15 Best Under-the-Table Jobs (with Salaries and Requirements)

Under-the-table jobs provide a flexible way to earn additional income without formal reporting to tax authorities. Also known as unreported employment, cash-in-hand work, or side gigs, these roles can offer great opportunities for those seeking financial relief or extra cash flow.

While the term “moonlighting” often refers to a legitimate second job where earnings are reported, this article focuses on jobs that typically involve cash payments without formal documentation. Let’s explore some fantastic under-the-table job options available in 2026.

Key Takeaways:

• The top three under-the-table jobs are tutoring, house cleaning, and bookkeeping.

• Even though income from under-the-table jobs may not be reported immediately, it is mandatory to declare this income when filing taxes, as failing to do so can lead to legal consequences.

• Utilizing networking and online platforms can help you discover under-the-table job opportunities, so be sure to effectively promote your skills.

• Benefits of these jobs include flexibility, creativity, and the opportunity to work with diverse clients across various sectors.

The Top 15 Under-the-Table Jobs

1. Tutor

   Average Annual Salary: $33,000

   Tutoring allows you to share your knowledge while earning extra cash. This role offers flexible hours, making it ideal for those with day jobs who want to teach in the evenings or weekends.

   Requirements: Proficiency in the subject you wish to tutor is essential. You don’t need to be an expert, but a solid understanding and effective communication skills are crucial.

   Find Tutor jobs near me

2. Babysitter

   Average Annual Salary: $20,000

   Babysitting is an excellent choice for those who enjoy working with children. Completing a babysitting course can enhance your credibility and marketability.

   Requirements: A passion for caring for kids, the ability to engage positively with them, and preferred certifications in CPR and first aid are beneficial.

   Find Babysitting jobs near me

3. Lawn Care Worker

   Average Annual Salary: $28,000

   Offering lawn care services, including mowing, weeding, and maintenance, can be a lucrative side business, especially for those who love working outdoors.

   Requirements: Physical fitness is essential for this role. Familiarity with lawn care equipment is also important.

   Find Lawn care jobs near me

4. Painter

   Average Annual Salary: $31,000

   Painting homes or businesses can be a profitable under-the-table job, as many properties require regular maintenance and touch-ups.

   Requirements: Skill in painting and a portfolio of prior work are essential to attract clients.

   Find Painter jobs near me

5. Dog Walker/Pet Sitter

   Average Annual Salary: $20,000

   Pet owners often seek reliable individuals to care for their pets while they are away, making this a rewarding job for animal lovers.

   Requirements: Flexibility and comfort with various pets are crucial to succeed in this role.

   Find Dog Walker/Pet Sitter jobs near me

6. Snow Removal

   Average Hourly Wage: N/A

   In snowy regions, offering snow removal services can be a great way to earn money while providing a valuable service to your neighbors.

   Requirements: Basic snow removal tools and a strong work ethic are necessary.

7. House Cleaner

   Average Annual Salary: $23,000

   Cleaning homes can be a straightforward way to earn extra money, especially as many people look for assistance with cleaning tasks.

   Requirements: A willingness to clean various settings and a professional attitude are key.

   Find House Cleaner jobs near me

8. Handyman

   Average Annual Salary: $50,000

   Handymen can find numerous opportunities for under-the-table work, whether performing minor repairs or assisting with various tasks.

   Requirements: Practical skills with tools and a readiness to handle diverse jobs are essential.

   Find Handyman jobs near me

9. Personal Assistant

   Average Annual Salary: $38,000

   Personal assistants are in demand to help busy individuals manage their daily tasks, making this a viable under-the-table job.

   Requirements: Strong organizational skills and proficiency with technology are crucial for remote personal assistants.

   Find Personal Assistant jobs near me

10. Auto Mechanic

    Average Annual Salary: $36,000

    Many auto mechanics find opportunities for under-the-table work through referrals from friends or family members who need car repairs.

    Requirements: A solid understanding of automotive repair and prior experience can pave the way for success.

