Loan processor jobs in Springettsbury, PA - 50 jobs

Plays a critical part in ensuring the efficient processing of loans, including handling new and closed loan files, facilitating communication with members, and providing administrative support for various loan and escrow-related tasks. Possesses expertise in vehicle title management and is highly skilled in tracking, processing, and ensuring the accuracy of loan-related documentation. RESPONSIBILITIES AND DUTIES Efficiently process new and closed loan files, ensuring accurate documentation, including the recording and satisfaction of mortgages and vehicle title work. Serve as the primary expert for vehicle title-related processes, including title tracking, coordinating communication with loan officer and members to resolve any issues, and assisting with adding liens to titles when necessary. Administer the tracking and facilitation of insurance requirements for both vehicle and real estate loans, ensuring compliance with credit union policies. Accurately process complex loan payments, ensuring proper application of funds and timely updates to member accounts. Book and fund real estate loans, ensuring all necessary documentation and approvals are in place. Manage incoming payoffs and provide accurate payoff quotes for members, ensuring that all necessary details are included. Prepare and mail various notices to members related to their loans. Conduct account research to resolve loan-related issues, ensuring accuracy and making necessary corrections to account information as needed. Provide support to loan officers and assist members with loan-related inquiries and processes professionally and courteously. Serve as the backup for the escrow processor, ensuring continuity of service in their absence. Perform a quality control review on a random sampling of loans to ensure compliance with credit union policies, accuracy of documentation, and underwriting standards. Generate and distribute various loan-related reports as needed, ensuring timely and accurate delivery to appropriate team members and departments. Perform other duties and special projects as assigned to support the credit union's lending operations. QUALIFICATIONS Education: High school diploma or equivalent (Associate's or Bachelor's degree in a related field preferred) Experience: Prior experience in loan servicing or a similar role, preferably within a credit union or financial institution Skills and Abilities: Strong understanding of vehicle title work, mortgages, insurance tracking, and loan servicing Excellent attention to detail, organization, and time management skills Strong communication skills, both written and verbal, with the ability to explain complex information to members and colleagues Proficiency in using loan servicing software and other related systems Ability to work independently, as well as part of a team, to achieve departmental goals SUPERVISORY RESPONSIBILITIES: None SCHEDULE: Full-time

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, Develops and maintains referral sources, Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, Meets with clients in person to sell mortgage loan products/packages, Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, Obtains credit information and necessary documentation for application process, In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, Engages in marketing and promotional activities in support of their own sales, Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries Provides origination services in the state of licensure Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications Sales experience in the mortgage industry is preferred Familiarity with mortgage processes, procedures, rules, regulations, and compliance Exceptional customer service skills with a strong attention to detail Excellent written and verbal communication skills Strong computer skills to include a working knowledge of MS Office Ability to comprehend and analyze financial information Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management Established contact and referral list within the real estate and mortgage industries preferred Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on... The Commercial Loan Processor/Closer will work directly with the Business Services unit and 3rd party CUSO to ensure commercial real estate loans are processed and closed in accordance with PSECU Policy, Product Guidelines, Underwriting Standards, and applicable business lending laws & regulations. Schedule: Monday - Friday 8:00am - 4:00pm In this position, you will Processes and closes commercial real estate loan, and other moderately complex and niche loan types. Service Requests for Existing Members: Handle initial service requests from current members. Supports the Business Services unit and 3rd party originator to ensure commercial real estate loans are processed in a timely and efficient manner. Performs in-depth review and analysis of appraisals, environmental due diligence, title reports, flood determination, insurance, entity formation documentation, closing loan documentation, with little to no supervision. Maintains current knowledge and compliance with all Credit Union policies and procedures. Keeps abreast of appropriate laws and NCUA regulations affecting business lending. Maintains commercial real estate loan pipeline to ensure applications and assignments are completed timely and accurately and informs supervisor of concerns. Coordinate and attend meetings, loan closings, and general member appointments as requested/required, while taking thorough notes. Other duties as assigned. Qualifications: Associates (Required), Bachelors 3-6 years' experience with PSECU in a position requiring similar knowledge, skills, and abilities | Required Any equivalent combination of experience and education. | Required

Job DescriptionDo you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we'd love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in your career, apply now!Compensation: $85,000+ at plan earnings Responsibilities: Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements Monitor the mortgage process to ensure all company and regulatory processes are adhered to Exceed our production standards by maintaining an active pipeline Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business Qualifications: Office Suite knowledge and loan originating software such as Calyx, Experian, or LendingWise preferred Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit Bachelor's degree from a four year college or university required in banking, business, real estate, or a related field Requires compliance with lending regulations and bank underwriting guidelines and lending policies Several years of experience in real estate, mortgage origination, or lending required About Company We are a growing and progressive real estate team based in York, PA, with collaboration partners across the United States. Our sales team and support personnel have achieved some of the highest honors in the residential real estate industry. Our team is the Best of Zillow, and we are one of Zillow's highest-level partners in their Flex program. We are coached by some of the top coaches in the real estate industry. Our team coaches with and trains within the Sandler Sales Institute. Ongoing, consistent skill-building, sales training, and personal growth are critical to the success of our team. We have a proven sales system with an abundance of leads. Our employees and team members are willing and open to non-traditional and new ideas about how to successfully sell homes and have a mindset that allows for significant growth. Hardcore accountability and integrity are a requirement for becoming a member of our team/family.

