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Mortgage processor vs transaction coordinator

The differences between mortgage processors and transaction coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage processor and a transaction coordinator. Additionally, a transaction coordinator has an average salary of $41,792, which is higher than the $40,527 average annual salary of a mortgage processor.

The top three skills for a mortgage processor include customer service, FHA and va. The most important skills for a transaction coordinator are customer service, MLS, and escrow companies.

Mortgage processor vs transaction coordinator overview

Mortgage ProcessorTransaction Coordinator
Yearly salary$40,527$41,792
Hourly rate$19.48$20.09
Growth rate-3%-3%
Number of jobs9,05716,804
Job satisfaction--
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 54%
Average age4242
Years of experience44

What does a mortgage processor do?

A mortgage processor is responsible for reviewing mortgage loan applications, evaluating applicants' documents, and verifying their eligibility for approval. Mortgage processors consider the applicant's financial statements, credit score, and other possible mortgage options. They also interview loan applicants to confirm the accuracy of submitted documents and keep them updated with the progress and final decisions. A mortgage processor works closely with the underwriting department for loan applications subject for further review. The mortgage processor needs to have a broad knowledge of the banking industry and loan procedures to guide the applicants with their application inquiries and concerns.

What does a transaction coordinator do?

A transaction coordinator is responsible for performing administrative and clerical duties for the clients regarding their real estate contracts and transactions. Transaction coordinators sometimes do fieldwork to inspect the property area, write findings reports, perform cost and expenses analysis, and inform the clients of required documentation. They also identify resources and other alternatives that would most likely fit the client's budget limitations and interests. A transaction coordinator must have excellent organizational and communication skills, especially in coordinating with other organizations to process the client's requirements for property acquisition.

Mortgage processor vs transaction coordinator salary

Mortgage processors and transaction coordinators have different pay scales, as shown below.

Mortgage ProcessorTransaction Coordinator
Average salary$40,527$41,792
Salary rangeBetween $31,000 And $52,000Between $30,000 And $57,000
Highest paying CityPhoenix, AZWhite Plains, NY
Highest paying stateArizonaNew York
Best paying companyCyberCodersJPMorgan Chase & Co.
Best paying industryProfessionalFinance

Differences between mortgage processor and transaction coordinator education

There are a few differences between a mortgage processor and a transaction coordinator in terms of educational background:

Mortgage ProcessorTransaction Coordinator
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 54%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage processor vs transaction coordinator demographics

Here are the differences between mortgage processors' and transaction coordinators' demographics:

Mortgage ProcessorTransaction Coordinator
Average age4242
Gender ratioMale, 24.2% Female, 75.8%Male, 19.0% Female, 81.0%
Race ratioBlack or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 14.1% Asian, 6.6% White, 61.6% American Indian and Alaska Native, 0.4%Black or African American, 9.7% Unknown, 4.3% Hispanic or Latino, 19.3% Asian, 6.8% White, 59.6% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage processor and transaction coordinator duties and responsibilities

Mortgage processor example responsibilities.

  • Manage applicant s mortgage applications from origination to closing, ensuring service excellence and adhering to federal and compliance guidelines
  • Function in processing role for streamline first market mortgage transactions pursuant to Fannie, Freddie, VA and FHA policy guidelines.
  • Support FNMA portfolio loans in default and imminent default loans with a focus on loan modifications.
  • Work directly with FNMA counselors to negotiate mortgage terms for the homeowner that will prevent foreclosure.
  • Comply with bank, investor and regulatory guidelines while having a strong understanding of RESPA, HDMA, and ECOA guidelines.
  • Generate accurate RESPA require disclosures.
  • Show more

Transaction coordinator example responsibilities.

  • Manage scheduling loans for closing, handle insurance review, verify wire transfer, register and transfer loans with MERS.
  • Manage and coordinate the workload of the release team members and are responsible for organizing and hosting all production release windows.
  • Ensure all documents are completed and in accordance with DRE standards.
  • Review and explain HUD with borrowers and loan officers prior to closing.
  • Verify that DRE disclosures requirements on all documents have been send on time.
  • Coordinate closing - arrange closing date/time, order escrow check if need, review HUD.
  • Show more

Mortgage processor vs transaction coordinator skills

Common mortgage processor skills
  • Customer Service, 24%
  • FHA, 6%
  • Va, 6%
  • Underwriting Guidelines, 6%
  • Property Appraisals, 6%
  • Origination, 5%
Common transaction coordinator skills
  • Customer Service, 23%
  • MLS, 14%
  • Escrow Companies, 7%
  • PowerPoint, 6%
  • Real Estate Transactions, 6%
  • Data Entry, 5%

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