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Junior processor vs closing coordinator

The differences between junior processors and closing coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a junior processor and a closing coordinator. Additionally, a closing coordinator has an average salary of $39,066, which is higher than the $33,371 average annual salary of a junior processor.

The top three skills for a junior processor include mortgage loans, loan applications and appraisal orders. The most important skills for a closing coordinator are customer service, escrow, and HOA.

Junior processor vs closing coordinator overview

Junior ProcessorClosing Coordinator
Yearly salary$33,371$39,066
Hourly rate$16.04$18.78
Growth rate-3%-3%
Number of jobs17,03619,203
Job satisfaction--
Most common degreeBachelor's Degree, 38%Bachelor's Degree, 50%
Average age4242
Years of experience44

What does a junior processor do?

A junior processor is responsible for assessing a loan applicant's information to determine whether they are eligible to obtain a loan. This includes examining the assets submitted by the applicant, considering whether the loan is viable, and determining if the applicant is capable of paying. They also explain the terms and conditions set by the lending company. After assessment, they forward the loan applicant's details to the loan committee for appropriate action, which could be approval or disapproval.

What does a closing coordinator do?

In the real estate industry, a closing coordinator is in charge of coordinating the final stages of a real estate deal, ensuring efficiency and smooth transaction. Among their responsibilities include preparing and processing legal documents, liaising with the buyer and seller, managing timelines and payment plans, and ensuring that both parties adhere to the terms of the agreement. Moreover, a closing coordinator must maintain an active communication line with staff, answering their inquiries, and assisting them as needed.

Junior processor vs closing coordinator salary

Junior processors and closing coordinators have different pay scales, as shown below.

Junior ProcessorClosing Coordinator
Average salary$33,371$39,066
Salary rangeBetween $26,000 And $41,000Between $29,000 And $52,000
Highest paying City-Kirkland, WA
Highest paying state-Washington
Best paying company-HarbourVest
Best paying industry-Finance

Differences between junior processor and closing coordinator education

There are a few differences between a junior processor and a closing coordinator in terms of educational background:

Junior ProcessorClosing Coordinator
Most common degreeBachelor's Degree, 38%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Junior processor vs closing coordinator demographics

Here are the differences between junior processors' and closing coordinators' demographics:

Junior ProcessorClosing Coordinator
Average age4242
Gender ratioMale, 19.1% Female, 80.9%Male, 20.8% Female, 79.2%
Race ratioBlack or African American, 12.4% Unknown, 4.2% Hispanic or Latino, 18.5% Asian, 6.6% White, 57.9% American Indian and Alaska Native, 0.4%Black or African American, 12.7% Unknown, 4.7% Hispanic or Latino, 15.8% Asian, 6.3% White, 59.9% American Indian and Alaska Native, 0.6%
LGBT Percentage7%7%

Differences between junior processor and closing coordinator duties and responsibilities

Junior processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Work directly with mortgage lenders and foreclosure attorneys to negotiate timely and cost effective repayment plans or modifications for delinquent loans.
  • Ensure accuracy before processing and funding contracts to Nissan and Infiniti dealers

Closing coordinator example responsibilities.

  • Manage scheduling loans for closing, handle insurance review, verify wire transfer, register and transfer loans with MERS.
  • Endorse VA and HUD mortgage insurance, paid premiums and send documents to proper personnel.
  • Audit loans purchase for GNMA, FNMA & FHLMC to ensure they meet their guidelines.
  • Facilitate processors in getting FHA close loan packages out to FHA to meet the insurance deadlines.
  • Review of foreclosure deeds for correctness including vesting, recording information, and notary acknowledgment.
  • Organize date into TSS and compose title binder for mortgage processing.
  • Show more

Junior processor vs closing coordinator skills

Common junior processor skills
  • Mortgage Loans, 10%
  • Loan Applications, 7%
  • Appraisal Orders, 7%
  • FHA, 7%
  • Va, 7%
  • Title Insurance, 7%
Common closing coordinator skills
  • Customer Service, 23%
  • Escrow, 8%
  • HOA, 5%
  • HUD-1, 5%
  • Lender Approval, 5%
  • Settlement Statements, 5%

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