Job DescriptionDescription: Responsible for coordinating, collaborating, and/or performing a variety of duties to support the commercial loan function; achieving goals as established in the Bank's business objectives; coordinating work within the unit or department, as well as with other divisions, units, or departments; complying with operating policies and procedures established for commercial loan and general banking functions; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports. Direct customer contact required. 1. Performs a variety of duties to support the assigned function, supervisor, team members, and other bank service partners of which the following are illustrative: a. Types correspondence, memos, forms, tables, reports, etc.; utilizes word processing, spreadsheet, and specialized departmental equipment/software and various bank based and web-based applications. b. Answers and places telephone calls; assists callers if possible or transfers calls to the proper individual or department; takes and delivers messages; greets and assists department visitors. Maintains awareness of business opportunities with customers and prospects during customer interactions. c. Coordinate and collaborate with team members to communicate with clients to request and obtain confidential and sensitive financial information. Maintain accurate and organized electronic files of such information. d. Overall support and coordination where applicable to support the front and back end of the commercial loan origination process, including client due diligence to comply with Beneficial Ownership and Business Account Onboarding Questionnaire completion, ordering various searches, coordinating with third party settlement services, insurance agents, other outside and internal service providers such as Commercial Document Preparation and Loan Servicing. Other origination duties as necessary. e. Accurate maintenance, updates, and various inputs to the Bank commercial loan origination system to ensure system and data integrity. Produces reports as necessary. Ability to learn and become proficient in such system applications required. 2. Serves as a liaison between customers, regional staff, and Commercial Loan Officers by providing exceptional customer service as inquiries come in and customers make requests for informational updates, return phone calls on outstanding matters, etc. Some outbound customer contact may be required. 3. Assists regional staff and Commercial Loan Officers with following up on, and resolution of, open items. Places outreach calls to loan customers to obtain documentation; maintains follow-up giving priority to critical items. 4. Works directly with the Portfolio Manager(s), Commercial Loan Officers, Supervisor, and clients to coordinate the Large Borrower Review process. Develops, maintains, and communicates checklists by client relationships for said items. 5. Coordinated assistance and back up for various Porfolio Manager(s) responsibilities as applicable and in their absence. 6. Reports pertinent information to the immediate supervisor or Chief Lending Officer as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel. 7. Responds to inquiries relating to their particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy. 8. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment, which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place. 9. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc. 10 . Ability and willingness to meet the requirements and perform the duties of a Pennsylvania Notary. 11. Other shared administrative duties may be required. Requirements: Education/Training: A high school diploma or equivalent with an emphasis in business curriculum. Skill(s): Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; proficient typing skills; ability to operate word processing equipment or sufficient knowledge to use word processing and spreadsheet software or other applicable software; knowledge of various office machines; working knowledge of commercial banking products and services; ability to walk, bend, stand, reach, and stoop. Experience: A minimum of two (2) years of experience in related positions normally required. Experience in a related commercial lending position preferred.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

APGFCU - Your Community Credit Union! For over 80 years, APGFCU has shared our financial experience and provided valuable products and services to build stability and financial independence, one member at a time. We are looking for those who want to join this movement and become a part of a growing organization. We offer competitive pay and great benefits. Summary: Under the direction of the Assistant Vice President of Mortgages, the Mortgage Processor II will process mortgage loan files and assist members in submitting a completed application in accordance with established APGFCU policies and procedures, as well as investor guidelines. The Mortgage Processor II will complete a general evaluation of the mortgage loan application and initial disclosures, along with completing a thorough evaluation of credit, income and asset documentation. The Mortgage Processor II will work closely with the member(s), loan officer and underwriter to ensure approval conditions are satisfied and work to obtain all necessary documentation required for approval. The Mortgage Processor II will use automated underwriting systems and Conventional, VA, USDA, FHA and APGFCU Portfolio selling guides. Essential Duties and Responsibilities: Process mortgage loans according to established APGFCU policies and procedures and investor guidelines Consistently and effectively manage a loan pipeline of up to 50 loans Closely monitor loan pipeline to guarantee loan commitments are met unless attributed to member delay. Review loan application, initial disclosures and signed initial disclosures for completeness and accuracy Review loan application, credit report and AUS Findings to validate loan viability and to identify missing information and/or documentation Able to analyze income, asset and collateral documentation (including pre-underwriting for self-employed income) Manage the placement, tracking and receipt of appraisal, title, flood orders and Private Mortgage Insurance as needed Apply knowledge of the various government forms and worksheets associated with Mortgage Financing Negotiate with investor underwriters to eliminate any barriers. Partner with appraisers, sales agents, and third parties to procure required documentation Communicate weekly loan status updates to credit union members and sets appropriate expectations for the timely return of documentation Responsible for ensuring rate lock commitments are met Provide courteous and expedient member service with regard to telephone inquiries, mail, internet or face to face interaction Effectively partner with mortgage consultants