Commercial Lending Relationship Manager
Farmers Logo 2022
Dublin, OH
ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following: Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals Analyze credit worthiness of commercial borrowers and make recommendations for extending credit Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects. Promote and cross-sell other Bank services to existing and prospective clients Oversee preparation of legal documents for loan closings Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions Maintain portfolio delinquency at levels acceptable to management Interact with operational and technical areas to resolve problems Be active in community/civic/professional organizations that promote the bank and engender networking opportunities Adhere to all appropriate service standards Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations. Regular, predictable attendance is an essential requirement of this position EDUCATION and/or EXPERIENCE: Bachelor degree in Business Administration or Finance Minimum of three (3) years experience as a commercial lender Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected Ability to clearly and effectively communicate both verbally and in writing Frequent travel will be required using reliable personal transportation E-Verify is used to confirm the identity and employment eligibility of all newly hired employees. Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran$65k-97k yearly est. 60d+ agoCommercial Banking Market Executive
Northwest Bancorp, Inc.
Columbus, OH
We are growing in Columbus! The Commercial Banking Market Executive is responsible for leading and coaching a team of relationship managers to grow portfolio of C&I banking relationships through the addition of new clients and the expansion of existing relationships. The Commercial Banking Market Executive will provide oversight, guidance, advice and support to relationship managers as needed to ensure adherence to corporate policy and risk parameters, appropriate loan structure/pricing, cross-sale penetration and prospect conversion. Essential Functions * Develop new and expand existing commercial banking relationships and partnerships with branches, treasury management, trust and investments to promote additional business opportunities and profitability for Northwest * Prospect actively and successfully bringing in new relationships to Northwest * Achieve and exceed budget goals as assigned to Region * Actively participate in community and professional networking events * Develop meaningful "Centers of Influence" relationships * Encourage clients and their employees to maintain their personal banking at Northwest * Establish market sales and 1 on 1 coaching meetings to promote best practices and help win business * Engage with various product partners on a regular basis to discuss cross sell opportunities and referrals to expand and deepen client relationships * Work closely with Credit Administration, Loan Review, Special Assets, and Senior Management in providing feedback on the condition of loan portfolio * Manage a commercial loan portfolio * Develop close working relationship with Portfolio Management Team Leader and develop new and expand existing commercial banking relationships * Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required * Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis * Ensure noncredit clients have appropriate treasury management and other related commercial services and risk ratings are appropriate * As required, collect on delinquent accounts * Analyze financial statements and related credit material to assess risk on a continuous basis in conjunction with Portfolio Management * Complete loan closings in conjunction with Portfolio Management * Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management, compliance with Northwest policies and procedures, and compliance with Federal and State regulations * Participate in continued sales, product and credit training * Maintain a working knowledge of all treasury management services * Complete all required Compliance training in a timely basis * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment * Complete special projects as assigned Education, Experience and Skills * Bachelor's Degree in Business, Accounting, Finance, Economics, or Marketing * More than 15 years of commercial lending experience * Experience managing a sales team * Experience consistently delivering strong sales performance and exceeding goals * Comprehensive knowledge and understanding of commercial lending, loan servicing, and credit and non-credit products * Strong negotiating skills in terms, loan structure, and pricing. * Commercial credit and sales training from a banking organization or equivalent preferred. #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.$62k-86k yearly est. Auto-Apply 16d agoHuman Resources Generalist.- Virtual/Remote
Mela Capital Group
Remote job
Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Job Description Core Responsibilities Include: The Human Resources Generalist is responsible for effectively communicating problem resolution options, provides interpretation of policies, timekeeping rules and pay, explains policies and procedures. Deliver timely and essential human resource services to internal clients. Board new hires with efficiency and professionalism. Support and manage employee payroll questions and ensuring accuracy in processing. Partner with production manager to track available contractors, determine scheduling requirements and address time away needs for personnel. Assist production manager with training scheduling, attendance, documentation and assessment screening. Collaborate with other management and personnel as required. The position is responsible to ensure accurate, consistent and timely delivery of HR information to all personnel. Investigate, summarize and document discussion and outcome of each employee relations issues. Collaborate with management to deliver new employee orientation, on boarding and training and with other projects to ensure company goals are met. Maintains high knowledge of HR functions and processes. Competent with several computer systems (i.e. Microsoft Office, web-based research, HireRite background screening reporting, etc.). Required to participate in ongoing training as needed. Required to maintain the highest levels of confidentiality. Qualifications QUALIFICATIONS: Administer various human resources plans and procedures for all company personnel; assists in development and implementation of personnel policies and procedures; prepares and maintains employee handbook and policies and procedures manual. Participate in developing department goals, objectives, and systems. Administers and monitors performance evaluation programs and revise as necessary. Handle employee relations counseling, outplacement counseling, and exit interviewing. Participate in administrative staff meetings and attend meetings and seminars. Maintain company organization charts and employee directory. Assist management from all departments in evaluation of reports, decisions, and results of various departments in relation to established goals. Recommend new approaches, policies, and procedures to effect continual improvements in efficiency of department and services performed. Maintain Human Resource Information System records and compile reports from databases and systems as required by management. Maintain compliance with federal and multi-state regulations concerning employment. Perform other related duties as required and assigned. Considerable knowledge of principles and practices of personnel administration. Exemplary oral, written communication and grammar skills. Excellent interpersonal skills. A bachelor's degree and three (3) to five (5) years of Human Resources experience, OR A master' degree in Human Resources Management and two (2) years of experience in the HR field, OR Seven (7) years of experience in the HR field, OR Any similar combination of education and experience. Professional in Human Resources (PHR) certification preferred. Additional Information All your information will be kept confidential according to EEO guidelines.$38k-56k yearly est. 60d+ agoConsumer Lending Solutions Specialist II
