Loan Servicer II - C & I, AT
Loan servicing specialist job in New York, NY
New York, NY (Hybrid) Salary Range: $75,000 - $95,000 The Loan Servicer II, Commercial & Industrial (C&I), is responsible for efficiently managing loan servicing tasks within Apple Bank's C&I portfolio. Key duties include booking new loans in the Bank's loan servicing system, processing payments in accordance with loan documentation, and diligently monitoring critical loan data to ensure accuracy and completeness. Additionally, this role provides necessary information to regulators, auditors (internal & external), and senior management, while upholding strict adherence to all internal loan servicing policies and procedures by the team.
ESSENTIAL DUTIES & RESPONSIBILITIES
Manage daily processing activities for the C & I loan portfolio, ensuring all deadlines are consistently met with efficiency.
Audit new loans to verify data entry in the McCracken loan servicing system aligns with official documentation.
Review rate change reports to confirm receipt of interest rate resets from loan agents.
Monitor loan commitments to ensure the database accurately reflects current borrowings and available funds.
Examine system interest adjustments to validate accuracy of loan-level interest receivables.
Observe key general ledger clearing accounts daily.
Prepare management reports, including commitments, loan activity, delinquency, and yield metrics for the receivable portfolio.
Track delinquencies each day and promptly report overdue loans to management.
Provide requested information to internal and external regulators and auditors.
Develop and revise procedures for new and existing tasks as necessary.
Test upgrades to the McCracken system and run diagnostic reports to identify potential data anomalies.
Communicate with loan agents to collect interest rate, payment, and delinquency details.
Perform additional duties as assigned.
SKILLS, EDUCATION, & EXPERIENCE
Bachelor's degree is required.
4 + years of experience servicing Commercial & Industrial (C&I) loans.
Demonstrated expertise in a range of commercial and industrial loan products, such as sovereign guaranteed loans, revolving credit facilities, pre-export financing (PDP) facilities, term loans, loan participations, and receivables financing.
Experience with McCracken and IBS loan servicing systems is advantageous.
Advanced analytical capabilities are essential.
Exceptional verbal and written communication skills, as well as strong interpersonal abilities.
Proven expertise in Microsoft Excel and MS Office Suite Products.
Must demonstrate initiative in following up with clients regarding complaints, inquiries, or requests.
Meticulous attention to detail coupled with robust organizational skills.
Visa sponsorship not available.
We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.
Auto-ApplyMortgage Closer
Loan servicing specialist job in New York, NY
Established in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar IT company, with more than 9,000 professionals across 30+ offices, Collabera offers comprehensive, cost-effective IT staffing & IT Services. We provide services to Fortune 500 and mid-size companies to meet their talent needs with high quality IT resources through Staff Augmentation, Global Talent Management, Value Added Services through CLASS (Competency Leveraged Advanced Staffing & Solutions) Permanent Placement Services and Vendor Management Programs.
Collabera recognizes true potential of human capital and provides people the right opportunities for growth and professional excellence. Collabera offers a full range of benefits to its employees including paid vacations, holidays, personal days, Medical, Dental and Vision insurance, 401K retirement savings plan, Life Insurance, Disability Insurance.
Job Description
Contract Duration: 18 months
Pay rate: 20/hr
The Custom Residential Real Estate Fulfillment center provides support in the following key areas: 1st Mortgages, Modifications/Renewals, Adjustable Rate Mortgage Servicing, Construction Loan Servicing and Post Close Reviews.
The Closing specialist coordinates preparation of loan closing packages, including issuance of funds, closing instructions, and insures the timely and accurate closing of 1st mortgage residential loan transactions, for our UHNW Clients. Closing Specialist is to prepare and review documentation in accordance with Bank policies and procedures, to facilitate closings with our Wealth Management Clients and to ensure lien perfection. Works on routine to highly complex documentation. Interfaces with company vendors, legal counsel, line partners and clients, to ensure world-class documentation and accuracy. Maintains primary responsibility for accuracy of documentation, timely delivery of documents and necessary research requirements to ensure documentation reflects the appropriate transactional information and elimination of controllable re-work.
Qualifications
Experience with Mortgage closing
handled real estate loan documents
Additional Information
If you are interested, please feel free to contact me at:
Laidiza Gumera
************
Mortgage Loan Processor
Loan servicing specialist job in Scarsdale, NY
Job Description
Mortgage Broker located in Westchester County, N.Y, looking for a Loan Processor.
Are you an experienced, detail-oriented mortgage loan processor who can successfully aid loan officers in navigating the loan process? Our mortgage brokerage is interested in hiring a highly productive mortgage loan processor for our seasoned loan officers. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!
Compensation:
$65,000 - $75,000 yearly
Responsibilities:
Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and mortgage lending underwriters to help further loan approval.
Work with the borrower to gather financial information and verify the accuracy of the loan officer's application.
Assemble and submit loan packages to the lender underwriters for approval.