and underwriters alike to accelerate loan turn-time and to enhance the member experience STAFF SUPPORT: Provide back up support to mortgage consultants and closers as needed, or in their absence. EDUCATION: High School Diploma with two years additional specialized course/training. Associates degree preferred. Experience may be credited in lieu of education. Additional: Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable). EXPERIENCE: Four to six years of mortgage processing experience preferred. Consumer loan underwriting experience preferred. Knowledge of FNMA guidelines, FHA, VA and USDA. Able to verify income for wage earners and self-employed borrowers. Proven success in managing a large pipeline. ADDITIONAL: Excellent oral and written communications and interpersonal skills required. Ability to prioritize to meet deadlines. Make decisions based on established guidelines. Position requires innovative thinking with ability to learn quickly while adapting to a fast-paced environment. Innovative and team-oriented. KNOWLEDGE, SKILLS & ABILITIES: History of meeting/exceeding service levels and/or production goals directly correlated to corporate and department objectives. Strong interpersonal skills building and maintaining professional relationships with co-workers and vendors. Excellent verbal and written communication skills. Strong organization and time management skills to effectively prioritize objectives. Works to achieve goals in spite of barriers or difficulties; pursues objectives with energy and persistence. PHYSICAL DEMAND: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and talk or hear. The employee frequently is required to reach with hands and arms. The employee is frequently required to sit, stoop, kneel, or crouch. The employee must frequently lift and/or move up to 25 pounds, and be capable of transporting related supplies and equipment. Specific vision abilities by this job include vision, distance vision, color vision, peripheral vision, depth perception and the ability to focus. Compensation information: Offers are based on experience and education. $27.72 - $34.65 hourly APGFCU provides comprehensive benefits such as: medical and dental (shared expense), vision, 401(k), life and disability insurance, flexible spending account, employee assistance program, referral program, educational assistance, holidays, annual leave and sick leave. APGFCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status. Please use the attached link to view the EEO law poster ***************************************** APGFCU is committed to working with and providing reasonable accommodations to persons of all abilities, including persons with disabilities. If you need a reasonable accommodation for any part of the employment process, please send to the Human Resources Department and let us know the nature of your request and your contact information. Reasonable accommodations are considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodations will be responded to from this e-mail address.

Full-time Description Job Title: Loan Documentation Representative II Atlantic Community Bankers Bank (ACBB) is seeking a dedicated and detail-oriented Loan Documentation Representative II to join our Loan team. About ACBB: Embark on an exciting journey with Atlantic Community Bankers Bank (ACBB), where we're shaping the future of community banking! At ACBB, our people are at the heart of everything we do. We take pride in offering dynamic correspondent services, including loan participations, Fed Funds transactions, compliance services, settlement solutions, and more-all without competing with our customer banks. Join our passionate team, where employees are trusted, supported, and encouraged to grow, and help us deliver innovative solutions to community banks and financial institutions nationwide. Position Summary: The Loan Documentation Representative II provides support in managing loan documentation risk by administering an assigned loan portfolio and assisting with post-closing loan documentation activities. This role coordinates work within the department and with other internal units, maintains documentation and tracking systems, and responds to internal and external inquiries in accordance with established procedures. Key Responsibilities: • Assist in managing loan documentation risk and administering an assigned loan portfolio • Prepare loan documentation files following loan closings • Support post-closing loan documentation reviews for completeness and accuracy, including signatures, missing documents, financial covenants, and key loan data • Complete post-closing checklists and track outstanding documentation • Enter and update critical loan data and tickler dates within the document imaging system (DIS) • Obtain outstanding documentation from lead banks and support coordination efforts • Process paid loan files, delete ticklers, and manage files in accordance with retention procedures • Prepare files for potential sub-participation banks • Follow established procedures for destroying inactive or withdrawn loan files • Assist with quarterly stock letter preparation, stock log updates, and safekeeping of stock certificates • Perform special projects and related duties as assigned * This list is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. Requirements Qualifications & Experience: Required: • High school diploma or equivalent, with emphasis in business coursework • Proficient reading, writing, grammar, and mathematics skills • Moderate interpersonal and communication skills • Ability to perform tasks requiring visual and auditory attention • Ability to work independently and collaboratively in a team environment Preferred: • Specialized bank lending education or training. • A minimum of two (2) years of experience in related positions Benefits of Joining Us: • Competitive compensation package • Comprehensive benefits package • 401(K) with employer match • Generous Paid Time Off (PTO) policy and 11 paid holidays • Tuition reimbursement • Birthday holiday and additional unique benefits • Employee Assistance Program • Flexibility with Purpose - Hybrid roles, in-office connection. • Performance bonus opportunities Job Type: Full Time Pay: $44,000 - $50,000 per year. Compensation is commensurate with experience and qualifications. Work Location: Onsite Physical Demands / Working Environment: • This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. • Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. • Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. • The employee will frequently communicate and must be able to exchange accurate information with others. Join us at ACBB and be part of a team that's shaping the future of community banking! We look forward to welcoming you to our dynamic and collaborative work environment. ACBB is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic.