Clearview Federal Credit Union
Remote job
Objective : Provide members and potential members with personalized lending financial solutions, striving to save each person money on each and every loan portfolio review. Minimum Qualifications: High School diploma or equivalent required Minimum three years similar or related experience required Proven decision making skills Excellent telephone communication skills Professional interpersonal skills Excellent internal and external service skills Proven relationship builder Demonstrate ability to be self-directed and show initiative Ability to handle multiple duties Ability to adapt to change and work well under pressure Demonstrates ability to meet established sales goals Experience using various software programs Possess strong analytical skills Possess knowledge of Credit Union products and services preferred Willingness to work additional hours as needed Loan underwriting skills preferred but not necessary Working Hours: Scheduled between the hours of: Monday - Friday 8:30am - 8:00pm Flexible schedule based on operational needs Saturdays are an option - this position will develop into a remote “work from home” opportunity, we need to reach members on evenings and weekends. Relationship Solutions Optimize discussion with member to wow them with an awesome Clearview experience! Relay value of member to Clearview and our commitment for discovering savings in a professional, friendly and trustworthy manner Display excellent communication skills in ascertaining the members' needs, desires and concerns, along with matching those with what are beneficial Clearview products and services Develop relationship with member utilizing servant attitude and actions Loan Solutions Utilize credit report, member profile, auto approval lists to develop solutions to present to member, Identifying opportunities and develop cross sells with minimal information at onset Actively participate in auto recapture program, instant loan approval cross sells, Financial Check UP (review) opportunities, Indirect relationship sales and mining missed cross sell opportunities to make sure the member is being given all the solutions possible Possess and demonstrate strong ability to convey the value of our loan products/types Product Solutions Provide solutions to members to protect their loans with LDP, GAP and warranty products Promote Direct Deposit into a Clearview checking account to strengthen relationships Encourage members to utilize electronic means of banking for convenience and ease Corporate Solutions Contribute to profitability of Clearview FCU directly, by growing share of wallet as it relates to lending products Meet goals as set forth by management in providing lending solutions$45k-70k yearly est. Auto-Apply 60d+ agoProduct Controller, Associate
JPMC
Columbus, OH
If you're looking for a role where you'll learn, grow, and make an impact from day one, this is it. As an associate in the Home Lending Product Controllers team, you'll be part of the group that ensures the bank's financial story is told with accuracy, clarity, and confidence. As an Associate in the Home Lending Product Controller team, you'll play a key role in external SEC reporting (10-Q, 10-K) and Regulatory deliverables, while building strong relationships with teams across Home Lending. Every month, you'll dig into reconciliations for important loan portfolios (nonaccrual and modified loans) spotting trends, explaining movements, and connecting the dots between the data and the business. This role provides you with the opportunity to work side-by-side with Technology to improve processes, implement smart controls, and bring innovation to how reporting gets done. Along the way, you'll gain deep knowledge of SEC and regulatory requirements, sharpen your analytical skills, and build a professional network that spans Finance, Risk, Technology, and Product teams. Your work will be seen, your ideas will be valued, and your growth will be supported. Job responsibilities Own the preparation and review of SEC filings (10-Q, 10-K) and regulatory reports, ensuring they are accurate, compliant, and insightful. Lead monthly reconciliations for key loan portfolios, uncovering trends and clearly explaining month-over-month movements. Partner with Technology to automate workflows, streamline reporting processes, and strengthen internal controls. Build and document smarter procedures with business partners to improve data quality and reporting accuracy. Apply product control best practices to every reporting process to maintain consistency and governance. Apply US GAAP and SEC reporting requirements in day-to-day work, partnering with policy experts to ensure compliance with the latest standards. Deliver clear, concise presentations to senior leaders, highlighting what matters most. Identify risks proactively, escalate quickly, and drive solutions that keep reporting strong and reliable. Required qualifications, capabilities, and skills Bachelor's degree in Accounting, Finance, or a related field. 2+ years of experience in financial analysis, data analysis, and reporting. Skilled with creating reporting, story-telling with data and preparing variance analysis. Strong analytical skills and the ability to perform detailed reconciliations. Clear communicator who thrives in a collaborative environment. A growth mindset with a passion for learning and building strong professional networks. Proficient in Microsoft Excel, Microsoft PowerPoint. Preferred qualifications, capabilities, and skills Oracle Essbase, Alteryx and/or other automation technologies. Familiarity with SEC reporting, US GAAP, and regulatory reporting requirements. Additional Information Applicants must be authorized to work for any employer in the U.S. We are not able to provide immigration sponsorship or take over sponsorship of an employment Visa at this time. Final Job Grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hiring.$70k-102k yearly est. Auto-Apply 44d agoAnalyst II, Full Stack
Affirm
Remote job
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. What You'll Do Designing and testing new pricing and credit strategies for top clients by drawing key insights from financial data; Conduct quantitative pricing using complex mathematical and pricing modeling techniques; Performing risk analyses on Affirm's loan portfolio; Manage profitability of the portfolio by drawing upon methods for implementing modern portfolio theory and providing subject-matter expertise on merchant pricing policy development, new product formation and new markets exploration; Conducting financial data analyses and identifying opportunities to improve current financial risk processes; Improve overall infrastructure by driving execution, as well as launching and leading cross-functional financial analysis initiatives; Collaborating with cross-functional teams such as Commercial, Product, Engineering, Finance, Capital Markets, and internal risk teams to assess, define, optimize and scale pricing opportunities for different markets; Managing external financial reporting and present to investors and stakeholders; and Introduce ways to identify, measure, estimate and control risks in the context of risk management. May telecommute. What We Look For Master's degree or foreign equivalent and 4 years of experience. Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data; SQL, Python, Excel (Macro, VBA) or other scripting languages; Working with Business Intelligence tools such as Qlik, or Power BI; Knowledge of the fundamentals of risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling comprehensive evaluation of industry risk trends, including risk strategy development; and Knowledge and experience in data analytics, financial modeling, model validation, risk analytics, financial budgeting and project management. Base Pay Grade - K Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000 USA base pay range (all other U.S. states) per year: $124,000 - $174,000 #LI-DNI Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.$58k-90k yearly est. Auto-Apply 60d+ agoManager, Credit Risk
