$100k After-Tax Income By State [2026]

Income Statistics

single filer $100k after-tax income by state

Research Summary: Tax season often brings to light how much of our hard-earned income is allocated to taxes. While these funds contribute to essential public services and infrastructure, the impact on your take-home pay can be significant.

States differ substantially in their tax rates, with some requiring thousands more in taxes than others. This disparity can influence your financial planning, especially in 2026, where cost-of-living adjustments have made budgeting even more critical.

To better understand how a $100k income translates into after-tax earnings across the United States, we examined all 50 states. Our findings reveal:

State	Single filer take-home salary	Married filer take-home salary
Alabama	$72,747	$79,324
Alaska	$77,582	$83,869
Arizona	$74,574	$81,765
Arkansas	$73,036	$79,444
California	$71,295	$80,634
Colorado	$73,552	$80,434
Connecticut	$72,785	$79,269
Delaware	$72,213	$78,714
Florida	$77,582	$83,869
Georgia	$72,269	$78,699
Hawaii	$70,260	$77,473
Idaho	$71,815	$79,265
Illinois	$72,632	$78,919
Indiana	$74,352	$80,639
Iowa	$71,199	$77,751
Kansas	$72,510	$79,511
Kentucky	$72,716	$79,138
Louisiana	$73,913	$80,781
Maine	$71,779	$79,283
Maryland	$72,994	$79,392
Massachusetts	$72,582	$78,869
Michigan	$72,025	$79,344
Minnesota	$72,997	$79,399
Mississippi	$73,064	$80,050
Missouri	$73,064	$80,050
Montana	$71,599	$78,217
Nebraska	$71,891	$79,700
Nevada	$77,582	$83,869
New Hampshire	$72,582	$78,869
New Jersey	$73,336	$81,118
New Mexico	$73,596	$80,646
New York	$72,124	$79,282
North Carolina	$72,896	$79,748
North Dakota	$76,177	$82,977
Ohio	$75,019	$81,306
Oklahoma	$73,304	$80,047
Oregon	$69,039	$75,784
Pennsylvania	$74,512	$80,799
Rhode Island	$73,914	$80,631
South Carolina	$72,011	$79,205
South Dakota	$77,582	$83,869
Tennessee	$77,582	$83,869
Texas	$77,582	$83,869
Utah	$72,669	$78,994
Vermont	$72,681	$80,244
Virginia	$72,348	$78,894
Washington	$77,582	$83,869
West Virginia	$72,207	$78,494
Wisconsin	$72,403	$79,414
Wyoming	$77,582	$83,869

For further analysis, we’ve categorized the data in the following ways:
Largest After-Tax | No Income Tax | Most Expensive

States With The Largest After-Tax Income

As of 2026, eight states provide an average after-tax income of over $77k for single filers and over $83k for married filers on a $100k income. Many of these states benefit from low or no income taxes, although other factors also contribute to higher take-home pay. To explore these financially advantageous states, here is a list:

Alaska: No income tax and annual dividends from mineral royalties make this state financially appealing.
Florida: Enjoys the benefit of no state income tax.
Nevada: Lacks an income tax but has a comparatively high sales tax rate of 5%.
South Dakota: No income tax and a lower sales tax rate than many states.
Tennessee: While there is no income tax, it has one of the highest sales tax rates in the nation.
Texas: No income tax, but a higher sales tax rate applies.
Washington: Lacks an income tax, though this is balanced by a combined federal and state tax burden of 22.42%.
Wyoming: Features no income tax.

If you want to delve deeper into after-tax income for the states without an income tax, here is a useful chart:

States With No Income Tax

State	Single filer take-home salary	Married filer take-home salary
Alaska	$77,582	$83,869
Florida	$77,582	$83,869
Nevada	$77,582	$83,869
New Hampshire	$72,582	$78,869
South Dakota	$77,582	$83,869
Tennessee	$77,582	$83,869
Texas	$77,582	$83,869
Washington	$77,582	$83,869
Wyoming	$77,582	$83,869

The Top 10 Most Expensive After-Tax Income States

Oregon ranks as the state with the most expensive after-tax income. Here, a single filer earning $100k can expect a take-home pay of just under $70k. Various states may present different financial dynamics for single versus married filers; below is our list of the ten most tax-unfriendly states:

Rank	State	Single filer take-home salary	Married filer take-home salary	$100k Income Tax
1	Oregon	$69,039	$75,784	4.75%-9.00%
2	Hawaii	$70,260	$77,473	1.40%-11.0%
3	Iowa	$71,199	$77,751	8.53%
4	California	$71,295	$80,634	9.30%
5	Montana	$71,599	$78,217	6.90%
6	Maine	$71,779	$79,283	5.80%
7	Idaho	$71,815	$79,265	5.77%
8	Nebraska	$71,891	$79,700	5.84%-6.84%
9	West Virginia	$72,207	$78,494	3.00%-6.50%
10	Delaware	$72,213	$78,714	6.60%

$100k After-Tax Income By State FAQ

How much federal tax should I pay if I make 100K?

Expect to pay roughly 25% of your income in federal taxes on a $100k salary. More specifically, your tax rate may range from 18%-24%. Typically, this means you could pay between $17,836 and $18,916 in federal taxes.

Keep in mind that federal taxes apply regardless of whether you reside in a state without an income tax.
Which state has the highest income tax?

California boasts the highest top-rate income tax, reaching 13.3%. This rate applies to those earning over $1 million in income.

Other states with elevated tax rates include:
- Hawaii: 11.00%
- New Jersey: 10.75%
- Oregon: 9.90%
- Minnesota: 9.85%
- New York: 8.82%
- Vermont: 8.75%
- Iowa: 8.53%
- Wisconsin: 7.65%
Which state has the highest tax burden?

New York holds the title for the highest tax burden, averaging a total of 12.75%. This encompasses property taxes, sales tax, and income tax. The following states also have high tax burdens:
- Hawaii: 12.70%
- Maine: 11.42%
- Vermont: 11.13%
- Minnesota: 10.20%
- New Jersey: 10.11%
- Connecticut: 10.06%
- Rhode Island: 9.91%
- California: 9.72%
- Illinois: 9.70%
Which state has the lowest tax burden?

Alaska has the lowest tax burden, averaging just 5.06%. This figure reflects the absence of an income tax and a low sales tax of 1.52%. Here are other states with minimal tax burdens:
- Tennessee: 5.75%
- Delaware: 6.22%
- Wyoming: 6.32%
- New Hampshire: 6.41%
- South Dakota: 7.12%
- Montana: 7.39%
- Alabama: 7.41%
- Oklahoma: 7.47%
- Idaho: 7.59%

Conclusion

While federal income taxes are unavoidable, your state of residence can significantly affect your take-home income. Among the 50 states, Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming provide the highest after-tax incomes, primarily due to their lack of state income tax.

In contrast, Oregon emerges as the most expensive state for after-tax income for those earning $100k, with single filers taking home an average of just $69,039. Other high-tax burdens are experienced in states like Hawaii, Iowa, California, and Montana.

Ultimately, it’s crucial to weigh the benefits and drawbacks of each state’s tax structure. States without income tax often compensate with higher sales or property taxes, while states with higher taxes may offer enhanced public services. Conducting thorough research based on your personal and financial circumstances will help you choose the state that best aligns with your needs.

Income Statistics

Author

Jack Flynn

Jack Flynn is a writer for Zippia. In his professional career he’s written over 100 research papers, articles and blog posts. Some of his most popular published works include his writing about economic terms and research into job classifications. Jack received his BS from Hampshire College.

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