Arizona Federal jobs in Mesa, AZ - 30 jobs

Summary Objective This role promotes product and service growth with an innate curious, data-driven thinker who can turn data into actionable strategies. As a Marketing Growth Coordinator, you'll be a key resource for leadership and business line owners, helping optimize products & services, drive engagement, and support innovation. This role is hands-on, strategic, and focused on using data to make the member experience even better. Professionalism, discretion, confidentiality and a positive contribution to our FIRST values is essential to this position. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Analyze product & service performance using data tools to identify trends, uncover opportunities, and recommend actionable strategies to grow adoption, engagement, and enhance the member experience. Leverage marketing and digital platforms to engage existing and new members presenting targeted product and service offerings Build and maintain reports and dashboards that track product KPIs, highlight risks and opportunities, and provide insights that guide roadmap updates and decision-making. Collaborate with business line owners to design, execute, and track targeted marketing campaigns that are measurable and optimized for results. Support the product and innovation roadmap by helping maintain alignment with organizational goals, KPIs, and strategic initiatives, serving as a reliable resource for leadership. Manage product & service lifecycle updates by recommending enhancements, changes, or retirements for key products (i.e.: Credit Cards, Sunshine Checking, FirstFunds, Service Costs) and supporting cross-functional execution. Leverage data analytics to measure and recommend to leadership growth strategies of assigned products & services. Develops, maintains, and executes the credit union's strategic product & services, innovation growth roadmap in collaboration/partnership with marketing leadership, executive team and business line owners. Ensures the roadmap supports the credit union's strategic business plan, organizational KPIs and product line owners' plans and growth goals. Assists stakeholders in developing marketing plans, training content, and product & service policies and procedures. Competencies Knowledge of credit union operations, financial services & products. Experience leveraging digital marketing platforms and digital banking tools/applications. Strong analytical skills with experience in data analysis, dashboards, and reporting tools (Excel, Tableau, Power BI, SQL, etc.). Ability to interpret complex data and translate into clear recommendations. Experience collaborating across departments to support product growth and marketing initiatives. A proactive, organized, and detail-oriented approach, with a passion for improving member experiences. Computer proficiency, knowledgeable in MS Office Suite and working knowledge of all member facing systems (in-branch and online). Stress management/composure Honesty and integrity Teamwork Self-starter Reliable Ability to professionally compose own correspondence. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in an office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical presence in the office setting is required. Physical Demands This position requires manual dexterity, the ability to lift and/or move up to 25 pounds. This position requires bending, stooping or standing as necessary. Position Type/Expected Hours of Work Ability to work 40 hours; Monday - Friday. Periodic overtime may be required. Travel Ability to travel to branch locations, community events, training and visit community partners is required. Qualifications Required Education and Experience Associates degree, two-years equivalent education certification(s) in relevant subject matter areas. Three years related experience in financial services, data analytics and/or marketing. An equivalent combination of education and experience may also be considered. Preferred Education and Experience Previous experience with a credit union highly desirable. Bachelor's degree. Additional Eligibility Qualifications Multi-lingual capabilities to include Spanish are a plus. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

**Corporate Compliance Services** partners with UMB management in its obligation to effectively manage compliance and related risks within the UMB family of corporations. This team provides timely, accurate, and seasoned judgment related to regulatory compliance risk, suggests strategies for mitigating risk, promotes a strong culture of compliance, and fulfills regulatory expectations of administering effective compliance monitoring and other mandated programs. As a Compliance Testing Analyst, you will carry out the testing function of UMB Financial Corporation's Compliance Management System. This position will conduct transaction testing to validate regulatory compliance of consumer and commercial loan and deposit products and services. You will have the opportunity to participate in meetings with business units, individually or in a group, to identify gaps within current practices and regulatory requirements. You will identify and communicate compliance deficiencies and potential issues to Corporate Risk Management and business partners and communicate efficiencies and process enhancements to correct deficiencies and comply with regulatory requirements. Being a UMB associate is unlike working at any other company. You are not only valued for the work that you do, but who you are. You'll be encouraged to bring your whole self to work, being valued for exactly who you are. You'll also have the opportunity to serve your community alongside your team. At UMB, we do big business, but we don't forget that the little things matter the most. **How you'll spend your time:** + Build understanding of consumer protection regulations governing consumer/commercial loans, residential real estate mortgages, deposits, marketing communications, and HMDA + Develop and maintain rapport with lines of business, and other 2nd line and 3rd line stakeholders, to maintain a strong Compliance Management Program + Plan, develop and execute compliance testing, including control design and performance reviews and transactional testing + Manage time effectively to assist in completing the annual test plan + Lead and participate in meetings amongst stakeholders to discuss findings; draft and distribute a written report of the review final results **We are excited to speak with you if:** + You possess an Associate degree or equivalent in Accounting, Finance or Business Administration (w/ strong emphasis in Accounting or Finance) OR + You have at least two (2) years compliance, audit or quality control experience with a financial institution, consulting firm, or regulatory agency **Compensation Range:** $51,480.00 - $99,330.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Employee Name: Supervisor Name: Studio Director Job Title: Project Manager Project Manager works under the direction of the Studio Director and coordinates all aspects of assigned projects both administrative and technical from the entitlement phase through construction administration. You are introduced as the primary client liaison as appropriate during the LGE process of delivery with an emphasis on bringing the project to completion on schedule with maximum client satisfaction. Functions of Position As a Project Manager your role will include: Manage projects during the entitlement phase, contract document phase, and construction phase. Develop and manage workplans for each project and directly coordinate staffing needs with the Studio Director. Develop and maintain project schedules and coordinate tasks with project team. Coordinate appropriate and anticipated schedules for upcoming projects with the Studio Director. Consistently perform drawing reviews for conformance with all codes and constructability standards. Primary contact of the project team as it relates to communication with various AHJ's, consultants, the client and LGE Design Build. Encourage project team collaboration between Architectural Division and Design Build. Mentor and train staff with less experience. Develop positive relationship with internal and external clients. Prepare and coordinate additional service requests. Follow and enforce quality control procedures. Encourage and promote LGE core values of communication, collaboration, proactive, and quality. Desired Attributes 10+ years of experience; or equivalent knowledge and skills. Professional registration Proficient knowledge of a variety of architectural systems/construction methods; and the ability to appropriately detail these systems. Proficient knowledge of federal, state, and local Life Safety and Energy codes relating to various projects. Ability to solve constructability or code related issues. Possess excellent written and oral communication skills. Possess interpersonal skills among the project team, consultants, and clients. Ability to manage multiple projects at various stages of development. High-level of knowledge of to include, but not limited to: Revit Microsoft Office Microsoft Project Bluebeam What we are looking for A responsible and organized Project Manager that possesses the experience and ability to contribute to LGE Design Build's continuous growth. This includes the ability to foster positive relationships within our organization along with our clients. They will have the skill set to mentor and grow the next generation of architects. You also exhibit and encourage the ongoing and collaborative relationship with LGE Design Build. Reporting Project Manager will report to the Studio Director as needed for the project. Weekly team meetings as well as weekly updates on project status are required. Evaluation An annual review by the Studio Director, peers, and related company staff will be used as part of the evaluation. The above functions of the position will be used as a basis of the evaluation, delivery of projects on time, issues with plans, and the interaction of the individual with the TEAM and company as a whole. Evidence of how you demonstrate company values. Lastly, each person's individual goals will be discussed and how the firm and the job tasks throughout the year can assist in those goals. Equal Employment Opportunity LGE Design Build provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as negotiated to meet the ongoing needs of the Team.