Adhere to all lending and regulatory guidelines and policies while preparing the loan file for submission to underwriting.
Qualifications:
Experience in mortgage lending and knowledge of loan types, such as Conventional , FHA ,VA and Non QM loans required.
Must possess exceptional attention to detail, as well as strong analytical and time management skills.
At least 5 years of loan processing experience required.
Excellent written and verbal communication skills are a requirement.
About Company
We are currently licensed in NY, NJ, CT, and Florida. We utilize industry-leading technology along with a great workflow to provide clients with a process that is simpler, faster, and easier. In addition, we value individuals who are interested in being part of a company culture that strives to be the best!
We provide value to our team by focusing our energies on bringing in high-quality leads, closing with a >90% conversion rate, and providing the latest AI-driven technology to help you stay on top of clients and leads.
Business Lending Specialist/ Junior Loan Officer
Loan servicing specialist job in New York, NY
Polish & Slavic Federal Credit Union is committed to supporting our employees' overall wellbeing by providing valuable benefits. The credit union proudly offers a competitive benefits package, that includes: Medical, Vision and Dental Insurance, Retirement Plans, Life Insurance Plans, Tuition Reimbursement and Pet Insurance, among other benefits. We also have a generous Paid Time Off policy including Vacation, Personal and Sick Time, as well as, a Birthday Day off.
Core Responsibilities:
Obtain required financial information submitted in consideration of assigned Member Business Loan requests and underwrite the credit by performing the appropriate level of analysis using established financial and cash flow techniques and templates to evaluate the overall credit worthiness of the member.
Process R/E loan applications, obtain 3rdparty reports, appraisals, environmental assessments, flood hazard certificates.
Prepare credit recommendations and approve loans within approved lending limit if applicable, resulting in well documented and fundamentally sound credit decisions.
Prepare loan documents and obtain all executed required legal documents and close the loan.
Assist Portfolio Manager in the performance of annual credit reviews and reassessment of credit risk.
Process/underwrite/approve non-R/E credit applications.
Answer MBL inquiries, resolve complaints and member issues.
Assist members with loan applications and documentation completion.
Prepare and maintain accurate monthly Loan Application pipeline.
Requirements:
Minimum 3 years' experience in business credit analysis, workflow organization and processing.
Comprehensive knowledge of commercial and business lending with completion of formal commercial loan analysis education on the evaluation of financial statements and tax returns, or prior work
Pay: $47,478.50 - $91,492.17 per year
AN EQUAL OPPORTUNITY EMPLOYER
Loan Closer Supervisor
Loan servicing specialist job in New York, NY
Who We Are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.
Location: New York, NY
Reports To: Loan Closing and Post Closing Manager
Type: Full-Time; Hybrid NYC (in office Mon-Wed, remote Thurs-Friday)
About the role:
At Tomo, we're building a better mortgage experience - faster, more transparent, and focused on helping homebuyers thrive. As a Closing Team Lead, you'll play a critical role in ensuring our customers reach the finish line with confidence and clarity.
You'll lead a team of closers, overseeing day-to-day operations while managing your own pipeline. This is a highly collaborative role requiring expert knowledge of the mortgage closing process, an eye for detail, and a deep commitment to delivering a smooth and efficient experience for our customers.
What You'll Do:
* Lead the Closing Team: Supervise a team of mortgage closers, providing coaching, mentorship, and performance feedback to drive quality and efficiency.
* Pipeline Management: Monitor individual and team pipelines to ensure files move swiftly through the closing process while meeting compliance and regulatory requirements.
* Quality Control: Review team files to ensure documentation accuracy, fee compliance, and proper coordination with title companies and warehouse banks.
* File Ownership: Manage an individual pipeline of complex purchase loans, ensuring initial closing disclosures are sent timely, closing packages are accurate, the signed closing package meets all requirements, prior to fund conditions are met, and funding authorization is given.
* Compliance Oversight: Review files for adherence to TILA, RESPA, HMDA, Reg B, and other federal/state guidelines. Remediate Compliance Ease alerts and ensure documentation is audit-ready.
* Team Collaboration: Work closely with processors, underwriters, loan officers, and settlement agents to identify and resolve closing issues.
* Continuous Improvement: Identify process gaps and partner with leadership to streamline workflows and elevate the customer experience.
* Post-Closing Support: Assist with post-closing issue resolution to ensure funding and investor delivery go smoothly.
What Makes You a Great Fit:
* Strong understanding of the mortgage closing and funding process
* Proven leadership capabilities with experience managing closing or operations teams
* High attention to detail and organizational skills, especially when working with large volumes and tight timelines
* A "phone-first" communicator who values collaboration, transparency, and efficiency
* Ability to stay calm under pressure and maintain a customer-first mindset, especially during escalations
Preferred Qualifications:
* Minimum of 5 years of experience in the loan/financial industry
* Experience with Byte Pro or other LOS platforms (e.g., Encompass)
* Familiarity with a variety of loan types: Conventional, FHA, VA, and Jumbo
* Strong knowledge of mortgage applications, credit reports, and financial verifications
* Experience working in a fast-paced, purchase-driven environment
What's in It for You?
