Loan specialist jobs in Toledo, OH - 35 jobs

State Bank, a growing Community Bank, has an opportunity for a self-motivated and detail-oriented individual to join our Loan Servicing Team. We are seeking a Full Time RRE Loan Servicing Specialist to work in our Defiance corporate office. State Bank offers an extensive benefits package including: competitive compensation, paid vacation and PTO, medical/dental/vision insurance, company-paid life and AD&D insurance, a company-matched 401(k) retirement plan, company-provided short and long-term disability, quarterly incentive payouts, a community volunteer program, and growth opportunities. Apply today and see why State Bank is a great place to work! Equal Opportunity Employer

About the Role: In this role, you will process and fund bank approved SBA 7(a), USDA, 504 and other government guaranteed loans as assigned by the SBA Closing Director. Work with borrowers, production staff and third parties to ensure timely and accurate loan closings. Collect and review documentation, perform borrower, entity, and loan related searches, perfect loan collateral, and ensure proper documentation of loans as specified and approved by the Bank and the requirements that fall within the Standard Operating Procedures of the Small Business Administration and other Government Guaranteed Loan Programs. * Identify and collect documentation in support of and as specified within the banks' loan approval. Plan tasks and workflows to meet closing deadlines. * Order Flood certifications, IRS Verifications, Site Visit reports CAVIRs, OFACS, UCC Searches and other reports as required. Review insurance documents to ensure proper type and coverage for each transaction. * Verify and determine the amount and source of borrower injection funds. * Review Purchase and Sale Agreements, Real Estate documents, entity documents of potential borrowers and related entities to ensure compliance with bank and SBA requirements. * Prepare lenders instructions and coordinate loan closings with escrow and title companies. * Perform loan related searches on individuals, entities, and collateral. * Responsible for accurate ordering and generation of Laser Pro and SBA documents. * Coordinate closings between borrowers, Bank Associates, Certified Development Companies, and escrow/title companies as necessary. Facilitate loan funding and the subsequent follow up for all post-closing documentation items. * Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. * Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. * Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. * May be asked to coach, mentor, or train others within the team. * Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. * Takes personal initiative and is a positive example for others to emulate. * Embraces our vision to become "Business Bank of Choice" * May perform other duties as assigned About You: * H.S. Diploma/GED * 4-7 years of SBA closing experience and knowledge of SBA loan program requirements or equivalent work experience, required. * Basic knowledge of SBA, Standard Operating Procedures, and USDA requirements. * Ability to comply with bank policy and procedures. * Experience working with SBA production staff and underwriters. * Ability to actively manage 3-5 loan files on an on-going basis, with adherence to bank established Closing Service Level Agreements. * Demonstrate a high level of organization, attention to detail, accuracy, and thoroughness, with the ability to multi-task. * Knowledge of personal computer and related software packages, including but not limited to, MS Office Word, Excel, and Outlook, and other business machines standard in the industry. * Ability to work under pressure and organize own work with guidance from Supervisor. Job Location(s): Ability to work fully onsite at posted location(s). The pay range for this role is $28.00 - $40.00. The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process. Primary Location: Ability to work fully onsite at posted location(s). 3111 Camino Del Rio North Suite 200 San Diego CA 92108 Our Benefits: We are proud to offer a competitive total rewards package including base wages and comprehensive benefits. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Our Commitment to Diversity: Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: http://******************** To Staffing and Recruiting Agencies: Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

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Job Title: Loan Processor What you'll do: AmeriHome Mortgage is looking for a Loan Processor to join our Consumer Direct team. The ideal candidate will be a seasoned Loan Processor with recent experience in a retail lending environment. The position will be responsible for submitting the loan for initial loan decision and working directly with the customer to fulfill all necessary conditions for closing. This is an exciting opportunity to join a team that has looks for quality, over quantity. * Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers * Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines * Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies * Confirm that data entry in Encompass matches all loan documentation in the file * Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process * Build rapport with borrowers and provide on-going communication to the customer regarding loan status * Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated * Prepare file for loan closing and coordinate with all necessary parties involved * Ensure lock and closing dates are met What you'll need: * High School Diploma or GED Equivalent * Minimum of 3 years of experience in Mortgage Processing with experience in Purchase and Jumbo * Strong working knowledge of Encompass * Knowledge of FNMA, FHLMC, FHA and VA guidelines. * Proficiency with DU and LP, FHA Connection and VA Portal * Adept at calculating income from salaried and self-employed borrowers * Knowledge of TRID and compliance * Excellent interpersonal, verbal and written communication skills * Strong customer service skills - ability to build rapport quickly * High level of accuracy and attention to detail * Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation

Who We Are: At Community Financial Credit Union, we believe in more than just banking, we believe in people. We are looking to build a community of forward-thinking team members who share our values towards providing exceptional member experiences and financial empowerment through our best-in-class products. We've been recognized as one of the Regional Best and Brightest companies for the last 20 years and nationally recognized since 2018. We have been certified as a Great Place To Work since 2023 and as of 2024, we were also recognized as the Best and Brightest in Wellness , reflecting our deep commitment to our team members and the communities we serve. About the role: The Residential Loan Officer is responsible for the origination of residential first and second mortgages that are generally derived from internal sources such as by the experience team, from provided leads, for employees, or mortgage refinances for current Community Financial Credit Union mortgage holders. This position has a starting hourly rate of $18.94 , but your offer amount may be increased with relevant work experience and transferable skills. A Day in the life of a Residential Loan Officer can look like: Respond to internally generated referrals/hot line transfers from branches/care center promptly. Reach out to members in the market for a mortgage (leads), with a firm offer of credit where required, within 24 hours of notification. Perform outbound calling (leads) from internally generated sources to maximize opportunities as directed. Accomplish sales goals and meet minimum monthly closed loan and deposit expectations. Consult with members about their home financing needs, risks, and offer lending solutions. Fully complete a mortgage loan application and/or an equity application online, over-the-phone, or potentially in-person at member's insistence. Perform other duties assigned by leadership. What you bring to the table: High school diploma or equivalent. Minimum 1 years solid work experience in residential mortgage lending. Minimum 1 year of experience working with home equities in a sales capacity. Ability to obtain Nationwide Mortgage Licensing System (NMLS) registration. Solid understanding of residential lending practices and programs. Capable of working in a sales-centric, goal-oriented environment. Exceptional professionalism providing for a best-in-class member experience. Excellent verbal and written communication skills. Outstanding organizational and follow-up skills. Capable of proficiently delivering and handling difficult customer conversations. Strong teamwork abilities with co-workers and colleagues. Excellent interpersonal and decision-making skills Ability to handle the stress of meeting time-sensitive deadlines. Proficient computer skills, including MS Office and databases. Ability to adapt well to change and learn quickly. Ability to problem-solve with a high level of personal accountability. Proficiency using Excel and Word. You might also have: Proficient with Encompass. Experienced with originating equity loans/lines. Experienced in gathering deposits. Experience in mortgage lending. Experience reaching or exceeding sales goals and objectives. We believe in creating a Culture of Belonging guided by our core values: Relentless Care, Hustle & Grind, Huzzah! and Curiosity. As a team member of Community Financial, you'll enjoy: Comprehensive medical, dental, and vision plans Four weeks of PTO for all full-time team members Up to 12-weeks paid paternity/maternity leave Lifestyle Accounts to help with your personal wellbeing Family Health Benefits Paid time off to observe all Federal Holidays Flexible work options, including flex scheduling and work from home for many positions A generous 401k match Numerous employee engagement activities Community Resource Groups Paid time off for occasions such as volunteering, caregiving, and family events Contact/application information: If this description appeals to you, please submit an application! A member of CFCU's Talent Acquisition Team will be in contact with you shortly! Equal Employment Opportunity Policy: Community Financial Credit Union is an equal opportunity employer (M/F/D/V). We recruit, employ, train, compensate, and promote without regard to race, religion, creed, color, national origin, age, gender, gender identity or expression, sexual orientation, marital status, disability, veteran status, or any other basis protected by applicable Federal, State or local laws. Disclaimer: This job posting highlights some of the most critical responsibilities and requirements of the position. There may be additional duties and responsibilities that are not listed above. A Talent Acquisition Specialist will be sure to discuss the role in further detail should your application be selected to move forward. Please note that Community Financial Credit Union does not involve Artificial Intelligence (AI) when evaluating applications. Applications for this position are reviewed by a member within the Talent Acquisition team. We are dedicated to providing an equitable and thorough review of all submissions and look forward to additional connection as the recruitment process continues!

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. How to Apply: Interested candidates should submit their resume detailing their qualifications and relevant experience to ***********************. Please include "Loan Officer Application" in the subject line of your email. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Be You. Be Independent! Are you an experienced Mortgage Loan Officer, with proven networking and relationship-building skills, looking to take the next step in your career? If so, we need you! At Independent Bank we celebrate your unique self and empower you to make a difference. Guided by our core values of courage, drive, integrity, people focus and teamwork, we provide a supportive environment where you can thrive, grow your career and contribute meaningfully to shaping the financial future of our customers and communities; inspiring financial independence today, with tomorrow in mind. About the Job: Join Independent Bank as a Mortgage Loan Officer! We're seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you'll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes. Apply now to be part of our driven and innovative team! Why You Should Apply: * Competitive compensation package. * A knowledgeable, goal-driven, and exciting team of colleagues. * Exposure to different areas of banking and the ability to work with leaders within the industry. * Community-focused events and volunteer opportunities. What You Will Do: * Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement. * Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to: * Communicate and interview borrowers to determine the best programs available for the borrower's income, asset, and credit profile. * Assist borrowers with the application process utilizing Blend and Encompass. * Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting. * Price and lock interest rates and monitor lock expiration dates. * Assist operations as needed during the process of the loan. * Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable. * Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community. * Performs other related duties as assigned. What We're Looking For: * High school diploma or equivalent education required. * Bachelor's degree or equivalent years of working experience preferred. * 3+ years of sales experience, originating real estate mortgage loans preferred. * Excellent interpersonal, presentation, and communication skills. * Proven networking and relationship-building skills. Be YOU. Be Independent!