Summary/Objective Originates mortgage loans, develops referral relationships with realtors, builders, and other sources in order to proactively solicit business, and conducts sales-related activities, in order to meet specific loan volume origination goals. Counsels members, takes applications, conducts preliminary underwriting reviews, gathers initial loan documents to submit loan to processing. Remains in contact with members and realtors to ensure that documents required for processing, underwriting, and closing are secured in a timely manner. Adheres to all Federal and State laws and regulations governing applicable to the Credit Union, including the Bank Secrecy Act. Professionalism, discretion, confidentiality and a positive attitude are absolute essentials of the position that supports our FIRST values. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Interviews and assists members. Inputs loan applications into on-line loan system. Delivers required disclosures within 72 hours of application. Develops and continually grows a diverse referral base. Communicates terms and conditions of an approved loan and reviews with member. Communicates with loan processor/closer regarding any outstanding items and/or additional documentation needed. Assists with processing and loan closing coordination with member if necessary. Regular participation in business-related development opportunities and community efforts to promote home ownership. Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. Represents and promotes the Credit Union professionally and positively within the community. Participates in department staff meetings and attends other meetings, seminars or training. This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (“Registry”) and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations, policies and procedures. Complies with the Bank Secrecy Act (BSA). Completes special projects as assigned. Competencies Superb customer service orientation. Strong numeric ability. Accuracy and attention to detail. Ability to prioritize tasks to meet deadlines. Computer proficiency. Knowledgeable in MS Office Suite. Stress management/composure. Good listening and communication skills. Honesty and integrity. Teamwork. Ability to professionally compose own correspondence. Valid driver license. Supervisory Responsibility This position has no supervisory responsibilities. Work Environment This job operates in an office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical presence in the office setting is required. Physical Demands This position requires manual dexterity, the ability to lift and/or move up to 25 pounds. This position requires bending, stooping or standing as necessary. Position Type/Expected Hours of Work Ability to work 40 hours; Monday - Friday. Periodic overtime may be required. Travel Regular travel throughout the Phoenix metropolitan area and periodic travel within the state of Arizona. Qualifications Required Education and Experience Associates degree or Bachelor's degree preferred. Two years related experience and/or training; or equivalent combination of education and experience. Preferred Education and Experience Previous Mortgage Loan Officer experience with a credit union highly desirable. Additional Eligibility Qualifications Multi-lingual capabilities to include Spanish are a plus. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Employee Name: Supervisor Name: Studio Director Job Title: Job Captain Job Captain works under the direction of the Project Manager and Studio Director managing the production of working drawings for various construction and project types. Functions of Position Oversee Technical execution of the project Manage workload against project schedules, coordinate outside consultants and monitor progress. Assist in construction administration tasks, request submittal fees from accounting, travel to visit job sites, drop off city submittals, and produce record set drawings once project is complete, handle shop draw reviews, RFI responses, and production of construction documents. Attend and participate in internal and off-site meetings with coworkers, consultants and clients. Manage individual workflow and process Regular interaction and collaboration with coworkers, supervisors, consultants, and clients. Working cohesively in a team environment as well as working independently. Collaboration with estimating and construction on project details, bidding concerns, and overall document coordination and clarity. Assistance with projects as a TEAM including helping with targeted deadlines, group goals, and global firm improvements. Follow and enforce Quality Control procedures. Required Attributes MOST important is TEAM spirit! Multi- tasking within a fast-paced environment and competently managing personal workload with high attention to detail in order to keep tasks on target and projects on time of set delivery schedules and deadlines. A high level of knowledge of REVIT, Auto CAD, Excel and Word. Understanding of local zoning, building codes and systems, energy codes, ADA requirements, construction documents, construction administration and related procedures. Reporting Job Captain will report to the Project Manager for each particular project as well as to Studio Director as needed for the project. Weekly team meetings as well as weekly updates on project status are required. Evaluation An annual review by the Studio Director, peers, and related company staff will be used as part of the evaluation. The above functions of the position will be used as a basis of the evaluation, delivery of projects on time, issues with plans, and the interaction of the individual with the TEAM and company as a whole. Evidence of how you demonstrate company values. Lastly, each person's individual goals will be discussed and how the firm and the job tasks throughout the year can assist in those goals. Equal Employment Opportunity LGE Design Build provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as negotiated to meet the ongoing needs of the Team.