* Career Growth: Explore multiple career paths across Tomo, including elite operational roles
* Competitive Pay & Benefits: Designed to support your whole self, in and out of work
* Equity Ownership: All teammates receive stock options-we win together
* Coaching & Mentorship: Learn from experienced leaders who are invested in your growth
Inclusive Culture: We celebrate diverse backgrounds, experiences, and perspectives. Whether your path into mortgage has been traditional or unique, you'll find a place to thrive here.
Compensation for this role is $90,000 -$105,0000 per year in On-Target Earnings (OTE), which includes base salary and variable compensation. The commission structure is uncapped, allowing for additional earning potential based on performance.
Benefits
We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to):
* Equity Ownership: All teammates receive stock options-we win together
* Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
* Work-life balance and a generous paid time off policy
* In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
* 401(k) retirement plan
Auto-ApplyLoan Processor
Loan servicing specialist job in New York, NY
Wealthfront is seeking a mortgage loan processor to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilities
Reviews loan file and gathers any items needed for final loan approval
Liaison between all operational and sales departments in the transaction
Orders supporting documentation
Evaluates loan applications for reasonableness and, if needed, escalates files for further evaluation
Prioritizes daily workload to ensure a delightful client experience
Excellent client communication skills
Communicates with third party vendors throughout the loan process to finalize the application
Ensures adherence to investor and regulatory guidelines
Proactively maintain loan pipeline, tasks and objectives
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA.
Deep understanding of mortgage loan products and underwriting guidelines.
Self-driven with the ability to work independently and collaboratively.
Excellent organizational skills, able to set and meet deadlines in a high paced environment.
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
Intellectually curious and interested in applying technology to enhance business processes.
Prior experience in retail mortgage loan processing
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes
Requirements
2+ years of retail mortgage processing experience
Mortgage Loan Originator License preferred; Company will sponsor for the right candidate
Knowledge of Conventional Conforming and Jumbo guidelines
Understanding of state and federal lending regulations
Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $55,000 - 62,000 USD plus Equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront
Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums.
Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk!
For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Please review our candidate privacy notice.
Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
Auto-ApplyBusiness Loan Processor
Loan servicing specialist job in Uniondale, NY
Job DescriptionBenefits:
Company parties
Competitive salary
Dental insurance
Health insurance
Vision insurance
Company: iAdvance Now LLC Job Type: Full-Time
Compensation: $65,000 - $85,000 annually commensurate with experience
Responsibilities
Collect and review client documents for completeness and accuracy
Prepare loan packages for submission to lenders
Track loan files and manage the processing pipeline
Communicate with lenders to follow up on files, conditions, and approvals
Work with clients to gather any additional documentation needed
Maintain accurate notes in CRM or loan management systems
Help troubleshoot and escalate files when necessary
Qualifications
1+ years of experience in commercial loan processing, mortgage loan processing or bank loan processing
Strong organizational and multitasking skills
Excellent communication and follow-up ability
Experience using CRM tools and basic digital document systems
Knowledge of underwriting and lender guidelines is a plus
What We Offer
Competitive pay + performance bonuses
Opportunity to grow with a high-volume, expanding shop
Training on lender portals and process if needed
Benefits: Health, Dental & Vision Insurance. Paid time off.
Mortgage Loan Processor
Loan servicing specialist job in Hicksville, NY
Job DescriptionWe are looking for an experienced senior loan processor to join our tight-knit group of mortgage professionals. The successful applicant will have years of experience in loan processing, excellent attention to detail, and a skilled approach to customer service to help our borrowers navigate the mortgage closing process. We provide the opportunities, the team, and the growth potential to help you achieve your career goals. If this sounds like the ideal job for you, please apply today!Compensation:
$70,000
Responsibilities:
Confirm that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
Create and maintain the mortgage loan file, order third party documentation and reports as needed for residential home loans, and assist underwriters in clearing conditions as requested
Verify the accuracy of all obtained loan documentation, such as title insurance, loan applications, appraisals, credit reports, and income and asset declarations and provide them promptly to underwriters for loan approval
Be the main point of contact for title companies, mortgage loan officer/mortgage loan originator, real estate agents, borrowers, and mortgage underwriters to facilitate a timely loan closing
Submit loan file documentation accurately into necessary software programs
Qualifications:
Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential
Bachelor's degree preferred; high school diploma required
Excellent attention to detail, customer service, time management, and communication skills are needed
Knowledge of current residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is crucial -- Commercial loan and Refinance loan knowledge is an added asset
2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loan processor is needed
About Company
Why Join OMNI Mortgage?
