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Home preservation specialist vs loan servicing specialist

The differences between home preservation specialists and loan servicing specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a home preservation specialist and a loan servicing specialist. Additionally, a loan servicing specialist has an average salary of $65,799, which is higher than the $41,359 average annual salary of a home preservation specialist.

The top three skills for a home preservation specialist include customer service, lieu and foreclosure process. The most important skills for a loan servicing specialist are loan modifications, customer service, and foreclosure process.

Home preservation specialist vs loan servicing specialist overview

Home Preservation SpecialistLoan Servicing Specialist
Yearly salary$41,359$65,799
Hourly rate$19.88$31.63
Growth rate-3%-3%
Number of jobs41,73031,753
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 55%
Average age4242
Years of experience44

What does a home preservation specialist do?

A home preservation specialist is the go-to for clients who are looking to make inquiries in your firm, which will typically be a financial firm. A home preservation specialist is responsible for communicating with agencies or borrowers regarding any change in the current status of loans and obligations. They also have to answer inquiries from borrowers concerning the status of their loss mitigation review too.

What does a loan servicing specialist do?

A loan servicing specialist is an individual who reviews, authorizes, and recommends commercial and personal loans for approval. It is the loan officer who meets with their applicants to identify their creditworthiness. Typically, they work at credit unions, commercial banks, mortgage companies, and financial institutions. They ensure operational risk controls, regulatory policies and standards, and compliance. Among the skills necessary for the job include customer service and relations, leadership, analytical skills, and communication skills.

Home preservation specialist vs loan servicing specialist salary

Home preservation specialists and loan servicing specialists have different pay scales, as shown below.

Home Preservation SpecialistLoan Servicing Specialist
Average salary$41,359$65,799
Salary rangeBetween $28,000 And $60,000Between $28,000 And $153,000
Highest paying CityAlbany, NYCharleston, SC
Highest paying stateNew YorkMaryland
Best paying companyJPMorgan Chase & Co.Glacier Ban
Best paying industryFinanceFinance

Differences between home preservation specialist and loan servicing specialist education

There are a few differences between a home preservation specialist and a loan servicing specialist in terms of educational background:

Home Preservation SpecialistLoan Servicing Specialist
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Home preservation specialist vs loan servicing specialist demographics

Here are the differences between home preservation specialists' and loan servicing specialists' demographics:

Home Preservation SpecialistLoan Servicing Specialist
Average age4242
Gender ratioMale, 48.2% Female, 51.8%Male, 32.2% Female, 67.8%
Race ratioBlack or African American, 13.3% Unknown, 4.2% Hispanic or Latino, 13.0% Asian, 6.4% White, 62.8% American Indian and Alaska Native, 0.4%Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 14.4% Asian, 8.2% White, 60.7% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between home preservation specialist and loan servicing specialist duties and responsibilities

Home preservation specialist example responsibilities.

  • Manage property inspection process through network of accredit REO inspectors.
  • Communicate both approval and denials for modifications, set up customers for short sale or deed in lieu liquidation options.
  • Employ by investors FNMA and FHLMAC.
  • Specialize in FNMA, FHLMC and non-conforming loans.
  • Single point of contact (SPOC) for borrowers with delinquent mortgages.
  • Identify gaps in MSP training and work with management and project team to enhance process.
  • Show more

Loan servicing specialist example responsibilities.

  • Manage the non-judicial and judicial FNMA foreclosure portfolio.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Coordinate and schedule settlements upon final loan approval and review HUD-1 for reconciliation of itemize financial data.
  • Train new hires in the MSP system to ensure they understand how to gather data and for escrow analysis.
  • Prepare internally generate commercial loan documentation for all states the organization does business in.
  • Work with LIS, LPS, and ESO program.
  • Show more

Home preservation specialist vs loan servicing specialist skills

Common home preservation specialist skills
  • Customer Service, 16%
  • Lieu, 9%
  • Foreclosure Process, 9%
  • Place Outbound Calls, 8%
  • Inbound Inquiries, 6%
  • Loss Mitigation, 5%
Common loan servicing specialist skills
  • Loan Modifications, 17%
  • Customer Service, 12%
  • Foreclosure Process, 5%
  • Real Estate, 4%
  • Loss Mitigation, 4%
  • Escrow Accounts, 4%

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