Job DescriptionDo you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we'd love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in your career, apply now!Compensation: $50,000 - $250,000 yearly Responsibilities: Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at large Review the loan process by monitoring loan status, term conformity, and regulatory guidelines Exceed our production standards by maintaining an active pipeline Qualifications: Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred Provide excellent interpersonal and customer service skills, superior written and verbal communication skills, and exceptional decision-making ability Familiarity with multiple types of loans such as conventional, fixed/ adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit Banking, business, real estate, or related Bachelor's degree required Must have an active NMLS Mortgage Originator License About Company Sonic Loans is a Michigan-based mortgage lender built for loan officers who want speed, precision, and the ability to close deals efficiently. We provide the tools, support, and flexibility for self-generating loan officers to succeed without the red tape and inefficiencies found at traditional lenders. Here, expertise matters. We've earned a reputation for solving complex financing challenges that other lenders can't. We know the guidelines inside and out, allowing our loan officers to structure loans strategically, close faster, and deliver a better client experience-without last-minute surprises.

Job Description LitFinancial stands as a testament to the collective expertise of its four founding partners, boasting over six decades of combined experience in the mortgage industry. Our commitment to excellence is underscored by our cutting-edge technology, proven leadership that care deeply about people, compelling compensation packages, premium benefits, and best in class lead flow. At Lit Financial, we prioritize investing in our team members, striving to cultivate an environment that fosters growth and fulfillment, making us the premier destination for a thriving career in the mortgage sector. A Mortgage fosters the American Dream. We intend to recapture the skill, prestige, and pleasure of selling it. Position Overview: This is a full-time on-site role for a Mortgage Loan Officer at Lit Financial. The Executive Loan Officer functions as an advanced mortgage sales professional who consistently handles a higher volume of clients and more complex loan scenarios. This role requires deep understanding of mortgage structures and the ability to guide clients through more detailed financial conversations while supporting pipeline efficiency and deal strategy. MUST HAVE MLO LICENSE. Key Responsibilities: Serve as the primary contact for borrowers with more complex income, asset, or credit profiles. Strategize loan structuring in collaboration with underwriting to optimize approval outcomes. Mentor and support Loan Officers through guidance, best practices, and file review support as needed. Drive pipeline management efficiency with strong follow-through and proactive communication. Maintain strong working relationships with real estate agents, referral partners, and internal teams. Represent the company's customer-focused values through exceptional communication and problem resolution. Qualifications Mortgage Industry experience (preferred) Advanced understanding of loan products and qualification guidelines. Ability to handle high loan volume while maintaining accuracy and client satisfaction. Confidence in navigating complex loan situations. Collaborative mindset and willingness to support team success. What We Offer: Competitive salary plus performance bonuses Health, dental, and vision insurance 401(k) Paid time off and holidays Supportive and collaborative team environment Opportunities for career advancement Powered by JazzHR 2vpDUAGZn1

