Handles back end loan operation activities and completes loan files to ensure they meet auditor and examiner standards set by the bank. Specific duties expected to be performed are shown below:
Responsibilities and Accountabilities:
Put all loans on the designated system (s)
Scan and Image loan documents.
Files are expected to be completed per NSB standards that are designed to fulfill expectations of auditors and examiners.
Assist with maintenance of transfers and recurring payments
Types and mails approval and denial letters to applicants as directed by lenders.
Expected to maintain Consumer, Mortgage, and Commercial files as requested by Supervisor or Department Leaders.
Track required documents for each loan type
Files UCC's
Assist with escrow related information and maintenance
Assists lenders and lending customers as needed.
Assists with answering phone calls and direct to appropriate area
Processes all payment books for department.
Other duties as assigned
Competencies:
Customer Service
Time Management
Detail Orientation
Problem Solving
Requirements
Role Qualifications:
Education/Experience
Desire two years banking/related job experience; or minimum one year banking and/or training (desire Customer Service Representative background); or equivalent combination of education and experience; or One year certificate from college or technical school.
Other Skills and Abilities
Oral/Written communication skills
Maintain confidentiality of customer information
Decision-making skills
PERFORMANCE MEASURES:
Quality and accuracy of work performed
Reliability, friendliness, thoroughness and timeliness of services provided
Adherence to Bank policy and Federal and State Regulatory requirements
Participation in training and appropriate professional developments
Appropriate attendance record and punctuality
Professional work place appearance and conduct
Meets or exceeds goals as pre-established by VP of Lending and Loan Operations Supervisor that are aligned with the strategic plan
WORKING CONDITIONS:
Work is performed largely within the Bank with limited chance for personal injury. Prolonged and frequent mental and visual concentration required. Periodic stressful situations in response to multiple priorities within established deadlines. Work hours are generally during normal business hours. Unscheduled evening and weekend work may be needed to meet the needs of customers and employees. Occasional travel between offices may be required. Must be able to lift and move up to 20 pounds of office supplies and equipment. Some bending, turning, and twisting required.
GENERAL NOTICE:
This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.
This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.
$31k-44k yearly est. 40d ago
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MORTGAGE LOAN PROCESSOR
Fischer Homes 4.6
Loan processor job in Erlanger, KY
We are seeking a Mortgage LoanProcessor who will ensure the accuracy and compliance of loan applications and closing documents. To provide exceptional customer service by conducting business with integrity and in a highly ethical manner.
These skills will be used to:
Perform timely reviews of conditions submitted, as well as loan resubmissions.
Provide exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
Verify and examine information and accuracy of loan application and closing documents.
Answer questions and advise customers regarding loans and transactions.
Review all pre-closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
Review pre-audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
Upon approval of the loan, notify the borrowers and appropriate personnel.
Prepares Commitment letters, denial letters and cancel files when necessary.
In preparation for closing, prepares closing instructions, follow-up contingencies and verifies lock information, if applicable.
Qualifications
:
A minimum of 2-3 years of mortgage loan processing experience.
Experience with Fannie Mae & Freddie Mac processing.
Experience Processing FHA, USDA and VA Loans.
Knowledge of Automated Underwriting systems (LP & DU).
Applicant must be detail-minded, have good organizational and time management skills, and the ability to work in a fast-paced, deadline-driven environment.
Good computer skills including basic knowledge of Microsoft Word and Excel.
Excellent written and verbal communication.
Bachelor's degree in Finance, Business Administration, or related field is preferred.
Physical demands and work environment:
Must be able to use sensory skills (i.e. verbal communication) to effectively communicate and interact with other Associates and customers.
Must be able to perform repetitive motions and use fine motor skills (i.e. typing, writing) to operate office supplies (i.e. computer, calculator, copier).
Must be able to lift and carry approximately 20-25lbs unassisted.
The Value of a Career with Victory Mortgage
Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 32 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our over 30 years in business.
Victory Mortgage selects highly skilled and talented individuals who have the desire to grow and advance their careers. At Victory Mortgage, we enjoy the opportunity to celebrate our wins; more specifically, the many talented Associates that collectively make up our Victory Family. The rewards for their efforts are:
Professional Development Training programs
Tuition Reimbursement
Competitive Compensation
401(k) with Company matching contributions and profit-sharing
Employee Life Insurance
Personal time off
Inclusive Leave
$34k-46k yearly est. Auto-Apply 56d ago
Loan and Equipment Finance Processor (Summit Funding Group)
First Financial Bancorp 4.2
Loan processor job in Mason, OH
We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.