As the **Operations Manager II** within Operational Risk team **,** you will collaborate across all business lines within UMB, to execute the overall strategy and direction of risk mitigation activities for Enterprise Bank Operations while delivering high level service to internal and external customers. Effective collaboration and communication with business partners, managers, and co-workers will ensure successful execution. **This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City, MO or Dubuque, IA metropolitan areas and open to qualified remote candidates outside of the Kansas City and Dubuque areas but only within the US.** **_How you'll spend your time:_** + Own and actively monitor expenses, consistently striving to operate at or below current budget levels. + Obtain and develop material knowledge of area functions that allows for informed and deliberate decision-making. + Monitor and ensure the creation, maintenance and accuracy of department documentation for all functions, processes and procedures. + Provide necessary support and resources for staff training and development. + Review and analyze production reports relating to productivity/quality/efficiency and follow up on gaps in standards and expectations. + Develop reporting methods that deliver timely, accurate and concise department information as required by management. + Identify, hire, develop and retain top talent. + Promote and encourage cross-training for development of bench strength and functional coverage in critical areas. + Set challenging goals that will promote innovation, creativity and development of staff and managers. + Complete regular coaching with direct reports and may do shoulder-to-shoulder coaching with other employees of Enterprise Bank Operations. + Manage underperformance through documented Performance Improvement Process. + Develop and maintain strong working relationships with internal/external customers including 3rd party vendors. + Develop, monitor and enforce the use of documented controls as part of our organizational risk management process. + Assist with gathering and review of data for various reviews and/or audits within associated departments. + Assist with follow up from internal or external audits to resolve questions and/or outstanding items throughout Enterprise Bank Operations. + Collaborate with 1st, 2nd, and 3rd line partners to review processes within Enterprise Bank Operations. + Remain current, provide support and maintain documentation as it relates to Disaster Recovery and Business Continuity activities. + Demonstrate leadership that drives culture of ownership throughout organization. + Participate in customer business reviews, RFPs, PIQs, customer tours, on-site customer meetings and other related activities. + Provide support and subject matter expertise to business partners for supported products and services to enhance the delivery of TUCE to UMB customers. **_We're excited to talk if you have:_** + At least 5 years of banking operations experience and at least 2 years of managerial experience. + Experience in one or more of the following areas: + Banking compliance + Banking risk + Project management within a bank, financial services company, or tech company. + Experience with internal and external banking risk or regulatory reviews. + Working knowledge of AML-CFT, Reg CC, Reg E, escheatment, and/or other regulations related to the activities of an operations organization. + Demonstrated ability to successfully lead team activities or work initiatives ensuring the work produced is high quality. + Excellent analytical, problem-solving, and decision-making skills. **_Bonus Points if you have:_** + Bachelor's degree with a business or finance discipline. + At least 7 years of experience within the financial services industry. + Experience with Power BI reports or dashboards. + Experience with SharePoint design. **Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.** Deadline to apply: March 15, 2026 **Compensation Range:** $57,760.00 - $124,170.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Job Description Arizona Central Credit Union Ranked Top 10 Best Places to Work in AZ for 2025 "The 10 best places to work in financial services" AZBIGMEDIA Arizona Central Credit Union offers a comprehensive benefits package, including medical, dental, vision, 401k with up to 6% match, an employee assistance program, and much more. Role:Arizona Central Credit Union is seeking a positive, ambitious, service-oriented individual to join our Chandler Branch. This position is responsible for educating members and potential members on credit union products and services, and advising members to ensure they are effectively utilizing the benefits of credit union membership. Summary of Responsibilities: Identify member financial needs and offers solutions and products to meet those needs. Develop and maintain professional relationships with members and potential members to positively represent and promote the credit union. Open all accounts, certificates, loans, and other credit union products or services accurately, and ensure proper documentation is completed correctly and in a timely manner. Assists members with questions on accounts, and completes research to identify and resolve problems. Ensure compliance with all applicable credit union policies and procedures. Maintain and balance a cash drawer. Keep accurate records. Schedule: Monday - Friday (No Weekends) 8:45 am - 5:30 pm Skills/ Requirements Experience: One to three years of similar or related experience preferred including; sales, customer service, and cash handling experience. Powered by JazzHR loxgi Qipc4

The **Enterprise** **Fraud Strategy** group provides bank-wide support for detecting, preventing, and investigating fraudulent activity across multi-channel payment systems. The **Fraud Data Scientist** reports directly to the Manager, Fraud Reporting & Analytics, supporting business reporting and analytical needs for fraud initiatives. The **Fraud Data Scientist** works as a member of a reporting and analytics team and utilizes tools for conducting analytics for managing fraud strategies, as well as creating reports consumed by LOB (lines of business) senior executives. This is a subset of the overall responsibilities which involves other multiple initiatives as assigned by Bank Operations leadership. **This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area but only within the US.** **_How you'll spend your time:_** + Work closely across the organization to develop and implement statistical analysis, artificial intelligence, machine learning processes and algorithms, and deep learning for fraud modeling. + Use dynamic techniques like Machine Learning to gain insights about the future. + Answer the "What will happen, and What should be done?" questions. + Gather business detail from peers and internal customers to adapt/enhance models. + Routinely measure model performance and implement modifications as needed. **_We're excited to talk if you have:_** + Master's Degree in Computer Science, Math, Economics, Statistics, or another quantitative field and 2+ years of unsupervised data modeling and segmentation experience **OR** any combination of education and experience that would provide an equivalent background. + Proven expert level foundation of math, statistics, and programming. + Demonstrated hands-on working knowledge of R or Python, Snowflake, SQL Server or similar database management tool and visualization tools such as Tableau or Power BI. + Superior critical thinking skills. + Strong proficiency in statistical algorithm development and evaluation. + Proficiency in advanced statistics, hyperparameter tuning, A/B Testing, predictive modeling, recommendation systems, propensity scoring, natural language processing, clustering, customer segmentation, data acquisition, mining structured and unstructured data, designing tools, automation systems, and data frameworks. **_Bonus Points if you have:_** + Banking or financial services industry experience. + Fraud reporting or analytics experience. **Applicants must have legal authority to work in the United States. Work Visa sponsorship not available for this position.** Deadline to Apply: March 8, 2026 **Compensation Range:** $69,230.00 - $149,000.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

