Credit Analysis jobs near me - 134 jobs

Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term. Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines. Approval Process: Work closely with the loan structure and precision income teams to finalize approvals. Credit Reviews: Perform thorough credit analysis, underwriting 2-3 initial files per day and processing 6-8 final approval files daily (subject to volume). Workflow Coordination: Collaborate within Pennymac's structured, end-to-end loan process, focusing solely on underwriting scope. Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards. Decisions full range of mortgage loans, preferably including FHA loans Review all mortgage applications and documentation for accuracy and completeness Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials Approve or deny mortgages on a timely basis Perform other related duties as required and assigned *Skills* FHA, HUD, TrumsID Registration, VA, Veterans Affairs Loans, VA IRRRL, Interest Rate Reduction Refinance Loan, VA SAR, Staff Appraisal Reviewer, Federal Housing Administration Underwriter, Department of Housing and Urban Development Underwriter, Mortgage, Underwriter *Top Skills Details* FHA,HUD,TrumsID Registration,VA,Veterans Affairs Loans,VA IRRRL,Interest Rate Reduction Refinance Loan,VA SAR,Staff Appraisal Reviewer,Federal Housing Administration Underwriter,Department of Housing and Urban Development Underwriter *Additional Skills & Qualifications* 3+ years of mortgage underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act Knowledge of state and federal agency mortgage loan guidelines and regulations helpful (Any loss mitigation or servicing underwriters will be disqualified) Strong understanding of FHA, VA, and conventional loan underwriting. Ideal candidate has 3+ years of underwriting experience. Assessment score requirement: Minimum 15. Experience with Encompass and proficiency in Excel preferred. Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred *Experience Level* Intermediate Level *Job Type & Location*This is a Contract to Hire position based out of Chicago, IL. *Pay and Benefits*The pay range for this position is $31.25 - $31.25/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: * Medical, dental & vision * Critical Illness, Accident, and Hospital * 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available * Life Insurance (Voluntary Life & AD&D for the employee and dependents) * Short and long-term disability * Health Spending Account (HSA) * Transportation benefits * Employee Assistance Program * Time Off/Leave (PTO, Vacation or Sick Leave) *Workplace Type*This is a fully remote position. *Application Deadline*This position is anticipated to close on Jan 19, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Wholesale Lending Services (WLS) supports several lines of businesses that include Business Banking, Commercial Bank, Global Wealth Management, and Investment Bank. Credit Monitoring sits within the WLS and provides Credit Compliance Monitoring for the Commercial Banking Loan Portfolio. As a Credit Support Analyst within the Commercial Bank team, you will be tasked with assessing compliance with credit agreement terms for a designated portfolio of borrowers. Your role will involve interpreting financial and other covenants included in credit agreements to ascertain whether borrowers are adhering to the terms of the credit agreements or are in default. Your responsibilities will encompass both syndicated loans and bilateral agreements. Job Responsibilities Determine whether corporate borrowers have breached covenants, and as a result, have defaulted on the terms of their credit agreements Interpret credit agreements and other legal documents to determine which co-borrowers, guarantors and other parties to the agreements require set up in bank's system of record for future covenant compliance evaluation Perform credit analysis, review documentation and monitor ongoing compliance with financial covenants within an assigned portfolio of borrowers Independently calculate cash flow and leverage ratios in accordance with specific terms laid out in credit agreements Develop strong knowledge of secured lending products including borrowing base credit facilities Determine the grid-based performance pricing that applies to borrower so the bank gets adequately compensated for credit risk Adhere to the quality control standards that have been set for the process and to service level agreements WLS has with its internal business partners Required qualifications, capabilities, and skills Ability to identify and summarize key points in written reviews of credit-related transactions Understanding of loan products, including documentation, for revolving lines of credit, term loans, borrowing bases, etc.. Strong verbal & written communication to effectively communicate with various stakeholders and across levels Ability to work independently with minimum supervision including demonstration of good time management High proficiency in using MS Office tools including MS Excel Preferred qualifications, capabilities and skills Bachelor's degree in Business/Accounting preferred

Fitch Learning is a leader in financial services training. With unrivaled breadth and depth, the company delivers learning solutions for apprentices, graduates, and those with 10+ years' experience in Financial Services. Our offerings include expert faculty, e-learning, coaching, and blended assessments, improving individual and collective business performance. Working at Fitch Learning provides the opportunity to be part of a global leader in financial education, committed to delivering cutting-edge training solutions. You'll collaborate with a team of experts dedicated to empowering professionals with the skills and knowledge needed to excel in the finance industry. By joining us, you'll be at the forefront of innovation in professional education, contributing to impactful learning experiences that drive career advancement and industry success. Fitch Learning is seeking a Client Relationship Manager or Director of Sales. This is a remote role open to candidates located anywhere in the United States. About the Team: Drive business growth at Fitch Learning as a dynamic sales and product strategy professional who will develop strategic client relationships, implement innovative product strategies, and lead complex sales cycles for our premier financial training solutions. Collaborate with global stakeholders to identify opportunities, provide tailored guidance to senior-level clients, and transform prospects into long-term partnerships in the financial services sector. This influential position offers you the opportunity to make a significant impact across our markets. * Requires travel approximately 20% to 40% of your time for client meetings and industry events. * This role is commission-eligible from day one. How You'll Make an Impact: Sales and Business Development * Identify and pursue opportunities to expand into new markets and broaden our product offerings, with a focus on client-driven and niche segments * Partner with Marketing to develop collateral, using various marketing channels and to promote new product launches * Utilize Fitch Learning's resources, including courses, eLearning, and professional certifications, to expand your own industry knowledge You May be a Good Fit if You Have: * A Client Relationship Manager typically has 4+ years of experience, while a Director of Sales typically has 8+ years * Demonstrated prior experience in Commercial or Business Banking, with a solid understanding of client relationship management, portfolio growth, and revenue targets in financial institution settings * Hands-on familiarity with credit and lending products (e.g., term loans, revolving credit facilities, lines of credit, asset-based lending), including credit analysis, underwriting fundamentals, risk assessment, and deal structuring * Proven ability to translate banking product knowledge into consultative sales conversations-identifying client needs, articulating value propositions, and collaborating with stakeholders (RMs, credit teams, product) to drive adoption and close complex deals What Would Make You Stand Out: * Deep knowledge of the U.S. financial markets industry * Experience in financial education and learning solution design * Strong consultative, analytical, and strategic thinking skills * Proven ability to work effectively in a small, agile team environment, adapting to meet client and organizational needs Why Choose Fitch: * Fully Remote Work: This role is 100% remote with no requirement to be in an office; travel is limited to client meetings and industry events as needed * A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity * Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals * Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing * Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively * Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe * Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. The starting base annual salary for this role will be determined based on location, experience, and market data within the United States. Actual salaries will vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-MH1 #LI-REMOTE Nearest Major Market: Austin