Summit Funding Group, Inc., a subsidiary of First Financial Bank, is a nationally recognized leader in the equipment leasing industry. Headquartered in Mason, Ohio, we've built our reputation on providing creative, flexible financing solutions for a wide range of industries. As we continue to grow, we are looking for talented individuals to join our dynamic team.
Position Overview
As a Loan and Equipment Finance Processor, you will play a key role in supporting the sales and operations process by ensuring finance contracts are accurately documented, processed, and booked in compliance with credit approvals and company procedures. You'll collaborate closely with internal teams, vendors, customers, and attorneys to deliver outstanding service and support throughout the transaction lifecycle.
Key Responsibilities
Essential Functions/Responsibilities
Accurately calculate transaction pricing, sales tax, and payments
Coordinate preparation of required documentation and ensure timely funding and booking of contracts
Communicate with vendors to obtain necessary information (e.g., invoices, installation dates)
Deliver exceptional service to internal and external customers/stakeholders, lessees, lenders, and vendors.
Complete post-closing follow-up activities in accordance with internal procedures
Maintain accurate records and manage multiple priorities/transactions with strong attention to detail
Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job
Strong customer service and communication skills (verbal and written)
Proficient in Microsoft Word and Excel, TValue (Plus), and Adobe Standard (PDF)
Strong attention to detail and follow-up skills
Ability to adapt to change and contribute to process improvements
Excellent organizational and time management abilities
One year of experience in equipment finance or commercial lending document preparation
Preferred Knowledge and Skills
Experience with Lease Plus software (Plus) and Aspired software
Background in equipment finance and/or mortgage industries
Familiarity with legal and accounting terminology related to finance structures
Physical Requirements
Occasionally lifts and carries up to 10 lbs.
Frequently sits, stands and walks.
Benefits
We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.
Incentive Eligibility
All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.
It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.
We are an E-Verify Employer.
$28k-34k yearly est. Auto-Apply 5d ago
MORTGAGE LOAN PROCESSOR
Victory Mortgage
Loan processor job in Erlanger, KY
We are seeking a Mortgage LoanProcessor who will ensure the accuracy and compliance of loan applications and closing documents. To provide exceptional customer service by conducting business with integrity and in a highly ethical manner.
These skills will be used to:
Perform timely reviews of conditions submitted, as well as loan resubmissions.
Provide exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
Verify and examine information and accuracy of loan application and closing documents.
Answer questions and advise customers regarding loans and transactions.
Review all pre-closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
Review pre-audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
Upon approval of the loan, notify the borrowers and appropriate personnel.
Prepares Commitment letters, denial letters and cancel files when necessary.
In preparation for closing, prepares closing instructions, follow-up contingencies and verifies lock information, if applicable.
Qualifications
:
A minimum of 2-3 years of mortgage loan processing experience.
Experience with Fannie Mae & Freddie Mac processing.
Experience Processing FHA, USDA and VA Loans.
Knowledge of Automated Underwriting systems (LP & DU).
Applicant must be detail-minded, have good organizational and time management skills, and the ability to work in a fast-paced, deadline-driven environment.
Good computer skills including basic knowledge of Microsoft Word and Excel.
Excellent written and verbal communication.
Bachelor's degree in Finance, Business Administration, or related field is preferred.
Physical demands and work environment:
Must be able to use sensory skills (i.e. verbal communication) to effectively communicate and interact with other Associates and customers.
Must be able to perform repetitive motions and use fine motor skills (i.e. typing, writing) to operate office supplies (i.e. computer, calculator, copier).
Must be able to lift and carry approximately 20-25lbs unassisted.
The Value of a Career with Victory Mortgage
Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 32 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our over 30 years in business.
Victory Mortgage selects highly skilled and talented individuals who have the desire to grow and advance their careers. At Victory Mortgage, we enjoy the opportunity to celebrate our wins; more specifically, the many talented Associates that collectively make up our Victory Family. The rewards for their efforts are:
Professional Development Training programs
Tuition Reimbursement
Competitive Compensation
401(k) with Company matching contributions and profit-sharing
Employee Life Insurance
Personal time off
Inclusive Leave
$33k-46k yearly est. Auto-Apply 56d ago
Loan Originator, Sr NE
Primelending 4.4
Loan processor job in Cincinnati, OH
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent
Appropriate licenses, if State required.
A minimum of 5 years loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision-making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loanprocessor(s).
Other functions as needed.