Are you looking for an exciting new opportunity? Here at UMCU we are passionate about our team members' growth, success and contribution to our amazing company culture. Consider joining the University of Michigan Credit Union (UMCU) a pillar of the local community for 70 years. The Mortgage Loan Officer is responsible for originating first mortgage loan applications for the Credit Union. Works with the member to ascertain which mortgage product is best suited to meet the member's needs and objectives. Where applicable, processes a Home Equity application for the member in conjunction with the mortgage app, with the member's consent. Assures mortgage loan applications are originated within the parameters and guidelines of the Credit Union. Also responsible for training other staff in first mortgage origination to ensure quality in the mortgage portfolio. Why join the UMCU Team? Work with a high energy and collaborative group of supportive professionals. We are committed to helping you own your career and grow professionally and personally. Comprehensive benefits including low cost/high coverage medical, dental, vision, leave of absence and more! Very generous paid time off and a very flexible work environment to help you find just the right work-life balance. Tuition reimbursement and a student loan debt repayment program Our Fidelity 401k program with employer match is one of the most generous you'll find. From our parental leave, to pet insurance and home office credits, our benefits package is one of the best you'll find! What you'll be doing in this role: Meets with applicants interested in purchasing or refinancing a home and conducts effective interviews, needs analysis, and answers any questions they may have on the lending process. These meetings will occur based on the members preferred method; in person, Webex or phone. Educates and advises the applicant on the home buying process and conforming and alternative loan program options available. Discusses financing options and loan pricing Informs the applicant of applicable fees and closing costs including the appraisal, credit report, title insurance, notary fees, etc., and provides current information regarding rates and terms. Cross-recommends additional credit union products where appropriate Maintains pipeline of Mortgage pre-approvals and follows up with members in a timely manner Documents the applicant's income, debt and credit history and assists the member through the loan application process. Requests the appropriate documentation to support the loan request such as the purchase agreement, property description, assets (i.e. bank accounts, investments), proof of income, etc., and submits to processors for verification For members and loans that qualify with appropriate DTI and LTV ratios; process Home Equity application alongside the mortgage app if member consents Analyze approved loan applications for eligibility to sell to FHLBI Participates in networking opportunities with local real estate brokers and builders to inform them of the Credit Union's products and services. Builds rapport and solicits new mortgage business from existing or new business partners such as developers and real estate agents. Assists with the review and updating of internal policies and procedures relating to mortgage and, as needed. Maintains knowledge of the Credit Union Act, credit legislation, legal implications of lending decisions, lending practices, and Credit Union operations Maintains knowledge of FNMA and FHLMC guidelines Assists in providing adequate staff training for existing and new staff designated to process mortgage loan requests. Provides periodic in-service training of all staff Works comfortably with established routines and procedures and anticipates problems in areas of specialization Responsible for security of Credit Union property Assists Real Estate Lending Manager as necessary Volunteers in various activities sponsored by UMCU within the University of Michigan and Ann Arbor communities Maintains knowledge of and follows all credit union policies and procedures regarding BSA, OFAC, U.S. Patriot Act, Anti-Money Laundering, S.A.F.E Act, CFPB regulations and Customer Identification Program Other duties as assigned What you'll need in this role: Bachelor's degree; or equivalent combination of education and experience Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations Ability to write reports, business correspondence, and procedure manuals Ability to effectively present information and respond to questions from managers, clients, customers, and the general public Ability to perform basic math functions and compute rate, ratio, and percent and to draw and interpret bar graphs Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form Physical Demands/Work Environment The environment is typical of an office atmosphere. The noise level in the environment is usually moderate While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel crouch, or crawl; and talk or hear. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

Join the AgCredit Team: Residential Lending Loan Processor About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners. Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you'll consider joining our experienced lending team as we continue to serve our customers, employees and communities. Residential Lending Loan Processor The Residential Lending Loan Processor performs the functions necessary to keep detailed and accurate accounting of borrower records and reports; assists in the extension of credit specifically around loan underwriting; provides efficient and congenial support while assisting the Association in the servicing and growth of business. What You'll Do: Process reporting to all credit bureaus monthly. Process HMDA reporting on an annual basis, update reports on a quarterly basis. Process USDA Guaranteed loan quarterly reporting, and USDA Default Status reporting monthly. Primary person responsible for updating Bytepro Enterprises custom forms, fee schedules, print sets, etc. Process and underwrite portfolio residential loans with tasks including the ordering and follow up function of: Appraisal and Title work, Flood Determinations, Verification of Employment Approve Loan Estimates and Closing Disclosures. Order construction inspections and evaluate inspection reports for project completion. Keep record of waiver of lien, affidavit of contractor W-9's and borrower approval documents and initiates construction disbursements accordingly. Works closely with the Director of Consumer Lending as issues arise on construction projects and progress. Backup duties include: Assists with Note Mods. Processor for Secondary Market loans. Efficiently perform responsibilities to assist management in the successful financial performance of the Lending Offices and the association to meet or exceed lending goals. What You'll Need: Education and/or experience equivalent to an Associate's Degree in business, accounting or finance 3 years of loan processing experience (residential lending processing experience preferred). Superior written and oral communication skills and decision/problem-solving skills. Ability to work independently and to maintain confidentiality. Thorough knowledge of PC operations and communication systems. Demonstrated attention to detail. Adaptable to changing conditions. Able to respond promptly to requests for service and assistance. Ability to meet commitments and follow through on tasks. Ability to move files and other documents. Ability to travel to Lending Offices as well as other locations for training and meetings. Benefits Offered Competitive compensation Top-rated benefits program 401k Plan with company match Tuition reimbursement, sponsored training and career development opportunities Generous paid time off with 11 holidays observed Employee Assistance Program Community Service PTO “Dress for your day” dress code Schedule Monday to Friday, 8:00am-4:30pm Why Work at AgCredit? We're not just growing-we're growing with purpose and stability. We encourage a balanced approach to work and life responsibilities. We invest in our people through continuous learning and career growth. We live and work in the communities we serve. Diversity Statement / EEO Statement We are an Equal Opportunity Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability/veterans.