Curo
Remote job
Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance! At Attain Finance, managing risk is of the utmost importance to us. Our goal is to ensure we are providing access to money to underbanked consumers, while minimizing the company's financial and regulatory risk exposure. Reporting to the Director of Risk Strategy, this team member utilizes cash flow, application, and bureau data to provide analysis across various aspects of the customer life cycle including underwriting, account management and/or collections. The incumbent will be responsible for developing, designing, analyzing, and implementing underwriting and portfolio management account risk strategies. As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain's lending portfolios. Responsibilities What you will be doing: Ability to develop underwriting strategies for the assigned loan portfolio as evidenced from improved performance (reduced defaults, increased receivables and/or revenue) and achieving desired business objectives Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment Develop dashboards to monitor and analyze portfolio and segment-level performance including performance of implemented strategies Build and automate complex queries across database and create dynamic reports to enhance credit risk insights Understand the data environment and be able to investigate issues to appropriately prioritize and set expectations for key reporting and analytical priorities Coaches and mentors other analysts and acts as a thought leader within the analyst community Work closely with internal groups to devise risk policies. Identify actionable insights, suggest recommendations, and influence the direction of the business by effectively communicating results to cross functional groups Become familiar with assigned markets and products for use in developing/modifying underwriting strategies to meet business goals Successfully manage multiple projects and timelines Qualifications What you should have: BS/MS in a quantitative discipline (Statistics, math, qualitative social science, operation management, finance, ) or equivalent working experience 5+ years of experience in credit risk or analytical experience in a related industry. Experience in Financial Services with emphasis on risk management/scoring of consumer lending products Familiarity with data from credit bureaus and third-party data providers Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and tell a story Strong organization skills and the ability to communicate effectively, both verbally and in written Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment High proficiency with any of SQL/Snowflake/SAS Knowledge of Python or R is a plus Experience with A/B testing and data visualization (Sigma, Tableau) is a plus Familiarity with statistical modeling techniques Base Salary: $115,000 - $140,000 USD The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match. This employer participates in E-Verify for US-based hires. #AttainFinance EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end ********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.$115k-140k yearly Auto-Apply 13d ago.Net Application Developer - Remote Consultant Opportunity
Mela Capital Group
Remote job
Over $20 Billion in high risk mortgage loans underwritten and audited, including mortgage backed securitization fraud investigations, investor, litigation and agency audit response. Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Class action litigation portfolio and federal consent order auditing expertise. Call today to discuss customized solutions for your project and work flow needs. Unhappy with QC firms putting unexperienced bodies on your projects? Ask about our underwriting and loss mitigation auditing expertise! Job Description We're looking for a web developer to help build a web application. You can work from home. Must be self-motivated and able to multitask. Need to be good self-learner and researcher, as well as great troubleshooting skills. You will help design, build, and test a scalable web application that stores data imported from multiple sources and manual user entry. There will be reporting and automated rules to scrub data and flag the records that matches predefined criteria. You must be willing to handle support calls/emails from our users. Please send your resume and also include a detailed description of any projects that you have worked on similar to what is described here. Include the technology you used in that project and how long you worked on it. Also include your level of involvement in those projects; whether you were the lead, sole programmer, or worked on a portion of the project (if so, what portion was your responsibility). Requirements: C# ASP.net JavaScript JQuery MS SQL HTML CSS Visual Studio Preferences: Good understanding of Loan/Mortgage industry terms SharePoint Online Office 365 Experience in developing powerful user interfaces and visually appealing representations of data. Experience with data visualization and cutting edge user interface development. Qualifications Requirements: C# ASP.net JavaScript JQuery MS SQL HTML CSS Visual Studio Preferences: Good understanding of Loan/Mortgage industry terms SharePoint Online Office 365 Experience in developing powerful user interfaces and visually appealing representations of data. Experience with data visualization and cutting edge user interface development. Additional InformationAll your information will be kept confidential according to EEO guidelines.$93k-122k yearly est. 60d+ agoSenior Investment Professional - Commercial Mortgage Loans Origination
Nationwide Mutual Insurance
Columbus, OH
As a team member in the Finance department at Nationwide, the opportunities are endless! You can grow and learn in diverse areas across many disciplines such as Advanced Analytics, Investments, Actuarial, Accounting, Risk Management, Critical Business Advisor, Internal Audit, and so much more. Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. We will consider candidates with 6-10 years of experience. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. This position will be hired on a SuccessFlex basis. The hired associate must reside within 35 miles of the following location: Columbus: One Nationwide Plaza, Columbus OH, 43215 Work schedule: 3 days in office, 2 days remote. #LI-SS1 Summary Nationwide's vision is to be the most trusted, most caring and most customer-focused protection company. We exist to protect people, businesses and futures with extraordinary care. The Nationwide Investments team manages approximately $130 billion and strives to combine client focus, investment discipline and teamwork to deliver superior results. The asset management team is responsible for managing and monitoring a multi-billion-dollar loan portfolio secured by real estate properties located across the United States. To be successful in the role, excellent analytical, problem-solving, communication, collaboration, and negotiation skills are required. Desired experience includes a commercial real estate background with an emphasis in the interpretation of loan documents, analysis of operating statements, and the ability to prioritize assignments in an effective manner to support both internal and external stakeholders/customers. Nationwide is actively making investments with well-established, institutional managers who have proven track records of delivering target returns through market cycles and have demonstrated expertise in the particular strategies that that they are executing. The Real Estate Deal Analyst - Senior Investment Professional is primarily responsible for analyzing, underwriting, and negotiating Commercial Mortgage loans. This role is responsible for preparing various market