IN BRIEF The Structured Product Associate will be primarily responsible for assisting the portfolio management team in researching individual securities, supporting the portfolio management team, creating and executing trades, and implementing the investment philosophy and process. This position will be responsible for conducting market research and fundamental credit analysis on Agency Mortgage-Backed Securities and / or Asset-Backed Securities as well as working to develop the skills necessary to succeed in fixed income portfolio management. WHAT YOU'LL DO * Research investment ideas in the structured product space, including ABS and/or MBS. * Conduct fundamental credit analysis and market research, as well as analyzing cashflow. * Contribute investment ideas to the portfolio management team, and the ongoing surveillance of existing holdings. * Assess portfolio risk exposures on a day-to-day and long-term basis, understand benchmark characteristics, and determine trade allocation parameters. * Work with portfolio managers to structure portfolios and provide an independent view of portfolio risk. * Create and execute trades on trading platforms under supervision of portfolio managers. * Maintaining trading relationships with the sell side. * Create and execute trades on various trading platforms. * Possess a strong understanding of firm trading, systems, and technologies. * Provide analytical support for Portfolio Managers, including but not limited to: statistical, performance attribution, ad hoc and other recurring analysis. * Collect and analyze investment performance data in response to client requests. * Escalate risk issues when risk/reward tradeoffs are considered inappropriate. * Responsibilities for each role outlined above are subject to change, and percentage of time allocated to each may vary as position evolves. WHAT YOU NEED On day one, we'd expect you to have: * Bachelor's degree with a strong academic background required. * Inclination to pursue or progress towards the Chartered Financial Analyst (CFA) designation. * 2-5 years of fixed income analytical, research or trading experience, with a focus on either Agency Mortgage-Backed Securities, Asset-Backed Securities, Non-Agency Mortgage-Backed Securities or Commercial Mortgage-Backed Securities, or relevant background that lends itself to structured product investing. * Excellent analytical and quantitative skills, with strong attention to detail. * Ability to manage multiple tasks and contribute to a team environment. APPLICATION INSTRUCTIONS When submitting your application, please attach: * Resume * If you do not have the relevant work experience needed, please include a cover letter stating your interest in Diamond Hill and the role WHY JOIN DIAMOND HILL? Join a group of passionate and intelligent professionals committed to doing the right thing for our clients. We think about our people like we think about investing-we hire for the long term and thoughtfully invest in our people throughout their careers. A few benefits we provide: * Competitive compensation that rewards our associates' contributions * Market-leading 401(k) employer match * Substantial equity ownership is granted to all associates during their first year * Comprehensive health insurance eligibility on day one * Dental and vision coverage * Generous paid vacation and sick time * Professional development opportunities * Industry conference attendance * Reimbursement for job-related professional designations and registrations such as the CFA Attracting and retaining colleagues who embody our core values - curiosity, ownership, trust, respect - enables us to foster an environment of excellence and a client-centric culture. We believe the differentiated perspectives of a diverse team operating in an environment of mutual respect greatly benefits our clients and our colleagues. Diamond Hill is proud to be an equal opportunity workplace. All employment decisions including recruitment, hiring, compensation, promotion, and discipline are made without regarding to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by all applicable laws and regulations

WHAT IS THE OPPORTUNITY? The Credit Associate is responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of lower-complexity loans and relationships. The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance. WHAT WILL YOU DO? * Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors. * Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking. * Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management. * Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements. * Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities. * Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development, eventually leading to ownership of a portfolio of credits WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * Bachelor's Degree or equivalent in Finance, Business, or related field * Minimum 2 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries *Additional Qualifications* * Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles * Desire to build leadership and coaching skills, with the ability to train and develop talent * Strong communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams * Intermediate analytical skills, with the ability to interpret complex data and make informed decisions * Industry-specific knowledge and expertise *WHAT'S IN IT FOR YOU?* *Compensation*Starting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

We are seeking a Diversified Markets Portfolio Manager to join our Farm Credit family! This position supports the growth of an assigned portfolio by collaborating with Association leaders to manage a portfolio of capital markets clients through the lending process. Providing ongoing monitoring of assigned portfolios to ensure asset quality and customer service standards are exceeded. The portfolio Manager is responsible for client relationships as well as on-going lending and servicing support. Responsibilities: Credit Portfolio Management: The role involves supporting capital markets activities by collaborating in lending processes, preparing investor materials, and assisting with underwriting and syndication efforts. It also includes developing new business, expanding existing client relationships through research and judgment, ensuring consistent credit administration, and representing the organization at capital market events. Credit Analysis & Administration: The role ensures adherence to credit policies and regulatory standards, maintains strong credit administration ratings, and conducts thorough applicant interviews using differential analysis. It involves assessing credit risk, making decisions within authority, staying current through training, and ensuring compliance with disclosure requirements for all loan types. Portfolio Servicing: The role involves monitoring loan portfolios to ensure timely and sound servicing, conducting periodic reviews, gathering information for renewals, and making informed recommendations. It also includes identifying deteriorating credit conditions and performing risk assessments to suggest necessary adjustments. Requirements: • Education and/or experience equivalent to a Bachelor's degree in Business Administration, Agriculture Economics, Finance, Accounting, or related fields. MBA preferred. • 3-7 years related work experience preferred • Ability to communicate effectively with all levels of the organization • Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Association • Ability to travel within the assigned territory and occasional travel across the association • Ability to work independently and as a team member under minimal supervision • Excellent computer skills • Focus on problem solving skills with solutions-driven results • Current awareness of economic developments and production technology affecting agriculture in the region Other Details: AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities. Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast. At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family! What can we offer you? • Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering • Corporate incentive plan with spot bonuses for top-notch work • Medical, dental and vision insurance, as well as life and disability insurance • Flexible spending and health savings accounts • Generous 401(k) matching contributions, as well as additional employer contributions • Reimbursement for approved higher education pursuits • A wellness program for employees, which includes resources for a healthier lifestyle • Corporate learning programs for professional development • Other perks, such as employee discounts on select cell phone providers, computers, etc.