Summary: Under the direction of the Residential Lending Processing and Closing Manager, this position is responsible for delivering loans on the secondary market and managing Third Party Originations. This position will proactively support residential lending activities and goals, ensure the quality of loan opening and post-closing, service standards agreements, and ensures all residential lending mortgage policies and procedures are adhered to and compliant with state and federal lending laws. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Deliver closed loan files to secondary market investors, clear any exceptions/stipulations to assure timely purchase. Pay Guarantee fee/UFMIP/Funding fee and obtain Loan Note Guarantee/Mortgage Insurance Certificate/Loan Guarantee Certificate on government loans. Fulfill Quality Control requests from investors, mortgage insurance companies, auditors; respond to any findings. Act as liaison for Third Party Originators (TPO) and administer support for TPO Connect; Oversee all facets of incoming TPO loans including systems maintenance, note certification and review of closed loans for purchase, prepare and issue credit memos and purchase advices. Generate various daily, weekly and monthly reports. Process Loan Modification Agreements. Prepare updated aggregate escrow disclosures for Loan Operations. Process administration for HELOC and other applicable consumer products. Monitor mortgage pipeline to ensure key dates are met and loans are opened and post-closed in a timely manner which meets service standards and quality expectations. Provide second level escalation support for Residential Lending Loan Coordinators to promptly and proactively respond to questions, concerns and issues as they may arise. Process mail and eFaxes, order office supplies for Residential Lending Operations Department. Develop new and update current procedures to improve efficiency and ensure quality within the Residential Lending Loan Coordinator function. Collaborate and work effectively with other members of the management team, members of the Residential Lending Operations Team and other ENB employees. Maintain professional level knowledge of legal requirements and state and federal regulations that impact mortgage operations and functional responsibilities. Required Education and Experience: High school graduate or its equivalency required. Bachelor's degree from an accredited college preferred Two to three years of mortgage industry experience required Sound judgment and problem solving abilities Superior verbal and written communication skills Experience working with various investors and agencies including FNMA, FHLB, FHA, USDA and VA preferred Ability to effectively prioritize and handle a number of demanding projects simultaneously Must be able to maintain confidentiality and possess excellent communication skills Familiar with various bank systems - document imaging and core system Proficiency in Microsoft Outlook, Word, and Excel Competencies: ENB Operational and Functional Competencies Supervisory Requirements: This position has no direct supervisory responsibilities. Work Environment: This job operates in a professional work environment. This role routinely uses standard office equipment such as computers, monitors, mouse, keyboard, phones, printers, scanners, photocopiers, filing cabinets, calculator, and fax machines. Due to physical location of this position, phone ringing, and people conversing, it may be difficult to hear at times and therefore easily distracting. Physical Demands: Ephrata National Bank promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. Specific vision required by the job includes close vision, distance vision, and ability to focus. While this position is primarily sedentary, the employee is frequently required to stand, walk, use hands to finger, handle or feel objects or controls, reach with hands and arms, bend, balance, stoop, kneel, and crouch. The employee must be able to lift and/or move up to 25 pounds including standard computer and copy paper boxes, and must be able to open and close filing cabinets and drawers. Position Type and Expected Hours of Work: This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5 p.m. Flexibility of schedule to meet business needs is required. Travel: No travel is required for this position. Pay Transparency: Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and / or individual performance. Benefits: Additionally, as part of our Total Rewards program, Ephrata National Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; health savings account and/or flexible spending account; dependent care flexible spending account; dental and vision insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay, jury duty, and bereavement; disability insurance coverage and maternity and parental leave; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit About | Careers | Benefits | Ephrata National Bank. EEO Statement: Ephrata National Bank supports a diverse workforce and is an Equal Opportunity Employer. It is the policy of Ephrata National Bank to provide equal employment opportunities without regard to race, ethnicity, color, religion, sex, national origin, age, disability, marital status, covered veteran status, sexual orientation, gender identity, genetic information or any other protected characteristic applicable under law. The bank complies with all relevant federal, state, and local laws, as well as, all regulations regarding nondiscrimination. This reflects management's assignment of essential functions and position responsibilities. Nothing in this job description restricts management's rights to assign or reassign duties and responsibilities to this job at any time. The employee is expected to adhere to all of Ephrata National Bank's procedures and to act as a role model in the adherence to bank polices.