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Consumer loan officer vs loan officer

The differences between consumer loan officers and loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a consumer loan officer and a loan officer. Additionally, a consumer loan officer has an average salary of $84,607, which is higher than the $45,817 average annual salary of a loan officer.

The top three skills for a consumer loan officer include financial statements, financial services and outbound calls. The most important skills for a loan officer are customer service, origination, and loan origination.

Consumer loan officer vs loan officer overview

Consumer Loan OfficerLoan Officer
Yearly salary$84,607$45,817
Hourly rate$40.68$22.03
Growth rate4%4%
Number of jobs68,16363,663
Job satisfaction-4.5
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 61%
Average age4545
Years of experience66

Consumer loan officer vs loan officer salary

Consumer loan officers and loan officers have different pay scales, as shown below.

Consumer Loan OfficerLoan Officer
Average salary$84,607$45,817
Salary rangeBetween $61,000 And $116,000Between $30,000 And $69,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Bangor Savings Bank
Best paying industry-Finance

Differences between consumer loan officer and loan officer education

There are a few differences between a consumer loan officer and a loan officer in terms of educational background:

Consumer Loan OfficerLoan Officer
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Consumer loan officer vs loan officer demographics

Here are the differences between consumer loan officers' and loan officers' demographics:

Consumer Loan OfficerLoan Officer
Average age4545
Gender ratioMale, 48.9% Female, 51.1%Male, 55.3% Female, 44.7%
Race ratioBlack or African American, 9.4% Unknown, 4.6% Hispanic or Latino, 15.6% Asian, 6.5% White, 63.5% American Indian and Alaska Native, 0.5%Black or African American, 9.0% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between consumer loan officer and loan officer duties and responsibilities

Consumer loan officer example responsibilities.

  • Coordinate loans, manage daily operation of loan origination, processing, follow up and closings.
  • Manage a multifacete commercial real estate investment firm.
  • Execute loan origination process, to include ordering and evaluating credit reports, appraisals and preliminary title reports.
  • Ensure compliance with lending laws, RESPA, HMDA, and TIL etc.
  • Solicit new lending and cross-selling opportunities from prospects discover by networking, cold-calling, or on a referral basis.
  • Develop customer relationships, educate and recommend appropriately base on needs, maximize cross-selling opportunities.
  • Show more

Loan officer example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
  • Analyze available resources to determine suitable mortgage products (FHA, FNMA/FHLC) to meet clients' purchasing or refinancing goals.
  • Originate and process various loan products including government, conventional, portfolio, construction, USDA mortgages, home equity line/loans.
  • Originate FHA, VA, conventional, jumbo, and USDA loans, according to specific lender guidelines in broker environment.
  • Show more

Consumer loan officer vs loan officer skills

Common consumer loan officer skills
  • Financial Statements, 7%
  • Financial Services, 7%
  • Outbound Calls, 6%
  • Consumer Loan Applications, 6%
  • Phone Calls, 6%
  • Origination, 6%
Common loan officer skills
  • Customer Service, 17%
  • Origination, 13%
  • Loan Origination, 5%
  • FHA, 5%
  • NMLS, 5%
  • Loan Products, 4%

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