$28k-47k yearly est. Auto-Apply 60d+ ago
Loan Payment Representative
General Electric Credit Union 4.8
Loan processor job in Cincinnati, OH
General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities.
Overview: The Loan Payment Representative builds a working knowledge of various types of loans (e.g., consumer, indirect, mortgage, and commercial) to ensure members' loan payment needs are addressed and resolved. This role ensures that lending system records are reviewed, updated, and maintained and is integral in processing loan payments. Essential Responsibilities:
Open and distribute incoming mail
Accurately post payments to loan accounts
Answer inbound calls, emails, and chats to assist and educate members with inquiries regarding consumer loans, lines of credit, credit cards, mortgages, and commercial loans
Educate and assist members with loan payment solutions
Process adverse action notices
Review and verify insurance paperwork to confirm insurance on GECU collateral meets required parameters including lienholder information
Contact members and/or insurance agents when insurance does not meet required parameters
Perform other duties to support the department as necessary
Education and Experience:
High school diploma or GED required
One year of experience in the banking industry, loan servicing, or related role required
Knowledge, Skills, and Abilities:
Basic interpersonal skills to effectively speak with members and create a positive member experience
Proficient verbal and written communication skills to display professionalism in interactions
Ability to learn and maintain proficiency in multiple computer systems including Microsoft Office Products and credit union systems
Capable of functioning well in a fast-paced environment
Problem solver with good organizational and analytical skills
At GECU, we want to support your wellbeing by offering a wide range of benefits:
Health, Dental and Vision insurance
Life and Disability insurance options
Paid Time Off starts accruing once hired and take your birthday off -paid
401k Retirement plan with up to a 10% match of your base gross compensation
Tuition reimbursement opportunities & professional development
Volunteer opportunities -and earn additional PTO hours!
On-site clinics for Vaccines and Mammograms
And many more!
Come join GECU as we are a curated culture of respect, understanding, and mutual recognition. We believe forming bonds and connecting with each other only stands to strengthen the service we provide to our members in our mission of improving the Quality of Financial lives!
General Electric Credit Union is an Equal Opportunity Employer
$37k-45k yearly est. 54d ago
Mortgage Loan Officer - Cincinnati
Stock Yards Bank & Trust 4.7
Loan processor job in Cincinnati, OH
Job Title: Mortgage Loan Officer Department: Mortgage FLSA Status: Non-Exempt Hours of Operation: 40 hours per week, start and end times may vary Sell mortgage loan products through sales efforts with individuals, builders, realtors, and other contact groups.
Organizational Duties and Responsibilities:
Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
Supports all functions that maintain compliance with regulatory agencies.
Essential Duties and Responsibilities:
Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales
Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales
Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions
Collect, compile and analyze information for acceptability for approval for investor's loan product
Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing
Follow up closely with processor to ensure loans are closed timely
Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites
Other duties as assigned
Working Conditions:
Outside sales
Unregulated and unmonitored schedule
Due to the nature of this position, loan demand and customer convenience, employee is often called upon to work evening hours and week-ends; therefore, their hours can be adjusted at their discretion to meet their own schedules
When in office, uses a computer with various programs
Minimum Job Requirements:
Education: High school/GED education, college degree preferred
Experience: Outside sales experience with FHA, VA, and conventional lending
Comprehensive skills:
Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts
Excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others
Be a productive team player, with the ability to learn, apply training and comprehend policies and procedures
Flexible to changing working situations and able to meet deadlines as they arise
Specific Skills:
PC Literacy with 35 WPM typing skills
Knowledge of basic underwriting guidelines preferred
Professional appearance and demeanor
Excellent sales and negotiating skills, and assertiveness
Ability to perform in high pressure situations
Physical requirements:
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Primarily sedentary work performed in an office environment
Ability to sit for extended periods of time while working at a computer
Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
Visual acuity sufficient to read computer screens, printed documents, and financial data
Occasional standing, walking, bending, or reaching
Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)
$40k-52k yearly est. 7d ago
Mortgage Loan Officer
The Emac Group
Loan processor job in Cincinnati, OH
The EMAC Group is a provider of mortgage recruiting services, we offer an extensive network of mortgage professionals and proven expertise developed over 20 years of experience identifying, attracting and recruiting mortgage talent for our clients.
Job Description
Aggressive growth Client | Federally Chartered Bank is currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts.
It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
Lender offers:
Full range of agency products
Portfolio Loan Programs
Builder Products
Very competitive interest rates and fees
Excellent Compensation and benefits
Marketing and sales tool
And much more
Minimum Qualifications:
Currently in the mortgage industry
Active relationships with referral partners and existing customer database.
