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Senior loan processor vs loan manager

The differences between senior loan processors and loan managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior loan processor and a loan manager. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $39,623 average annual salary of a loan manager.

The top three skills for a senior loan processor include customer service, FHA and va. The most important skills for a loan manager are loan applications, customer service, and real estate.

Senior loan processor vs loan manager overview

Senior Loan ProcessorLoan Manager
Yearly salary$50,297$39,623
Hourly rate$24.18$19.05
Growth rate4%4%
Number of jobs21,99511,965
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 59%
Average age4545
Years of experience66

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

What does a loan manager do?

A loan manager is a person who supervises and oversees the financial system and the cash flow of a company. They are responsible for the assessment, examination, approval, and even rejection of loan application based on the financial capacity and capability of a loan applicant. A loan manager determines and classifies the possible financial risk and problems that could be encountered. Also, they are the one who controls lending activities for all loan programs, manages all collections, as well as ensuring that the policies of the company are implemented.

Senior loan processor vs loan manager salary

Senior loan processors and loan managers have different pay scales, as shown below.

Senior Loan ProcessorLoan Manager
Average salary$50,297$39,623
Salary rangeBetween $33,000 And $75,000Between $27,000 And $58,000
Highest paying CityBaltimore, MDJersey City, NJ
Highest paying stateHawaiiNew Jersey
Best paying companyAccenturePacific Investment Management Company LLC
Best paying industryProfessionalFinance

Differences between senior loan processor and loan manager education

There are a few differences between a senior loan processor and a loan manager in terms of educational background:

Senior Loan ProcessorLoan Manager
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior loan processor vs loan manager demographics

Here are the differences between senior loan processors' and loan managers' demographics:

Senior Loan ProcessorLoan Manager
Average age4545
Gender ratioMale, 23.0% Female, 77.0%Male, 46.5% Female, 53.5%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.5% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between senior loan processor and loan manager duties and responsibilities

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Loan manager example responsibilities.

  • Reduce downtime by completing reports on ATM and repairs and managing service calls.
  • Manage loan origination underwriting and funding teams for dealer and consumer financial products and services.
  • Ensure all loan origination procedures are followed according to bank and federal guidelines.
  • Back up to member services, ATM and vault teller when need.
  • Front end manual and AUS underwriting of FHA purchase, new construction and refinance transactions.
  • Include supervising a staff of five in submitting VA and FHA loans for guaranty and insuring.
  • Show more

Senior loan processor vs loan manager skills

Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%
Common loan manager skills
  • Loan Applications, 20%
  • Customer Service, 9%
  • Real Estate, 9%
  • Loan Portfolio, 5%
  • Origination, 5%
  • Corporate Financial Statements, 4%

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