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Mortgage processor vs loan coordinator

The differences between mortgage processors and loan coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage processor and a loan coordinator. Additionally, a mortgage processor has an average salary of $40,527, which is higher than the $39,836 average annual salary of a loan coordinator.

The top three skills for a mortgage processor include customer service, FHA and va. The most important skills for a loan coordinator are customer service, work ethic, and FHA.

Mortgage processor vs loan coordinator overview

Mortgage ProcessorLoan Coordinator
Yearly salary$40,527$39,836
Hourly rate$19.48$19.15
Growth rate-3%-3%
Number of jobs9,05724,765
Job satisfaction--
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a mortgage processor do?

A mortgage processor is responsible for reviewing mortgage loan applications, evaluating applicants' documents, and verifying their eligibility for approval. Mortgage processors consider the applicant's financial statements, credit score, and other possible mortgage options. They also interview loan applicants to confirm the accuracy of submitted documents and keep them updated with the progress and final decisions. A mortgage processor works closely with the underwriting department for loan applications subject for further review. The mortgage processor needs to have a broad knowledge of the banking industry and loan procedures to guide the applicants with their application inquiries and concerns.

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

Mortgage processor vs loan coordinator salary

Mortgage processors and loan coordinators have different pay scales, as shown below.

Mortgage ProcessorLoan Coordinator
Average salary$40,527$39,836
Salary rangeBetween $31,000 And $52,000Between $30,000 And $51,000
Highest paying CityPhoenix, AZRaleigh, NC
Highest paying stateArizonaWest Virginia
Best paying companyCyberCodersJPMorgan Chase & Co.
Best paying industryProfessionalProfessional

Differences between mortgage processor and loan coordinator education

There are a few differences between a mortgage processor and a loan coordinator in terms of educational background:

Mortgage ProcessorLoan Coordinator
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage processor vs loan coordinator demographics

Here are the differences between mortgage processors' and loan coordinators' demographics:

Mortgage ProcessorLoan Coordinator
Average age4242
Gender ratioMale, 24.2% Female, 75.8%Male, 25.3% Female, 74.7%
Race ratioBlack or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 14.1% Asian, 6.6% White, 61.6% American Indian and Alaska Native, 0.4%Black or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage processor and loan coordinator duties and responsibilities

Mortgage processor example responsibilities.

  • Manage applicant s mortgage applications from origination to closing, ensuring service excellence and adhering to federal and compliance guidelines
  • Function in processing role for streamline first market mortgage transactions pursuant to Fannie, Freddie, VA and FHA policy guidelines.
  • Support FNMA portfolio loans in default and imminent default loans with a focus on loan modifications.
  • Work directly with FNMA counselors to negotiate mortgage terms for the homeowner that will prevent foreclosure.
  • Comply with bank, investor and regulatory guidelines while having a strong understanding of RESPA, HDMA, and ECOA guidelines.
  • Generate accurate RESPA require disclosures.
  • Show more

Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
  • Show more

Mortgage processor vs loan coordinator skills

Common mortgage processor skills
  • Customer Service, 24%
  • FHA, 6%
  • Va, 6%
  • Underwriting Guidelines, 6%
  • Property Appraisals, 6%
  • Origination, 5%
Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%

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