Who We Are: At Community Financial Credit Union, we believe in more than just banking, we believe in people. We are looking to build a community of forward-thinking team members who share our values towards providing exceptional member experiences and financial empowerment through our best-in-class products. We've been recognized as one of the Regional Best and Brightest companies for the last 20 years and nationally recognized since 2018. We have been certified as a Great Place To Work since 2023 and as of 2024, we were also recognized as the Best and Brightest in Wellness , reflecting our deep commitment to our team members and the communities we serve. About the role: The Residential Loan Officer is responsible for the origination of residential first and second mortgages that are generally derived from internal sources such as by the experience team, from provided leads, for employees, or mortgage refinances for current Community Financial Credit Union mortgage holders. This position has a starting hourly rate of $18.94 , but your offer amount may be increased with relevant work experience and transferable skills. A Day in the life of a Residential Loan Officer can look like: Respond to internally generated referrals/hot line transfers from branches/care center promptly. Reach out to members in the market for a mortgage (leads), with a firm offer of credit where required, within 24 hours of notification. Perform outbound calling (leads) from internally generated sources to maximize opportunities as directed. Accomplish sales goals and meet minimum monthly closed loan and deposit expectations. Consult with members about their home financing needs, risks, and offer lending solutions. Fully complete a mortgage loan application and/or an equity application online, over-the-phone, or potentially in-person at member's insistence. Perform other duties assigned by leadership. What you bring to the table: High school diploma or equivalent. Minimum 1 years solid work experience in residential mortgage lending. Minimum 1 year of experience working with home equities in a sales capacity. Ability to obtain Nationwide Mortgage Licensing System (NMLS) registration. Solid understanding of residential lending practices and programs. Capable of working in a sales-centric, goal-oriented environment. Exceptional professionalism providing for a best-in-class member experience. Excellent verbal and written communication skills. Outstanding organizational and follow-up skills. Capable of proficiently delivering and handling difficult customer conversations. Strong teamwork abilities with co-workers and colleagues. Excellent interpersonal and decision-making skills Ability to handle the stress of meeting time-sensitive deadlines. Proficient computer skills, including MS Office and databases. Ability to adapt well to change and learn quickly. Ability to problem-solve with a high level of personal accountability. Proficiency using Excel and Word. You might also have: Proficient with Encompass. Experienced with originating equity loans/lines. Experienced in gathering deposits. Experience in mortgage lending. Experience reaching or exceeding sales goals and objectives. We believe in creating a Culture of Belonging guided by our core values: Relentless Care, Hustle & Grind, Huzzah! and Curiosity. As a team member of Community Financial, you'll enjoy: Comprehensive medical, dental, and vision plans Four weeks of PTO for all full-time team members Up to 12-weeks paid paternity/maternity leave Lifestyle Accounts to help with your personal wellbeing Family Health Benefits Paid time off to observe all Federal Holidays Flexible work options, including flex scheduling and work from home for many positions A generous 401k match Numerous employee engagement activities Community Resource Groups Paid time off for occasions such as volunteering, caregiving, and family events Contact/application information: If this description appeals to you, please submit an application! A member of CFCU's Talent Acquisition Team will be in contact with you shortly! Equal Employment Opportunity Policy: Community Financial Credit Union is an equal opportunity employer (M/F/D/V). We recruit, employ, train, compensate, and promote without regard to race, religion, creed, color, national origin, age, gender, gender identity or expression, sexual orientation, marital status, disability, veteran status, or any other basis protected by applicable Federal, State or local laws. Disclaimer: This job posting highlights some of the most critical responsibilities and requirements of the position. There may be additional duties and responsibilities that are not listed above. A Talent Acquisition Specialist will be sure to discuss the role in further detail should your application be selected to move forward. Please note that Community Financial Credit Union does not involve Artificial Intelligence (AI) when evaluating applications. Applications for this position are reviewed by a member within the Talent Acquisition team. We are dedicated to providing an equitable and thorough review of all submissions and look forward to additional connection as the recruitment process continues!