The position is responsible for AML processing, which include suspicious activity investigations and reporting, sanctions, and politically exposed person screening, OFAC, CDD/EDD screening, CTR and SAR filings. Business account opening review process, and other AML related processes. The position will work closing with the Senior BSA Analyst and BSA Manager to ensure critical functions are fulfilled timely and accurately. Stays current on BSA system enhancements and recommends changes in settings and procedures to maximize effectiveness. Reviews system generated alerts for potential matches and conduct research as required and document detailed results. Reviews PEP and Sanction alerts for potential matches and conduct research as required. Completes follow-up reviews on activity that was previously reported as suspicious. Identifies trends and report to management. All mandatory training completed to deadline and understood within given timescales. Speak with staff and management in a friendly tone and train as needed. Ensures consistent visibility for program and project teams by monitoring and reporting business objectives, program/project achievements, and key indicators. Removes obstacles and impediments to ensure business and operational objectives are met. Identifies and applies best practices and needed process improvements. Ensures compliance with company policies and procedures. Monitors project execution to deliver incremental business value. Essential Job Functions Reviews onboarding documentation for all new business accounts and risk rate accounts using AML system risk rating module. Performs the Due Diligence and system data entry for all new business accounts. Monitors and validates risk rating for all new personal accounts using the AML system risk rating module. New customers identified as high risk, conduct enhanced due diligence and monitoring efforts. Identifies high risk accounts from information received from other departments, branches, Suspicious Activity Reports (SAR's) and Currency Transaction Reports (CTR's). Performs independent analysis for cases involving suspicious activity including, but not limited to, structuring, check fraud, and kiting for presentation to the BSA Manager, BSA Officer, and VP of Risk. Schedules perform analysis of core application and AML system reports that identity potential suspicious activity including case management. Manages cases of potentially suspicious activity from the AML monitoring system, including analysis of transaction activity and balances for review by BSA Manager, BSA Officer, and VP of Risk. Monitors ongoing, as required, of all high risk and medium risk accounts in accordance with the established monitoring schedule. Manages BSA/AML system settings make recommendations for changes and report any changes or outlying results to Account Protection Manager. Performs testing of BSA/AML systems in conjunction with system or Core upgrades. Maintains communications with Account Manager(s) for BSA/AML systems. Performs review of the Credit Unions Customers Identification Program and other lists for compliance with FinCEN 314a requests or OFAC filtering results. Performs periodic OFAC updates/screenings and FinCEN 314a requests and investigation potential matches to make a disposition. Stays current with changes in BSA regulations and develop related procedures or revisions to the BSA program and with the BSA officer. Assists during examinations and audits conducted by the regulatory authorities and external and internal auditors. Participates in compliance and regulatory initiatives and other special projects, including execution of project plans for new regulations, regulatory guidance, and compliance processes. Cross-trains on other BSA/AML related functions. Reviews and approves wire transfer requests. Reaches out to consumer and business members, on a business need basis. AML processes, which include suspicious activity investigations and reporting, sanctions, and politically exposed person screening, OFAC, CDD/EDD screening. Works closing with management to ensure critical functions are fulfilled timely and accurately. Reviews system generated alerts for potential matches and conduct research as required and document detailed results. Reviews PEP and Sanction alerts for potential matches and conduct research as required. Completes follow-up reviews on activity that was previously reported as suspicious. Identifies tends and report to management. All mandatory training completed to deadline and understood within given timescales. The ability to speak with staff and management in a friendly tone and train as needed. Performs other job-related duties as assigned. Requirements Position Required Qualifications Minimum Education and Experience High School diploma or GED and two (2) years' experience in BSA/AML compliance management in a financial institution. Knowledge, Skills, and Abilities Knowledge of computers and software applications in Windows, Excel, Access, and Word. Ability to read, write and speak English. Ability to read, analyze and interpret technical procedures, financial reports, legal documents, and government regulations. Ability to write business correspondence and business policies and procedures of a technical nature. Ability to communicate verbally both in person and on the telephone. Ability to speak with staff and management in person and on the telephone. Ability to define problems, collect data, establish facts, and draw valid conclusions. Experience in senior level decision making at a financial institution. Ability to speak effectively and present information to groups and to management. Licenses, Training, and Certifications Required None. Preferred Qualifications Knowledge of BSA/AML and CDD/EDD requirements for financial intuitions. Detailed knowledge of and experience in BSA, AML, CIP, OFAC and USA PATRIOT Act regulations as they relate to a retail and commercial banking environment. Knowledge and experience in BSA/AML system including system settings and parameters. Hybrid Work Environment and Physical Demands While performing the duties of this job, the employee is regularly required to sit; use hands to finger keys accurately when using computers, keyboards, and phones. While performing the duties of this job, the employee is frequently required to stand; walk; reach with hands and arms. While performing the duties of this job, the employee is occasionally required to climb or balance; stoop, kneel, crouch or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision; color vision; depth perception; and ability to adjust focus. The noise level in the work environment is usually moderate. Must be able to travel independently to department and branch locations. NOTE: The job description is intended to be generic in nature. It is not an exhaustive list of all duties and responsibilities. Requirements listed in the above qualifications and physical requirements are representative of the knowledge, skill, abilities, physical demands, or work environment required or encountered that must be met by an employee to successfully perform each duty and each function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions. Employees who work from home must have business operational internet to complete work tasks and communicate via video call or chat messaging systems in a dedicated workspace. Salary Description $25/hr

