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Mortgage processor vs closing coordinator

The differences between mortgage processors and closing coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage processor and a closing coordinator. Additionally, a mortgage processor has an average salary of $40,527, which is higher than the $39,066 average annual salary of a closing coordinator.

The top three skills for a mortgage processor include customer service, FHA and va. The most important skills for a closing coordinator are customer service, escrow, and HOA.

Mortgage processor vs closing coordinator overview

Mortgage ProcessorClosing Coordinator
Yearly salary$40,527$39,066
Hourly rate$19.48$18.78
Growth rate-3%-3%
Number of jobs9,05719,203
Job satisfaction--
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 50%
Average age4242
Years of experience44

What does a mortgage processor do?

A mortgage processor is responsible for reviewing mortgage loan applications, evaluating applicants' documents, and verifying their eligibility for approval. Mortgage processors consider the applicant's financial statements, credit score, and other possible mortgage options. They also interview loan applicants to confirm the accuracy of submitted documents and keep them updated with the progress and final decisions. A mortgage processor works closely with the underwriting department for loan applications subject for further review. The mortgage processor needs to have a broad knowledge of the banking industry and loan procedures to guide the applicants with their application inquiries and concerns.

What does a closing coordinator do?

In the real estate industry, a closing coordinator is in charge of coordinating the final stages of a real estate deal, ensuring efficiency and smooth transaction. Among their responsibilities include preparing and processing legal documents, liaising with the buyer and seller, managing timelines and payment plans, and ensuring that both parties adhere to the terms of the agreement. Moreover, a closing coordinator must maintain an active communication line with staff, answering their inquiries, and assisting them as needed.

Mortgage processor vs closing coordinator salary

Mortgage processors and closing coordinators have different pay scales, as shown below.

Mortgage ProcessorClosing Coordinator
Average salary$40,527$39,066
Salary rangeBetween $31,000 And $52,000Between $29,000 And $52,000
Highest paying CityPhoenix, AZKirkland, WA
Highest paying stateArizonaWashington
Best paying companyCyberCodersHarbourVest
Best paying industryProfessionalFinance

Differences between mortgage processor and closing coordinator education

There are a few differences between a mortgage processor and a closing coordinator in terms of educational background:

Mortgage ProcessorClosing Coordinator
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage processor vs closing coordinator demographics

Here are the differences between mortgage processors' and closing coordinators' demographics:

Mortgage ProcessorClosing Coordinator
Average age4242
Gender ratioMale, 24.2% Female, 75.8%Male, 20.8% Female, 79.2%
Race ratioBlack or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 14.1% Asian, 6.6% White, 61.6% American Indian and Alaska Native, 0.4%Black or African American, 12.7% Unknown, 4.7% Hispanic or Latino, 15.8% Asian, 6.3% White, 59.9% American Indian and Alaska Native, 0.6%
LGBT Percentage7%7%

Differences between mortgage processor and closing coordinator duties and responsibilities

Mortgage processor example responsibilities.

  • Manage applicant s mortgage applications from origination to closing, ensuring service excellence and adhering to federal and compliance guidelines
  • Function in processing role for streamline first market mortgage transactions pursuant to Fannie, Freddie, VA and FHA policy guidelines.
  • Support FNMA portfolio loans in default and imminent default loans with a focus on loan modifications.
  • Work directly with FNMA counselors to negotiate mortgage terms for the homeowner that will prevent foreclosure.
  • Comply with bank, investor and regulatory guidelines while having a strong understanding of RESPA, HDMA, and ECOA guidelines.
  • Generate accurate RESPA require disclosures.
  • Show more

Closing coordinator example responsibilities.

  • Manage scheduling loans for closing, handle insurance review, verify wire transfer, register and transfer loans with MERS.
  • Endorse VA and HUD mortgage insurance, paid premiums and send documents to proper personnel.
  • Audit loans purchase for GNMA, FNMA & FHLMC to ensure they meet their guidelines.
  • Facilitate processors in getting FHA close loan packages out to FHA to meet the insurance deadlines.
  • Review of foreclosure deeds for correctness including vesting, recording information, and notary acknowledgment.
  • Organize date into TSS and compose title binder for mortgage processing.
  • Show more

Mortgage processor vs closing coordinator skills

Common mortgage processor skills
  • Customer Service, 24%
  • FHA, 6%
  • Va, 6%
  • Underwriting Guidelines, 6%
  • Property Appraisals, 6%
  • Origination, 5%
Common closing coordinator skills
  • Customer Service, 23%
  • Escrow, 8%
  • HOA, 5%
  • HUD-1, 5%
  • Lender Approval, 5%
  • Settlement Statements, 5%

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