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Job DescriptionRegularly works on tasks that are varied and complex. Applies full range of specialized skills and job knowledge; frequently adapts procedures, techniques, tools, materials, and/or equipment to meet specialized needs; may serve as lead; performs broad and/or focused assignments under general supervision; originality and ingenuity are often required to help establish procedures in functional area; relies on experience and judgment to plan and accomplish assigned tasks.Job Purpose:The Assistant Loan Closing Officer is responsible for gathering all closing requirements from lenders, foreclosure attorneys and homeowners and processing all HEMAP loan approvals and conducting phone closings. Essential Functions: Contact homeowners, lenders and foreclosure attorneys to obtain closing requirements. Review and determine reimbursement of legal fees requested by lender and obtain signatures on revised Agreements as needed. Contact taxing authorities to obtain delinquent and current year tax amounts owed when real estate taxes are not escrowed by the lender. Process and prepare HEMAP loan closing documents in compliance with Act 91 and Program Guidelines. Conduct scheduled phone closings and reschedule closings if the borrower is not available for the call. Review re-evaluation information to determine if changes in the loan approval terms are warranted, rework loan documents accordingly. Assist with closing payouts for disbursement of funds. Address and resolve post-closing issues. Answer incoming calls and handle voicemail messages on both the HEMAP queue and the Closing Department phone lines. Open, date stamp and distribute daily mail. Scan loan closing documents and file recorded mortgages. Maintain a collection queue by calling, emailing, and sending letters to borrowers to make payment arrangements in an effort to cure delinquent accounts. Refer uncollectable accounts to Manager of Loan Processing for further action. Prepare monthly activity reports. QualificationsHigh School, Relevant professional experience (2-5 years) ExperienceRelevant professional experience (2-5 years) EEO Statement As an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment. The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion. Diversity Statement PHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered.

A great banking experience starts with a great team! Mid Penn Bank is now hiring a Full-Time Loan Administration Processor in Harrisburg, PA. We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities. Position Overview The Loan Administration Processor is responsible for onboarding consumer and residential loans and processing loan modifications. This individual will review General Ledger accounts related to loan onboarding and process transactions to clear. The Loan Administration Processor must use critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes. In addition, the Loan Administration Processor will provide support for internal and external customers and team members and must fully demonstrate the organization's Unwavering Service Standards. This position is 100% on-site in Harrisburg, PA Essential Duties & Responsibilities Performs review of loan documents to extract and analyze critical data for input of consumer and residential loans into the loan servicing system. Performs verification of note and write-up for dollar amount, effective date and loan authority prior to processing new loan funding. Processes Change In Terms (CITs), renewals, modifications and extensions on existing loans. Completes peer review of loans and CITs for accuracy. Processes all fee transactions relating to loan settlement. Monitors Loans in Process accounts to ensure outstanding items are cleared within three (3) working days. Ensures all appropriate documentation is received and maintained to meet or exceed compliance and regulatory guidelines. Maintains or exceeds published service level standards for all workflow channels. Escalates issues to management as necessary. Onboards consumer and residential loans and processes loan modifications according to procedures, guidelines and expectations. Reviews credit and loan documentation to ensure proper uploading on all loans. Stays current and up to date with products, services, and procedures for various types of loans. Uses critical thinking skills to analyze multifaceted issues, develop effective solutions, and apply logical reasoning to troubleshoot issues and improve processes. Completes work with exceptional accuracy and attention to detail. Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy. Handles direct communications, both written and verbal, with customers and other parties. Handles customer telephone calls. Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate personnel. Prepares and processes requests in accordance with applicable procedures and policies to ensure compliant collateral perfection. Maintains confidentiality of customer information. Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Regular and predictable attendance is required. Ancillary Duties Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Regular and predictable attendance is required. Education Qualifications A high school diploma or equivalent. A minimum of one (1) year related experience in loan operations - consumer, residential and commercial normally required. Skill(s) Moderate reading, writing, grammar, and mathematics skills; moderate interpersonal relations and communicative skills; moderate typing and PC skills, including knowledge of Microsoft Excel, Access, and Word; loan processing; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills. Equipment/Machines Telephone PC/Computer keyboard Printer Calculator Fax machine Copy machine Document scanner Benefits Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program; and tuition reimbursement. In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs. EEO Statement Qualified applications are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer-Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. · Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: o collecting and analyzing information regarding the customer's income, assets, investments, or debts o analyzing applicant data, credit and collateral property value o determining which financial products best meet the customer's needs and financial circumstances o providing advice to the customer regarding the advantages and disadvantages of available financial products o marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we'd love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in your career, apply now!