The **Digital Channels Product** group delivers online and mobile solutions for the Bank's clients, including consumers, small businesses, and corporates. As the **Senior Digital** **Product Manager,** you will be a thought leader around the execution of our digital strategy and responsible for prioritizing and managing the delivery of the Bank's online solutions. **This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area but only within the US.** **_How you'll spend your time:_** + Create product roadmaps for the Digital Channel using industry trends, market research, Voice of Client feedback, and input from key stakeholders. + Manage multiple aspects of vendor relationships, especially exerting influence over vendors' product roadmaps to align with the Bank's priorities. + Hold internal and external technology partners and vendors accountable to deliver online solutions. + Analyze and report on channel usage and trends. + Partner with teams to create and prioritize features for delivery. + Serve as a Channel Subject Matter Expert for internal teams, including Line of Business partners, sales, servicing, and support groups. + Educate and communicate with partners on existing channel solutions as well as planned upcoming enhancements and progress regarding planned delivery of roadmap items. + Develop and maintain close relationships with Line of Business leaders, working collaboratively to understand and validate market needs and opportunities. + Define and create segment specific online solutions, balancing client needs while mitigating risk. + Work closely with other Product Managers to deliver new functionality and capabilities through the Digital Channels. + Identify and partner with key vendors, fin-techs, etc. to develop and expand the go-to market offerings. + Partner with internal departments (compliance and legal) to ensure that all product features and functionality meet company and regulatory standards. + Ensure all internal and external product documentation and due diligence is current. + Be an advocate for change and process improvement within and beyond the digital product team. **_We're excited to talk if you have:_** + An undergraduate degree and 7+ years of product management experience and 5+ years digital channel experience **OR** any combination of education and experience that would provide an equivalent background. + Demonstrated strong interpersonal and communication skills. + Experience to gain influence and cross functional consensus. + Experience interpreting market and financial data to align strategies as well as build innovation around the products. + Success in prioritizing your daily workload to meet expected deadlines. + Proven history of results leading teams to deliver projects on time, within budget, and according to plan. + Crafted strategic plans as well as translating those plans into action resulting in successful implementations. + Successfully prioritized product backlogs by assessing the value, effort and risk of various items, including new features and functionality, channel enhancements and improvements, project cross impacts, defects and bug fixes, etc. + Created compelling business cases for digital channels, including accurate assessment of ROI based on income related to increased deposits, and/or revenue, and/or interest. + Experience in Financial Services or a related field. + Solid understanding of Payments, inclusive of P2P, B2C, C2B and B2B payments. + Experience leading channel or system conversions and/or upgrades. **_Bonus Points if you have:_** + Digital product experience within the banking industry. **Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.** Application Deadline: March 19, 202 **Compensation Range:** $83,200.00 - $178,800.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Celebrating more than 60 years of rich history and recognition for service and excellence in the Financial Services industry, Raymond James is seeking a dynamic Registered Client Service Associate who is a motivated, detail oriented and creative problem solver to join our growing team. This essential role helps to provide high quality/high touch critical administrative support to Financial Advisors, their prospective and existing clients and other branch staff team members. The ideal candidate will have effective communication skills across multiple platforms (phone, email, in-person, virtual), as well as the ability to organize, manage, and track multiple, detailed tasks and assignments with frequently changing priorities and deadlines in a fast-paced, task-oriented work environment. Come grow with us and see where a career at Raymond James could take you! **Responsibilities:** + Serves as first point of contact to service a high volume of daily interactions, including basic inquiries, providing quotes and scheduling of meetings, with prospective and existing clients on the phone, in-person, virtually and through mailings. + Works both independently and within a dynamic team environment to provide crucial support to the financial advisors and branch office. + Onboards new clients, opens new client accounts and researches client and security information using internal databases and other technologies. + Ensures key client information and documentation is current with firm and industry requirements, rules and regulations. + Processes and monitors the transfer of assets to ensure all assets and cost basis were successfully received. + Monitors available cash awaiting investment, including running weekly cash and cash equivalent reports and contacting clients with investment opportunities to maximize returns. + Reviews, assesses and responds to all corporate action items and client account alerts. + Prepares financial reports, spreadsheets and other materials for client meetings. + Inputs orders and rebalances portfolios on behalf of the Financial Advisors. + Creates and maintains records and files utilizing Client Relationship Management (CRM) software. + Assists Financial Advisors with marketing efforts including seminars and other client-facing events. + Actively engages in available training/cross-training and educational and/or professional development opportunities to remain current on firm and industry policies and procedures. + Performs other duties and responsibilities as assigned. **Skills:** + Company's working structure, policies, mission, and strategies. + Managed account platforms. + General office practices, procedures, and methods. + Investment concepts, practices and procedures used in the securities industry. + Financial markets, products and industry regulations. + Trading terminology. + Client Relationship Management (CRM) software, or similar contact management software. + Goal planning software. + Excel, including developing spreadsheets as needed and for ongoing reporting. + Effective communication across multiple client interactive platforms (in-person, virtual, phone and mail) + Operate standard office equipment and using required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases. + Analyze and research account information. + Organize, manage, and track multiple, detailed tasks and assignments with. frequently changing priorities and deadlines in a fast-paced, task-oriented work environment. + Identify time sensitive items and assess competing priorities. + Take initiative and proactively follow up on submitted items to ensure completion; resolve errors, questions or concerns. + Handle stressful situations and provide a high level of customer service in a calm and professional manner. + Analyze problems and establish solutions in a fast paced environment. + Use mathematics sufficient to process account and transaction information. + Use appropriate interpersonal styles and communicate effectively, both orally and in writing, with all organizational levels, in person and virtually. + Work both independently and as part of a cohesive team. + Provide a high level of customer service. **Education/Previous Experience** + High School Diploma or equivalent and one (1) or more years securities industry or related work experience preferred, or an equivalent combination of experience, education, and/or training as approved by Human Resources. **Licenses/Certifications** + SIE required provided that an exemption or grandfathering cannot be applied. + Series 7 required. + Series 63, 65 and/or 66 as required by state.