When you join us, you're not just stepping into a job; you're joining a mission. OMNI Mortgage is dedicated to empowering loan officers to achieve the kind of success that changes lives. We provide the top-tier resources, exclusive access to elite agents, and best-in-class coaching to ensure you're equipped to succeed at the highest level.
Foreclosure Specialist
Loan servicing specialist job in New York, NY
The Foreclosure Specialist will be responsible for monitoring activities of foreclosure vendors relative to the accuracy and timeliness of residential mortgage loans within foreclosure in accordance with applicable Federal, state, and/or Investor requirements. Effectively collaborates and communicates with support groups within default, to ensure optimal resolution and/or outcome. Perform all duties in accordance with the company's policies and procedures, investor requirements and all US state and federal laws and regulations, wherein the company operates.
What you'll do:
• Maintains, reviews, follows-up and ensures timely and accurate completion of all regular scheduled steps including outstanding /late steps within the foreclosure tracking templates on a daily basis.
• Effectively communicates with team, default support groups, clients, and investors during foreclosure proceedings
• Obtains approval, and properly manages any outstanding or upcoming event/task. This includes but not limited to; completing steps within deadlines as well as accuracy of dates entered - for completion of event/task.
• Proper management of Custodians during collateral order and/or document scanning and upload - upon receipt.
• Communicates with assigned attorney/trustees via vendor tracking software - regarding delays and/or pending inquiries.
• Utilizes all, applicable tools available to effectively manage pipeline, system of record, vendor tracking software- queue, as well as control reporting.
• Provision timely and accurate figures, information, documents, or instructions to assigned attorney/trustee/vendor within SLA as outlined in foreclosure and/or default procedures.
• Process all fee/cost/figure related inquiries within SLA; to ensure proper loan dispositioning, system coding, investor reporting and/or funds' processing.
• Ensures all attorney fees/costs and foreclosure costs are within Investor, Fannie Mae, Freddie Mac, FHA, VA, or USDA allowable fees schedules.
• Properly maintains system of record and/or vendor tracking software to ensure proper notification/reporting to Investor, Client, Borrower, State, or Federal/Government Agency during a foreclosure completion.
• Ensures all foreclosure procedural documents are imaged timely.
• Identifies "exception cases"/lien threats on daily basis including but not limited to; tax sales, drug seizures, and contested foreclosures. Notifies the manager and the investor/insurer as required.
• Identifies complex/escalated matters, and notifies direct manager for guidance, as well as next steps for resolution.
• Verifies taxes and insurance are maintained, as well as paid timely.
• Documents all servicing activities, action taken, delays, follow-up, and phone conversations in the system notes.
• Monitors vendor performance and properly notify Department Manager, Vendor Management, Oversight Management, or Client Management when performance issues occur (vendors inability/failure to comply with investor/insurer procedures and/or CMS requirements).
• Reviews future and upcoming sales, no less than 5 days prior to scheduling of sale, to ensure all requirements are met.
• Proper disposition and completion of a foreclosure sale, and follow up on sale proceeds within its respective judicial or non-judicial proceeding.
• Transfers files for conveyance/claim filing and/or to REO within 24 hours after the foreclosure sale of completion of the Ratification, Confirmation or Redemption period.
• Compiles, maintains, and ensures proper system coding for accurate and appropriate IRS 1099A/1099C (on foreclosed loan in the same month of sale completion).
• Processes all, instructions for posting of funds within SLAs; ensures timely and accurate instruction if/when funds or proceeds are received.
• Performs other duties and special projects as assigned.
What you'll need:
• High School Diploma or equivalent work experience; some college preferred.
• One (1) year of Foreclosure experience or two (2) years' banking/mortgage experience
• Notary Public or prior Paralegal experience preferred.
• Understanding the foreclosure process and understanding the difference between Judicial and Non-Judicial proceedings.
MISSION STATEMENT
To be the #1 national provider of Probate and foreclosure information for the Investor
Our researchers are at county courthouses throughout the USA on a daily basis. We examine the case files, while extracting pertinent information from them. We then combine the data with the county tax assessor's and property appraiser's office. This gives our clients a clear and concise view of the financial and physical description of the subject property. Our experts will know immediately if a case meets clients specific criteria. We do the consuming and labor intensive, yet crucial job of compiling data so that clients can focus on getting the deals.
Loan Processor
Loan servicing specialist job in Montvale, NJ
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Document all communication related to the loan application in the conversation log.
Train and assist supervision of new Loan Processors and other processing personnel.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 5 years' residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $33.63-36.06
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyLoan Closing Specialist
Loan servicing specialist job in Newark, NJ
Integrated Resources, Inc., is led by a seasoned team with combined decades in the industry. We deliver strategic workforce solutions that help you manage your talent and business more efficiently and effectively. Since launching in 1996, IRI has attracted, assembled and retained key employees who are experts in their fields. This has helped us expand into new sectors and steadily grow.