A track record of success as a Mortgage Loan Originator
NMLS License
Compensation:
Very competitive Production Commission Structure
Click here to schedule a confidential call with our Talent Acquisition Consultant
Qualifications
Required Qualifications:
BA/BS degree or equivalent experience in residential mortgage sales preferred
Three plus years of retail residential mortgage sales experience
Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Strong computer skills and experience utilizing laptop technology
Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
Additional Information
Please contact Tabitha Wolf at: ************
$38k-57k yearly est. 1d ago
Loan Officer
Caliver Beach Mortgage
Loan processor job in Cincinnati, OH
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$38k-57k yearly est. 60d+ ago
Outside Loan Originator
American Neighborhood Mortgage Acceptance Company 4.0
Loan processor job in Cincinnati, OH
AnnieMac Home Mortgage is looking to hire Full Time
External Mortgage Loan Originators
to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the
External Mortgage Loan Originator
position include, but are not limited to, the following:
Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.
Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
Take information from the borrower and fill out the loan application.
Develop relationships with referral partners such as realtors to generate new customers.
Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
Counsel and advise the borrower in understanding and clearing credit problems.
Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
Order legal documents.
Review HUDS prior to closing.
Qualifications
Must have appropriate state license or certificate (varies by state).
Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Must have excellent communication skills and the ability to analyze financial information.
Must be a sales-oriented self-starter.
Work Environment/Physical Demands: Travel is required 80% of the time.
AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.
***AnnieMac Home Mortgage is an Equal Opportunity Employer
***
***AnnieMac Home Mortgage participates in E-Verify.***
$35k-55k yearly est. 2d ago
Mortgage Loan Officer
Emm Loans LLC
Loan processor job in Bethel, OH
Now Hiring: Experienced Loan Officers at EMM Loans in Cincinnati, Bethel, Mount Orab, Clermont County, Brown County, and Hamilton County.
In this role, you'll market and originate residential mortgage loans , build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!Active NMLS LicensingA contagiously positive attitude and LOTS of energy Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
$38k-58k yearly est. Auto-Apply 26d ago
Retail Loan Officers
EMM Loans LLC
Loan processor job in Bethel, OH
Job Description
EMM LOANS LLC (EMM) is currently looking for Retail Loan Officers to work with our growing teams! The Retail Loan Officer will work under a strong and experienced leader - Learn from the best!
The Retail Loan Officer will market and originate residential mortgage loans. This position will be responsible for soliciting residential mortgages through contacts and seeking opportunities to present the mortgage programs to individuals as well as professional organizations. Loan Officers will provide service to customers and prospective customers seeking residential mortgage loans. Loan Officers will interview applicants to acquire information concerning their current financial situation, their needs, desires and property information, as well as obtain and analyze pertinent data. Loan Officers will ensure the customer understands the loan process from application through closing and also evaluates loan applications and documentation to confirm credit
worthiness.
This is an outside Sales position which is commission only and no leads are provided.
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
$38k-58k yearly est. 26d ago
Mortgage Package Closer
Tata Consulting Services 4.3
Loan processor job in Cincinnati, OH
The Package Closing Analyst is responsible for end-to-end review of executed closing package ensuring accurate and timely completion of Final Closing Package * Responsible for reviewing closed loan packages for accuracy and verifying information in the Client's processing system.
* Responsible for obtaining final fee sheet or disbursement ledger by following daily activities necessary to obtain outstanding final fee sheets. Reviewing and reconciling the closing agent fee sheet with the final lender CD. Identifying remediation requirement.
* Enter trailing document suspense conditions into the client's processing system within a timely manner.
* Identify and obtain missing Custodian documents.
* Request shipment of custodial documents within a timely manner.
* Maintain contact with the closing agent to insure prompt delivery of trailing documents.
* Review trailing documents for accuracy.
* Request shipment of trailing documents upon receipt.
* Maintain a standard of customer service comparable to leading standards of Client's industry while supporting the team goals.
Knowledge/Experience:
* Minimum 3 to 4 years of US Residential Mortgage experience
Competencies/Skills:
* Working knowledge of mortgage industry regulations
* Strong attention to detail
* Ability to escalate and problem solve with a high sense of urgency
TCS Employee Benefits Summary:
* Discretionary Annual Incentive.
* Comprehensive Medical Coverage: Medical, Dental, Disability Planning, Pet Insurance Plans.