Full-time Description Responsible for coordinating, collaborating, and/or performing a variety of duties to support the commercial loan function; achieving goals as established in the Bank's business objectives; coordinating work within the unit or department, as well as with other divisions, units, or departments; complying with operating policies and procedures established for commercial loan and general banking functions; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports. Direct customer contact required. 1. Performs a variety of duties to support the assigned function, supervisor, team members, and other bank service partners of which the following are illustrative: a. Types correspondence, memos, forms, tables, reports, etc.; utilizes word processing, spreadsheet, and specialized departmental equipment/software and various bank based and web-based applications. b. Answers and places telephone calls; assists callers if possible or transfers calls to the proper individual or department; takes and delivers messages; greets and assists department visitors. Maintains awareness of business opportunities with customers and prospects during customer interactions. c. Coordinate and collaborate with team members to communicate with clients to request and obtain confidential and sensitive financial information. Maintain accurate and organized electronic files of such information. d. Overall support and coordination where applicable to support the front and back end of the commercial loan origination process, including client due diligence to comply with Beneficial Ownership and Business Account Onboarding Questionnaire completion, ordering various searches, coordinating with third party settlement services, insurance agents, other outside and internal service providers such as Commercial Document Preparation and Loan Servicing. Other origination duties as necessary. e. Accurate maintenance, updates, and various inputs to the Bank commercial loan origination system to ensure system and data integrity. Produces reports as necessary. Ability to learn and become proficient in such system applications required. 2. Serves as a liaison between customers, regional staff, and Commercial Loan Officers by providing exceptional customer service as inquiries come in and customers make requests for informational updates, return phone calls on outstanding matters, etc. Some outbound customer contact may be required. 3. Assists regional staff and Commercial Loan Officers with following up on, and resolution of, open items. Places outreach calls to loan customers to obtain documentation; maintains follow-up giving priority to critical items. 4. Works directly with the Portfolio Manager(s), Commercial Loan Officers, Supervisor, and clients to coordinate the Large Borrower Review process. Develops, maintains, and communicates checklists by client relationships for said items. 5. Coordinated assistance and back up for various Porfolio Manager(s) responsibilities as applicable and in their absence. 6. Reports pertinent information to the immediate supervisor or Chief Lending Officer as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel. 7. Responds to inquiries relating to their particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy. 8. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment, which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place. 9. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Equal Credit Opportunity Act, etc. 10 . Ability and willingness to meet the requirements and perform the duties of a Pennsylvania Notary. 11. Other shared administrative duties may be required. Requirements Education/Training: A high school diploma or equivalent with an emphasis in business curriculum. Skill(s): Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; proficient typing skills; ability to operate word processing equipment or sufficient knowledge to use word processing and spreadsheet software or other applicable software; knowledge of various office machines; working knowledge of commercial banking products and services; ability to walk, bend, stand, reach, and stoop. Experience: A minimum of two (2) years of experience in related positions normally required. Experience in a related commercial lending position preferred.

Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on... The Mortgage Processor/Closer will work with Mortgage Originator and Underwriters and Processing and Closing Managers to ensure mortgage loans are processed and closed in accordance with secondary market guidelines and/or Board Policy. They serve as a point of contact for borrowers, realtors, settlement agents and other 3rd parties. Schedule: Monday - Friday 9:00am - 5:00pm In this position, you will Ensures mortgage loans are processed and closed in a timely and efficient manner. Analyze and interpret federal and state regulations, credit union policy, and secondary market guidelines for all real estate loans- conforming and non conforming. • Maintains mortgage pipelines and queues to ensure applications and assignments are being completed timely and accurately and informs supervisor of concerns. Provides detailed comments/rationale on loans to the various mortgage committees when necessary to substantiate the request for approval or denial of a loan. Performs in-depth review and analysis of appraisals, credit reports, title reports, insurance documentation, income documentation, tax return analysis, asset documentation, commitment letter conditions with little to no supervision. Other duties as assigned. Qualifications: GED (Required), High School (Required)0-2 years of secondary market, first mortgage processing and/or closing, or any equivalent combination of experience and education. | Required

Job Description APGFCU - Your Community Credit Union! For over 80 years, APGFCU has shared our financial experience and provided valuable products and services to build stability and financial independence, one member at a time. We are looking for those who want to join this movement and become a part of a growing organization. We offer competitive pay and great benefits. Summary: Under the direction of the Assistant Vice President of Mortgages, the Mortgage Processor II will process mortgage loan files and assist members in submitting a completed application in accordance with established APGFCU policies and procedures, as well as investor guidelines. The Mortgage Processor II will complete a general evaluation of the mortgage loan application and initial disclosures, along with completing a thorough evaluation of credit, income and asset documentation. The Mortgage Processor II will work closely with the member(s), loan officer and underwriter to ensure approval conditions are satisfied and work to obtain all necessary documentation required for approval. The Mortgage Processor II will use automated underwriting systems and Conventional, VA, USDA, FHA and APGFCU Portfolio selling guides. Essential Duties and Responsibilities: Process mortgage loans according to established APGFCU policies and procedures and investor guidelines Consistently and effectively manage a loan pipeline of up to 50 loans Closely monitor loan pipeline to guarantee loan commitments are met unless attributed to member delay. Review loan application, initial disclosures and signed initial disclosures for completeness and accuracy Review loan application, credit report and AUS Findings to validate loan viability and to identify missing information and/or documentation Able to analyze income, asset and collateral documentation (including pre-underwriting for self-employed income) Manage the placement, tracking and receipt of appraisal, title, flood orders and Private Mortgage Insurance as needed Apply knowledge of the various government forms and worksheets associated with Mortgage Financing Negotiate with investor underwriters to eliminate any barriers. Partner with appraisers, sales agents, and third parties to procure required documentation Communicate weekly loan status updates to credit union members and sets appropriate expectations for the timely return of documentation Responsible for ensuring rate lock commitments are met Provide courteous and expedient member service with regard to telephone inquiries, mail, internet or face to face interaction Effectively partner with mortgage consultants and underwriters alike to accelerate loan turn-time and to enhance the member experience STAFF SUPPORT: Provide back up support to mortgage consultants and closers as needed, or in their absence. EDUCATION: High School Diploma with two years additional specialized course/training. Associates degree preferred. Experience may be credited in lieu of education. Additional: Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable). EXPERIENCE: Four to six years of mortgage processing experience preferred. Consumer loan underwriting experience preferred. Knowledge of FNMA guidelines, FHA, VA and USDA. Able to verify income for wage earners and self-employed borrowers. Proven success in managing a large pipeline. ADDITIONAL: Excellent oral and written communications and interpersonal skills required. Ability to prioritize to meet deadlines. Make decisions based on established guidelines. Position requires innovative thinking with ability to learn quickly while adapting to a fast-paced environment. Innovative and team-oriented. KNOWLEDGE, SKILLS & ABILITIES: History of meeting/exceeding service levels and/or production goals directly correlated to corporate and department objectives. Strong interpersonal skills building and maintaining professional relationships with co-workers and vendors. Excellent verbal and written communication skills. Strong organization and time management skills to effectively prioritize objectives. Works to achieve goals in spite of barriers or difficulties; pursues objectives with energy and persistence. PHYSICAL DEMAND: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and talk or hear. The employee frequently is required to reach with hands and arms. The employee is frequently required to sit, stoop, kneel, or crouch. The employee must frequently lift and/or move up to 25 pounds, and be capable of transporting related supplies and equipment. Specific vision abilities by this job include vision, distance vision, color vision, peripheral vision, depth perception and the ability to focus. Compensation information: Offers are based on experience and education. $27.72 - $34.65 hourly APGFCU provides comprehensive benefits such as: medical and dental (shared expense), vision, 401(k), life and disability insurance, flexible spending account, employee assistance program, referral program, educational assistance, holidays, annual leave and sick leave. APGFCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status. Please use the attached link to view the EEO law poster ***************************************** APGFCU is committed to working with and providing reasonable accommodations to persons of all abilities, including persons with disabilities. If you need a reasonable accommodation for any part of the employment process, please send to the Human Resources Department and let us know the nature of your request and your contact information. Reasonable accommodations are considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodations will be responded to from this e-mail address.