A position at White Cap isn't your ordinary job. You'll work in an exciting and diverse environment, meet interesting people, and have a variety of career opportunities. The White Cap family is committed to Building Trust on Every Job. We do this by being deeply knowledgeable, fully capable, and always dependable, and our associates are the driving force behind this commitment. Job Summary Responsible for notifying customers of delinquent accounts to solicit payment. Receive payment and post to customer's account. Maintain records of collection and status of accounts. Major Tasks, Responsibilities and Key Accountabilities •Performs a wide variety of credit and collection functions for larger or more complex accounts. •Ensures compliance with established guidelines, guidelines reviews and monitors credit sources, credit files, customer applications and delinquent accounts. •Compiles and maintains basic credit information about financial status of customer and status of collection efforts. •Maintains records on credit risks, delinquent accounts and incomplete files. •Ensures compliance with established guidelines. •Performs other duties as assigned. Nature and Scope May modify processes to resolve situations. Under limited supervision, relies on experience and exercises independent judgment to determine the best approach to achieve desired outcomes. Course of action is often determined by interpreting procedures and policies. Work typically involves periodic review of output by a supervisor or direct customers of the process. Is sought out and/or assigned to provide general guidance/direction, training, and technical assistance to junior level support personnel. Contributes to employees' professional development but does not have hiring/firing authority. Work Environment Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable. Most of the time is spent sitting or standing in the same location and/or there may be a need to stoop regularly or move/lift light material or equipment (typically less than 8 pounds). Typically requires overnight travel less than 10% of the time. Education and Experience Technical certification or associate degree may be required in some areas. Generally 5-7 years of experience in a related area of responsibility. Preferred Qualifications 5-7 years B2B Credit and Collections - REQUIRED Construction industry with lien and bond rights knowledge - Preferred Accounts Receivable Credit Analysis and Reconciliations Customer Service/Relationship Building Intermediate Excel skills Tech savvy This position may be remote, or hybrid based on location. Eligible candidates residing in the greater Atlanta area will be asked to work two days a week in our Doraville, GA Field Support Center. If you're looking to play a role in building America, consider one of our open opportunities. We can't wait to meet you.

At Northland, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success. Summary of the Job: This role combines relationship management, analytical expertise, and sales acumen in the specialized municipal securities market, requiring both technical knowledge of public finance and strong interpersonal skills to succeed in a competitive broker-dealer environment. This is a sales and production role within the broker dealer industry. About This Role: Client Relationship Management Develop and maintain relationships with municipal issuers, including cities, counties, school districts, and other public entities Serve as primary contact for existing clients while actively pursuing new business opportunities Build trust with government officials, finance directors, and municipal advisors Business Development & Production Generate new public finance business through prospecting and relationship building Prepare and deliver presentations and proposals to municipal clients, municipal advisors and related entities Negotiate deal terms and pricing with issuers and underwriting syndicates Meet annual production targets and revenue goals Transaction Execution Structure municipal bond transactions (general obligation, revenue bonds, tax increment financing) Coordinate with internal teams including analysts, traders, research, compliance, and operations Manage deal timelines from mandate through closing Prepare offering documents and disclosure materials Market Analysis & Advisory Provide market insights and financing alternatives to municipal clients Analyze credit fundamentals and municipal financial statements Stay current on regulatory changes affecting public finance (MSRB rules, SEC regulations) Monitor interest rate environments and market conditions Success Metrics Annual revenue production targets New client acquisition goals Transaction volume and market share growth Client retention and satisfaction scores Participation in competitive deal wins Key Skills: Technical Competencies Proficiency in Munex and/or DBC, Bloomberg, and municipal market databases Advanced Excel and PowerPoint skills Understanding of municipal bond math and yield calculations Familiarity with rating agency criteria and processes The Ideal Candidate for This Role: Licensing & Education: Series 52 and 63 securities licenses (or ability to obtain) Series 53 (Municipal Securities Principal) preferred Bachelor's degree in Finance, Economics, or related field Advanced degree (MBA, MPA) preferred Experience & Skills 3-5+ years of public finance or municipal banking experience Proven track record of client relationship management and business development Strong financial modeling and analytical capabilities Excellent written and verbal communication skills Knowledge of municipal credit analysis and bond structures Salary Range:105,443.00 - 179,253.00 USD AnnualCandidates must possess unrestricted work authorization and not require future sponsorship. Compensation: Compensation range (base pay): $105,443.00-$179,253.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Work Environment: It is anticipated that the incumbent in this role will work onsite at the posted location. Our onsite environment fosters innovation, mentorship, and a vibrant culture where ideas flow freely and relationships flourish. As part of our team, you'll experience the energy of our collaborative spaces designed to support your professional growth while working alongside talented colleagues who inspire excellence daily. Please note that work location is subject to change based on business needs. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about our benefits here: *************************************** For additional information regarding compensation and benefits, e-mail First National at *****************. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20251799 Registration Requirement: This position requires Financial Industry Regulatory Authority (FINRA) registration. Qualification requirements include meeting applicable financial industry responsibility, regulatory requirements, credit fitness and criminal background standards. Successful candidates must meet ongoing regulatory requirements including acceptable background investigation, credit report and fingerprinting results. Equal Opportunity & Belonging: We believe that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey. Learn more here. Northland is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement Northland is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC Northland follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

