company
LoanDepot is a national company, but at our branch in Snohomish, we're proud to be one of the top 10 mortgage teams in the nation! We are a small group of dedicated professionals who take our work seriously but know how to have fun along the way.
We believe in balance: delivering exceptional results for clients while building a team culture that thrives outside the office. Whether we're skydiving, paddleboarding, biking, or just sharing a few laughs, we bring the same energy and commitment to everything we do.
If you're looking to join a team that works hard, celebrates success, and makes every day an adventure, you'll fit right in here.
Business Loan Specialist
Loan servicing specialist job in Mount Vernon, WA
Serves as primary support contact providing administrative and internal/external support for the Business Lending Team in all areas, with the exception of underwriting and loan approvals. Loan Specialist will monitor business loan relationships, assist with customer service needs, produce/review loan documentation, ensure proper collateral perfection, and manage up-to-date relationship tracking.
Upholds legal, regulatory and compliance requirements unique to the role, in addition to Bank Secrecy Act, Anti-Money Laundering, OFAC, and Information Security policies and procedures. Completes annually required compliance related courses as established by Harborstone Credit Union policies and/or practices.
Completes annually required Product and Process Knowledge competency testing, in addition to job related courses as established by Harborstone Credit Union policies and/or practices.
Compensation:
Minimum $25.88
Maximum $36.97
Placement in the pay scale will be determined by experience and qualifications.
Responsibilities
· Prepares in-house commercial, participation, SBA and secondary market loan documentation on a timely basis for various products, for all segments of business banking.
· Performs duties related to the processing and/or closing of loans.
· Provides information and assistance to loan originators, members, title companies, escrow firms or dealers during the set up/funding and/or construction loan processing and closing process.
· Coordinates loan documentation and reviews/processes documentation and files to ensure loan package completion to meet lending specifications.
· Assists with credit approval process as needed (i.e. managing/tracking internal loan codes, approval documentation, deposit balances, etc.).
· Reviews and monitors loan documents for accuracy, completeness and adherence to approval conditions occasionally providing recommendations for language to include in the loan documents if appropriate.
· Reviews title insurance commitments and exceptions on commercial real estate loans, providing feedback on errors or omissions.
· Coordinates funding process, prepares closing escrow instructions and manages timeframes for commercial real estate loans.
Qualifications
· Knowledge of loan documents (Promissory Note, Loan Agreement, Guaranty, etc.).
· Strong working knowledge of a variety of collateral security methods and documentation including knowledge of UCC's, title, escrow, taxes, insurance and real estate documentation relating to commercial real estate.
· Works on assignments that are moderately complex in nature where judgment is required in resolving problems and making routine recommendations.
· Ability to maintain high attention to detail with strong organizational and time management skills.
· Ability/willingness to work independently and collectively in a team environment.
· Proven motivated/self-starter who is flexible and able to adapt quickly to a change in priorities/tasks and a willingness to accept additional responsibilities as opportunities arise.
· Requires basic arithmetic skills, knowledge of operational procedures, practices and policies.
· Thorough knowledge of credit union, state and federal policies, procedures and laws regarding lending.
· Federal and state consumer and commercial lending regulations.
· Fixed, adjustable rate consumer, real estate and business loans.
Please note that a job description does not in any way identify ALL functions and/or responsibilities of the role. The position will support and/or provide service or value where needed.
Education/Experience/Certification:
· Five or more years' in a financial institution with at least three years' experience processing business/ commercial loans, including participations and SBA loans.
· Experience with LaserPro software, preferred.
Auto-ApplyLoan Processor III
Loan servicing specialist job in Bellevue, WA
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills
Intermediate math skills.
Strong verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
May provide guidance to less experienced team members to resolve/escalate issues of high complexity
Exercise sound judgment in executing core job responsibilities
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Student Loan Coaching Specialist
Loan servicing specialist job in Portland, OR
As a Student Loan Coaching Specialist, you'll work one-on-one with end users to provide expert, personalized guidance on student loan repayment. We're expanding our coaching service to help even more users navigate the complexity of student loans (e.g. federal repayment plans, public service loan forgiveness, refinance, consolidation, tax considerations, accelerated payments, college funding) and balance other long-term financial goals alongside debt repayment. Our ideal candidate is a self-starter who is eager to help advance the program and is comfortable communicating directly with end users. Empathy, curiosity, and a growth mindset are critical to this role.
Key Responsibilities
* Prepare a borrower's analysis before the call, review it along with any questions during the call, and provide prompt follow-up via email after the call
* Become proficient with the Candidly platform and capabilities that can help borrowers make progress based on their customized plan
* Follow the post call coaching procedures (record meetings, fill out post call form, etc.)
