Insurance Agent Salary By State: Highest-Paid Insurance Agents by State [2026]
Research Summary. After thorough analysis by the Zippia data science team, we present the latest insights on insurance agent salaries across the United States for 2026:
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Hawaii offers the highest average salary for insurance agents at $74,219.
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Vermont has the lowest average salary for insurance agents at $39,804.
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The national average salary for insurance agents is $51,936.
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The national hourly wage for insurance agents is $24.97.
For additional details, refer to our methodology.
Background
Consistently, surveys indicate that salary is the most critical factor for many job seekers. As an insurance agent, you might wonder, “How much can I expect to earn in my state?”
While individual salaries can vary based on experience, location, and company, comprehensive data is available on average salaries for insurance agents by state, segmented by experience level. These figures provide a valuable reference point for your salary expectations.
The state with the highest average salary for insurance agents remains Hawaii, a region known for its high cost of living and competitive job market.
Top Ten States for Insurance Agent Salaries
Let’s delve deeper into the data and review a comprehensive ranking of all states.
Highest-Paid Insurance Agents By State
| Rank | State | Average Insurance Agent Salary | 10th Percentile | 90th Percentile |
|---|---|---|---|---|
| 1 | Hawaii | $74,219 | $50,000 | $108,000 |
| 2 | New York | $69,722 | $39,000 | $124,000 |
| 3 | Arizona | $64,714 | $38,000 | $110,000 |
| 4 | Washington | $64,337 | $37,000 | $110,000 |
| 5 | Massachusetts | $63,287 | $35,000 | $112,000 |
| 6 | Colorado | $62,615 | $37,000 | $104,000 |
| 7 | New Jersey | $62,157 | $34,000 | $110,000 |
| 8 | Texas | $61,819 | $36,000 | $104,000 |
| 9 | Oregon | $60,106 | $34,000 | $104,000 |
| 10 | Florida | $58,941 | $34,000 | $99,000 |
| 11 | Connecticut | $57,617 | $32,000 | $102,000 |
| 12 | Mississippi | $57,600 | $34,000 | $97,000 |
| 13 | Alabama | $57,361 | $33,000 | $97,000 |
| 14 | North Carolina | $56,243 | $32,000 | $96,000 |
| 15 | California | $55,531 | $31,000 | $96,000 |
| 16 | Iowa | $54,587 | $32,000 | $90,000 |
| 17 | Maryland | $54,357 | $31,000 | $95,000 |
| 18 | New Hampshire | $54,141 | $30,000 | $96,000 |
| 19 | Wisconsin | $53,332 | $32,000 | $88,000 |
| 20 | Indiana | $53,237 | $31,000 | $89,000 |
| 21 | Rhode Island | $53,048 | $29,000 | $94,000 |
| 22 | Nevada | $52,959 | $30,000 | $92,000 |
| 23 | Illinois | $52,533 | $31,000 | $87,000 |
| 24 | Ohio | $52,212 | $30,000 | $88,000 |
| 25 | South Dakota | $52,057 | $31,000 | $85,000 |
| 26 | Nebraska | $51,737 | $31,000 | $85,000 |
| 27 | Virginia | $51,298 | $29,000 | $89,000 |
| 28 | Pennsylvania | $50,690 | $28,000 | $89,000 |
| 29 | Louisiana | $50,679 | $29,000 | $86,000 |
| 30 | Georgia | $50,603 | $29,000 | $85,000 |
| 31 | Kentucky | $50,433 | $29,000 | $85,000 |
| 32 | Minnesota | $50,284 | $30,000 | $82,000 |
| 33 | New Mexico | $50,214 | $29,000 | $85,000 |
| 34 | Oklahoma | $49,518 | $29,000 | $82,000 |
| 35 | Missouri | $49,478 | $29,000 | $82,000 |
| 36 | Arkansas | $46,175 | $27,000 | $77,000 |
| 37 | North Dakota | $45,646 | $28,000 | $73,000 |
| 38 | South Carolina | $45,634 | $26,000 | $77,000 |
| 39 | Alaska | $45,202 | $30,000 | $66,000 |
| 40 | Michigan | $45,027 | $26,000 | $76,000 |
| 41 | Kansas | $43,871 | $26,000 | $73,000 |
| 42 | Delaware | $43,626 | $24,000 | $76,000 |
| 43 | Utah | $43,306 | $25,000 | $73,000 |
| 44 | Wyoming | $43,253 | $26,000 | $71,000 |
| 45 | Idaho | $43,250 | $25,000 | $73,000 |
| 46 | West Virginia | $41,910 | $24,000 | $71,000 |
| 47 | Montana | $41,900 | $25,000 | $69,000 |
| 48 | Tennessee | $40,957 | $24,000 | $69,000 |
| 49 | Maine | $40,933 | $23,000 | $72,000 |
| 50 | Vermont | $39,804 | $22,000 | $70,000 |
Methodology: Insurance Agent Salary By State
To analyze insurance agent salaries by state, Zippia has compiled data from various reputable sources, including the BLS, FLC, and OPM, while also incorporating actual salary listings from job postings. Our data science team then calculates a weighted average of these inputs to derive the average pay for insurance agents by state.
Insurance Agent Salary By State FAQs
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What is the highest-paid state for insurance agents?
The highest-paid state for insurance agents is Hawaii, with an average salary of $74,219 per year.
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What city pays insurance agents the most?
New York, NY, offers the highest average salary for insurance agents at $70,230 per year.
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What is the worst state for insurance agents?
The lowest-paying state for insurance agents is Vermont, with an average salary of $39,804 per year.
Author
Chris Kolmar is a co-founder of Zippia and the editor-in-chief of the Zippia career advice blog. He has hired over 50 people in his career, been hired five times, and wants to help you land your next job. His research has been featured on the New York Times, Thrillist, VOX, The Atlantic, and a host of local news. More recently, he's been quoted on USA Today, BusinessInsider, and CNBC.