JobID: 210699286 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $200,000.00-$350,000.00 The Global Fixed Income, Currency and Commodities team (GFICC) at J.P. Morgan Asset Management is one of the world's deepest and best-resourced fixed income managers, with expertise across all major fixed income sectors, including niche markets. Every investment decision in our fixed income solutions is underpinned by the proprietary research of a globally integrated team of sector specialists. Our shared research language, combining fundamental, quantitative valuation and technical inputs, facilitates the comparison of ideas across sectors and geographies. Global Fixed Income, Currency and Commodities manages a broad range of strategies, through funds and/or separate accounts, including broad market, long duration, stable value, intermediate high yield, emerging market debt, short and ultra-short duration, global bonds, structured products, mortgages and tax-aware strategies. As a Municipal Research Analyst in the Municipal Fixed Income Research team, you will work closely with a global team of Analysts, Portfolio Managers, and Investment Specialists to evaluate municipal securities for investment opportunity and ongoing management. Job Responsibilities * Provide and maintain buy and/or sell investment recommendations via credit discussions and written credit reports for municipal securities for assigned sectors. * Perform independent credit risk on issuers to identify relative value and investment opportunities with an entrepreneurial mindset. * Perform due diligence, pre- and post-issuance, by engaging municipal issuers and investment bankers and making site visits (some domestic travel required). * Actively monitor market themes and sector trends. * Communicate investment recommendations, market themes and sector trends to portfolio managers, internal stakeholders and clients. * Build and maintain relationships with investment bankers and analysts, the broker-dealer community, rating agencies, and legal professionals, among other market participants. Required qualifications, capabilities and skills * Minimum of 10 years of experience in credit analysis. * Bachelor's degree in related field * Critical Technical Skills * Demonstrated ability to evaluate municipal issuer credit risk, determine relative value, and communicate concisely under typically stringent time constraints. * Working knowledge or interest in municipal market technicals and identification of primary and secondary market opportunities. * Proficient accounting and financial analysis skill with excellent cash flow modeling and revenue/expense forecasting and advanced knowledge of GAAP/GASB accounting. * Ability to read and evaluate complex bond documents and structures with attention to detail. * Strong written and oral communication and interpersonal skills; team-oriented. * Demonstrated experience common business software packages/applications. Preferred qualifications, capabilities and skills * CFA or CFA candidate preferred. * Degrees specializing in data science, finance and/or economics preferred.

At Northland, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success. Summary of the Job: Serve as a key figure in the Public Finance investment banking group as lead analyst on deal analytics, disclosure and offering documents, and serving as a key contact with internal and external stakeholders. Comply with all applicable regulatory and ethical requirements of the industry, markets and organization. About This Role: Develop a thorough understanding and ability to execute Public Finance including the business, market, issues / sectors, requirements, regulations, and analytic structure options and process Obtain and summarize market data to assist PF with understanding, identifying, and analyzing trend opportunities within the market including markets, products, services, sectors, types of issuances, underwriting, and Public Finance structures Develop understanding of Northland strategic vision Participate in identifying and maintaining understanding of strengths, weaknesses, opportunities, threats, gaps Assist with entering new markets, products, etc. Provide input and recommendations to manager to enhance departmental effectiveness and the strategic plan Contribute to and support defined strategy, revenue targets, goals, objectives and activities with regard to individual, Public Finance, and Capital Markets Provide ongoing support to the Public Finance team including providing analytic support, offering document creating and review, closing document creation and review, and serving as an internal and external liaison Learn the applicable data systems and how the support the structuring of debt Research outstanding debt for targeted issuers to identify and run potential refunding scenarios Run various financing structure alternatives for prospects and clients as requested Assist with business development activities Identify prospects for the Public Finance bankers to engage and prompting and follow-ups when beneficial; make initial contact with targeted issuers to set up introductory meetings Assist in creation of financing proposals, presentations, pitch books and one-pagers as requested by the Public Finance bankers; participate in presentations to prospects Identify, register for, and attend applicable trade shows Assist with internal deal processing activities including engagement committee process, credit analysis, and sales bulletin preparation Coordinate file documentation and closings Develop strong working relationship with issuers, counsel, rating agencies and credit enhancers to serve as an effective Northland Public Finance liaison Develop appropriate reporting tools to communicate with Northland management regarding general Public Finance activities, including business development activities Understand and adhere to all Northland policies, laws, and FINRA / SEC regulations application to role (Ongoing) Complete compliance continuing education Ensure adherence to Northland compliance requirements in business development materials and process documents Maintain awareness on the Capital Markets compliance and regulatory environment (e.g. NASD, SEC) (Ongoing) Report all issues, violations of law or regulations in accordance with the steps defined in the Northland compliance standards Understand and adhere to all of the accountabilities listed above specifically related to Anti-Money Laundering and the USA Patriot Act Exhibit professional behavior, promote positive working relationships, and drive your personal and professional development Research, identify and recommend in-depth / comprehensive / detailed training and learning opportunities for self based on individual development plan Practice Northland values and support the goals and strategic plan Be proactive and respectful in all relationships; exercise a willingness to be a resource to colleagues Complete special projects as assigned within allotted time frame Be accountable for continuous best efforts to complete the job assigned Conduct all work activities ethically The Ideal Candidate for This Role: MUST HAVE: Experience in Public Finance Bachelor's degree in Accounting and/or Finance preferred 3 plus years in an Accounting, Finance or Investments role General understanding of credit/finance related concepts Must be detailed oriented Proficient in MS office suite Must have strong communications/presentation skills Achieve or maintain series 50, 52, 63, SIE exam/licenses Salary range for this role is between $100,000 - 150,000.00 & is dependent on location and candidate experience. Candidates must possess unrestricted work authorization and not require future sponsorship. Compensation: Compensation range (base pay): $62,047.00-$102,377.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Work Environment: It is anticipated that the incumbent in this role will work onsite at the posted location. Our onsite environment fosters innovation, mentorship, and a vibrant culture where ideas flow freely and relationships flourish. As part of our team, you'll experience the energy of our collaborative spaces designed to support your professional growth while working alongside talented colleagues who inspire excellence daily. Please note that work location is subject to change based on business needs. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about our benefits here: *************************************** For additional information regarding compensation and benefits, e-mail First National at *****************. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20251800 Registration Requirement: This position requires Financial Industry Regulatory Authority (FINRA) registration. Qualification requirements include meeting applicable financial industry responsibility, regulatory requirements, credit fitness and criminal background standards. Successful candidates must meet ongoing regulatory requirements including acceptable background investigation, credit report and fingerprinting results. Equal Opportunity & Belonging: We believe that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey. Learn more here. Northland is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement Northland is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC Northland follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

