$100k After-Tax Income By State [2023]

Income Statistics

single filer $100k after-tax income by state

Research Summary: There’s nothing like tax season to make you realize just how much of your income is taken from your clutches. Sure, your hard-earned dollars will go to maintaining parks, public programs, and, theoretically, the roads, but that yearly realization still stings.

Of course, not all states are created equal, with some having much higher taxes than others. This can result in $3,000+ more of your income going to taxes depending on where you live, and that’s at least three grocery trips worth in 2023.

To find out more, we’ve investigated the average of what your $100k income really equates to after taxes in all 50 states, and according to our research:

State	Single filer take-home salary	Married filer take-home salary
Alabama	$72,747	$79,324
Alaska	$77,582	$83,869
Arizona	$74,574	$81,765
Arkansas	$73,036	$79,444
California	$71,295	$80,634
Colorado	$73,552	$80,434
Connecticut	$72,785	$79,269
Delaware	$72,213	$78,714
Florida	$77,582	$83,869
Georgia	$72,269	$78,699
Hawaii	$70,260	$77,473
Idaho	$71,815	$79,265
Illinois	$72,632	$78,919
Indiana	$74,352	$80,639
Iowa	$71,199	$77,751
Kansas	$72,510	$79,511
Kentucky	$72,716	$79,138
Louisiana	$73,913	$80,781
Maine	$71,779	$79,283
Maryland	$72,994	$79,392
Massachusetts	$72,582	$78,869
Michigan	$72,025	$79,344
Minnesota	$72,997	$79,399
Mississippi	$73,064	$80,050
Missouri	$73,064	$80,050
Montana	$71,599	$78,217
Nebraska	$71,891	$79,700
Nevada	$77,582	$83,869
New Hampshire	$72,582	$78,869
New Jersey	$73,336	$81,118
New Mexico	$73,596	$80,646
New York	$72,124	$79,282
North Carolina	$72,896	$79,748
North Dakota	$76,177	$82,977
Ohio	$75,019	$81,306
Oklahoma	$73,304	$80,047
Oregon	$69,039	$75,784
Pennsylvania	$74,512	$80,799
Rhode Island	$73,914	$80,631
South Carolina	$72,011	$79,205
South Dakota	$77,582	$83,869
Tennessee	$77,582	$83,869
Texas	$77,582	$83,869
Utah	$72,669	$78,994
Vermont	$72,681	$80,244
Virginia	$72,348	$78,894
Washington	$77,582	$83,869
West Virginia	$72,207	$78,494
Wisconsin	$72,403	$79,414
Wyoming	$77,582	$83,869

For further analysis, we broke down the data in the following ways:
Largest After-Tax | No Income Tax | Most Expensive

States With The Largest After-Tax Income

There are currently eight states where the average $100k after-tax income is over $77k when single and over $83k when married. Many of these states have low or non-existent income taxes, but some of the explanations for high take-home pay can be more nuanced. To learn more about these money-saving states, here is an extensive list:

Alaska: This state has no income tax, plus the benefit of receiving an annual dividend from the state’s mineral royalties investment earnings.
Florida: This state has no income tax.
Nevada: This state has no income tax, with the only downside being a fairly high sales tax rate of 5%.
South Dakota: This state has no income tax, as well as a lower sales tax rate when compared to other states.
Tennessee: While this state has no income tax, it is offset by one of the highest sales taxes in the country.
Texas: There is no income tax in this state, but a relatively high sales tax.
Washington: There is a lack of income tax in this state, but this is offset by the combined federal and state tax burden of 22.42%.
Wyoming: This state has no income tax.