The Escrow Loan Closer Sr will coordinate the preparation of loan closing packages for large commercial transactions, including entry of settlement statements pursuant to the loan closing instructions, collection of data for completion of the settlement statement, cutting checks and disbursing funds. Duties & Responsibilities: * Demonstrate technical mastery of the title insurance product line as well as title related products. * Provide mentorship, training and coaching to less experienced staff. * Assists in the development and implementation of customer service standards. * Communicate with all parties and/or legal counsel for all parties involved in a real estate transaction in order to schedule closing and collect information pertaining to the closing. * Clear title commitments of items that affect the ability to issue title insurance policy. * Prepare closing statements and title company documentation in a timely manner for closing. * Balance files in preparation for disbursing h. Disburse transactions according to settlement statement and instructions of the parties. * Communicate with title insurance company underwriters regarding complex title related issues and obtain approval as appropriate. * Take ownership of client inquiries and follows through to resolution. * Review title related documents and issues making decisions independent of manuals using commonly accepted industry practices. * Other duties as assigned. Basic Qualifications: * High School diploma * 5+ years of Real Estate Title Company or Insurance industry experience with a focus on title work administration. * Must possess Ohio title insurance agent license. Must be willing to obtain license for Indiana and Michigan if not already licensed. Preferred Qualifications: * Excellent written and oral communication skills. * Intermediate experience in Excel and experience with Microsoft Office products Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Overview & Responsibilities Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $32,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today! As a Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. The successful candidate will posses a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills. ABOUT REPUBLIC FINANCE We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US, and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our communities. Company-wide, we participate in various philanthropic efforts such as volunteer opportunities, food drives and back to school drives as well as an annual fund raiser for St. Jude Children's Research Hospital. Our growing company offers a bright future for our employees. We work to provide a clear career path and many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees by offering great benefits and competitive pay and by rewarding performance. Job responsibilities are as follows: * Actively seeks opportunities to originate new loan business with new and existing customers. * Evaluates customer needs to recommend the best consumer loan and voluntary product solutions. * Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants. * Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing. * Takes ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans. * Closes loans, assembles loan folders, and breaks down files as well as other miscellaneous tasks. * Consistently meets or exceeds loan goals. * Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio. * Applies analytical skills to quickly and efficiently resolve any customer issues. * Processes insurance claims, follow-ups and payments daily and maintains insurance log. * Provides excellent customer care through daily transactions, customer inquiries and problem resolution. * Answers incoming phone calls; checks branch's voicemail. * Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance. Requirements * High school diploma or equivalent. * Minimum of 1 year of sales experience (i.e., retail sales, goal-oriented or incentive based). * Professional demeanor, positive attitude, strong communication and customer relations skills are a must. * Ability to work in a high-performing, fast-paced, goal-oriented, team environment. * Ability to successfully navigate priorities while paying close attention to details. * Basic computer skills and familiarity with Windows & Microsoft Office. * Ability to meet our acceptable standards for criminal background history, credit history and pass a pre-employment drug screen. * Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state's department of insurance. Benefits We offer a competitive compensation and benefits package including: * Health, Dental, & Vision Insurance * 15 days of Paid Time Off (PTO) to start + 1 additional personal day * 401k + employer match * Company provided Life Insurance & Long Term Disability * Employee Assistance Program - Confidential mental health support Additional benefits with Republic Finance include: * Access to LinkedIn Learning's library of 10,000+ professional development courses * Employee of the Month Program * Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital * Professional offices with a friendly team environment * Monthly incentive bonus pay * Internal promotions Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.

Loan Closer Title Grade: Entry, Junior, or Mid Reports to: Closing Manager Status: Regular, Full-Time Pay Grade: Hourly Department: Closing FLSA Status: Non-exempt Location: Ann Arbor, MI 48105 Hybrid Hours: M-F 9am-5pm EST Compensation: $22.00 per hour SUMMARY & PURPOSE OF POSITION The Loan Closer is primarily responsible for generating the closing doc package and review for accuracy by auditing all documents required for executing discrepancies in name, address, interest rate, APR, costs, and fees. PRIMARY POSITION-SPECIFIC RESPONSIBILITIES Verify and update information to ensure correctness per loan approval-review all closing related loan support documents from Encompass, including but not limited to loan approval, 1003, title fees, appraisal, Homeowner's Insurance (HOI), Flood Insurance, credit report, tax information, , mortgage insurance, and CD; Prepare general closing instructions, Closing Disclosure (CD), loan payment form, funding wire breakdown, review CD for accuracy and completeness, and notify appropriate staff of any errors; Review and update itemizations in Encompass; Send initial CD to the title company and borrower in a timely manner; Accurately notate at-closing all underwriting conditions; Generate closing doc package and review for accuracy, to include reviewing all documents that require execution for discrepancies in address, name, interest rate, APR, costs, and fees; Run high cost tests for compliance, while working with the originating LO or Processor to make adjustments as necessary; Address any calls or questions related to the closing/closing package as applicable; Coordinate and balance loan closing with title/escrow company in a time manner; Verify borrower's required funds for closing are within approved tolerance and meet investor guidelines, along with all other closing requirements; Stay abreast of changing company policy, mortgage regulations, laws, and generally accepted industry best practices, and be willing to take initiative to train and stay informed without prompting; Address any calls or questions related to the closing/closing package; Team Lead: Manage the job task of a Loan Closer and Loan Closer Support Specialist Team Lead: Administer the Closing Department's pipeline; Complete other duties as assigned. ESSENTIAL SKILLS AND EXPERIENCE High School Diploma or equivalent required; At least two (2) years of prior mortgage industry experience required, with strong preference given to those with underwriting, title insurance, or Closing Disclosure background; Must have exceptional attention to detail and strong organizational skills; Must be dependable with meeting deadlines and managing time; Have an ability to work independently on multiple files simultaneously; Possess strong oral and written communication skills. PREFERRED EDUCATION/EXPERIENCE An associate's degree or certification in finance, mathematics, accounting, or another equivalent field of study; Solid understanding of lender/borrower paid compensation, TRID, TILA and RESPA guidelines. REPORTING TO THIS POSITION: Closing Support: Reports to Team Lead PHYSICAL DEMANDS/ENVIRONMENT The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The environment is characteristic of an office setting with moderate noise levels. Individuals must be able to work flexible hours including evenings and weekends. While performing the duties of this job, the employee is regularly required to sit, use hands, and talk or hear. The employee is occasionally required to walk, and lift and/or move up to 20 pounds.