* Weekly check-in with the Candidly Coaching team
* Ability to lead webinars, develop written resources, and collaborate on cross-functional initiatives to drive the growth and impact of the coaching program
* Contributes to team knowledge sharing and process improvement initiatives
* Shows initiative and resourcefulness to resolve user issues and improve coaching processes
* Adapts quickly to changes in policies, programs, or tools in a fast-paced environment
* Engages in continuous learning to stay up to date on student loan regulations, financial wellness strategies, and fintech tools
Requirements
* Certifications - CSLP designation preferred
* You are empathy-first in your approach to your clients and our users
* You are conscientious and meticulous in detail
* You have passion for making a difference and approach each day with a sense of urgency about the opportunity to make an impact
* You are an exceptional teammate
Preferred Qualifications
* Experience or knowledge in college planning concepts and strategies
* Familiarity with federal and private student loan programs, repayment strategies, and forgiveness options
* Knowledge of personal finance software or fintech platforms
* Bilingual or multilingual abilities to support a diverse user base
* Background in higher education, career services, or financial literacy education
* Experience or familiarity with AI-driven financial tools or platforms, including using AI insights to guide client decision-making or improve coaching outcomes
Consumer Loan Servicing Representative I
Loan servicing specialist job in Liberty Lake, WA
STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine's Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members' lives. We love people who share our core values: Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams.
STCU offers excellent benefits:
* Paid time off-plus 11 paid holidays!
* Medical, dental, vision and life insurance
* Training and career development
* Success sharing plan
* 401(k) matching contributions
* Tuition reimbursement
An overview of the benefits can be found here.
Salary range: $20.42 - $28.58 per hour
Job Description
The Consumer Loan Servicing Representative I provides administrative and customer service support for the ongoing servicing of consumer loans. Responsibilities include processing loan payments, maintaining accurate loan records, responding to member inquiries, and supporting various post-closing activities. This entry-level position offers opportunities for growth and development within the organization.
Core Job Requirements/Outcomes
* Provide exceptional service and operational support by assisting members and frontline staff with loan servicing inquiries, and by fostering strong vendor relationships to ensure quality and consistency in consumer loan servicing.
* Ensure loan collateral is properly secured by perfecting titles and obtaining insurance to mitigate loan loss risk. Maintain documentation accuracy by auditing new loans to identify any need for rework, review for compliance and quality in line with policies and regulations, and by communicating discrepancies to the appropriate teams to enhance the member experience
* Adhere to regulatory requirements included in the Fair Credit Reporting Act and Consumer Financial Protection Bureau by responding to consumer inquiries and exception reporting while maintaining the institutions privacy and security policies and procedures.
* Maintain accurate loan records by performing a variety of loan servicing tasks including payment maintenance (such as due date changes and payment reversals), loan verifications and payoff quotes, processing payment protection (claims, cancellations, payments), handling insurance-related items (impairment, workflows, uploads), payoff processing, lien releases, and regular reporting and workflow management.
Other Essential Functions
* Support Loan Servicing's continuous improvement goals by actively participating in Leader Standard Work (LSW) activities to enhance operational efficiency, and by conducting experiments and tracking cycle timing as part of the kata process to drive incremental improvements. Proactively communicate challenges, obstacles, and ideas for improvement to department managers.
* Foster positive working relationships that contribute to a collaborative, respectful, and inclusive team environment, while consistently demonstrating our core values of joyfulness, generosity, belonging, goodness, and striving. Support team members by taking initiative to assist with task coverage during absences, or times of increased workload to help maintain service levels and team efficiency.
* Support peer development by providing training, guidance, and mentoring on standard servicing tasks.
* Review departmental procedures and communicate any necessary updates, corrections, or improvement recommendations.
* Participate in monthly and quarterly check-in meetings, ensuring completion of approach and impact ratings as well as clear, timely updates on goal completion progress.
* Ensure the accuracy, regulatory compliance, and timely completion of assigned tasks in accordance with established service level agreements (SLAs), including adherence to departmental quality standards and performance metrics such as call answering and availability expectations.
* Monitor incoming and outgoing mail and manage the team's shared email inbox by reviewing and categorizing messages to support timely processing and task routing.
* Process departmental reports and workflows to ensure the accuracy and integrity of loan records.
* Participate in job shadowing opportunities to enhance understanding of cross-functional roles, support team development, and identify potential areas for process improvement.
* Assist with departmental projects as needed.
Qualifications
Education: High School diploma or equivalent required.