Personal Bankers at UMB are experts at building customer relationships and recommending and selling products and services. Personal Bankers use their product knowledge and every interaction to identify needs and offer financial solutions to help customers secure their financial well-being while making banking easy. UMB's branches offer many opportunities to expand your financial education & grow your career within Consumer banking and UMB. We believe questions nurture conversations, leading the way to meaningful financial recommendations for our customers. Relationship banking is not a one-size-fits-all approach; we differentiate ourselves by delivering the unparalleled customer experience. Just as you'll play an important role in achieving UMB's business objectives, we're committed to helping you achieve your own goals. As a Personal Banker, you'll receive extensive training on UMB's products and services, the sales process, and offering financial solutions. You can also expect to work closely with UMB leaders, learning from their mentorship and expertise. How you will spend your time: Asking personalized questions to convert every customer interaction into an opportunity to learn more about their financial goals and connect them to solutions that will meet their needs Individually creating and managing a successful loan pipeline with strong closing conversions by focusing time and efforts on prospecting and cross-selling home equity loans and lines of credit, unsecured personal loans, auto loans and mortgage referrals Creating sales opportunities and growing UMB's customer base by applying keen product knowledge to source consumer lending opportunities through networking, customer conversations, business development, and proactive sourcing Learning processes like transactions, managing a cash drawer and completing bank documentation that you consistently perform according to industry and legal standards. Challenging your daily key performance metrics to elevate personal goals, while balancing competing priorities and providing the unparalleled customer experience Other duties as assigned We're excited to talk to you if: You have a HS Diploma or equivalent You have two years of retail banking sales experience or other relevant experience You have reliable transportation and ability to work branch hours, including weekends and some evenings You have the ability to obtain a NMLS registration within 90 days You have the ability to learn products, services, and procedures quickly and accurately You have basic math skills and ability to problem solve while operating within established risk parameters/tolerances You have demonstrated ability to make personal connections, engage and educate customers, ask open-ended questions, and listen to establish trust and build lasting relationships You have strong business development capabilities for proactively growing your own personal book of business by successfully using campaign offers, prospecting leads, service-to-sales conversations as well as leveraging centers of influence for referrals. You thrive in a high-energy, sales-driven team, and leverage daily coaching and feedback to polish your sales outcomes You use your expert product knowledge and conversation skills to build upon your customers' needs and make a true difference in their financial lives You communicate in a compelling manner, project a positive image, and enjoy solving problems and creating positive outcomes You demonstrate attention to detail whether completing documents or explaining features and benefits You enjoy coaching others as a sales mentor Bonus points if: You have a college degree or military equivalent strongly preferred You are bilingual Compensation Range: $29,530.00 - $65,380.00 The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

The Business Banking team actively calls on businesses that typically have annual revenue between $1MM and $25MM. The team includes relationship managers, client managers officers, treasury management officers and others that provide a suite of products and services that serve companies of this size. The objective of the group is to earn the title of trusted advisor and help these companies grow and prosper in our community. How you'll spend your time: Responsible to manage the strategic client relationships in Business Banking which will include managing an existing portfolio of business and the acquisition of new business. Clients generally are between $25MM and below in annual revenue. Generate, retain, & expand lending, investment and deposit relationship with new and existing clients through client referrals, centers of influence & direct prospecting. Develop, generate and follow up on new client leads through existing clients, client referrals, COI referrals, & prospecting. Manage overall relationship profitability & portfolio risk and is responsible for profitable growth of the portfolio assigned (includes loans, deposits, & fee income). Act as a consultant to clients and a resource to the Bank in developing & retaining business. Provide insight & ideas for enhancing client relationships, client cash flow, profitability, and efficiency. Manage the overall credit quality of assigned portfolio (includes sales, credit analysis, loan structuring, client and prospect interviews). Monitor & manage existing credit relationship, which includes note renewals, reviewing & detailed analysis of current financial statements & collateral valuations, credit analysis, cash flow analysis, delinquency reporting, documenting exceptions & covenant monitoring, compiling reports necessary to monitor asset & credit quality and compliance with policy/regulation. Negotiate loan proposals, analyze & evaluate credit requests & write loan commitments, recommend appropriate credit grade, make oral/written presentation to underwriter or loan committee, and implement approval/declination action. Serve as the primary link for all financial services to the individual Business Banking client with the bank (i.e. Treasury Services, International, Trust, and Cash Vault). Participate in community & professional activities in order to enhance the bank 's image and expand personal network of business contacts for development of new business. Monitor accounts to identify potential credit problems and assure proper loan documentation. Customers tend to have complicated lending requirements involving term loan agreements, commercial real estate, and revolving credit lines. Communicate and collaborate with consistency and transparency with business banking teams and internal partners. Consistently use and maintain CRM usage. Other duties as assigned. We're excited to talk with you if: You have a Bachelors degree OR equivalent work experience. You have at least 7 years proven business banking sales experience Demonstrates superior strategic sales knowledge selling to small business owners. You demonstrate high level of business banking product knowledge and product innovation. You have strong knowledge of market/industry trends. You demonstrate strong ability to source/produce efficient credit opportunities. You have knowledge of credit and operational risk ability to quantify potential exposure and advise team. You have strong understanding of credit underwriting. You have extensive knowledge and understanding of commercial lending practices and loan documentation/loan servicing requirements. You demonstrate advanced knowledge of financial analysis (including ratio and trend analysis and projections). You have thorough knowledge of accounting principles and practices. You demonstrated capacity to sell products/services within the financial services industry. You demonstrates proficiency in Word, Excel, PowerPoint. Compensation Range: $57,760.00 - $124,170.00 The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