Job Description
This is a loan closing position responsible for coordinating document flow and loan closings for a growing portfolio of secured solar loans with a stable Fortune 500 utility company located in New Jersey. The successful candidate must be familiar with closing residential and commercial loans and must work well in a fast-paced environment.
Key Duties
· Communicate with loan customers as to closing procedures and answer customer generated questions and interact regularly with state agencies, legal department, and solar contractors.
· Coordinate document flow and gather due diligence from closing attorney, borrowers and solar contractors
· Review documentation received, solar technical data and site inspection reports for accuracy
· Schedule loan closings with borrower
· Calculate final loan amount based upon solar technical data and loan commitment amount.
· Prepare funding information sheets detailing wiring information and disbursal of loan proceeds
· Coordinate with Accounts Payable to process loan disbursals
· Organize closing documentation, files and records
Essential Qualifications:
· Bachelor's degree or equivalent experience.
· Minimum of 3 years of loan processing and/or loan closing experience
· Knowledge of, or ability to learn quickly, the technical aspect of solar system production
· Experience with records and file management
· Strong computer skills; in-depth knowledge of MS Office (Word, Excel) and SharePoint
Desired:
· Basic knowledge of NJ SREC market
· Previous experience working in the solar industry with familiarity with technical aspects of solar system generation
Manager Must have
· Documentation reading
· Loan closing residential/commercial
· SharePoint, power point, Excel preferred
· Solar or utility exp preferred
Qualifications
Essential Qualifications:
· Bachelor's degree or equivalent experience.
· Minimum of 3 years of loan processing and/or loan closing experience
· Solar or utility exp preferred
Additional Information
Kind Regards,
Pramod Kumar
Technical Recruiter
Integrated Resources, Inc.
DIRECT # - 732-844-8730
Mortgage Loan Processor
Loan servicing specialist job in New York, NY
At R&J Capital we believe in serving customers with honesty, integrity and competence. We are a highly revered mortgage brokerage firm providing services in New York, New Jersey, Florida, Connecticut, Pennsylvania, North Carolina, Texas, Maryland, California, Colorado & Indiana and continuing to expand. Join us and work for a company that is focused on success, growth and out of the box solutions.
Skills & Experience
Skills
Three year's relevant mortgage processing or underwriting experience
Experience with mortgage loan software programs
Verbal and written communication skills
Good interpersonal and customer service skills
Time-management and organization skills
Ability to meet strict deadlines
Ability to explain technical concepts in simple terms
Ability to work in a fast-paced environment
Willingness to learn new concepts to grow and advance
Experience
Responsibilities
Monitor and manage large pipeline to ensure timely funding of loans
Evaluate and assess residential mortgage loan applications as assigned
Perform a preliminary review of each application for compliance and completeness
Run DU or LP underwriting engine as appropriate. Compare findings with loan file documentation and collect additional documentation as needed
Maintain contact and support between the Loan Originator and all other departments of the company throughout the process of the loan, which may include Sales, Underwriting, Compliance, and Funding
Identify any change of circumstance and prepare and deliver any required disclosures
Evaluate risk of residential mortgage loan applications based on company guidelines
Image and accurately organize all file documentation to comply with company and industry standards
Prepare and submit completed loan files to lender's underwriting for decision based on mandated quality control guidelines and regulatory compliance
Resubmit loan files to obtain clear to close status and collect prior to closing documents
Be able to self-prioritize and manage large pipeline and exhibit high organization skills
Provide a high level of customer service to internal and external customers
Update loan milestones within one business day of the event
Other duties as assigned
This is a fulltime position
Hiring Insights job activity
Posted 30+ days ago
R & J Capital Group
Transaction Processor - Tag Swap Clerk
Loan servicing specialist job in Newark, NJ
Through our dedicated associates, Conduent delivers mission-critical services and solutions on behalf of Fortune 100 companies and over 500 governments - creating exceptional outcomes for our clients and the millions of people who count on them. You have an opportunity to personally thrive, make a difference and be part of a culture where individuality is noticed and valued every day.
Transaction Processor-Tag Swap Clerk
Onsite in Newark, NJ
Hourly rate $16.50/hr, which may be below your state's minimum wage. Please take this into consideration when applying.
What you get:
* $16.50/hr
* Great Work Environment
Requirements:
* Must be at least 18 years of age or older.
* Must have a High School Diploma, or equivalent.
* Must be able to submit to a background check
* Must be able to work Monday-Friday 7:30am-4:30pm; 2 Saturday's a Month based on company needs
Summary:
As a Tag Swap Processor you will be supporting our client's tag distribution. In this role, you will be responsible for testing and programming new tags, as well as completing the process for returned tags.
What you will be doing:
* Maintain accurate physical tag inventory and tag inventory records.
* Test and program new tags as well as complete processing of returned tags.
* Accept and verify inventory shipments. Use of a pallet jack required to move and store inventory.
* Duties require some bending, sitting for long periods, pushing carts with tags and lifting up to 50 LBS.
* Daily pull of inventory for packing and processing of new inventory transfers to Walk-in Centers.
