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Insurance examiner salary
Average insurance examiner salary
$50,967
Understanding Insurance Examiner Salaries
Insurance Examiners play a vital role in reviewing insurance applications and assessing risk, which directly impacts their salaries. As of October 2025, the average salary for an Insurance Examiner is $50,967 annually or $25 per hour. Salary ranges, however, can vary significantly based on factors such as:
- Experience Level: Entry-level examiners may start at a lower salary, while those with more experience can earn significantly more.
- Geographic Location: Salaries differ by state, with some regions offering higher pay to attract qualified candidates.
- Industry Sector: Specializations within the insurance field can lead to variations in earnings.
For instance, states like California and New York often offer higher salaries compared to others. Understanding these dynamics is crucial for aspiring Insurance Examiners. This role not only offers competitive salaries but also opportunities for career advancement in a growing field.
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Where can an Insurance Examiner earn more?
Insurance examiner salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance examiner | $31,200 | $15.01 |
| Mid-level insurance examiner | $47,200 | $22.70 |
| Senior-level insurance examiner | $81,200 | $39.02 |
Insurance examiner salary estimates from across the web
Average insurance examiner salary by state
The highest-paying states for insurance examiners are Rhode Island, Connecticut, and New Jersey. The lowest average insurance examiner salary states are Utah, Kansas, and Alabama.
- State view
- County view
Highest paying states for insurance examiners
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Rhode Island | $65,810 | $31.64 |
| 2 | Alaska | $59,360 | $28.54 |
| 3 | Vermont | $58,159 | $27.96 |
| 4 | Connecticut | $65,036 | $31.27 |
| 5 | New Jersey | $64,846 | $31.18 |
| 6 | Maine | $57,013 | $27.41 |
| 7 | Kentucky | $56,540 | $27.18 |
| 8 | Maryland | $62,556 | $30.07 |
| 9 | Massachusetts | $63,767 | $30.66 |
| 10 | Pennsylvania | $60,047 | $28.87 |
| 11 | Virginia | $62,031 | $29.82 |
| 12 | New Hampshire | $60,933 | $29.29 |
| 13 | Delaware | $54,206 | $26.06 |
| 14 | Nevada | $51,670 | $24.84 |
| 15 | New York | $62,760 | $30.17 |
| 16 | Ohio | $52,999 | $25.48 |
| 17 | West Virginia | $49,568 | $23.83 |
| 18 | District of Columbia | $62,368 | $29.98 |
| 19 | South Dakota | $47,133 | $22.66 |
| 20 | Michigan | $52,798 | $25.38 |
| 21 | Oregon | $52,266 | $25.13 |
| 22 | California | $58,379 | $28.07 |
| 23 | Illinois | $51,146 | $24.59 |
| 24 | Idaho | $45,536 | $21.89 |
| 25 | South Carolina | $49,691 | $23.89 |
| 26 | Hawaii | $50,740 | $24.39 |
| 27 | Wisconsin | $49,301 | $23.70 |
| 28 | Iowa | $44,631 | $21.46 |
| 29 | Texas | $48,481 | $23.31 |
| 30 | North Carolina | $49,839 | $23.96 |
| 31 | Louisiana | $43,681 | $21.00 |
| 32 | Minnesota | $49,229 | $23.67 |
| 33 | New Mexico | $44,589 | $21.44 |
| 34 | Georgia | $45,524 | $21.89 |
| 35 | Montana | $43,494 | $20.91 |
| 36 | Washington | $50,814 | $24.43 |
| 37 | North Dakota | $43,280 | $20.81 |
| 38 | Arizona | $45,154 | $21.71 |
| 39 | Arkansas | $41,054 | $19.74 |
| 40 | Missouri | $44,239 | $21.27 |
| 41 | Tennessee | $40,349 | $19.40 |
| 42 | Mississippi | $38,871 | $18.69 |
| 43 | Alabama | $40,359 | $19.40 |
| 44 | Wyoming | $37,769 | $18.16 |
| 45 | Nebraska | $42,415 | $20.39 |
| 46 | Oklahoma | $42,182 | $20.28 |
| 47 | Colorado | $41,424 | $19.92 |
| 48 | Utah | $40,929 | $19.68 |
| 49 | Kansas | $40,549 | $19.49 |
| 50 | Florida | $41,214 | $19.81 |
| 51 | Indiana | $41,344 | $19.88 |
Highest paying cities for insurance examiners
The highest-paying cities for insurance examiners are Farmington, CT, Arlington, VA, and New York, NY.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Farmington, CT | $64,865 | $31.19 |
| 2 | Arlington, VA | $64,182 | $30.86 |
| 3 | New York, NY | $63,047 | $30.31 |
| 4 | Carson City, NV | $55,744 | $26.80 |
| 5 | Columbus, OH | $52,527 | $25.25 |
| 6 | Chicago, IL | $51,532 | $24.77 |
| 7 | Raleigh, NC | $51,306 | $24.67 |
| 8 | Atlanta, GA | $45,365 | $21.81 |
| 9 | Des Moines, IA | $44,091 | $21.20 |
| 10 | Lincoln, NE | $42,194 | $20.29 |
| 11 | Miami, FL | $41,965 | $20.18 |
| 12 | Denver, CO | $41,310 | $19.86 |
Insurance examiner salary details
An insurance examiner's salary ranges from $34,000 a year at the 10th percentile to $76,000 at the 90th percentile.