* Family Support: Maternal and Parental Leaves.
* Insurance Options: Auto and Home Insurance, Identity Theft Protection.
* Convenience and Professional Growth: Commuter Benefits and Certification and Training Reimbursement.
* Time Off: Vacation, Time Off, Sick Leave and Holidays.
* Legal and Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.
Salary Range: $50,000 to $60,000 per year
$50k-60k yearly 7d ago
Consumer Loan Specialist
Curo Group Holdings Corp 4.7
Loan processor job in Florence, KY
If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money, LendDirect, Heights Finance. Each brand is constantly evolving to better serve our customers.
Be part of a dynamic team that is shaping the future of consumer finance. Apply today!
Stories of Success
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success.
If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together!
* Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism.
* Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell.
* Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings.
* Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution.
* Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence.
* Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets.
This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth.
Qualifications
We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment.
* Customer Focus: A genuine desire to help others and provide top-tier service in every interaction.
* Sales Mindset: Confidence in promoting products and services that meet customer needs.
* Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly.
* Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges.
* Adaptability: Willingness to learn new systems and processes in a dynamic environment.
* Team Player: A collaborative spirit with a desire to contribute to team success.
* Educational Background: High School diploma or equivalent required; college coursework or degree is a plus.
* Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate!
Work Location: 13 Oblique Street, Florence, KY 41042
Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons
Hourly: $16.00 - $22.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month.
Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program.
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#HeightsFinance
#HFCLP
Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
$16-22.5 hourly Auto-Apply 6d ago
Consumer Loan Specialist
Attain Finance
Loan processor job in Florence, KY
If you're seeking more than just a job, join Heights Finance and kickstart your career!
Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance. Each brand is constantly evolving to better serve our customers.
Be part of a dynamic team that is shaping the future of consumer finance. Apply today!
Stories of Success
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success.
If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together!
Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism.
Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell.
Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings.
Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution.
Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence.
Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets.
This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth.
Qualifications
We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment.
Customer Focus: A genuine desire to help others and provide top-tier service in every interaction.
Sales Mindset: Confidence in promoting products and services that meet customer needs.
Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly.
Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges.
Adaptability: Willingness to learn new systems and processes in a dynamic environment.
Team Player: A collaborative spirit with a desire to contribute to team success.
Educational Background: High School diploma or equivalent required; college coursework or degree is a plus.
Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate!
Work Location: 13 Oblique Street, Florence, KY 41042
Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons
Hourly: $16.00 - $22.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month.
Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program.
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#HeightsFinance
#HFCLP
Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
$16-22.5 hourly Auto-Apply 6d ago
Mortgage Loan Officer - Cincinnati Market
Lcnb National Bank 3.8
Loan processor job in Olde West Chester, OH
Mortgage Loan Officer - Market (LOM)
Identifying Information:
Department: Mortgage Loan
Reports To: Gary Kohls, Vice President, Mortgage Sales Manager
Location: West Chester / Liberty Township - Cincinnati, Ohio Market - Hotel office in Retail Banking Centers; may work remotely on occasion
Status: Full-Time Salaried Non-Exempt
Hours: 40-hour work week; schedule as determined by Mortgage Loan Officer and production target
Compensation: Base salary and incentive compensation plan
Position Purpose:
LCNB National Bank is seeking a Mortgage Loan Officer within our Cincinnati Market. This position is responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing “book” of business the Mortgage Loan Officer may have acquired over his/her career. The Cincinnati Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Cincinnati Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements.
Essential Functions and Responsibilities:
Solicit residential mortgages from various sources
Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources
Produce high quality loans which are compliant and provide excellent customer service
Develop and maintain a high degree of visibility for mortgage originations, sales and business development
Understand and market LCNB National Bank mortgage loan products, stay informed of mortgage industry trends and developments in the assigned market
Understand real estate appraisals, title reports and real estate transactions
Review and analyze financial and credit data
Meet with applicants to answer questions and obtain information for mortgage loan applications
Collect and upload loan documentation and financial information into the loan operating system
Effectively learn and operate LCNB's loan origination system
Effectively communicate with processing and underwriting support staff
Maintain a high level of customer satisfaction and effectively resolve issues
Maintain open and effective communication channels with customers, realtors and other referral sources
Attend loan closings, sales and officer meetings
Required Qualification:
2+ years of experience originating FHA, VA, USDA and conventional loans
High School diploma or GED equivalent
Desired Qualifications:
Existing pipeline and book of business of local referral sources
Existing mortgage sales of 600,000 per month
Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements
Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles
Experience in personal financial analysis and tax return analysis
Ability to think, reason and communicate clearly
The ability to observe and identify details at close range
NMLS (Obtained or transferred within 30 days of hire)
Strong computer skills and working knowledge of Microsoft Office Suite
Knowledge & understanding of credit, underwriting, credit policy and financial statement analysis
Knowledge of Desktop Originator (DO) and Loan Prospector (LP)
Ability to thrive in a high volume, fast-paced environment
Strong organizational and time management skills with accuracy and attention to detail
Ability to build and maintain positive and effective relationships with others, both internally and externally
Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies
Strong integrity, work ethic, and ability to achieve desired production results
Working Conditions:
Ability to work outside of the office 50%+ of the time
Ability to travel to and from bank offices and third-party locations
Occasionally move/traverse to access files and equipment
Constantly operate a computer and other office equipment
Compliance Statement:
The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation. Equal Opportunity Employer/Disability/Veterans.