reports, portfolio analysis, financial analysis and modeling, and investment recommendations for management evaluation, as well as portfolio surveillance and monitoring. May include people leader responsibilities. As a potential people leader, you may also be responsible for the overall performance of the team, as well as management of individual associates. We value our associates by providing a collaborative environment, setting clear expectations, and providing the necessary feedback to develop and motivate associates to perform at a high level. Focus is on development of associate technical and behavioral skills, innovation and career development. (May be an individual contributor recognized at the highest level of technical expertise) Job Description Key Responsibilities: Lead the identification, underwriting, and negotiation of real estate investments for presentation to senior management. Lead the underwriting of real estate (including property or fund analysis, market analysis, and financial analysis and modeling), sponsor, business plan, exit strategy, etc. Accountable for the negotiation of deal terms under the general guidance of senior staff taking into consideration concentration risk, credit parameters, and fee structure. Prepare and present investment recommendations. Direct the work with internal and external legal counsel to coordinate closings (including negotiating, reviewing and approving transaction documents and other due diligence items such as review of third-party reports). Develop and maintain working relationships with mortgage correspondents, brokers and fund managers to facilitate alternative investment opportunities (e.g. separate account, co-investment). Work with REPM's to assess opportunities in various markets and asset classes. Lead the preparation of various market reports, portfolio analysis, and statistical data for management evaluation. Foster collaboration with Real Estate Research, Asset Management and Real Estate Risk teams. Lead the portfolio surveillance, portfolio monitoring and risk mitigation. May have people leader responsibilities. May perform other responsibilities as assigned. Reporting Relationships: Asset Class Officer level Senior Investment Professional Typical Skills and Experiences: Education: Undergraduate degree in business, finance and/or real estate. Graduate degree and/or professional designation preferred (but not required). Experience: 8 to 12 years of investment experience. Knowledge, Abilities and Skills: Proven knowledge of real estate principals and practice. Strong real estate financial analysis skills are required. Must have the ability to utilize the direct capitalization and the discounted cash flow approaches to value. Must demonstrate command of spreadsheet software and other real estate valuation software (i.e. excel and Argus). Must have strong grasp of core concepts, as well as the skills required to effectively communicate with both internal and external clients. Solid interpersonal and negotiation skills are necessary for structuring transactions with external borrowers/sponsors. Diligent organizational and record keeping skills are needed for successful portfolio management and tracking. Must be an independent and creative thinker. Must be a self-starter, extremely proactive and demonstrate a high ability to learn on the fly. Other criteria, including leadership skills, competencies and experiences may take precedence. Diligent organizational and prioritization skills are needed to meet internal/external expectations. Must be an independent and strategic thinker, self-driven, extremely proactive and demonstrate a high ability to assess stakeholder needs. Prior experience leading teams is preferred. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. Some travel may be required. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. Credit Check: Due to the fiduciary accountabilities within this job, a valid credit check and/or background check will be required as part of the selection process. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.$31k-53k yearly est. Auto-Apply 60d+ agoCommercial Loan Officer | REMOTE
Cnb Bank
Remote job
Job Title: Loan Officer Department: Loans Reports To: SVP/Commercial Loan Mgr. REMOTE OPPORTUNITY Underwrites loan requests/applications according to approved policies and procedures prepares credit and presents applicable requests to loan review committee for approval. ESSENTIAL DUTIES AND RESPONSIBILITIES Actively participates in local business and community activities to market the Bank and facilitate new loans and deposits to assist in meeting bank profitability goals including business plan growth, income objectives, controlling expenses to maintain a profit Reviews, analyzes, and processes commercial and consumer lending requests and packages. Presents and reviews major loan requests to loan committee or Executive Committee of the board of directors for approval or rejection Negotiates loan participation and purchase agreements, inspects properties held as collateral, review applicable loan documents, and maintains files and servicing for such loans Works with attorneys representing the financial institution on loan matters Interviews commercial/consumer loan applicants as well as obtains and compiles financial information necessary for loan processing. Assists in the Bank's loan portfolios as to risk management considerations to maintain quality control and minimize losses Orders credit report and other required documents for loan applicants. Actively involved in new commercial and consumer-based and third-party loan programs. Market the Bank through involvement in civic and community events and organizations Work closely with credit analysts in the underwriting process, using a team approach during the preparation of credit proposals Responsible for keeping the process moving by supplying the necessary items to Loan Operations or to outside legal counsel/title companies etc. to necessitate a closing EDUCATION and/or EXPERIENCE Bachelor's degree preferred, but not required. Strong interpersonal communication and phone etiquette Proficiency with Microsoft Word and Excel, including accuracy Ability to multi-task, prioritize and meet deadlines; follow direction Ability to work independently Attention to detail, accuracy, and follow-through Lending/banking/sales experience preferred, but not required$51k-68k yearly est. Auto-Apply 60d+ agoCommercial Banking Team Leader
Farmers Logo 2022
Dublin, OH
SUMMARY: This role will serve as the first point of contact and supervision for a team of relationship managers for commercial lending, treasury management and small business lending. This role will be responsible for coaching team members in sales technique, problem resolution, credit analysis and performance management. Additionally, this role will have its own individual production and referral goals as part of business development and maintenance of client relationships. ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following: Lead and coach a team of lending personnel in Commercial Lending, Small Business and Treasury Management Provide significant input towards production goal setting, performance management and recruitment/hiring Actively participate as a permanent member of Executive Loan Committee Prepare and present reports detailing team and individual goals/achievements as necessary Serve as a point of contact regarding client issues and or questions from clients and/or subordinates Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals Analyze credit worthiness of commercial borrowers to decision requests within assigned loan authority or make recommendations for extending credit on requests exceeding such authority Provide approval authority for Commercial Loan requests generated from Retail that are not eligible for Scored Underwriting Monitor risk in loan portfolio to identify changes and take appropriate action to minimize credit risk Effectively manage collateral and documentation exceptions Maintain portfolio delinquency at levels acceptable to management Cross-sell other Bank services to existing and prospective customers. Serve on internal committees as required Interact with operational and technical areas to resolve problems Adhere to all appropriate service standards Assist in the preparation of legal documents for loan closings Draft sales proposals, commitment letters, and make sales presentations to clients and prospects Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations. Regular, predictable attendance is an essential requirement of this position EDUCATION and/or EXPERIENCE: Bachelor degree in Business Administration or Finance Minimum of eight (8) years of experience in commercial lending Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected Ability to clearly and effectively communicate both verbally and in writing E-Verify is used to confirm the identity and employment eligibility of all newly hired employees. Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran$43k-88k yearly est. 60d+ agoData Analytics Engineer
