Insurance Agent Salary By State: Highest-Paid Insurance Agents by State [2023]

By Chris Kolmar
Aug. 2, 2022

Research Summary. After extensive research by the Zippia data science team, we identified these details of insurance agent salary by state for the United States:

You can read more on the specific methodology.

Background

Without fail, in surveys across basically every demographic, the number one most important aspect of a job for most people is the salary — how much do insurance agents get paid where I live?

And while there are many things to go into how much you, specifically, can expect to make, there’s really good data for average salaries for insurance agent by state across America broken down by seniority level. So while your city may be slightly different than the state average, these averages give you a rough sense of what to expect for your salary.

The state with the best salary for insurance agents after this adjustment? That would be Hawaii.

Here’s a quick snapshot of the top ten states for insurance agent salaries:

  1. Hawaii (Jobs)

  2. New York (Jobs)

  3. Arizona (Jobs)

  4. Washington (Jobs)

  5. Massachusetts (Jobs)

  6. Colorado (Jobs)

  7. New Jersey (Jobs)

  8. Texas (Jobs)

  9. Oregon (Jobs)

  10. Florida (Jobs)

Let’s take a look at how we got here and a full ranking of all the states.

Highest-Paid Insurance Agents By State

Rank State Average Insurance Agent Salary 10th Percentile 90th Percentile
1 Hawaii $74,219 $50,000 $108,000
2 New York $69,722 $39,000 $124,000
3 Arizona $64,714 $38,000 $110,000
4 Washington $64,337 $37,000 $110,000
5 Massachusetts $63,287 $35,000 $112,000
6 Colorado $62,615 $37,000 $104,000
7 New Jersey $62,157 $34,000 $110,000
8 Texas $61,819 $36,000 $104,000
9 Oregon $60,106 $34,000 $104,000
10 Florida $58,941 $34,000 $99,000
11 Connecticut $57,617 $32,000 $102,000
12 Mississippi $57,600 $34,000 $97,000
13 Alabama $57,361 $33,000 $97,000
14 North Carolina $56,243 $32,000 $96,000
15 California $55,531 $31,000 $96,000
16 Iowa $54,587 $32,000 $90,000
17 Maryland $54,357 $31,000 $95,000
18 New Hampshire $54,141 $30,000 $96,000
19 Wisconsin $53,332 $32,000 $88,000
20 Indiana $53,237 $31,000 $89,000
21 Rhode Island $53,048 $29,000 $94,000
22 Nevada $52,959 $30,000 $92,000
23 Illinois $52,533 $31,000 $87,000
24 Ohio $52,212 $30,000 $88,000
25 South Dakota $52,057 $31,000 $85,000
26 Nebraska $51,737 $31,000 $85,000
27 Virginia $51,298 $29,000 $89,000
28 Pennsylvania $50,690 $28,000 $89,000
29 Louisiana $50,679 $29,000 $86,000
30 Georgia $50,603 $29,000 $85,000
31 Kentucky $50,433 $29,000 $85,000
32 Minnesota $50,284 $30,000 $82,000
33 New Mexico $50,214 $29,000 $85,000
34 Oklahoma $49,518 $29,000 $82,000
35 Missouri $49,478 $29,000 $82,000
36 Arkansas $46,175 $27,000 $77,000
37 North Dakota $45,646 $28,000 $73,000
38 South Carolina $45,634 $26,000 $77,000
39 Alaska $45,202 $30,000 $66,000
40 Michigan $45,027 $26,000 $76,000
41 Kansas $43,871 $26,000 $73,000
42 Delaware $43,626 $24,000 $76,000
43 Utah $43,306 $25,000 $73,000
44 Wyoming $43,253 $26,000 $71,000
45 Idaho $43,250 $25,000 $73,000
46 West Virginia $41,910 $24,000 $71,000
47 Montana $41,900 $25,000 $69,000
48 Tennessee $40,957 $24,000 $69,000
49 Maine $40,933 $23,000 $72,000
50 Vermont $39,804 $22,000 $70,000

Methodology: Insurance Agent Salary By State

To better understand insurance agent pay by state, Zippia has aggregated data across a multitude of channels including the BLS, FLC, and OPM. We then supplement that data with actual listed salaries from job posts. Finally, the data science team calculates a weighted average of these inputs to create an average pay for insurance agents by state.

We took the average annual salary data for insurance agents from these estimates and ranked every state on this criteria with the state with the highest salary ranking as highest average salary for insurance agents.

Insurance Agent Salary By State FAQs

  1. What is the highest-paid state for insurance agents?

    The highest-paid state for insurance agents is Hawaii with an average salary of $74,219 per year.

  2. What city pays insurance agents the most?

    New York, NY pays insurance agents the most with an average salary of $70,230 per year.

  3. What is the worst state for insurance agents?

    The worst state for insurance agents is Vermont with an average salary of $39,804 per year.

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Author

Chris Kolmar

Chris Kolmar is a co-founder of Zippia and the editor-in-chief of the Zippia career advice blog. He has hired over 50 people in his career, been hired five times, and wants to help you land your next job. His research has been featured on the New York Times, Thrillist, VOX, The Atlantic, and a host of local news. More recently, he's been quoted on USA Today, BusinessInsider, and CNBC.

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