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Home preservation specialist vs mortgage specialist

The differences between home preservation specialists and mortgage specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a home preservation specialist and a mortgage specialist. Additionally, a home preservation specialist has an average salary of $41,359, which is higher than the $38,757 average annual salary of a mortgage specialist.

The top three skills for a home preservation specialist include customer service, lieu and foreclosure process. The most important skills for a mortgage specialist are customer service, residential mortgage loans, and origination.

Home preservation specialist vs mortgage specialist overview

Home Preservation SpecialistMortgage Specialist
Yearly salary$41,359$38,757
Hourly rate$19.88$18.63
Growth rate-3%-3%
Number of jobs41,73026,471
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 55%
Average age4242
Years of experience44

What does a home preservation specialist do?

A home preservation specialist is the go-to for clients who are looking to make inquiries in your firm, which will typically be a financial firm. A home preservation specialist is responsible for communicating with agencies or borrowers regarding any change in the current status of loans and obligations. They also have to answer inquiries from borrowers concerning the status of their loss mitigation review too.

What does a mortgage specialist do?

Mortgage specialists are professionals who work with lending institutions to identify the best lending product for their clients in exchange for taking the title of the debtors' properties. These specialists must process mortgage loan applications by reviewing their paperwork to ensure accuracy and completeness before submitting for approval. They should monitor accounts during the bankruptcy proceedings to ensure that the rights of their clients are protected. Mortgage specialists are also required to guide associates regarding procedural guidelines from FNMA, FHLMC, and MHA.

Home preservation specialist vs mortgage specialist salary

Home preservation specialists and mortgage specialists have different pay scales, as shown below.

Home Preservation SpecialistMortgage Specialist
Average salary$41,359$38,757
Salary rangeBetween $28,000 And $60,000Between $29,000 And $51,000
Highest paying CityAlbany, NYOakland, CA
Highest paying stateNew YorkWashington
Best paying companyJPMorgan Chase & Co.Citi
Best paying industryFinanceFinance

Differences between home preservation specialist and mortgage specialist education

There are a few differences between a home preservation specialist and a mortgage specialist in terms of educational background:

Home Preservation SpecialistMortgage Specialist
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Home preservation specialist vs mortgage specialist demographics

Here are the differences between home preservation specialists' and mortgage specialists' demographics:

Home Preservation SpecialistMortgage Specialist
Average age4242
Gender ratioMale, 48.2% Female, 51.8%Male, 39.3% Female, 60.7%
Race ratioBlack or African American, 13.3% Unknown, 4.2% Hispanic or Latino, 13.0% Asian, 6.4% White, 62.8% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.4% Hispanic or Latino, 14.2% Asian, 7.5% White, 60.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between home preservation specialist and mortgage specialist duties and responsibilities

Home preservation specialist example responsibilities.

  • Manage property inspection process through network of accredit REO inspectors.
  • Communicate both approval and denials for modifications, set up customers for short sale or deed in lieu liquidation options.
  • Employ by investors FNMA and FHLMAC.
  • Specialize in FNMA, FHLMC and non-conforming loans.
  • Single point of contact (SPOC) for borrowers with delinquent mortgages.
  • Identify gaps in MSP training and work with management and project team to enhance process.
  • Show more

Mortgage specialist example responsibilities.

  • Manage internal team SharePoint and document repository.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Work due diligence and process loans per FHLMC guidelines on conventional, USDA, FHA/VA and CHFA/DAP loans.
  • Advise clients with mortgage needs by providing information regarding traditional and government programs, including USVA, FHA and VA loans.
  • Review HUD-1's to confirm fees and charges with initial GFE and RESPA compliance, order wire and provide funding approval.
  • Maintain a working knowledge of FDCPA and RESPA guidelines.
  • Show more

Home preservation specialist vs mortgage specialist skills

Common home preservation specialist skills
  • Customer Service, 16%
  • Lieu, 9%
  • Foreclosure Process, 9%
  • Place Outbound Calls, 8%
  • Inbound Inquiries, 6%
  • Loss Mitigation, 5%
Common mortgage specialist skills
  • Customer Service, 22%
  • Residential Mortgage Loans, 6%
  • Origination, 6%
  • FHA, 5%
  • Va, 5%
  • Loan Applications, 4%

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