Dv01
Remote job
dv01 is lifting the curtain on the largest financial market in the world: structured finance. The $16+ trillion market is the backbone of everyday activities that empower financial freedom, from consolidating credit card debt and refinancing student loans, to buying a home and starting a small business. dv01's data analytics platform brings unparalleled transparency into investment performance and risk for lenders and Wall Street investors in structured products. As a data-first company, we wrangle critical loan data and build modern analytical tools that enable strategic decision-making for responsible lending. In a nutshell, we're helping prevent a repeat of the 2008 global financial crisis by offering the data and tools required to make smarter data-driven decisions resulting in a safer world for all of us. More than 400 of the largest financial institutions use dv01 for our coverage of over 75 million loans spanning mortgages, personal loans, auto, buy-now-pay-later programs, small business, and student loans. dv01 continues to expand coverage of new markets, adding loans monthly, and developing new technologies for the structured products universe. YOU WILL: Be at the heart of dv01. You'll operate as the bridge between the engineering and analyst teams, contributing to a variety of integral processes that drive dv01 on a daily basis. Every new dataset that gets integrated within dv01 will have your fingerprints all over it. Be an owner of dv01's most valuable asset. You'll own managing and scaling the business logic in our data pipeline, encapsulating all the knowledge we've accumulated across hundreds of datasets. The output from the pipeline powers all of dv01's customer offerings and is critical to the success of our business. Work directly with internal and external stakeholders. You'll work with our team of analyst experts as well as directly connecting with customers to understand the complexities of the data dv01 manages. Work with state-of-the-art technology. You'll work with popular, modern, and exciting open source technologies like DBT, Airflow and Apache Spark. Everything we do is cloud-native on Google Cloud Platform, utilizing tools including BigQuery, Cloud Run and Dataproc. The skills you develop here will serve you well beyond dv01. YOU ARE: A well-rounded data engineer. You have 3+ years of professional experience writing production-ready code in a language such as Python, DBT, Scala or Java as well as being highly proficient in SQL. You are able to write well thought-out code while accounting for resource and performance constraints. Passionate about working with data. You should have 2+ years of professional experience working directly with data pipelines with exposure to datasets related to loans an added plus. Your typical day-to-day involves tasks such as wrangling messy raw data into a usable state, expressing complex business logic as code, and configuring new and debugging existing pipelines. Knowledgeable about relational data concepts. You are able to understand and explain the relationship between various tables and how and why the needs of stakeholders have been captured in a particular data model. Excited about big data tools. You work frequently with processing frameworks and databases designed to handle large datasets and have spent time optimizing how you store and compute data within them. Interested and experienced in both engineering and finance. You're looking to grow your skills in both disciplines and are excited about the synergies between finance and technology. You're capable of understanding how investors evaluate loan portfolios and the complexities of amortization, prepay, and default. A first-rate collaborator and communicator. You're comfortable working alongside analysts and subject matter experts and translating their requirements into code. You thrive on interacting with clients to best understand and satisfy their needs. In good faith our salary range for this role is $120,000 - $135,000 but are not tied to it. Final offer amount will be at the company's sole discretion and determined by multiple factors, including years and depth of experience, expertise, and other business considerations. Our community is fueled by diverse people who welcome differing points of view and the opportunity to learn from each other. Our team is passionate about building a product people love and a culture where everyone can innovate and thrive. BENEFITS & PERKS: Unlimited PTO. Unplug and rejuvenate, however you want-whether that's vacationing on the beach or at home on a mental-health day. $1,000 Learning & Development Fund. No matter where you are in your career, always invest in your future. We encourage you to attend conferences, take classes, and lead workshops. We also host hackathons, brunch & learns, and other employee-led learning opportunities. Remote-First Environment. People thrive in a flexible and supportive environment that best invigorates them. You can work from your home, cafe, or hotel. You decide. Health Care and Financial Planning. We offer a comprehensive medical, dental, and vision insurance package for you and your family. We also offer a 401(k) for you to contribute. Stay active your way! Get $138/month to put toward your favorite gym or fitness membership - wherever you like to work out. Prefer to exercise at home? You can also use up to $1,650 per year through our Fitness Fund to purchase workout equipment, gear, or other wellness essentials. New Family Bonding. Primary caregivers can take 16 weeks off 100% paid leave, while secondary caregivers can take 4 weeks. Returning to work after bringing home a new child isn't easy, which is why we're flexible and empathetic to the needs of new parents. dv01 is an equal opportunity employer and all qualified applicants and employees will receive consideration for employment opportunities without regard to race, color, religion, creed, sex, sexual orientation, gender identity or expression, age, national origin or ancestry, citizenship, veteran status, membership in the uniformed services, disability, genetic information or any other basis protected by applicable law.$120k-135k yearly Auto-Apply 57d agoSr. Manager, Credit Risk
Attain Finance
Remote job
Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance! At Attain Finance, managing risk is of the utmost importance to us. Our goal is to ensure we are providing access to money to underbanked consumers, while minimizing the company's financial and regulatory risk exposure. Reporting to the Director of Risk Strategy, this team member utilizes cash flow, application, and bureau data to provide analysis across various aspects of the customer life cycle including underwriting, account management and/or collections. The incumbent will be responsible for developing, designing, analyzing, and implementing underwriting and portfolio management account risk strategies. As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain's lending portfolios. Responsibilities Develop credit risk strategies and enhancements for the assigned loan portfolio to improve performance (reduced defaults, increased receivables and/or revenue) Provide design and monitoring for credit risk oversight framework including development of credit risk appetite, risk metrics thresholds, and limits Proactively analyze portfolio performance at the granular level using bureau data, cash flow data, and transactional data to identify emerging credit trends and conduct root-cause analysis and isolate key performance drivers Conduct A/B tests to reduce credit risk, improve customer experience, and optimize profitability on acquisition initiatives Lead projects independently and perform ad hoc analysis as needed Operate as the subject matter expert in credit decision processes to support cross-functional teams and partner with stakeholders to ensure understanding of changes to risk factors and the underwriting/ credit decisioning flow Support Leadership in preparing reports and documentation for regulatory reviews and audit activities Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment process Develop and enhance the reporting structure for assigned markets/products and channels. This includes developing/modifying scoring datasets/warehouse and developing monitoring reports for use in performance tracking. Utilize relational database and/or analytical programs to create data for analysis and monitoring of strategies and models Forecast impact of strategy changes on key business performance metrics such as revenues, balances and losses Effectively coach and support teammates to identify actionable insights, suggest recommendations, and influence the direction of the business Directly supervise one or more credit risk professionals Qualifications BS or higher in a quantitative discipline (Statistics, mathematics, quantitative social science, operation management, finance, physics, ) or equivalent working experience 8+ years of professional experience in credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management/analytics of open-end products Advanced experience in SQL, SnowFlake, or relational databases Working knowledge in Python, SAS,R, or other analytical tools preferred Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights Strong business acumen with ability to translate analytical efforts to business results Strong organization skills and the ability to communicate effectively, both verbally and in written Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment. Base Salary: $150,000 - $185,000 The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match. This employer participates in E-Verify for US-based hires. #AttainFinance EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end ********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.$150k-185k yearly Auto-Apply 18h agoSpecial Assets Rep-Senior
Huntington National Bank
Columbus, OH
The Financial Recovery Rep- Senior develops resolution strategy on classified (special asset) loans to minimize losses on current Business Banking or commercial loan portfolio. Responsibilities include analyzing financial plans, negotiating loan collection, or restructuring, and recommending/overseeing litigation, liquidation or charge off-of loan. Works with moderately large and complex loans. May coach less experienced employees. Duties & Responsibilities: + Develops resolution strategy on classified (special asset) loans to minimize losses on current loan portfolio. + Analyzes financial plans, negotiates loan collection or restructuring, and recommends/oversees litigation, liquidation or charge-off of loan. + Works with business line loan officers to manage non-pass rated borrowing relationship. + Adheres to bank policies and procedures and complies with legal and regulatory requirements. + Accountable for risk management, compliance, and audit performance for area(s) of responsibility whether a supervisor, manager, or individual contributor. + Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored, and controlled and compliance requirements are adhered to on an on-going basis. + If applicable, ensures staff is properly trained, provided with appropriate resources, and motivated to adhere to risk management principles. + Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility. + Performs other duties as assigned, Basic Qualifications: + Bachelor's degree in business, finance or accounting or equivalent, relevant work experience + A minimum of 3 years of experience in commercial/business banking underwriting, lending, or credit required Preferred Qualifications: + Excellent written and verbal communication skills + Strong goal achievement orientation. + Strong attention to detail, sense of urgency, and ability and desire to provide Simply the Best Service to our clients are key in this position. + Ability to work independently in a deadline driven and goal-oriented team environment. + Basic working knowledge of PC applications Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.$70k-140k yearly 42d agoSenior Loan Accountant - Loan Accounting
Figure
Remote job
Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We're proving that blockchain isn't just theory - it's powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain's transparency and efficiency with AI-driven automation, we've reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we've originated over $17 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure's ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We're proud to be recognized as one of Forbes' Most Innovative Fintech Startups in 2025 and Fast Company's Most Innovative Companies in Finance and Personal Finance. About The Role: Figure is seeking a driven and detail-focused Senior Accountant who is ready to make a powerful impact! In this role, you'll maintain loan records, ensure accuracy of loan balances, reconciling general ledgers, and support financial audits. Additionally, help with automations as well as play a key part in building and refining processes as we scale at lightning speed. We're a team of trailblazers transforming the financial services industry, and we're looking for someone who takes ownership and pride in their work and thrives in a fast-paced, innovative environment. If you're curious, eager to jump in, and passionate about learning, this is your chance to join an extraordinary journey at a rapidly growing startup, working alongside some of the brightest minds in Fintech! What You'll Do: Record journal entries related to loan activity and perform account reconciliations for a number of loan related accounts ensuring data accuracy, identifying discrepancies, and proposing solutions when needed. Assist the Manager with workpaper and journal entry reviews and postings Evaluate loan accounting workflows to identify opportunities for automation, efficiency, and control enhancements. Own the monthly close process for the loan portfolio, including balance sheet and P&L accounts. Prepare and review loan schedules and supporting reconciliations for financial reporting, management analysis, and audit purposes. Ensure appropriate cut-off, accrual, and amortization entries are posted in accordance with GAAP. Assist with loan-level analytics to support valuation, impairments, or repurchase requirements Prepare and review loan schedules and supporting reconciliations for financial reporting, management analysis, and audit purposes Develop and update accounting policies and procedures to ensure GAAP compliance and strengthen internal controls. Own areas of the external audits by preparing and reviewing necessary documentation and leading status updates on respective areas. Collaborate regularly with cross-functional teams to identify areas for improvement and resolve issues. Ensure compliance with internal accounting policies and control procedures Drive process improvement and design of automation solutions to further streamline real-time financial data for decision making. Assist Accounting Manager with the accounting assessment and implementation for new loan products, programs, and structures, ensuring compliance with GAAP and proper system setup What We Look For: BA/BS in Accounting required. 