    Find Auto Mechanic jobs near me

11. Reseller

    Average Hourly Wage: N/A

    The internet has revolutionized reselling, allowing individuals to buy products at lower prices and sell them for profit through various online platforms.

    Requirements: Good negotiation skills and knowledge of online marketplaces are essential for success.

12. Musician

    Average Annual Salary: $67,000

    Musicians can capitalize on their talents by performing at private events or local venues, turning their hobby into a lucrative side gig.

    Requirements: Commitment to practice and a network of contacts in the music industry are important for success.

    Find Musician jobs near me

13. Party Planner

    Average Annual Salary: $34,000

    For those who love organizing events, party planning can be a fun and profitable under-the-table job.

    Requirements: Excellent organizational skills and a creative mindset are essential for success.

    Find Party Planner jobs near me

14. Bookkeeper

    Average Annual Salary: $38,000

    Bookkeepers can leverage their skills to help small businesses while working on a flexible schedule.

    Requirements: Strong organizational skills and familiarity with accounting software are key.

    Find Bookkeeper jobs near me

15. Sell Your Skills

    Average Hourly Wage: N/A

    If you possess a skill like crafting, baking, or sewing, there are numerous ways to monetize your talents through fairs, online marketplaces, or local networking.

    Requirements: Effective marketing of your skills and a passion for your craft are essential for success.

Under-the-Table Jobs FAQs

1. How do I find under-the-table jobs?

   The best way to find under-the-table jobs is to apply for positions that commonly pay in cash. Familiarize yourself with roles that typically involve cash payments to increase your chances of securing these positions.

   Examples of jobs that often pay under the table include:

   • Babysitting

   • Snow removal

   • House cleaning

   • Waitressing

   • Assistant work

   • Bookkeeping

   • Painting

   Many gig economy jobs tend to offer cash payments. Once you identify a suitable under-the-table job, take the initiative to apply.

   Even if an employer does not initially mention cash payments, you may still have the opportunity to negotiate this arrangement.

2. How do I ask for payment under the table?

   To inquire about under-the-table payments, it’s best to mention your payment preferences during the interview process. If the interviewer does not specify cash payments, you can express your preference for cash payment, but proceed with caution.

   Discussing under-the-table payments may deter some employers, so consider pursuing other opportunities if you encounter resistance.

   In gig or freelance roles, such as babysitting or cleaning, employers are generally more open to discussing cash payments.

3. Is under-the-table work legal?

   No, under-the-table work is generally illegal as it constitutes tax evasion. Receiving cash payments without reporting them violates IRS regulations, which require all income to be declared.

   That said, it is legal to receive cash payments as long as you report this income on your taxes.

   While engaging in under-the-table work may not result in immediate legal consequences, it remains a common practice in certain industries. For example, a teenager babysitting for a neighbor may not face scrutiny for minor earnings.

   However, it is essential to consider the risks involved before seeking under-the-table employment.

4. Does getting paid under the table count as being self-employed?

   No, receiving under-the-table payments does not automatically classify you as self-employed. While cash payments may suggest self-employment, it depends on the circumstances.

   For instance, an individual running a small painting business may be considered self-employed, while a waitress receiving cash at a restaurant remains an employee.

   When filing taxes, it’s wise to consult a tax professional to navigate the complexities of income reporting.

5. What are the pros and cons of being paid under the table?

   The primary con of under-the-table payments is the risk of legal repercussions for both the employer and employee. Additionally, receiving cash payments means forfeiting benefits like insurance and social security.

   Conversely, the main advantage is the immediate cash income without tax deductions, appealing to some individuals. However, this practice is still considered tax fraud, regardless of the amount.

Author

Kristin Kizer

Kristin Kizer is an award-winning writer, television and documentary producer, and content specialist who has worked on a wide variety of written, broadcast, and electronic publications. A former writer/producer for The Discovery Channel, she is now a freelance writer and delighted to be sharing her talents and time with the wonderful Zippia audience.