The Director of Credit Risk, SBA Lending, is responsible for identifying and managing risk in the Bank's SBA portfolio from within the 2nd Line of Defense architecture. Responsibilities include review and challenge of work generated by the Loan Production and Credit Management functions (1st Line of Defense) plus monitoring and reporting on critical risk metrics tied to the origination of loans in the SBA portfolio. The Director of Credit Risk works collaboratively with the Credit Management function to ensure SBA loans align with the policies and risk appetite of the Bank. Credit approval authority subject to policy-based limits is included with this role. An in-depth knowledge of the SBA SOP and banking regulations governing commercial lending are essential to successfully performing in this role. Essential Functions Approve Credit Memos, Modifications, Annual Reviews and Risk Ratings for loans within the SBA portfolio. Provide a credible and authoritative voice for the Credit Risk function when communicating with the 1st Line of Defense on all matters related to SBA lending. Produce, review and interpret management reports related to the SBA portfolio. Communicate with senior management individually and within the committee process on the risk metrics of the SBA portfolio. Continuous monitoring of all credit-related portfolio trends, and banking rules and regulations applicable to commercial lending. Provide consent for preliminary loan proposals to enter the underwriting queue through the Opportunity Memo process. Ensure quality control and data integrity for inputs into decision-making tasks. Maintain 2nd Line of Defense oversight of all functions related to SBA lending including tasks related to the closing and funding processes. Complete special projects as requested by management Monitor, develop, and suggest revisions to workflows and procedures as necessary to enhance efficiency and minimize expenses Identify potential for credit losses and mitigating risk accordingly including transfer of individual credits to Special Assets Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education + Experience Bachelor's Degree in Accounting or Finance related degree preferred 8 - 12 years of experience in commercial lending or credit administration including credit analysis, portfolio management, loan review and/or special assets required Multiple years of experience working in a high-volume SBA lending environment required Credit approval authority within SBA lending department required #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Back 1d Private Banker - Private Banking COL #31-8726 Columbus, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Henderson Rd. OH., Columbus, OH. Market Columbus Work Hours per Week 37.5 Requirements Minimum of 5 years of private banking, retail, consumer and/or commercial lending experience, with an emphasis on sales and business development, as well as trust, wealth management and/or brokerage experience. Bachelors' Degree in Business, Finance or Accounting is preferred. Formal credit training is preferred. Series 7 and 66 license is a plus. Job Description SUMMARY: In this position, you will be responsible for providing full-service banking to high-net-worth individuals. CUSTOMER SERVICE SKILLS: Willingness to provide a level of service which will clearly differentiate us from our competitors. INTERPERSONAL SKILLS: Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers. Strong relationship management and business development skills. Excellent team player. ESSENTIAL DUTIES AND RESPONSIBILITIES: Meet the credit and depository needs of high-net-worth customers. Call on current customers and prospects to develop new business by promoting bank services and products. Cross-sell all other retail products as well as personal trust, investment management, investment products, financial and estate planning services. Represent the bank in civic, community, and industry function to network and develop additional business. Keep informed of current economic and market conditions and legislation that may affect customer relationships and department banking activities. Assist less experienced staff with complex accounts and relationships (mentoring). OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Working knowledge of commercial lending, consumer lending and retail services as it relates to loan policies, documentation, underwriting, and regulatory guidelines. Working knowledge of account opening policies and procedures. Understanding of regulatory guidelines. Working knowledge of the loan application and loan approval process. Working knowledge of credit analysis and lending functions. Knowledge of financial ratios and business principles. Knowledge of financial planning. Familiarity with fiduciary principles and prudent investing concepts. Basic knowledge of income, estate and gift tax principles. Candidate with ties to the area or knowledge of the local market (preferred). Proficiency in Microsoft Office products including Word, Excel and Outlook. Full-Time/Part-Time Full-time Area of Interest Wealth Management All Locations Columbus, Ohio, United States