* Test and prepare defective tag shipments for the Return Merchandise Agreement (RMA) process.
* Apply appropriate postage to outgoing mail, including tags.
* Support the Tag Distribution Team Lead during monthly and annual tag inventory audits.
* Perform other various functions within the Department as needed.
* Follow all policy and procedures and meet performance and production standards.
* Intermediary Excel competency required.
People who succeed in this role have:
* Strong work ethic.
* Effective and accurate written and verbal communication skills.
* Effective problem-solving skills.
* Clerical and/or warehouse experience in a fast pace environment
* Microsoft Excel experience
* Are excited by innovative technology
Join a rapidly growing organization that can support your career goals
Apply Today!
Pay Transparency Laws in some locations require disclosure of compensation and/or benefits-related information. For this position, actual salaries will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. In addition to base pay, this position, based on business need, may be eligible for a bonus or incentive. In addition, Conduent provides a variety of benefits to employees including health insurance coverage, voluntary dental and vision programs, life and disability insurance, a retirement savings plan, paid holidays, and paid time off (PTO) or vacation and/or sick time. The estimated hourly rate for this role is $16.50/hr
Conduent is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, creed, religion, ancestry, national origin, age, gender identity, gender expression, sex/gender, marital status, sexual orientation, physical or mental disability, medical condition, use of a guide dog or service animal, military/veteran status, citizenship status, basis of genetic information, or any other group protected by law.
For US applicants: People with disabilities who need a reasonable accommodation to apply for or compete for employment with Conduent may request such accommodation(s) by submitting their request through this form that must be downloaded: click here to access or download the form. Complete the form and then email it as an attachment to ********************. You may also click here to access Conduent's ADAAA Accommodation Policy.
International Stock Loan Consultant
Loan servicing specialist job in New York, NY
The Stock Loan desk provides inventory to clients for short selling, manages the firms funding through lending of re-hypothecated and firm positions in exchange for cash collateral via traditional stock loan contracts, tri-party repo and lending vs non cash collateral. Strong operational support is needed to manage the settlements, recalls, collateral marks and reconciliations. International Settlements supports the Stock Loan desk, Prime brokerage and the Execution desk in facilitating settlement in all international markets.
Job Description
Independent, self-motivated individual will handle the operational support for the daily settlement of all security and cash movements of international securities lending transactions
Daily processing and to work with management to handle all complex problems and issues of this particular area
Individual will learn to operate as the technical expert in their assigned area and will also have additional training on systems, project management, business analysis, and general business practices of the firm
Systems input and processing
Report analysis
Requires fundamental understanding of securities industry as it relates to the following:
International securities lending settlement practices
GlobalOne and DTC
Qualifications
At least 5 years of financial services industry experience preferred
Strong accounting/finance background or related experience preferred
Strong reconciliation skills
High proficiency level in basic computer applications including Excel
Experience in various facets of both international and domestic securities lending processing
Ability to work independently
Additional Information
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the U.S. without sponsorship and to complete the required employment eligibility verification document form upon hire.
Non Recourse Loan And Bg/Sblc Mt760 (Leasing) Offer!!!
Loan servicing specialist job in New York, NY
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Job Description
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Qualifications
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
Additional Information
NON RECOURSE LOAN AND BG/SBLC MT760 (LEASING) OFFER!!!
WE ARE REGISTERED MONEY LENDER, FINANCE TRADER, FUNDER, INVESTOR AND DIRECT PROVIDER OF NON RECOURSE LOAN, BANK GUARANTEES(BG) , STANDBY LETTERS OF CREDIT(SBLC) , LETTER OF CREDIT (LC) , TRADE FINANCE AND ALL KINDS OF INDIVIDUALS AND COMPANIES FUNDING FROM TOP RATED BANKS WORLDWIDE FOR PROJECTS, IMPORT AND EXPORT BUSINESS AT LOW RATE!!!
PLEASE IF YOU ARE LOOKING FOR NON RECOURSE LOAN, BG/SBLC MT760 (BANK INSTRUMENTS) AND PROJECT FUNDING WITHOUT COLLATERAL THEN CONTACT US THROUGH EMAIL: GLOBALFINANCELTDHK AT GMAIL.COM
MCA Loan Processor / Funder Liaison
Loan servicing specialist job in New York, NY
Job Description
We are a fast-growing merchant cash advance company working with a large network of direct lenders and funding partners. We are seeking a sharp, detail-oriented MCA Loan Processor who will play a critical role in getting deals funded efficiently and correctly.
This position is ideal for someone who wants to learn the lender landscape, understand deal structuring, and become a key operational hub between sales, underwriting, and funders.
The MCA Loan Processor is responsible for routing deals to the correct lenders, managing lender communication, and ensuring files move smoothly from submission to funding. You will learn the strengths, preferences, and underwriting guidelines of multiple lenders and use that knowledge to maximize approvals and funding speed.
