How Many People Lost Their Health Insurance From Covid In Each State

Kathy Morris
by Kathy Morris
Study - 3 weeks ago

Find a Job You Really Want In

To get started, tell us where you'd like to work.

Sorry, we can't find that. Please try a different city or state.

Copied!

Nearly 40 million workers lost their job due to Covid.

While some of those jobs are slowly returning, some may be gone for good. Other jobs are still being cut, with furloughed workers discovering their job loss isn’t so temporary after all.

While the CARES ACT provided much needed financial relief, many workers found themselves suddenly, and abruptly, without health insurance.

The average annual Cobra family premium of $1,595 was simply out of reach for many.

The numbers are finally in, showing that as of May over 5,359,000 workers lost their employer provided health insurance. However, some states were hit harder than others.

We compiled the total number of newly uninsured in each state, the percent increase of uninsured, and the percent of total uninsured in each state currently.

You can jump to the full list, or keep reading to see the states hardest hit.

The 10 States With The Largest Increase In Uninsured

  1. Massachusetts
  2. Hawaii
  3. Rhode Island
  4. Michigan
  5. New Hampshire
  6. Vermont
  7. Nevada
  8. Delaware
  9. New York
  10. Connecticut

Northeastern states saw the largest increase in uninsured residents, with Massachusetts leading the pack. The Bay State saw an astounding 93% increase in uninsured adults as a result of Covid job losses. All states in the top ten saw over a 30% increase.

How We Determined This

Our data comes from Families USA, a non profit organization.

Three figures for each state are displayed throughout this article:

  • Increase in Uninsured Adults
  • Uninsured In May 2020
  • Number Of Newly Uninsured

To determine the increase in uninsured adults, the state level increase in unemployment and coverage estimates were extrapolated to estimate the insurance drop in each state. This number was then compared to the 2018 ACS uninsured rate, the most recent data available.

These numbers are only for February to May and do not include workers who lost their insurance after May. That means any workers who lost their job and insurance June 1st and onward aren’t included. The same goes for workers who found out “furloughed” was really “fired.” Similarly, these results do not take into account dependents who lost insurance when the main benefactor lost their insurance.

Here is a highlight of the 10 states that saw the largest increase. You can also jump to the bottom to see every state’s standing.

1. Massachusetts

massachusetts class=

Increase in Uninsured Adults: 93%
Uninsured In May 2020: 8%
Number Of Newly Uninsured:159,000

2. Hawaii

hawaii class=

Increase in Uninsured Adults: 72%
Uninsured In May 2020: 10%
Number Of Newly Uninsured:34,000

3. Rhode Island

rhode island class=

Increase in Uninsured Adults: 55%
Uninsured In May 2020: 9%
Number Of Newly Uninsured:21,000

4. Michigan

michigan class=

Increase in Uninsured Adults: 46%
Uninsured In May 2020: 12%
Number Of Newly Uninsured:222,000

5. New Hampshire

new hampshire class=

Increase in Uninsured Adults: 43%
Uninsured In May 2020: 11%
Number Of Newly Uninsured:29,000

6. Vermont

vermont class=

Increase in Uninsured Adults: 36%
Uninsured In May 2020: 7%
Number Of Newly Uninsured:7,000

7. Nevada

nevada class=

Increase in Uninsured Adults: 34%
Uninsured In May 2020: 21%
Number Of Newly Uninsured:97,000

8. Delaware

delaware class=

Increase in Uninsured Adults: 33%
Uninsured In May 2020: 11%
Number Of Newly Uninsured:16,000

9. New York

new york class=

Increase in Uninsured Adults: 32%
Uninsured In May 2020: 10%
Number Of Newly Uninsured:298,000

10. Connecticut

connecticut class=

Increase in Uninsured Adults: 30%
Uninsured In May 2020: 10%
Number Of Newly Uninsured:49,000

Over 5.3 Million Workers Lost Their Insurance In A Pandemic

5.3 million workers are now in a more vulnerable position when it comes to healthcare. Not only are they at greater risk of delaying Covid treatment, medical care for ongoing, preexisting conditions may be beyond their reach.

While the 10 states we examined above saw the largest increase in uninsured adults, many states not covered have shockingly high uninsured rates in the best of times.

In eight states, 1-in-5 adults are no insured. Texas (29%), Florida (25%), Oklahoma (24%), Georgia (23%), Mississippi (22%), Nevada (21%), North Carolina (20%), and South Carolina (20%) all have more than 20% of their adult residents without insurance. Unfortunately, the majority of these states are currently experiencing a surge in Covid cases.

Under the current American system where benefits are tied to employer, economic down turns will always be coupled with declining insurance rates.

How much the uninsured increased due to covid in each state?

Rank State Increase In Uninsured Adults Uninsured In May 2020 Number Of Newly Uninsured
1 Massachusetts 93% 8% 159,000
2 Hawaii 72% 10% 34,000
3 Rhode Island 55% 9% 21,000
4 Michigan 46% 12% 222,000
5 New Hampshire 43% 11% 29,000
6 Vermont 36% 7% 7,000
7 Nevada 34% 21% 97,000
8 Delaware 33% 11% 16,000
9 New York 32% 10% 298,000
10 Connecticut 30% 10% 49,000
11 Iowa 29% 9% 38,000
12 Minnesota 28% 8% 56,000
13 California 27% 13% 689,000
14 Florida 24% 25% 607,000
15 North Carolina 24% 20% 238,000
16 Maryland 24% 11% 75,000
17 Washington 23% 12% 103,000
18 Illinois 23% 13% 186,000
19 Wisconsin 22% 10% 62,000
20 Pennsylvania 22% 10% 137,000
21 Ohio 21% 11% 139,000
22 New Jersey 21% 13% 124,000
23 South Carolina 20% 20% 99,000
24 Kansas 20% 15% 43,000
25 Colorado 20% 13% 74,000
26 Missouri 19% 17% 100,000
27 Tennessee 19% 19% 122,000
28 Oregon 18% 13% 50,000
29 South Dakota 18% 16% 12,000
30 Kentucky 18% 10% 40,000
31 Indiana 17% 13% 79,000
32 West Virginia 17% 12% 18,000
33 Oklahoma 16% 24% 77,000
34 Maine 16% 13% 14,000
35 Texas 15% 29% 659,000
36 North Dakota 15% 11% 7,000
37 Alabama 14% 19% 69,000
38 Virginia 14% 14% 90,000
39 Georgia 14% 23% 178,000
40 Louisiana 14% 14% 48,000
41 Wyoming 12% 17% 6,000
42 Montana 12% 13% 9,000
43 Utah 12% 13% 25,000
44 New Mexico 11% 16% 18,000
45 Mississippi 11% 22% 37,000
46 Alaska 10% 17% 7,000
47 Arkansas 10% 15% 22,000
48 Idaho 8% 18% 14,000
49 Arizona 7% 17% 47,000
50 Nebraska 7% 12% 9,000
Job type you want
Full Time
Part Time
Internship
Temporary