Are you ready to join a growing team that puts a premium on productivity and has an award-winning culture centered around transforming talented employees into effective business leaders? Then BHG Financial is the place for you. In 2001, we started with an idea, an opportunity, and $25,000. Back then, our focus was strictly on serving those in the medical industry. With healthcare in our heritage, we soon expanded to serve high-earning professionals in many other industries, providing all with leading-edge financial solutions, including our extensive network of community banks. Today, BHG Financial has firmly established its legacy as a leader in the financial services space. Founded on the philosophy of a better way to borrow, we are dedicated to helping accomplished professionals, small businesses, and institutions build upon their success through innovative financial solutions, a hassle-free process, and personalized concierge service. Our relentless commitment to the success of our customers is part of what has made BHG Financial thrive. We take a 360-degree view of our customers to tailor the best solutions for their financial aspirations. Today's professionals have multiple sources of income, not just their paycheck. Therefore, it is essential to factor those in when making responsible lending decisions. Our continued focus on data, analytics, and proprietary modeling has enabled faster funding for our customers. From business to personal loans to relationships with community banks, the country's top professionals and business owners rely on us for our exceptional financial solutions and concierge service to continue their success and legacy. Who You AreYou are a financially savvy and analytically minded professional who thrives at the intersection of structured finance and technology. Possess a strong grasp of capital markets and a passion for leveraging data-driven insights to shape funding strategies. You excel at building and maintaining proprietary analytics and cashflow tools that support forecasting and integrate seamlessly into corporate models. Comfortable collaborating with senior leadership and external partners to structure, analyze, and execute complex financing transactions, and you bring a strategic mindset that drives growth across a diverse suite of consumer credit products.What You'll Do Develop and maintain analytical workflows and automation scripts in R/Python/PowerBI that support collateral modeling, reporting, performance forecasting, and transaction execution. Extend internal proprietary capital markets and cashflow analytics tools, ensuring models remain accurate, scalable, and aligned with evolving business needs. Assist in building and enhancing cashflow models to evaluate deal structures, optimize economics, and align with investor requirements. Assist in the structuring and analysis of securitizations and loan sale transactions backed by consumer credit collateral. Assist in driving forward flow, warehouse, and term securitization transactions from term sheet through closing, collaborating with Legal, Finance, and Rating Agency teams. Partner with internal teams (Credit, Finance, FP&A) and external stakeholders (banks, underwriters, rating agencies, investors) to ensure smooth, accurate, and timely execution. What You'll Need 2+ years of experience within structured finance, financial engineering, data science, or quantitative analytics. Hands-on experience developing or maintaining analytic tools or financial models using R or Python - or a strong willingness and proven ability to learn. Advanced knowledge of Excel for financial modeling and scenario analysis. Strong analytical intuition, attention to detail, and ability to manage complex, multi-stakeholder workstreams. Clear and effective communicator- capable of bridging technical insights with financial and strategic implications. Solid understanding of cashflow modeling methodologies, consumer credit analysis, and securitization structures. Bachelor's degree required; a quantitative, finance, or engineering discipline is preferred. Nice to Have Proficiency with SQL for data extraction and transformation. Experience in Business Intelligence tools such as Power BI or Tableau for visualization and reporting workflows. Familiarity with VBA or other tools commonly used in structured finance modeling. Experience integrating forecasting models into corporate financial planning frameworks. Life at BHG FinancialAt BHG Financial, we work hard and aren't afraid to take risks. Since the beginning, our core values of PMA (positive mental attitude), team player, and loyalty have been the driving force behind every interaction we have between each other and our customers. We have a healthy respect for the daily grind, yet we value work/life balance. We believe that all employees should have the opportunity to lead and that good ideas can come from anyone. From the top down, our leaders are actively involved not only in strategic oversight and running the business, but also in the well-being and growth of all employees. We consider people our #1 asset, and help employees realize their full potential, set and exceed their goals, and explore new opportunities for personal and professional development. Why You Should Join BHG FinancialWe strive to offer amenities, opportunities, events, and programming that support the interests of our teams, while furthering the culture that makes us Great Place to Work certified. Some of the benefits you can expect when you join BHG Financial include: •Medical/Rx/Dental/Vision coverage for employees and their eligible family members•Competitive PTO and vacation policies•1 Friday off each month for Wellness Weekends•Company 401(k) plan with employer contributions after one year•Company-sponsored training and certification opportunities•Quarterly award ceremonies where top achievers are celebrated and receive additional bonuses•Ongoing volunteer opportunities to give back to the community through our BHG Cares program If you're ready for a career where you can exercise your passions, be surrounded by co-workers who are relentlessly committed to service, and have a team-player mindset, apply today! BHG Financial is committed to equal treatment and opportunity in all aspects of recruitment, selection, and employment without regard to gender, race, religion, national origin, ethnicity, disability, gender identity/expression, sexual orientation, veteran or military status, or any other category protected under the law. BHG Financial is an equal opportunity employer; committed to a community of inclusion, and an environment free from discrimination, harassment, and retaliation.

Description AmeriSave Mortgage is a leading direct mortgage lender committed to transforming the home financing experience through data-driven decision-making and operational excellence. We are expanding our analytics leadership to further optimize our credit funnel and operational workflows.Role OverviewWe are seeking a strategic and technically strong Quantitative Analytics Manager to drive significant efficiency and profitability improvements across our core mortgage operations funnel, which includes Loan Processing, Underwriting (UW), and closing. This role is instrumental in leveraging advanced analytics, statistical methods, and optimization techniques to diagnose bottlenecks, quantify opportunities, and implement data-driven strategies that reduce turn times, lower costs, and enhance operational velocity.Responsibilities: Profitability-Based Routing & Tiering: Design and execute analyses to inform the logic for dynamically classifying loan files (based on projected profitability, complexity, and risk) and developing routing algorithms to move them to the optimal fulfillment channels and teams. Mortgage Turn Time Reduction: Conduct deep-dive root cause analysis on operational data to identify and quantify bottlenecks (e.g., processing time, UW hold time, cure time). Model the impact of potential process changes or technology integrations to significantly reduce cycle times. Automation & Technology Evaluation: Quantitatively evaluate and prove out the ROI of new automation tools (e.g., automated document retrieval, data extraction) and technology integrations, ensuring they deliver intended gains in efficiency, accuracy, and cost reduction. Underwriting Path Optimization: Utilize data science techniques to design and analytically validate alternative Underwriting workflows and decision matrices, particularly for complex or non-W2 file types, balancing speed with regulatory compliance and credit risk. Impact Measurement: Design and implement robust testing methodologies (e.g., A/B testing, statistical process control) and performance measurement dashboards to track the realized impact of implemented changes on key operational KPIs (cycle time, cost-per-loan, pull-through). Qualifications: Bachelor's or master's degree in Statistics, Mathematics, Data Science, Economics, or related field. 8+ years of experience in quantitative analytics, with at least 3 years in a leadership role. Deep understanding of credit lifecycle, operational workflows, and funnel analytics. Strong proficiency in SQL, Python, R, or similar tools. Experience with credit data analysis Proven ability to lead cross-functional initiatives and communicate with executive stakeholders. Preferred Experience: Experience in mortgage, lending, or financial services. Familiarity with CRM, LOS, and workflow automation platforms and tools such as Truv, Work number, Tax Guard etc. Exposure to credit scoring models and regulatory analytics. **Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation The annual compensation for this position generally ranges between $130,000 - $200,000. Benefits · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid time off · 12 paid holidays per year · Paid training · Referral program · Vision insurance Supplemental pay types: · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. California Consumer Privacy Act Disclosure Acknowledgment Employment Applicants, New Hires, and Employees Residing in California AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.