If you want to learn more about after-tax income for the nine states that don’t have an income tax, here is a helpful chart:

States With No Income Tax

State	Single filer take-home salary	Married filer take-home salary
Alaska	$77,582	$83,869
Florida	$77,582	$83,869
Nevada	$77,582	$83,869
New Hampshire	$72,582	$78,869
South Dakota	$77,582	$83,869
Tennessee	$77,582	$83,869
Texas	$77,582	$83,869
Washington	$77,582	$83,869
Wyoming	$77,582	$83,869

The Top 10 Most Expensive After-Tax Income States

The state with the most expensive after-tax income in the US is Oregon. In this state, a single filer making $100k can expect to take home just under $70k. In general, some states are better or worse for single or married filers, but here is our list of the top ten most tax-unfriendly states:

Rank	State	Single filer take-home salary	Married filer take-home salary	$100k Income Tax
1	Oregon	$69,039	$75,784	4.75%-9.00%
2	Hawaii	$70,260	$77,473	1.40%-11.0%
3	Iowa	$71,199	$77,751	8.53%
4	California	$71,295	$80,634	9.30%
5	Montana	$71,599	$78,217	6.90%
6	Maine	$71,779	$79,283	5.80%
7	Idaho	$71,815	$79,265	5.77%
8	Nebraska	$71,891	$79,700	5.84%-6.84%
9	West Virginia	$72,207	$78,494	3.00%-6.50%
10	Delaware	$72,213	$78,714	6.60%

$100k After-Tax Income By State FAQ

How much federal tax should I pay if I make 100K?

You will owe roughly 25% of your income in federal taxes if you make $100k. More specifically, you’d likely pay between 18%-24% of your income. More typically, you might expect to pay between $17,836 and $18,916 in tax.

It’s important to note that you will still have to pay this federal tax even if you live in one of the nine states that don’t have a state income tax.
Which state has the highest income tax?

California has the highest top-rate income tax, maxing out at 13.3%. This is the tax rate you would have to pay if you earn $1 million or more in income.

Other states with high tax rates include:
- Hawaii: 11.00%
- New Jersey: 10.75%
- Oregon: 9.90%
- Minnesota: 9.85%
- New York: 8.82%
- Vermont: 8.75%
- Iowa: 8.53%
- Wisconsin: 7.65%
Which state has the highest tax burden?

New York has the highest tax burden, at a combined average total of 12.75%. This includes property taxes, sales tax, and income tax. Here is a list of the other top ten states with the highest tax burdens:
- Hawaii: 12.70%
- Maine: 11.42%
- Vermont: 11.13%
- Minnesota: 10.20%
- New Jersey: 10.11%
- Connecticut: 10.06%
- Rhode Island: 9.91%
- California: 9.72%
- Illinois: 9.70%
Which state has the lowest tax burden?

Alaska has the lowest tax burden, at a combined average total of 5.06%. This includes a complete lack of income tax, as well as a low sales tax of 1.52%. Here is a list of the other top ten states with the lowest tax burdens:
- Tennessee: 5.75%
- Delaware: 6.22%
- Wyoming: 6.32%
- New Hampshire: 6.41%
- South Dakota: 7.12%
- Montana: 7.39%
- Alabama: 7.41%
- Oklahoma: 7.47%
- Idaho: 7.59%

Conclusion

Though none of us can avoid the blow off federal income taxes, our state of residence can still have a big impact on how much of our annual income we take home. Of the 50 states, Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming offer the highest after-tax incomes, mostly due to their lack of income tax.

Conversely, Oregon is the most expensive after-tax income state for those who make $100k, with single filers only taking home an average of $69,039. Other states with the heaviest income tax burden include: Hawaii, Iowa, California, and Montana.

Overall, it’s important to remember that each state comes with pros and cons. Many states with no income have higher sales or property taxes to make up lost revenue, while high-tax states typically have benefits associated with paying more taxes. In general, it’s best to research your needs as a homeowner, business owner, or worker to see what state best suits your needs.

Income Statistics

Author

Jack Flynn

Jack Flynn is a writer for Zippia. In his professional career he’s written over 100 research papers, articles and blog posts. Some of his most popular published works include his writing about economic terms and research into job classifications. Jack received his BS from Hampshire College.

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