$33k-48k yearly est. Auto-Apply 60d+ ago
Loan Originator NE
Primelending 4.4
Loan processor job in Cincinnati, OH
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loanprocessor(s).
Other duties as assigned.
$28k-47k yearly est. Auto-Apply 60d+ ago
Loan Officers - Midwest Region
EMM Loans LLC
Loan processor job in Bethel, OH
Job Description
Referral Loan Officer - Midwest | EMM Loans LLC
EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Midwest teams! Work alongside a strong, experienced leader and learn from the best in the business.
In this role, you'll market and originate residential mortgage loans, build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
$38k-58k yearly est. 26d ago
Mortgage Loan Officer
Emm Loans LLC
Loan processor job in Bethel, OH
Now Hiring: Experienced Loan Officers at EMM Loans in Cincinnati, Bethel, Mount Orab, Clermont County, Brown County, and Hamilton County.
In this role, you'll market and originate residential mortgage loans, build relationships with individuals and professional organizations, and guide clients through the entire mortgage process-from application to closing. You'll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.
This is an outside sales role with commission-only pay and no leads provided. If you're motivated, driven, and love helping people, this is your opportunity to thrive!
So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.
EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.
Medical, Dental, and Vision insurance
Flexible Spending Account
Company paid Life Insurance and LTD!
Additional buy up Life and LTD Insurance
401K plan with an employer match
And more!
*All positions are contingent upon the successful completion of a background check.
EMM Loans participates in E-Verify
EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926
Mortgage Loan Originator - Loan Officer - MLO - LO
$38k-58k yearly est. Auto-Apply 24d ago
Mortgage Loan Officer - Northern KY
Stock Yards Bank & Trust 4.7
Loan processor job in Florence, KY
Job Title: Mortgage Loan Officer Department: Mortgage FLSA Status: Non-Exempt Hours of Operation: 40 hours per week, start and end times may vary Sell mortgage loan products through sales efforts with individuals, builders, realtors, and other contact groups.
Organizational Duties and Responsibilities:
Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
Supports all functions that maintain compliance with regulatory agencies.
Essential Duties and Responsibilities:
Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales
Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales
Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions
Collect, compile and analyze information for acceptability for approval for investor's loan product
Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing
Follow up closely with processor to ensure loans are closed timely
Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites
Other duties as assigned
Working Conditions:
Outside sales
Unregulated and unmonitored schedule
Due to the nature of this position, loan demand and customer convenience, employee is often called upon to work evening hours and week-ends; therefore, their hours can be adjusted at their discretion to meet their own schedules
When in office, uses a computer with various programs
Minimum Job Requirements:
Education: High school/GED education, college degree preferred
Experience: Outside sales experience with FHA, VA, and conventional lending
Comprehensive skills:
Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts
Excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others
Be a productive team player, with the ability to learn, apply training and comprehend policies and procedures
Flexible to changing working situations and able to meet deadlines as they arise
Specific Skills:
PC Literacy with 35 WPM typing skills
Knowledge of basic underwriting guidelines preferred
Professional appearance and demeanor
Excellent sales and negotiating skills, and assertiveness
Ability to perform in high pressure situations
Physical requirements:
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Primarily sedentary work performed in an office environment
Ability to sit for extended periods of time while working at a computer
Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
Visual acuity sufficient to read computer screens, printed documents, and financial data
Occasional standing, walking, bending, or reaching
Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)
The average loan processor in Mack, OH earns between $24,000 and $46,000 annually. This compares to the national average loan processor range of $28,000 to $50,000.