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Commercial lines assistant vs underwriting assistant

The differences between commercial lines assistants and underwriting assistants can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a commercial lines assistant, becoming an underwriting assistant takes usually requires 1-2 years. Additionally, an underwriting assistant has an average salary of $41,000, which is higher than the $34,225 average annual salary of a commercial lines assistant.

The top three skills for a commercial lines assistant include data entry, powerpoint and insurance policies. The most important skills for an underwriting assistant are insurance policies, data entry, and loss runs.

Commercial lines assistant vs underwriting assistant overview

Commercial Lines AssistantUnderwriting Assistant
Yearly salary$34,225$41,000
Hourly rate$16.45$19.71
Growth rate-3%-3%
Number of jobs29,1621,967
Job satisfaction--
Most common degreeBachelor's Degree, 57%Bachelor's Degree, 54%
Average age4444
Years of experience42

What does a commercial lines assistant do?

Commercial line assistants assist in rating, evaluating, and processing business applications, quotes, endorsements, and renewals. These assistants gather information and decide the risk acceptability of these proposals within their limits of authority. To be excellent in their jobs, they improve their company or agency's relations, improve the quality of the proposals submitted to them, and stimulate profitable production by making periodic agency visits. They must also have strong communication and interpersonal skills to work in this position.

What does an underwriting assistant do?

An underwriting assistant provides additional support to the underwriter in determining whether clients can qualify for insurance policies, products, mortgage, loans, or other financial services. Job tasks could vary, but often include administrative duties, as well as organizing and arranging loan approval packages. This entails reviewing and gathering financial and statistical information. It also involves communicating with clients to get the necessary information, such as gathering credit history and other relevant background information to complete the screening process and other related transactions.

Commercial lines assistant vs underwriting assistant salary

Commercial lines assistants and underwriting assistants have different pay scales, as shown below.

Commercial Lines AssistantUnderwriting Assistant
Average salary$34,225$41,000
Salary rangeBetween $25,000 And $45,000Between $29,000 And $56,000
Highest paying City-New York, NY
Highest paying state-New Jersey
Best paying company-Berkshire Hathaway
Best paying industry--

Differences between commercial lines assistant and underwriting assistant education

There are a few differences between a commercial lines assistant and an underwriting assistant in terms of educational background:

Commercial Lines AssistantUnderwriting Assistant
Most common degreeBachelor's Degree, 57%Bachelor's Degree, 54%
Most common majorBusinessBusiness
Most common college-Western Carolina University

Commercial lines assistant vs underwriting assistant demographics

Here are the differences between commercial lines assistants' and underwriting assistants' demographics:

Commercial Lines AssistantUnderwriting Assistant
Average age4444
Gender ratioMale, 25.5% Female, 74.5%Male, 20.2% Female, 79.8%
Race ratioBlack or African American, 13.8% Unknown, 4.3% Hispanic or Latino, 14.4% Asian, 3.9% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 13.8% Unknown, 4.3% Hispanic or Latino, 14.4% Asian, 3.9% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage11%11%

Differences between commercial lines assistant and underwriting assistant duties and responsibilities

Commercial lines assistant example responsibilities.

  • Analyze and support development and execution of underwriting, automation and operational strategies to efficiently and effectively manage the portfolio.
  • Analyze and support development and execution of underwriting, automation and operational strategies to efficiently and effectively manage the portfolio.
  • Prepare loan documents utilizing LaserPro software.
  • Evaluate new and renewal submissions as delegated by underwriters for prescribe criteria and clearance into AS400 invoicing system.

Underwriting assistant example responsibilities.

  • Create and manage a file documentation checklist for all UW's and UT's.
  • Manage midterm transactions of assign book of business including: endorsements, cancellations and non-renewals.
  • Process documentation within manage database systems and ImageRight system for the legal binding of commercial insurance risk.
  • Assist underwriters in expediting new business, processing endorsements and/or modifying existing policies while achieving broker relationships.
  • Request ledger pages on the AS/400 and review for accuracy.
  • Specialize in processing commercial, development, residential, and SBA loans.
  • Show more

Commercial lines assistant vs underwriting assistant skills

Common commercial lines assistant skills
  • Data Entry, 8%
  • PowerPoint, 8%
  • Insurance Policies, 7%
  • Loss Runs, 6%
  • Real Estate, 5%
  • Treasury, 4%
Common underwriting assistant skills
  • Insurance Policies, 15%
  • Data Entry, 10%
  • Loss Runs, 9%
  • Strong Analytical, 5%
  • Insurance Applications, 5%
  • Underwriting Process, 5%

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