Job Experience: Two years of experience in a member consultant/service role within a financial institution-performing functions such as account maintenance, opening new member accounts, and advising on account types and products or at least one year of hands-on experience in consumer lending is required. Demonstrated proficiency in lending processes is required. Working knowledge of loan collateral and consumer protection laws, including FCRA, SCRA, and CFPB guidelines, is preferred.
Software Skills: Demonstrates proficient knowledge of Microsoft Office programs, including Outlook, Word, Excel, and Teams. Experience with loan servicing systems such as Phoenix, Dealertrack, and OnBase is also preferred.
Physical Demands: Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations.
Work Conditions: Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting. Exposure to high-stress, fast-paced, deadline-oriented environment.
Other: Perform additional duties as assigned for the efficient operation of the department and the organization. This includes the possibility of being assigned temporarily to other locations.
Additional Information
Please review our website for more information at stcu.org/careers.
Consumer Loan Processor
Loan servicing specialist job in Bellevue, WA
iVantage Group is a nationally recognized provider of staffing services and project based solutions located in Brighton, Michigan. Recipient of Crain's Detroit Business “Best Places to Work” award along with being one of Inc. 500's Fasting Growing Firms in the United States.
Certified as a Minority & Women Owned Business Enterprise we excel at finding exceptional talent that can't be found. Our 24/7/365 real time recruiting engine is state of the art and has allowed our organization to obtain elite vendor status at local clients such as BCBSM, HAP, General Motors, OnStar, Flagstar, Comerica, Delta Dental, Consumers Energy, Jackson National Life, and Carhartt.
We provide our consultants with long term Contract, Contract-to-Hire and Permanent Placement services. Simply put - we will take your career to the next level!
For more information on iVantage Group please visit us at
************************
.
Overview
iVantage Group which is one of Michigan's fastest growing Staffing and Direct Placement firms is currently searching for qualified
Retail and Home Lending Processor with experience in the following:
Experience with common GSA's (FNMA, FHLMA, FHA, VA, USDA)
Knowledge of AUS systems (LP & DU)
Knowledge of MDIA and RESPA disclosure requirements
Position:
Retail and Home Lending Processor
Industry:
Information Technology
Employee Benefits:
Comprehensive Benefit Plan
Responsibilities / Job Description:
The Processor works with loan officers, borrowers, and third party providers to obtain documentation and submit a thorough, accurate, and complete loan package to Underwriting.
Pro-actively maintains control of the loan file, monitors dates for approval, appraisals, purchase deadlines and closing, and ensures that all deadlines are met in a timely and efficient manner.
Recognizes and resolves challenges early in the process, and provides excellent customer service.
Qualifications
Skills
Effective communication skills with a high level of customer service
Ability to multi-task and operate effectively in a high-paced environment
Detail orientated with proficient organizational skills
Ability to adapt to and accept change
Strong listening and problem solving skills
Additional Information
All your information will be kept confidential according to EEO guidelines.
Contact Andrew McAlpine:
************ or ***********************************
Easy ApplyLoan Processor III
Loan servicing specialist job in Bellevue, WA
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. "Go to" subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
* The processor is to become the contact for non-licensed activity once the loan is submitted to them.
* Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
* Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
* Identify potential issues and communicate to consumer and loan officer.
* Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
* Stay current with federal, state regulations, policies and industry trends.
* Check ratios and verify accuracy of AUS findings and program applicability.
* Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
* Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
* Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
* Update and verify accuracy of data input into system.
* Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
* Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
* Order generation of loan documents.
* Coach and provide guidance to less experienced Processors as needed.
* Use and modify templates to compose professional correspondence and emails.
* Provide status updates to Loan Officers and/or borrowers.
Qualifications
* High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
* Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
* Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
* Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans.
* Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
* Expert knowledge in new construction documentation and condominium projects.
* Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
* Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
* Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
* Excellent customer service, interpersonal, verbal and written communication skills
* Intermediate math skills.
* Strong verbal and written communication skills.
* Strong detail orientation and highly organized.
* Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.
Supervision
* Depending on experience, supervision is intermittent to infrequent
* Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization
* May provide guidance to less experienced team members to resolve/escalate issues of high complexity
* Exercise sound judgment in executing core job responsibilities
* Average monthly pipeline is 14 loans.
* Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Mortgage Loan Processor
Loan servicing specialist job in Sumner, WA
Job DescriptionAre you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you're interested in a dynamic position on a well-established and successful lending team, look no further; apply now!Responsibilities
Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval
Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
Put together loan packages and submit to lender underwriting for approval or denial
Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports
Assist borrowers in determining the best mortgage type based on interview and situation
Qualifications
Must have Experience in Processing mortgage and home loans
We are a team with a strong culture and as such require all team members to work in our Sumner Washington office. This position is not for remote
Superb analytical skills, time management skills, and attention to detail
Must have excellent written and verbal communication skills
High school diploma or GED required - Associate's degree in accounting, finance, or business preferred
2 years minimum experience in loan processing required
FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required
Compensation$54,000 - $62,000 DOE Come grow with us. Apply today!