Do you have a sharp eye for detail and a passion for accuracy? Are you organized, deadline-driven, and dedicated to delivering a smooth experience for members? As a Mortgage Loan Closer, you'll coordinate all aspects of the first mortgage closing process-working with members, internal partners, real estate agents, sellers, and settlement agents. You'll prepare and deliver complete, compliant closing document packages while verifying loan data, confirming final figures, and ensuring accuracy across every file. This role requires a strong understanding of mortgage regulations, including local, state, federal, and investor requirements. Your diligence, communication, and collaboration will help ensure every closing is handled with precision and every member experience is exceptional. The Opportunity: We are seeking a full time Mortgage Loan Closer to join our team in Michigan. What You'll Do: Review loan files for completeness and accuracy of loan data and closing information and update system accordingly. Prepare and issue preliminary Closing Disclosure at prescribed process point. Confirm closing date, time, and location, with all parties. Prepare closing document packages and deliver to settlement agent via preferred method and/or location. Review and confirm final figures with borrowers. Follow-up and obtain documentation needed for closing (i.e., tax bills, insurance documentation, confirmation of HOA fees, updated payoff statements, POAs, etc.) Coordinate funding of mortgage transactions with title companies/settlement agents (i.e., wire transfers, cashier's checks) Clear closing conditions and tasks in loan origination system, when applicable. Maintain working knowledge of local, state, federal, and investor guidelines to ensure compliance. Update loan status in the system and ensure timely progression through the pipeline, to close loans within defined service level agreements. Collaborate with loan officers and loan processors to ensure a smooth loan process and positive member experience. Achieve performance goals and key performance indicators (KPIs) as defined by the management team. What You'll Need: High school diploma or equivalent work history required; associate's degree preferred. Minimum 2 years of experience in mortgage loan closing or related field. Strong understanding of mortgage products, including conventional, FHA, VA, and state-supported loans. Familiarity with loan origination systems (LOS) and document management platforms. Excellent organizational and time management skills. Strong attention to detail and ability to work in a fast-paced environment. Effective verbal and written communication and member service skills. Occasional overtime may be required during peak periods. Preferred but not required: Experience with Michigan and Florida housing programs or government-backed loan products. Knowledge of compliance and regulatory requirements (TRID, RESPA, HMDA).

State Bank, a growing Community Bank, has an opportunity for a self-motivated and detail-oriented individual to join our Loan Servicing Team. We are seeking a Full Time Loan Servicing Specialist to work in our Defiance corporate office. State Bank offers an extensive benefits package including: competitive compensation, paid vacation and PTO, medical/dental/vision insurance, company-paid life and AD&D insurance, a company-matched 401(k) retirement plan, company-provided short and long-term disability, quarterly incentive payouts, a community volunteer program, and growth opportunities. Apply today and see why State Bank is a great place to work! Equal Opportunity Employer