This position is remote, working primarily from home. Candidate must be based in the Southeastern United States. Our Company Voyager Lending, a division of Merchants & Marine Bank, partners with small businesses by offering government-guaranteed lending solutions. Deeply committed to helping communities sustain and grow, we deliver knowledgeable and personalized service for a seamless experience. We are looking for an experienced SBA 7a Business Development Officer located in the Southeastern United States with the following: * ~$10MM of self-sourced loans, not bank referred. * A diverse portfolio * A good understanding of SBA Eligibility * A basic credit knowledge Why Work for Us * Medical, Vision and Dental Insurance * 401-K Plan * 11 Paid Holidays * Personal Paid Time Off * Term Life, AD&D and Disability Insurance * Tuition Reimbursement * Fitness Center Reimbursement Job Purpose Responsible for developing business and marketing a full range of banking services to Small Business Administration (SBA) loan-eligible businesses with emphasis on client contact, originations, and analysis. Duties and Responsibilities * Conduct new business development activities to generate new fee income to meet department and individual goals. * Prospect, market, structure and originate new SBA 7(a) and USDA Loans * Identify, refer, and introduce other business opportunities to internal product partners. * Establish and maintain a network of referral sources able to bring potential SBA borrowers to the bank. * Obtain complete financial packages from borrowers and prepare submission packages required for credit analysis. Follow up with borrowers to obtain additional information or clarification to ensure timely loan decisions. * Deliver approved loan packages to borrowers to obtain required signatures and facilitate funding. * Maintain an in-depth knowledge of SBA products as well as knowledge of competitors and competitive products. * Understand what differentiates us to develop a unique sales approach that differentiates you in the marketplace. * Ensure that all activities and work functions comply with compliance requirements, as defined in bank policies and procedures, state/federal laws and regulations and the SBA's standard operating procedures and the code of Federal Regulations, thus protecting continuous status a s Preferred Lender under the PLP program. * Stay abreast of current and developing regulations as they apply to the SBA lending area. * Critically think, formulate, and support credit decisions, and logically defend position. * Negotiate on behalf of the bank the borrower while appropriately balancing risk and shareholder value. * Demonstrate a satisfactory understanding of and adherence to Bank operational policies and applicable compliance regulations as they relate to the specific job duties assigned. * Demonstrate a satisfactory understanding of your duties and responsibilities as it relates to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements. * Demonstrate a satisfactory understanding of and adherence to EEO/AA policy; promote a working environment free of harassment of any type. Qualifications * Bachelor's degree in business finance or related field preferred. * Documented background in banking/financial institution's government guaranteed lending program. * 3+ years of SBA related experience. * Prior knowledge of all government guaranteed lending products including SBA 7(a), SBA Express, SBA Small Loan, SBA 504, and USDA. * Excellent written, communication, presentation, analytical and organizational skills. * Effectively partner and communicate with internal departments, and customers * Ability to work independently and in a team environment * Demonstrated ability to communicate effectively both orally and in writing. Qualifications

Compunnel Software Group is a New Jersey based premier information technology consulting & services company into this market for nearly two decades now; with close to two decades of experience in IT Industry which includes consulting, development, e-learning etc. Our company is going through a tremendous growth spurt and we are now interested in personnel like you to augment the work force in the company. We have several projects starting that we are staffing for. If you think you would like to become a consultant for Compunnel Software Group Inc ., please send me an updated copy of your resume along with a detailed summary of your work experience. I need a phone number to contact you. I look forward to possibly working with you on these positions. We offer specialized services to our clients to meet their business objectives. Successful solutions that are valued by our clients are in industry areas such as pharmaceuticals, telecommunications, banking, finance, manufacturing, publishing and consumer products. Job Description Job Position: Analytics Consultant Location: 100% Remote Duration: 18 to 24 months Client: Wells Fargo ONLY ON W2 This role is part of the Customer Analytics & Segmentation Team (CAST) which is chartered with developing analytics at a customer level - understanding, measuring and identifying actions from looking at a whole-customer view of the credit customer. Job Duties/ Responsibilities • Support implementation of consumer credit segmentation for WF customers • Operationalize customer-based metrics and related implications for share of wallet, financial health, and similar measures. • Data management, including conducting large queries and performing data quality analysis for subsequent analysis • Data mining • Consult database architects on design of internal data marts • Identify internal and external intelligence, benchmark data and other information to inform CCS customer insight Basic Qualifications 5+ years reporting and analytical experience or a minimum of a Master's degree in programs such as applied mathematics, statistics, engineering, physics, accounting, finance, economics or computer sciences with 2+ years directly applicable work experience. Minimum Qualifications • Experience and understanding of consumer credit analysis • Experience working on customer-level insight - crossing product lines and channels • Proven ability to execute against strategic analytics, identifying strategic opportunities and using fact-based rigorous analytic approach to proving/disproving hypotheses. • Exposure to retail banking. • Ability to clearly articulate objectives for analysis, lead execution of analytics, and translate the insights in to relevant business discussions and action steps with diverse groups of leaders and organizations. • Demonstrated ability to operate effectively in a matrixed, highly cross-functional, collaborative and disbursed organization. • Strong sense of urgency and results orientation, with outstanding ability to manage and deliver analytics on a schedule. • Data manipulation capabilities using tools such as SAS, SQL, R, UNIX, Oracle, Teradata Preferred Skills • Master's degree in related discipline. • Exposure to sophisticated, multidimensional segmentation • Experience developing customer-based key performance metrics • Experience developing predictive models • Tableau Qualifications 100% REMOTE POSITION Additional Information All your information will be kept confidential according to EEO guidelines.

United Community is seeking a highly skilled Commercial Lending Division Manager. As a Commercial Lending Division Manager, you'll play a pivotal role in managing and growing our commercial relationships while driving new business opportunities. You'll oversee all lending activities within the Bank, working closely with the Regional Credit Manager to manage credit risk effectively. In this dynamic role, you'll communicate lending policies, assist with credit procedures, and ensure compliance with policies. You'll also participate in credit decisions and lead business development activities, including business loans, deposits, and treasury management services. Your efforts will help us achieve our goals for diversification and credit quality. What You'll Do Develop strategies for maintaining and further penetrating existing accounts Execute strategies with calls, visits, needs assessments, customer qualification, and follow-up to maintain, enhance, and expand customer relationships Respond promptly to customer issues, questions, and concerns Analyze financial statements Make financing proposals and negotiate terms and conditions for loans, leases, etc. Actively cross-sell bank products Interact with loan review Exercise strong credit and pricing skills, making recommendations for credits above assigned authority and decisions for credits within assigned authority Maintain community involvement Sponsor loan requests through the appropriate credit approval process Maintain and build account profitability with assigned clients by providing core banking products and services Manage administrative tasks, including credit analysis and processing May be asked to fill other credit roles as needed by the immediate supervisor Perform quarterly check-ins along with an effective management plan consisting of goals for staff Requirements For Success 5+ years of previous in banking or sales Strong background in corporate finance and business acumen Effective sales techniques and problem-solving skills Mastery of bank products and services Conditions of Employment Must be able to pass a criminal background & credit check This is a full-time, non-remote position FLSA Status: Exempt Ready to take your career to the next level? Apply now and become a vital part of our team! We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Pay Range USD $0.00 - USD $0.00 /Yr.