Under the direction of the Residential Lending Processing and Closing Manager, this position is responsible for delivering loans on the secondary market and managing Third Party Originations. This position will proactively support residential lending activities and goals, ensure the quality of loan opening and post-closing, service standards agreements, and ensures all residential lending mortgage policies and procedures are adhered to and compliant with state and federal lending laws. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Deliver closed loan files to secondary market investors, clear any exceptions/stipulations to assure timely purchase. Pay Guarantee fee/UFMIP/Funding fee and obtain Loan Note Guarantee/Mortgage Insurance Certificate/Loan Guarantee Certificate on government loans. Fulfill Quality Control requests from investors, mortgage insurance companies, auditors; respond to any findings. Act as liaison for Third Party Originators (TPO) and administer support for TPO Connect; Oversee all facets of incoming TPO loans including systems maintenance, note certification and review of closed loans for purchase, prepare and issue credit memos and purchase advices. Generate various daily, weekly and monthly reports. Process Loan Modification Agreements. Prepare updated aggregate escrow disclosures for Loan Operations. Process administration for HELOC and other applicable consumer products. Monitor mortgage pipeline to ensure key dates are met and loans are opened and post-closed in a timely manner which meets service standards and quality expectations. Provide second level escalation support for Residential Lending Loan Coordinators to promptly and proactively respond to questions, concerns and issues as they may arise. Process mail and eFaxes, order office supplies for Residential Lending Operations Department. Develop new and update current procedures to improve efficiency and ensure quality within the Residential Lending Loan Coordinator function. Collaborate and work effectively with other members of the management team, members of the Residential Lending Operations Team and other ENB employees. Maintain professional level knowledge of legal requirements and state and federal regulations that impact mortgage operations and functional responsibilities. Required Education and Experience: High school graduate or its equivalency required. Bachelor's degree from an accredited college preferred Two to three years of mortgage industry experience required Sound judgment and problem solving abilities Superior verbal and written communication skills Experience working with various investors and agencies including FNMA, FHLB, FHA, USDA and VA preferred Ability to effectively prioritize and handle a number of demanding projects simultaneously Must be able to maintain confidentiality and possess excellent communication skills Familiar with various bank systems - document imaging and core system Proficiency in Microsoft Outlook, Word, and Excel Competencies: ENB Operational and Functional Competencies Supervisory Requirements: This position has no direct supervisory responsibilities. Work Environment: This job operates in a professional work environment. This role routinely uses standard office equipment such as computers, monitors, mouse, keyboard, phones, printers, scanners, photocopiers, filing cabinets, calculator, and fax machines. Due to physical location of this position, phone ringing, and people conversing, it may be difficult to hear at times and therefore easily distracting. Physical Demands: Ephrata National Bank promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. Specific vision required by the job includes close vision, distance vision, and ability to focus. While this position is primarily sedentary, the employee is frequently required to stand, walk, use hands to finger, handle or feel objects or controls, reach with hands and arms, bend, balance, stoop, kneel, and crouch. The employee must be able to lift and/or move up to 25 pounds including standard computer and copy paper boxes, and must be able to open and close filing cabinets and drawers. Position Type and Expected Hours of Work: This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5 p.m. Flexibility of schedule to meet business needs is required. Travel: No travel is required for this position. Pay Transparency: Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and / or individual performance. Benefits: Additionally, as part of our Total Rewards program, Ephrata National Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; health savings account and/or flexible spending account; dependent care flexible spending account; dental and vision insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay, jury duty, and bereavement; disability insurance coverage and maternity and parental leave; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit About | Careers | Benefits | Ephrata National Bank. EEO Statement: Ephrata National Bank supports a diverse workforce and is an Equal Opportunity Employer. It is the policy of Ephrata National Bank to provide equal employment opportunities without regard to race, ethnicity, color, religion, sex, national origin, age, disability, marital status, covered veteran status, sexual orientation, gender identity, genetic information or any other protected characteristic applicable under law. The bank complies with all relevant federal, state, and local laws, as well as, all regulations regarding nondiscrimination. This reflects management's assignment of essential functions and position responsibilities. Nothing in this job description restricts management's rights to assign or reassign duties and responsibilities to this job at any time. The employee is expected to adhere to all of Ephrata National Bank's procedures and to act as a role model in the adherence to bank polices.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Closer for one of its mortgage clients to play a vital role in the final stages of the mortgage lending process. You will ensure a smooth and efficient closing experience for all parties involved. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Review and analyze loan data, ensuring accuracy and completeness. - Prepare and assemble closing documents, including the final closing disclosure and settlement statements. - Communicate effectively with borrowers, loan officers, processors, title companies, and other parties involved in the transaction. - Coordinate closing logistics, scheduling signings, and ensuring all necessary documentation is accurate. - Ensure compliance with all federal, state, and investor loan closing regulations. - Maintain accurate closing schedules and deadlines. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141863 ### Place of Work On-site ### Requisition ID 141863 ### Application Email ****************************