Job Description Who We Are: At Community Financial Credit Union, we believe in more than just banking, we believe in people. We are looking to build a community of forward-thinking team members who share our values towards providing exceptional member experiences and financial empowerment through our best-in-class products. We've been recognized as one of the Regional Best and Brightest companies for the last 20 years and nationally recognized since 2018. We have been certified as a Great Place To Work since 2023 and as of 2024, we were also recognized as the Best and Brightest in Wellness, reflecting our deep commitment to our team members and the communities we serve. About the role: The Residential Loan Officer is responsible for the origination of residential first and second mortgages that are generally derived from internal sources such as by the experience team, from provided leads, for employees, or mortgage refinances for current Community Financial Credit Union mortgage holders. This position has a starting hourly rate of $18.94, but your offer amount may be increased with relevant work experience and transferable skills. A Day in the life of a Residential Loan Officer can look like: Respond to internally generated referrals/hot line transfers from branches/care center promptly. Reach out to members in the market for a mortgage (leads), with a firm offer of credit where required, within 24 hours of notification. Perform outbound calling (leads) from internally generated sources to maximize opportunities as directed. Accomplish sales goals and meet minimum monthly closed loan and deposit expectations. Consult with members about their home financing needs, risks, and offer lending solutions. Fully complete a mortgage loan application and/or an equity application online, over-the-phone, or potentially in-person at member's insistence. Perform other duties assigned by leadership. What you bring to the table: High school diploma or equivalent. Minimum 1 years solid work experience in residential mortgage lending. Minimum 1 year of experience working with home equities in a sales capacity. Ability to obtain Nationwide Mortgage Licensing System (NMLS) registration. Solid understanding of residential lending practices and programs. Capable of working in a sales-centric, goal-oriented environment. Exceptional professionalism providing for a best-in-class member experience. Excellent verbal and written communication skills. Outstanding organizational and follow-up skills. Capable of proficiently delivering and handling difficult customer conversations. Strong teamwork abilities with co-workers and colleagues. Excellent interpersonal and decision-making skills Ability to handle the stress of meeting time-sensitive deadlines. Proficient computer skills, including MS Office and databases. Ability to adapt well to change and learn quickly. Ability to problem-solve with a high level of personal accountability. Proficiency using Excel and Word. You might also have: Proficient with Encompass. Experienced with originating equity loans/lines. Experienced in gathering deposits. Experience in mortgage lending. Experience reaching or exceeding sales goals and objectives. We believe in creating a Culture of Belonging guided by our core values: Relentless Care, Hustle & Grind, Huzzah! and Curiosity. As a team member of Community Financial, you'll enjoy: Comprehensive medical, dental, and vision plans Four weeks of PTO for all full-time team members Up to 12-weeks paid paternity/maternity leave Lifestyle Accounts to help with your personal wellbeing Family Health Benefits Paid time off to observe all Federal Holidays Flexible work options, including flex scheduling and work from home for many positions A generous 401k match Numerous employee engagement activities Community Resource Groups Paid time off for occasions such as volunteering, caregiving, and family events Contact/application information: If this description appeals to you, please submit an application! A member of CFCU's Talent Acquisition Team will be in contact with you shortly! Equal Employment Opportunity Policy: Community Financial Credit Union is an equal opportunity employer (M/F/D/V). We recruit, employ, train, compensate, and promote without regard to race, religion, creed, color, national origin, age, gender, gender identity or expression, sexual orientation, marital status, disability, veteran status, or any other basis protected by applicable Federal, State or local laws. Disclaimer: This job posting highlights some of the most critical responsibilities and requirements of the position. There may be additional duties and responsibilities that are not listed above. A Talent Acquisition Specialist will be sure to discuss the role in further detail should your application be selected to move forward. Please note that Community Financial Credit Union does not involve Artificial Intelligence (AI) when evaluating applications. Applications for this position are reviewed by a member within the Talent Acquisition team. We are dedicated to providing an equitable and thorough review of all submissions and look forward to additional connection as the recruitment process continues!

Job DescriptionBe You. Be Independent! Are you an experienced Mortgage Loan Officer, with proven networking and relationship-building skills, looking to take the next step in your career? If so, we need you! At Independent Bank we celebrate your unique self and empower you to make a difference. Guided by our core values of courage, drive, integrity, people focus and teamwork , we provide a supportive environment where you can thrive, grow your career and contribute meaningfully to shaping the financial future of our customers and communities; inspiring financial independence today, with tomorrow in mind. About the Job: Join Independent Bank as a Mortgage Loan Officer! We're seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you'll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes. Apply now to be part of our driven and innovative team! Why You Should Apply: Competitive compensation package. A knowledgeable, goal-driven, and exciting team of colleagues. Exposure to different areas of banking and the ability to work with leaders within the industry. Community-focused events and volunteer opportunities. What You Will Do: Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement. Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to: Communicate and interview borrowers to determine the best programs available for the borrower's income, asset, and credit profile. Assist borrowers with the application process utilizing Blend and Encompass. Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting. Price and lock interest rates and monitor lock expiration dates. Assist operations as needed during the process of the loan. Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable. Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community. Performs other related duties as assigned. What We're Looking For: High school diploma or equivalent education required. Bachelor's degree or equivalent years of working experience preferred. 3+ years of sales experience, originating real estate mortgage loans preferred. Excellent interpersonal, presentation, and communication skills. Proven networking and relationship-building skills. Be YOU. Be Independent!