TITLE: SR. COMMERCIAL LOAN UNDERWRITER STATUS: NON-EXEMPT DEPARTMENT: BUSINESS SERVICES REPORTS TO: DIRECTOR, BUSINESS LENDING PAY SCALE: $53.74 - $70.00 HOURLY GENERAL DESCRIPTION: Responsible for the evaluation of commercial loan applications to determine credit risks have been appropriately identified and mitigated, in compliance with applicable state and federal regulations, and credit union standards. Review and analyze submitted loans for capacity, capital, character, and condition while upholding fair lending practices. This includes ensuring that loan requests meet program and product specifications or counteroffer to a product and/or program when appropriate. Communicate well supported recommendation (approval, counteroffer, suspense, denial) to applicable approver within the department. TASKS, DUTIES, FUNCTIONS: Underwrite commercial and industrial, commercial real estate, and small business loan requests and generate approval memorandums adhering to Credit Union policy and procedures. Enter financial figures into appropriate programs to generate ratios and examine data to determine credit worthiness. Compare items such as liquidity and profitability with other companies of same industry, size, and geographic location for commercial customers. Coordinate with Commercial Loan Officers with the loan process by analyzing the current credit and financial information of individuals or firms (e.g., credit reports, tax returns, financial statements, etc.) to determine the degree of risk involved in extending credit. Use independent judgment to identify risks and mitigants, prepare offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength, and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. Uphold a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position. Ability to analyze tax returns, credit and appraisal reports, fraud detection and other property or income related reports and documentation to ensure that information meets agency and credit union requirements. Organize and prioritize daily workload to ensure compliance to credit union policy, procedures, and established turnaround times. Cross Train to support other underwriting and credit analyst positions as needed. Interact with management to implement procedures to prioritize work within the underwriting and processing area as volume dictates. Evaluate Commercial Loan Guidelines to ensure they are aligned with the risk appetite of Golden 1 Credit Union as evidenced by the portfolio's performance. Ability to execute independent judgement on key decisions impacting the business lending unit. Support supervisor or manager with training of staff members. Performs other duties as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS: Effective oral and written communication skills required to interact with members, staff, vendors, servicers, and various regulatory agencies. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone. ORGANIZATIONAL CONTACTS & RELATIONSHIPS: INTERNAL: All levels of Staff/Management/Members/Third Parties. EXTERNAL: Member Applicants and their related agents such as their CPA or Broker. QUALIFICATIONS: EDUCATION: Bachelor's degree or equivalent experience. EXPERIENCE: 7-10 years minimum of commercial loan experience with a financial or banking institution performing underwriting or credit analysis functions. KNOWLEDGE/SKILLS: Experiential knowledge of commercial lending requirements, all commercial loan products, commercial loan fulfillment, credit union policies and all applicable federal and state laws and regulations. Current working knowledge of Commercial Real Estate and Commercial and Industrial lending. Exceptional member service and member relations skills. Exceptional oral and written communication skills. Ability to manage multiple tasks and demands, to work independently with minimal supervision, and to meet deadlines and effectively adjust to changing priorities. Strong analytical, organizational skills and attention to detail. Understand the use of the automated loan origination system. Operate on standard Microsoft programs and other computer operations. Knowledge of generally accepted accounting principles. Demonstrated ability to work independently and interact collaboratively and cultivate partnerships across the organization. Ability to effectively communicate policy/procedures to staff to assist the supervisor and or manager with training. PHYSICAL REQUIREMENTS: Prolonged sitting throughout the workday with occasional mobility required. Corrected vision within the normal range. Hearing within normal range. A device to enhance hearing will be provided if needed. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. Ability to travel for business, as needed. May include overnight scheduling. Occasional long work hours may be required to accomplish tasks. LICENSES/CERTIFICATIONS: #LI-Remote Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. THIS PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF ALL DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO PERFORM ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE WITHIN THE EMPLOYEE'S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME. REV. 1/9/2026

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! This job is responsible for managing and leading a team of Practice Solutions Relationship Account Officers accountable for selling financial products to healthcare professionals. Key responsibilities include to reviewing active portfolios of clients to drive business and credit opportunities, and assisting team members with escalating issues. Job expectations include understanding of Practice Solutions products and credit acumen, ability to work with internal and external partners/leaders, and coaching associates. Responsibilities: • Drives operational excellence and business strategy with an in depth knowledge of credit analysis, credit products, risk assessment, and structuring • Manages credit escalations, credit deal reviews and negotiation, spread analysis, and appeals throughout credit continuum • Demonstrates examples of improving specific businesses financial outcomes by interpreting financial statements, mitigants, recognizing specific levers for success, and providing credit expertise and influence • Partners with support teams (underwriting, fulfillment, project consultants, etc.) to drive business through the loan process Managerial Responsibilities: This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above. Diversity & Inclusion Champion: Creates an inclusive team where members are treated fairly and respectfully. Manager of Process & Data: Demonstrates and expects process knowledge, data driven decisions, simplicity and continuous improvement. Enterprise Advocate & Communicator: Delivers clear and concise messages that motivate, convey the “why” and connects contributions to business results. Risk Manager: Leads and encourages the identification, escalation and resolution of potential risks. People Manager & Coach: Knows and develops team members through coaching and feedback. Financial Steward: Manages expenses and demonstrates an owner's mindset. Enterprise Talent Leader: Recruits, on-boards and develops talent, and supports talent mobility for career growth. Driver of Business Outcomes: Delivers results through effective team management, structure, and routines. Skills: Business Acumen Credit Documentation Requirements Process Management Sales Strategy Business Case Review Coaching Portfolio Analysis Process Performance Measurement Sales Performance Management Candidate Screening Customer Service Management Employee Counseling Relationship Building Workforce Diversity Management Required Qualifications: Experience with Practice Solutions products Strong knowledge of healthcare industry Sales experience and in-depth Credit acumen Prior management/team leadership experience Pipeline Management/Reporting and system knowledge Flexible and adaptable to changing business needs/requirements Desired Qualifications: Strong organizational skills with ability to prioritize and work under pressure to ensure to meet deadlines Effective interpersonal and communication skills with ability to resolve issues in a professional and timely manner working in a team Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40