Position Not Otherwise Posted
Loan servicing specialist job in Bellingham, WA
Interested in joining our team, but don't see the right fit? Express interest here.
We are always accepting resumes from great people interested in joining our team. We may not have the right fit at this moment... or maybe we will.
About Highline Construction. We are a Whatcom County design-build firm who believes that a successful business is the result of enriching the lives of our employees, our clients, and our community. By focusing on doing right by others and continual improvement we have built an organization that supports our staff and makes this a fun place to work. Here are some examples of how staff have described our culture:
Embraces change
Values and respects my family life
Supportive and genuine
Transparent
Passionate
By fostering this culture our people are happy and motivated to show up, work hard, and produce great work. This dedication has helped us win "Best Builder" in the
Bellingham Alive!
readers' choice awards three years in a row.
We are committed to a policy of Equal Employment Opportunity and will not discriminate on protected basis under federal, state, or local law. If you are an applicant with a disability and require an accommodation to our application process, please contact us.
Loan Closer/ Processor
Loan servicing specialist job in Auburn, WA
The Loan Processor/Closer Oversees the loan application process and communicating with clients, regardless of their loan status. The successful candidate will approve credit analysis and validating and verifying all loan application information and for coordination of the home loan closing process. This person will present loans to the Loan Review Committee for review and make recommendations based on credit information.
MAJOR TASKS AND RESPONSIBILITIES
This list is intended only to illustrate the various types of work that may be performed. The omission of specific statements does not exclude them from the position if the work is similar, related or is a logical assignment to the position.
Supervise or Manage outreach activities to familiarize Tribal Members and the community about Tribal Home Loan programs and services.
Oversee Credit Counselor and loan specialist position and analyze all loan applicants for Mortgage, vehicle and personal loans.
Manage Staff that Interview applicants to assess qualification for loan programs.
Analyze credit, income, asset, and spending habits within Loan Package for credit-worthiness.
Review complete file from Credit Counselor or loan specialist and draw documents and update loan software before loan closing.
Oversee the Input/update of data and monitor progress of all loan files on loan processing software.
Analyze and verify all documentation submitted for file completeness and accuracy.
Review conditions with client and let them know of any additional information that needs to be sent right away.
Review the terms and the structure of the loan with the client.
Review and approve all loan documents such as Promissory Notes, Deeds of Trust, and Closing disclosures.
Order third party reports including credit reports, escrow instructions, preliminary title reports, and appraisal and wiring instructions.
Coordinate loan closings with lenders, customers, escrows, and title companies.
Oversee the trainings that relate to consumer and mortgage lending.
Maintaining communication with clients, vendors, real estate brokers, escrow agents, and title companies.
Stay current with home lending regulations.
Prepare and submit monthly reports to Housing Director.
Draw funds for down payment assistant.
Prepare and submit policy changes for Board and Housing Director review.
EDUCATION - EXPERIENCE AND TRAINING FOR POSITION
:
Graduation from an accredited four-year college or university with a degree in accounting, finance, or business or a closely related field.
Five (5) years of progressively responsible related experience, that includes supervision.
Ten (10) years' experience in real estate, mortgage and consumer lending industry with a thorough understanding of the regulations applicable to lending may be submitted for education requirement.
SPECIFIC SKILLS/KNOWLEDGE/ABILITIES REQUIRED FOR POSITION
Skilled in:
Mortgage processing, banking, consumer lending, real estate agent, closing agent or finance and detail oriented.
Must have experience and proficiency in Microsoft Word, Excel, and Access.
Effective written and verbal communication skills.
Knowledge in:
Researching client problems, conflict resolutions and finding solutions.
Private mortgage lending practices, programs and institutions, including inspections, appraisals, required and acceptable documentation, underwriting standards, types of lenders and types of loans available and informal negotiations and options that might assist marginal borrowers or resolve payment problems.
Knowledge of Fannie Mae, Freddi Mac and similar lending regulations.
Detail oriented with aptitude for math.
Knowledge of real estate industry.
Ability in:
Ability to learn new company and program specific lending software programs, as well as working proficiency utilizing MS Office programs and e-mail.
Ability to multi-task and organize large workloads.
PHYSICAL REQUIREMENTS
The working conditions described herein are representative of those that must be met by an employee to successfully perform the essential duties of this class.
While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to walk and climb stairs; use hands to operate, finger, handle, or feel objects, tools, or controls; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. The noise level in the work environment is usually moderately quiet.
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