You are the person who makes sure deals actually fund.
MUST HAVE EXPERIENCE
MUST KNOW HOW TO USE A CRM
Requirements
Responsibilities
Review completed MCA deal files for accuracy and completeness
Learn lender guidelines, pricing models, and approval criteria
Decide which lenders to submit deals to based on:
Revenue
Bank statements
Existing MCA debt
Industry and risk profile
Submit deals to appropriate lenders and manage follow-ups
Communicate directly with lenders to:
Answer questions
Provide additional documents
Push files toward approval and funding
Coordinate with sales and underwriting teams to resolve issues
Track deal status from submission through funding
Ensure contracts are signed, ACH forms completed, and conditions cleared
Maintain accurate records in CRM and lender portals
Flag problems early to prevent funding delays or fall-offs
Qualifications
Experience in MCA processing, underwriting, or funding coordination preferred
Strong understanding (or willingness to learn) MCA deal structures
Highly organized and detail-oriented
Comfortable speaking with lenders, underwriters, and sales reps
Ability to manage multiple deals at different stages simultaneously
Strong follow-up and communication skills
Familiarity with bank statements, daily payments, and holdbacks is a plus
CRM experience preferred (but not required)
Ideal Candidate
Organized, reliable, and proactive
Learns lender preferences quickly and remembers them
Calm under pressure and deadline-driven
Understands that a deal isn't done until it's funded
Wants to grow into senior processing, underwriting, or operations
Benefits
Competitive base salary
Performance-based bonuses tied to funded volume
Opportunity to grow into:
Senior Processor
Underwriting Analyst
Operations Manager
Reverse Mortgage Closer
Loan servicing specialist job in Mahwah, NJ
Longbridge Financial is an innovative company committed to responsibly helping seniors use home equity to have a better retirement. We work together with reputable companies in the financial services industry and anticipate rapid expansion and opportunities for personal and professional growth while moving into exciting new directions for the reverse mortgage business. If you are interested in taking the next step in your career and helping to build the foundation of an exciting company, this role could be a perfect fit.
Job Description
The Closer must make sure all required items for the loan file are obtained/collected at the time of funding in order to be able to submit the loan to the investor and to be sent out for the HUD Insuring process. The Closer will work with Correspondent Partners, Title companies, Sales Advisors, Attorneys, etc….on a daily basis.
Job Functions:
•Ensure that all loans meet guidelines for quality and regulatory compliance and investor closing standards are met
•Gather all required forms and conditions required to close and fund the loan
•Audit initial documents and file based on audit procedures.
•Review title information, sales comps and LOS information for accuracy and to identify potential qualification issues
•Establish and maintain a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability to the Investor.
•Run calculations on a reverse mortgage calculator to customize application packages based on client qualification.
•Assemble client portfolios and audit portfolio based on procedures.
•Prepare all closing documents required to close mortgage loans, ensuring documentation is complete and accurate; follow up with any discrepancies.
•Audit closing documents and file based on audit procedures.
•Prepare and explain closing requirements to settlement agent as needed.
•Receive document package from settlement agent and review and clear all prior to funding conditions.
•Audit funding documents and file based on audit procedures.
•Determine any additional funding conditions that are need to meet lender, investor, or HUD guidelines.
•Prepare and deliver funding package based on funding procedures.
•Perform client, settlement agent, processor, or client relations follow-up as needed.
•Coordinate shipping and receiving of documents to loan advisors, settlement agents, and wholesale partners, as needed.
Qualifications
Qualifications
•Minimum of three years as a closer, funder or doc drawer
•Reverse mortgage industry experienced preferred
•Ability to prepare routine administrative paperwork
•Organizing and coordinating skills
•Ability to develop and maintain files and records
•Skill in the use of personal computers and related software applications, specifically Internet Explorer, Microsoft Outlook, and Microsoft Word
•Knowledge of customer service standards and procedures
•Good customer service skills and reliable
•Individual must be extremely detailed oriented and work well under pressure, meeting multiple and conflicting deadlines
•Must at all times demonstrate cooperative behavior with colleagues and supervisors
Additional Information
Full benefits
401(k) with company match.
Paid time off.
Potential growth within a growing organization. We promote from within
Working in a growing and dynamic industry
Mortgage Loan Closer
Loan servicing specialist job in New York, NY
Who We Are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation.
Mortgage Loan Closer
Location: New York, NY
Reports To: Closing Manager
Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday)
What You'll Do:
* Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation.
* Input required closing data in the loan origination system
* Review Compliance Ease reports and remediate any fails or alerts
* Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
* Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules.
* Prepare and issue the Initial Closing Disclosure.