4-5+ years of relevant work experience in an Loan Accounting or similar industry accounting role. Tech startup experience helpful but not required. Proficiency in Excel required; familiarity with SAGE, Netsuite, WorkDay, Expense Management solutions preferred. Strong understanding of US GAAP. Excellent time management, attention to detail, and ability to work independently with minimal supervision while meeting tight deadlines. Strong analytical skills. Flexible and adaptable, with the ability to prioritize tasks and thrive in a fast-paced startup environment. Proactive approach to process improvement for operational efficiency. Salary Compensation Range: $90,000 - $100,000/yr 25%annual bonus target, paid quarterly Equity RSU stock package This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs Benefits Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans Company HSA, FSA, Dependent Care, 401k, and commuter benefits Employer-funded life and disability insurance coverage 11 Observed Holidays & PTO plan Up to 12 weeks paid family leave Continuing education reimbursement Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice. Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. #LI-SB1 #LI-Hybrid$90k-100k yearly Auto-Apply 23h agoSBA Underwriter III
Northwest Bank
Columbus, OH
The SBA Underwriter III role supports the Commercial and Small Business Banking lines of business. This position functions as a credit resource who engages in eligibility determination, recommends appropriate loan structures, analyzes financials/projections and underwrites facility for a wide range of business credits while maintaining appropriate service level agreement. This position underwrites more complex credits and may coach and mentor junior underwriters. The ideal candidate will help us grow the line of business through thoughtful efficiency recommendations and will become a trusted resource for the SBA sales team. Essential Functions Efficiently and thoroughly determine the credit worthiness of new SBA loan requests and risk ratings for annual reviews SBA loan decision authority under the Dual Loan Approval Authority matrix structure Disseminate Northwest's and SBA credit risk appetite to lenders and team partners in their assigned regions Engage in monitoring of all SBA credit-related portfolio trends, and banking rules and regulations applicable to SBA loan portfolio Review and decision SBA credit requests, annual reviews and portfolio monitoring / management up to designated joint lending authority Determine the appropriate level of credit underwriting and due diligence to appropriately characterize the risk profile of each credit Identify credit strengths, weaknesses, and mitigating factors Engage in pre-flight reviews of credits Determine eligibility requirements based on SBA SOP Meet or exceed established service level expectations Review term sheets and commitment letters prior to issuance to customers Prepare and present updates as needed to senior leadership Support the Bank in developing understanding of SBA eligibility and processes within the organization Support training across organization as needs arise Ensure complete data integrity in origination and annual review process and ensuring that loan requests are accurately and completely presented Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education + Experience Bachelor's degree in accounting or finance related degree preferred 5-6 years of experience in SBA lending or credit administration including credit analysis, portfolio management, loan review and/or special assets with a focus on SBA required Experience with and knowledge of SBA eligibility required Experience with and knowledge of USDA programs preferred Experience as a Commercial Loan Officer preferred #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.$37k-51k yearly est. Auto-Apply 60d+ agoFinancial Recovery Rep 2 ( Special Asset )
Huntington National Bank
Columbus, OH
The Financial Recovery Rep- Senior develops resolution strategy on classified (special asset) loans to minimize losses on current Business Banking or commercial loan portfolio. Responsibilities include analyzing financial plans, negotiating loan collection, or restructuring, and recommending/overseeing litigation, liquidation or charge off-of loan. Works with moderately large and complex loans. May coach less experienced employees. Duties & Responsibilities: + Develops resolution strategy on classified (special asset) loans to minimize losses on current loan portfolio. + Analyzes financial plans, negotiates loan collection or restructuring, and recommends/oversees litigation, liquidation or charge-off of loan. + Works with business line loan officers to manage non-pass rated borrowing relationship. + Adheres to bank policies and procedures and complies with legal and regulatory requirements. + Accountable for risk management, compliance, and audit performance for area(s) of responsibility whether a supervisor, manager, or individual contributor. + Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored, and controlled and compliance requirements are adhered to on an on-going basis. + If applicable, ensures staff is properly trained, provided with appropriate resources, and motivated to adhere to risk management principles. + Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility. + Performs other duties as assigned, Basic Qualifications: + Bachelor's degree in business, finance or accounting or equivalent, relevant work experience + A minimum of 3 years of experience in commercial/business banking underwriting, lending, or credit required Preferred Qualifications: + Excellent written and verbal communication skills + Strong goal achievement orientation. + Strong attention to detail, sense of urgency, and ability and desire to provide Simply the Best Service to our clients are key in this position. + Ability to work independently in a deadline driven and goal-oriented team environment. + Basic working knowledge of PC applications #LI-KD1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.$70k-140k yearly 60d+ agoDirector Mortgage Due Diligence Services (Remote Position)
Mela Capital Group
Remote job
Over $20 Billion in high risk mortgage loans underwritten and audited, including mortgage backed securitization fraud investigations, investor, litigation and agency audit response. Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Class action litigation portfolio and federal consent order auditing expertise. Call today to discuss customized solutions for your project and work flow needs. Unhappy with QC firms putting unexperienced bodies on your projects? Ask about our underwriting and loss mitigation auditing expertise! Job Description Director Due Diligence Services This outstanding individual is motivated by working with the best and brightest executive team for an industry leading risk management firm to the residential mortgage credit risk industry. The selected candidate will have extensive experience with due diligence services and operations within the residential mortgage credit risk industry. Reporting directly to the CEO you will be responsible for: Day to day operations of in house Due Diligence staff and resources. Service delivery to internal and external clients at the highest level. Management of staff to the highest levels of performance. Management of work flow production. Development of ongoing internal reporting, technology to include building Underwriting / Due Diligence system. Internal and production process improvements. Manages a large team of due diligence mortgage underwriters. Responsible for ensuring employees and processes are in compliance with established policies, procedures and regulations. Participates in developing, interpreting and implementing policies and procedures for Underwriting operations. Manages employee performance and prioritizes work activities to focus on