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Senior loan processor vs loan analyst

The differences between senior loan processors and loan analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior loan processor and a loan analyst. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $37,857 average annual salary of a loan analyst.

The top three skills for a senior loan processor include customer service, FHA and va. The most important skills for a loan analyst are loan documentation, customer service, and real estate.

Senior loan processor vs loan analyst overview

Senior Loan ProcessorLoan Analyst
Yearly salary$50,297$37,857
Hourly rate$24.18$18.20
Growth rate4%4%
Number of jobs21,99524,756
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 66%
Average age4545
Years of experience66

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

What does a loan analyst do?

A loan analyst is responsible for determining the eligibility of loan applicants in purchasing loan services by analyzing their application documents, account statements, and financial and credit status. Loan analysts evaluate loan agreements and payment plans and explain feasibility to the customers and loan officers before granting the loan. They also provide loan options and alternatives to the clients according to their needs and risk limitations. A loan analyst must have excellent knowledge of the loan and financial industry, especially in handling credit policies and loan processes and ensuring timely submission of reports.

Senior loan processor vs loan analyst salary

Senior loan processors and loan analysts have different pay scales, as shown below.

Senior Loan ProcessorLoan Analyst
Average salary$50,297$37,857
Salary rangeBetween $33,000 And $75,000Between $24,000 And $58,000
Highest paying CityBaltimore, MDRaleigh, NC
Highest paying stateHawaiiSouth Dakota
Best paying companyAccentureBarclays
Best paying industryProfessionalFinance

Differences between senior loan processor and loan analyst education

There are a few differences between a senior loan processor and a loan analyst in terms of educational background:

Senior Loan ProcessorLoan Analyst
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 66%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior loan processor vs loan analyst demographics

Here are the differences between senior loan processors' and loan analysts' demographics:

Senior Loan ProcessorLoan Analyst
Average age4545
Gender ratioMale, 23.0% Female, 77.0%Male, 43.2% Female, 56.8%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between senior loan processor and loan analyst duties and responsibilities

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Loan analyst example responsibilities.

  • Innovate technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
  • Prepare and remit quarterly / semi-annual USDA reporting
  • Communicate with FHA, VA, FNMA and FHLMC investors for any missing documents that are not include at closing.
  • Review government loan's documents including FHA & VA loans, and approves or suspends the loans after the underwriter decision.
  • Contact correspondent lenders for any missing documents and request correction of documents when necessary.
  • Select to participate in company management as a critical member of loan origination process improvement team.
  • Show more

Senior loan processor vs loan analyst skills

Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%
Common loan analyst skills
  • Loan Documentation, 13%
  • Customer Service, 12%
  • Real Estate, 9%
  • Financial Statements, 9%
  • Loan Portfolio, 4%
  • Data Entry, 4%

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