* Coordinate loan closing with title company
* Draw and release closing documents to the Settlement Agent
* Submit request to warehouse bank and release funds
* Authorize funding of loan
* Assist in resolving any post-closing issues as needed
What Makes You a Great Fit:
* 3+ years of recent mortgage closing/funding experience
* Attention to detail and organizational skills
* Staying current on federal, state, investor and internal policies and procedures
* Maintaining transparency between all teammates involved in a customer's journey
Preferred Qualifications:
* A Bachelor's degree
Compensation
The expected base salary range for this position will be $60,000 - 70,000 USD, with additional uncapped monthly bonus opportunities targeting approximately 15% of the base salary.
#LI-Hybrid
#ZR
Benefits
We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to):
* Equity Ownership: All teammates receive stock options-we win together
* Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
* Work-life balance and a generous paid time off policy
* In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
* 401(k) retirement plan
Auto-ApplyJr. Loan Officer
Loan servicing specialist job in Hoboken, NJ
Job DescriptionOur lending team is experiencing tremendous growth and we are looking for a results-oriented junior loan officer who can generate new business and referrals and assist our senior loan officers in creating and closing loan packages. Lending or mortgage industry experience is not required but is a tremendous asset. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine, please start your application today!Compensation:
$50,000 - $70,000 yearly
Responsibilities:
Communicate with the senior mortgage loan officer/ MLO to make a recommendation of which mortgage loan products are best suited depending on applicant's financial status
Meet sales expectations, generate new business, get referrals, and monitor sales pipeline
Gather financial information to assist with loan applications, prepare loan files, and assess applicants' financial situation and eligibility
Interface between loan processor, senior loan officer/ mortgage loan originator, underwriter, mortgage lender or mortgage banker, and realtors on behalf of the applicant as needed to ensure a successful loan transaction
Create personal relationships with loan applicants - offer additional information and answer questions about home mortgage products
Qualifications:
High school diploma or equivalent required; Bachelor's degree is desired
Knowledge of guidelines for loan programs and various types of loans such as FHA, commercial loans, VA, etc is an asset, but not required
Possess the intention to complete a training program to obtain NMLS/ MLO/ state license
Experience in real estate, lending institutions, credit unions, financial services, or related fields is desired, but not required
Superb relationship, sales, communication, and MS Office skills are needed
About Company
CrossCountry Mortgage (CCM) is the #1 retail mortgage lender. We have been recognized nine times on Inc. 5000's Fastest-Growing Private Companies list and have received countless awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture, driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our enterprising spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, and vision, as well as a 401(k) with an employer match. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Reverse Mortgage Closer
Loan servicing specialist job in Mahwah, NJ
Longbridge Financial is an innovative company committed to responsibly helping seniors use home equity to have a better retirement. We work together with reputable companies in the financial services industry and anticipate rapid expansion and opportunities for personal and professional growth while moving into exciting new directions for the reverse mortgage business. If you are interested in taking the next step in your career and helping to build the foundation of an exciting company, this role could be a perfect fit.
Job Description
The Closer must make sure all required items for the loan file are obtained/collected at the time of funding in order to be able to submit the loan to the investor and to be sent out for the HUD Insuring process. The Closer will work with Correspondent Partners, Title companies, Sales Advisors, Attorneys, etc….on a daily basis.
Job Functions:
•Ensure that all loans meet guidelines for quality and regulatory compliance and investor closing standards are met
•Gather all required forms and conditions required to close and fund the loan
•Audit initial documents and file based on audit procedures.
•Review title information, sales comps and LOS information for accuracy and to identify potential qualification issues
•Establish and maintain a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability to the Investor.
•Run calculations on a reverse mortgage calculator to customize application packages based on client qualification.
•Assemble client portfolios and audit portfolio based on procedures.
•Prepare all closing documents required to close mortgage loans, ensuring documentation is complete and accurate; follow up with any discrepancies.
•Audit closing documents and file based on audit procedures.
•Prepare and explain closing requirements to settlement agent as needed.
•Receive document package from settlement agent and review and clear all prior to funding conditions.
•Audit funding documents and file based on audit procedures.
•Determine any additional funding conditions that are need to meet lender, investor, or HUD guidelines.
•Prepare and deliver funding package based on funding procedures.
•Perform client, settlement agent, processor, or client relations follow-up as needed.
•Coordinate shipping and receiving of documents to loan advisors, settlement agents, and wholesale partners, as needed.
Qualifications
Qualifications
•Minimum of three years as a closer, funder or doc drawer
•Reverse mortgage industry experienced preferred
•Ability to prepare routine administrative paperwork
•Organizing and coordinating skills
•Ability to develop and maintain files and records
•Skill in the use of personal computers and related software applications, specifically Internet Explorer, Microsoft Outlook, and Microsoft Word
•Knowledge of customer service standards and procedures
•Good customer service skills and reliable
•Individual must be extremely detailed oriented and work well under pressure, meeting multiple and conflicting deadlines
•Must at all times demonstrate cooperative behavior with colleagues and supervisors
Additional Information
Full benefits
401(k) with company match.
Paid time off.
Potential growth within a growing organization. We promote from within
Working in a growing and dynamic industry