**RETIREMENT CLIENT ADVISOR-DALLAS-FT. WORTH METROPLEX** The Retirement Client Advisor generates new business opportunities and manages a customer portfolio defined in the business plan. This involves being the primary contact for new or existing customers, presenting formal product proposals, and maintaining ongoing prospects for new business development. This role focuses on building customer relationships and gaining loyalty by listening and responding to customers' needs. **Responsibilities:** + Delivers an unparalleled customer experience while managing a book of business and building client relationships. + Partners with UMB Portfolio Management and Research to fully understand market narrative, manager selection and monitoring, strategy decisions, and effectively communicate recommendations. + Regularly meets with clients for on-going plan/investment reviews. Educates and communicates with clients about market conditions, plan/account investments, performance, strategy, changes in regulatory or tax environment, and other factors which may influence plan decisions. + Provides consultation to plan sponsors on the development of a participant education program to support the client's objectives. Facilitate or deliver participant education and advice. + Creates and maintains networking relationships to create a pipeline of business. + Achieves annual new business revenue goals for assigned accounts and/or territory. + Maintains client information in a CRM tool. + Understands the benefits of UMB products and effectively differentiate UMB Retirement Services from the competition. + Provides interdisciplinary expertise to clients when needed while partnering with bank leadership and other departments. + Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function. **Qualifications:** + Bachelor's degree in Business Administration, Management or Finance or combinations of education & experience preferred + 5+ years of financial services industry experience, with a minimum of 3 years of experience in a sales role required + Retirement Plan Services experience strongly preferred + Broad knowledge of financial markets, asset allocation principles, and financial products. Experience in investment manager selection and monitoring a plus + Prior experience with DC retirement plans and understanding of regulations related to ERISA, DOL, and IRS required + Solid understanding of plan design, compliance and testing, and industry standards required + Good written/verbal communication, organization and client service skills required + Ability to provide unparallelled customer experience to externa clients andid internal associates + CFA, CIMA, QPFC, CFP preferred **Compensation Range:** $110,250.00 - $235,810.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

The **UMB Governance** organization within Enterprise Technology Services (ETS) is comprised of IT leaders, project managers, architects, software engineers, and analysts coming from diverse background and experiences. Functionally, the Governance Organization provides guidance and oversight to IT processes, projects, capacity, and risk management functions to ensure appropriate strategies, policies and controls are executed effectively and efficiently. We share a strong commitment to ensure our enterprise-level systems are performing at peak capacity and we believe in fully supporting each other to achieve this goal. As a **Senior Project Manager** , you will lead multiple enterprise projects interacting with cross-functional teams comprised of internal & external technical contributors, IT managers and various other stakeholders. More specifically, you will provide project leadership for new system or feature implementations, systems upgrades, conversions, and migrations. You will serve as the liaison with project sponsors, vendors and will facilitate continuous communication and manage expectations. You will be expected to coordinate the resolution of complex issues and challenging situations. This is a subset of the overall responsibilities which involves other multiple initiatives as assigned by IT leadership. If you have experience in Banking Platforms, we want to talk with you! **This role is hybrid (Mon through Thu on-site) for candidates in the Kansas City area and open to qualified remote candidates outside of the Kansas City area but within the US.** **_How you'll spend your time:_** + Managing multiple projects across our enterprise. + Developing business case for executive review and approval of new projects. + Working with project team and stakeholders to establish consensus on project scope, deliverables, and outcomes. + Planning, monitoring, adjusting, and communicating the project's schedule. + Identifying constraints, risks and coordinating problem resolution of complex issues. + Tracking, measuring, and reporting on project status and progress. + Coordinating with IT resource managers and implementation partners to ensure the project has proper staffing during each phase/sprint of the SDLC. + Ensuring project methodology, standards, processes, and procedures are followed throughout the life of the project. **_We're excited to talk if you have:_** + Bachelor's Degree in Information Technology, Business Administration or related discipline and at least 8 years of IT project management experience. **OR** equivalent combination of education and work experience. + Experience with Waterfall or combined Waterfall and Agile project methodologies. + Knowledge and experience in financial services process/workflow including data management, fund servicing, core banking deposit payments, and fraud management. **_Bonus Points if you have:_** + Experience delivering projects with any of these vendors (TSYS, ACI, FIS, or Q2 ). + A PMP certification. **Applicants must have legal authority to work in the United States. Work Visa sponsorship not available for this position.** Deadline to apply: March 16, 2026 **Compensation Range:** $83,200.00 - $178,800.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

As part of the **Credit Oversight** team, the **Construction Loan Analyst Senior,** is accountable for the monitoring of all construction projects for Commercial and Residential construction loan. **_How you will spend you time:_** + Draw processing, engaging third party consultants; ordering, reviewing and analyzing pre construction costs/examine documentation and draw inspection reports against actual progress of project + Ordering and reviewing title policy endorsements and updates + Analyze project budget and cost variations + Authorize loan and equity funding + Identify and assess project trends and manage credit risk within the individual projects + Create analytical management reports that provide a summary of the outstanding portfolio to assist in financial capital allocation requirements + Advise loan officers, attorneys, staff, and third parties on terms and conditions of construction project structure + Follow up on completed and inactive projects **_We are excited to talk to you if you have:_** + 8 years Commercial and Residential Real Estate Loan experience + 5 years Commercial and Residential Construction experience + OR Any combination of education and experience that would provide an equivalent background **Compensation Range:** $69,230.00 - $149,000.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