providing high quality service to all of our customers. Key objectives include: Obtaining peak staff performance. Provide superior service to internal/external clients. Assume operational control of internal/external Due Diligence operations. Support Executive Team. Oversee Underwriting guidelines, policy and underwriter work product quality. Manage the operating activities of the department including scheduling and production Assure that all employees within area of responsibility are working towards a common goal Motivate the team to exceed expectations. Create, facilitate and document on-going Underwriter training and procedures. Ensure adherence to operating budget guidelines regarding all expenses. Contribute to the development of both short and long term plans for the organization. Participate in all activities which support the organizations goals and objectives. Other duties as assigned. JOB REQUIREMENTS: Qualifications Bachelor's degree or equivalent relevant experience. Seven+ years recent experience managing a team of residential mortgage underwriters. Intermediate user of Microsoft Office (Word, Excel and PowerPoint) as well as automated underwriting systems. Influencing skills and the ability to multi-task. Excellent written, verbal, communication and leadership skills. Planning skills as well as skills in analysis and negotiation. Participative management style-advocate team concepts. Able to rapidly establish credibility and be decisive, coupled with the ability to recognize and support the organizations preferences and priorities. Core competencies: Expert level knowledge of Due Diligence services and operations. Must have experience leading a consultant based practice. Experience and knowledge of setting up nationwide resources. Proven expertise with strategic planning and financial analytics. The Director in this hands-on position will contribute to Mela Capital Group's continued success story of growth and industry recognized excellence. Mela Capital Group offers an empowered work environment that encourages creativity, initiative and professional growth. MCG is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Qualifications JOB REQUIREMENTS: Qualifications Bachelor's degree or equivalent relevant experience. Seven+ years recent experience managing a team of residential mortgage underwriters. Intermediate user of Microsoft Office (Word, Excel and PowerPoint) as well as automated underwriting systems. Influencing skills and the ability to multi-task. Excellent written, verbal, communication and leadership skills. Planning skills as well as skills in analysis and negotiation. Participative management style-advocate team concepts. Able to rapidly establish credibility and be decisive, coupled with the ability to recognize and support the organizations preferences and priorities. Core competencies: Expert level knowledge of Due Diligence services and operations. Must have experience leading a consultant based practice. Experience and knowledge of setting up nationwide resources. Proven expertise with strategic planning and financial analytics. Additional Information All your information will be kept confidential according to EEO guidelines.$70k-124k yearly est. 60d+ agoNetwork Engineer / Administrator - Remote position
Mela Capital Group
Remote job
Over $20 Billion in high risk mortgage loans underwritten and audited, including mortgage backed securitization fraud investigations, investor, litigation and agency audit response. Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Class action litigation portfolio and federal consent order auditing expertise. Call today to discuss customized solutions for your project and work flow needs. Unhappy with QC firms putting unexperienced bodies on your projects? Ask about our underwriting and loss mitigation auditing expertise! Job Description Required Skills - Install and support LANs, WANs, network segments, Internet, and intranet systems. - Install and maintain network hardware and software - Cisco IOS, routers, and switches - Analyze and isolate issues. - SNMP - Monitor networks to ensure security and availability to specific users. - Evaluate and modify network devices, server hardware, and OS for optimal performance - Determine network and system requirements. - Maintain integrity of the network, server deployment, and security. - Ensure network connectivity throughout a company's LAN/WAN infrastructure is on par with technical considerations. - Design, deploy, and maintain networks. - Perform network address assignment. - Assign routing protocols, ACLs, port forwarding, and routing table configuration. - Configuring and managing VLANs across multiple routers and switches - Assign configuration of authentication and authorization of directory services. - Maintain network servers such as file servers, VPN gateways, intrusion detection systems and intrusion prevention systems. - Administer servers, desktop computers, printers, routers, switches, firewalls, phones, tablets, smartphones, software deployment, security updates and patches. - 2+ years experience with Windows Server, primarily Windows Server 2008R2 - 2+ years Hyper-V server 2008R2 or above - 2+ years experience in Active Directory and Group Policies - 2+ years administering MSSQL server 2008+ and MySQL - 2+ years IIS 7+ - Scripting skills in Windows - DOS commands and Windows command line tools Preferred Skills - Powershell - Windows Clustering - Database Clustering and replication - Proxy Servers - Windows Server 2012R2 - Unix systems - Apache and PHP - NAS and SAN - Remote Desktop Services - RDSH, RemoteApp, VDI - Spiceworks - SCCM - Exchange Server 2010+ Qualifications Preferred Skills - Powershell - Windows Clustering - Database Clustering and replication - Proxy Servers - Windows Server 2012R2 - Unix systems - Apache and PHP - NAS and SAN - Remote Desktop Services - RDSH, RemoteApp, VDI - Spiceworks - SCCM - Exchange Server 2010+ Additional Information All your information will be kept confidential according to EEO guidelines.$43k-61k yearly est. 60d+ agoPortfolio Manager Senior
United Community Bank
Remote job
Portfolio Manager Senior United Community is seeking a highly experienced Portfolio Manager Senior to oversee and manage a portfolio of large commercial credits. This role is critical in ensuring the portfolio meets soundness, profitability, and growth objectives. The ideal candidate will provide expert credit, underwriting, and sales support, while also serving as a secondary contact for client relationships. What You'll Do Lead all aspects of local loan portfolio management, including annual reviews, covenant compliance, and collateral exceptions. Collaborate with senior leadership to maintain appropriate risk profiles. Manage and mentor a team of credit specialists, portfolio managers, and analysts. Oversee the preparation of credit memos, spreads, and related documentation. Participate in client calls, underwriting, credit presentations, and loan closings. Identify and mitigate credit risks through sound analysis and recommendations. Prepare commitment letters and review loan documentation. Support cross-sell initiatives and coach team members on relationship development. Assist lenders in prospecting and client engagement efforts. Requirements for Success: Bachelor's degree in Finance or Accounting preferred. 7-10 years of experience in commercial lending or financial services. Deep knowledge of credit policy, banking regulations, and loan documentation. Proven ability to analyze complex financial statements and tax returns. Strong analytical, organizational, and time management skills. Excellent communication and interpersonal skills. Proficiency in internal systems and reporting tools. Conditions of Employment: Must be able to pass a criminal background & credit check This is a full-time, non-remote position FLSA Status Exempt Ready to take your career to the next level? Apply now and become a vital part of our team! We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.$90k-132k yearly est. Auto-Apply 60d+ ago