What is an insurance examiner's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $76,000 | $6,333 | $37 |
| 75th Percentile | $62,000 | $5,167 | $30 |
| Average | $50,967 | $4,247 | $25 |
| 25th Percentile | $41,000 | $3,417 | $20 |
| 10th Percentile | $34,000 | $2,833 | $16 |
Highest paying insurance examiner jobs
The highest paying types of insurance examiners are risk and insurance consultant, general adjuster, and compensation adjuster.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Property Claims Adjuster | $54,520 | $4,543 | $26.21 | 16,957 |
| Property Adjuster | $54,661 | $4,555 | $26.28 | 12,286 |
| Workers' Compensation Claims Adjuster | $57,583 | $4,799 | $27.68 | 16,506 |
| Field Adjuster | $54,120 | $4,510 | $26.02 | 51,071 |
| Auto Claims Adjuster | $52,621 | $4,385 | $25.30 | 16,187 |
| Field Investigator | $34,305 | $2,859 | $16.49 | 49,068 |
Top companies hiring insurance examiners now:
Which companies pay insurance examiners the most?
Insurance examiner salaries at RSM US and Smithsonian Institution are the highest-paying according to our most recent salary estimates. In addition, the average insurance examiner salary at companies like State of Connecticut and A&V; are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | RSM US | $104,655 | $50.31 |
| 2 | Smithsonian Institution | $65,901 | $31.68 |
| 3 | State of Connecticut | $55,290 | $26.58 |
| 4 | A&V | $53,450 | $25.70 |
| 5 | GEICO | $50,398 | $24.23 |
| 6 | APPS NW | $49,085 | $23.60 |
| 7 | Wisconsin | $49,079 | $23.60 |
| 8 | The State of Oregon | $48,161 | $23.15 |
| 9 | Iowa Department of Transportation | $46,207 | $22.21 |
| 10 | State Of Illinois - Illinois Student Assistance Commission | $44,695 | $21.49 |
| 11 | State Bar of Michigan | $44,469 | $21.38 |
| 12 | My Florida Regional Mls | $43,798 | $21.06 |
| 13 | State of Nevada Employees' Association Inc | $43,241 | $20.79 |
| 14 | State of West Virginia | $42,292 | $20.33 |
| 15 | Maine | $41,342 | $19.88 |
| 16 | NC.gov | $39,722 | $19.10 |
| 17 | State of Ohio | $37,013 | $17.79 |
| 18 | State Of Florida | $36,007 | $17.31 |
| 19 | Florida Department of Transportation | $35,408 | $17.02 |
| 20 | Florida Dept. of Health | $35,043 | $16.85 |
Wage gap by gender, race and education
Insurance Examiner salary by industry
The average insurance examiner salary varies across industries:
- The average insurance examiner salary in the health care industry is $54,171, the highest of any industry.
- The average insurance examiner salary in the finance industry is $53,561.
- Insurance examiners in the government industry earn an average salary of $39,466, the lowest of any industry.
Highest paying industries for insurance examiners
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Health Care | $54,171 | $26.04 |
| 2 | Insurance | $53,561 | $25.75 |
| 3 | Professional | $50,994 | $24.52 |
| 4 | Media | $48,508 | $23.32 |
| 5 | Government | $39,466 | $18.97 |
High paying insurance examiner jobs
Insurance examiner salary trends
The average insurance examiner salary has risen by $6,682 over the last ten years. In 2014, the average insurance examiner earned $44,285 annually, but today, they earn $50,967 a year. That works out to a 7% change in pay for insurance examiners over the last decade.
Compare insurance examiner salaries for cities or states with the national average over time.
Average insurance examiner salary over time
Compare insurance examiner salaries for individual cities or states with the national average.
Insurance examiner salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $51,000 | $24.50 | +2.2% |
| 2025 | $49,900 | $23.97 | +1.3% |
| 2024 | $49,200 | $23.65 | +1.5% |
| 2023 | $48,500 | $23.29 | +1.9% |
| 2022 | $47,500 | $22.86 | +1.1% |
Recently added insurance examiner salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| State of New York | Employee Insurance Examiner 2 | Albany, NY | 06/28/2025 | $56,506 |
| State of Michigan | Unemployment Insurance Examiner 8-E10 | Lansing, MI | 06/28/2025 | $48,001 |
| State of Illinois | Insurance Company Financial Examiner Trainee | Chicago, IL | 06/27/2025 | $57,072 |
| Pikes Peak Parameds, Inc. | Mobile Insurance Examiners/Phlebotomy | Colorado Springs, CO | 06/10/2025 | $62,610 |
| State of New York | Unemployment Insurance Accounts Examiner-Albany (NY Helps) | Albany, NY | 04/22/2025 | $53,413 |
| Pikes Peak Parameds, Inc. | Mobile Insurance Examiners/Phlebotomy | Colorado Springs, CO | 03/27/2025 | $62,610 |
| State of Colorado | Examiner-In-Charge (Rate/Financial Analyst III): Dora/Division of Insurance | Denver, CO | 03/21/2025 | $73,656 |
| State of North Carolina | Insurance Company Examiner I | Raleigh, NC | 03/20/2025 | $45,926 |
| Commonwealth of Pennsylvania | Insurance Market Conduct Examiner Trainee | Dauphin, PA | 03/15/2025 | $50,836 |
| State of Oregon | Financial Insurance Examiner (Insurance Examiner) | Salem, OR | 03/14/2025 | $73,476 |
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