This role is responsible for assisting Food, Beverage & Agribusiness loan officers in the portfolio management activities (generally large and moderately complex loans). Will manage assigned credit portfolio, manage the associated credit risk, and identify opportunities for expansion. Key highlights of the role will include the following: **Duties & Responsibilities** + Partner with loan officers to effectively administer the management of assigned commercial banking relationships. + Perform credit underwriting duties for existing/prospective client relationships, which may include but are not limited to the following: perform detailed credit analysis to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations, complete credit packages for credit committee approval (new business/reaffirmations) submission. Preparation of underwriting documents will also include collateral analysis on multiple asset classes and preparation of pricing and risk rating models suitable for each credit request. + Continuously monitor borrowing base reports, budget tracking and covenant compliance with regular reporting requirements to loan officers and loan/credit monitoring and credit review. Follow established protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions. + Recognize and manage early warning signs for the portfolio on a recurring basis, which may include but are not limited to the following: analyze borrower/guarantor financial performance upon receipt of reporting requirements, either monthly, quarterly or annually. Fully analyze and confirm borrowing base and financial covenant compliance, analyze payment performance benchmarks and perform regular financial reviews. + Provide recurring customer service to existing and prospective clients, which includes direct contact with customers either through participation in joint sales calls with loan officers or direct correspondence with clients and perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE at all times. + File all required reports and resolve all related issues in a timely and efficient manner. + Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with minimal supervision required + Other duties as assigned. **Knowledge & Skills** MINIMUM: + Demonstrates knowledge of agribusiness and production agriculture industries in the Western US, including fruit & vegetable crops, row crops, tree nuts, citrus, wine, dairy, cattle and agribusinesses supporting these sectors. + Demonstrates excellent communication skills (verbal & written) + Demonstrates strong knowledge and understanding in how to identify and process maturing loans, line renewals, term loans that need to be extended, how loans can be restructured, approval process, change terms, etc. + Demonstrates strong level of understanding of credit underwriting + Demonstrates strong knowledge of bank products, services, and bank operations + Demonstrates ability to interpret policies/procedures, loan contracts, and understanding of credit reports, financial statements and loan documents + Demonstrates strong analytical skills + Demonstrates ability to be self-starter, show initiative, and transfer knowledge to less experienced peers + Demonstrates strong proficiency in Word, Excel, PowerPoint + Demonstrates knowledge of commercial lending software PREFERRED: + Ability to prospect and network at various levels within a company **Requirements** MINIMUM: + Bachelor's degree in business, Accounting, Finance or related fields + 5 years commercial banking experience including credit underwriting + Current valid driver's license PREFERRED: + 8 years commercial banking experience including credit underwriting **Compensation Range:** $69,920.00 - $149,000.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Arizona Central Credit Union Ranked Top 10 Best Places to Work in AZ for 2025 "The 10 best places to work in financial services" AZBIGMEDIA Arizona Central Credit Union offers a comprehensive benefits package, including medical, dental, vision, 401k with up to 6% match, an employee assistance program, and much more. Role: Arizona Central Credit Union is seeking a positive, ambitious, team-oriented individual to join our Mortgage Lending team. The Mortgage Loan Originator will work with members to provide quality mortgage products to meet their needs. Summary of Responsibilities: Consult with members and potential members regarding mortgage products and applications. Identify member financial needs and offer a solution by cross-selling mortgage products and services that will meet those needs. Originate and submit complete and compliant mortgage loan applications for processing. Provide a mortgage products point-of-contact role for a network of branches. Maintain a superior working knowledge of all ACCU first mortgage and home equity mortgage products. Work independently and respond to inquiries within established timeframes. Provide assistance and follow-up support for all mortgage applications until funded. Initiate and develop professional relationships to establish a referral base to generate additional first mortgage business. Meet established mortgage origination goals including initiating leads and closing referrals at an acceptable rate. Must be able to manage very tight deadlines on a daily basis while maintaining quality work. Attend training/meetings/seminars to stay updated with current mortgage and regulatory guidelines. Maintain company vehicle and document accurate mileage usage when using vehicle for approved travel. Maintain a professional appearance and demeanor in all business settings. Schedule: Monday - Friday: 9:00 am - 5:30 pm Occasional evenings and weekends may be required to accommodate meetings or calls with realtors. Knowledge, Skills and Abilities: Experience: Three to five years of similar or related experience. Language: English & Spanish required. Compensation: Base pay plus commission.

is seeking candidates in the Phoenix, AZ or Los Angeles, CA metropolitan areas**** As the **Business Development Officer - Capital Finance** , you will be responsible for originating loans consistent with the Company's credit policy; negotiating price and structure of new transactions within set limits; reviewing and approving all transactions before reporting to Executive Management; initiating and maintaining relationships with referral sources and influence centers; assisting in the underwriting process of new client proposals from prospect to client funding; and seeking approval from Executive Management for new client transactions. This key position reports to the EVP/National Marketing Manager and has access to company financial, market, client, and personnel information. . You will market to current and potential referral sources including, but not limited to, the following: Banks, Certified Public Accountants, Attorneys, Private Equity firms, financial firms, Business brokers, and National organizations. You will also visit prospective clients, as well as produce reports needed for new prospects and attend regularly scheduled meetings. **How you'll spend your time:** + You will be responsible for originating loans consistent with the Company's credit policy + You will be negotiating price and structure of new transactions within set limits + You will be reviewing and approving all transactions before presenting report to Executive Management + You will be initiating and maintaining relationships with referral sources and influence centers + You will be assisting in the underwriting process of new client proposals from prospect to client funding + You will be seeking approval from Executive Management for new client transactions + You will market to current and potential referral sources including, but not limited to, the following: Banks, Certified Public Accountants, Attorneys, Private Equity firms, Financial firms, Business brokers, and National organizations + You will visit prospective clients + You will produce reports needed for new prospects and attends regularly scheduled meetings + Other duties as assigned **We're excited to talk with you if:** + You possess a bachelor's Degree or equivalent work experience + You have 3 years credit experience with 3 years sales experience in a banking, finance or asset-based lending environment + You demonstrate knowledge and experience in the use of marketing tools and methods, including mailings, telemarketing, and other forms of customer outreach + You have the ability to make independent and sound judgments and decisions and have an understanding of how decisions affect business lines and the organization as a whole + You can read and interpret financial and budgetary documents + You possess professional verbal and written communication skills + You are analytical, highly organized, pay attention to detail, handle frequent interruptions with ease, and enjoy a fast-paced work environment + You can meet firm timelines and work under pressure + You show self-motivation and a sense of urgency + You demonstrate intermediate to advanced skills in Microsoft Excel and Word **Compensation Range:** $157,500.00 - $292,572.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB