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Senior loan processor vs loan originator

The differences between senior loan processors and loan originators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior loan processor and a loan originator. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $41,291 average annual salary of a loan originator.

The top three skills for a senior loan processor include customer service, FHA and va. The most important skills for a loan originator are customer service, origination, and FHA.

Senior loan processor vs loan originator overview

Senior Loan ProcessorLoan Originator
Yearly salary$50,297$41,291
Hourly rate$24.18$19.85
Growth rate4%4%
Number of jobs21,99510,716
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 61%
Average age4545
Years of experience66

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

What does a loan originator do?

A Loan Originator is a potential liaison between borrowers and lenders. They help borrowers complete loan applications and evaluate which loans are most appropriate for the customers.

Senior loan processor vs loan originator salary

Senior loan processors and loan originators have different pay scales, as shown below.

Senior Loan ProcessorLoan Originator
Average salary$50,297$41,291
Salary rangeBetween $33,000 And $75,000Between $28,000 And $60,000
Highest paying CityBaltimore, MDNew York, NY
Highest paying stateHawaiiSouth Dakota
Best paying companyAccentureCentennial Bank
Best paying industryProfessionalTransportation

Differences between senior loan processor and loan originator education

There are a few differences between a senior loan processor and a loan originator in terms of educational background:

Senior Loan ProcessorLoan Originator
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior loan processor vs loan originator demographics

Here are the differences between senior loan processors' and loan originators' demographics:

Senior Loan ProcessorLoan Originator
Average age4545
Gender ratioMale, 23.0% Female, 77.0%Male, 54.0% Female, 46.0%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between senior loan processor and loan originator duties and responsibilities

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Loan originator example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Complete yearly the NMLS continuing education requirements.
  • Direct lender with FNMA while maintaining all loan servicing.
  • Increase revenues and product awareness by cross-selling service lines and packages.
  • Complete a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
  • Review FHA case number assignments, mortgage credit rejects and refinances authorizations to determine qualification.
  • Show more

Senior loan processor vs loan originator skills

Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%
Common loan originator skills
  • Customer Service, 18%
  • Origination, 9%
  • FHA, 6%
  • Va, 6%
  • Phone Calls, 6%
  • Excellent Interpersonal, 5%

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