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Junior processor vs loan coordinator

The differences between junior processors and loan coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a junior processor and a loan coordinator. Additionally, a loan coordinator has an average salary of $39,836, which is higher than the $33,371 average annual salary of a junior processor.

The top three skills for a junior processor include mortgage loans, loan applications and appraisal orders. The most important skills for a loan coordinator are customer service, work ethic, and FHA.

Junior processor vs loan coordinator overview

Junior ProcessorLoan Coordinator
Yearly salary$33,371$39,836
Hourly rate$16.04$19.15
Growth rate-3%-3%
Number of jobs17,03624,765
Job satisfaction--
Most common degreeBachelor's Degree, 38%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a junior processor do?

A junior processor is responsible for assessing a loan applicant's information to determine whether they are eligible to obtain a loan. This includes examining the assets submitted by the applicant, considering whether the loan is viable, and determining if the applicant is capable of paying. They also explain the terms and conditions set by the lending company. After assessment, they forward the loan applicant's details to the loan committee for appropriate action, which could be approval or disapproval.

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

Junior processor vs loan coordinator salary

Junior processors and loan coordinators have different pay scales, as shown below.

Junior ProcessorLoan Coordinator
Average salary$33,371$39,836
Salary rangeBetween $26,000 And $41,000Between $30,000 And $51,000
Highest paying City-Raleigh, NC
Highest paying state-West Virginia
Best paying company-JPMorgan Chase & Co.
Best paying industry-Professional

Differences between junior processor and loan coordinator education

There are a few differences between a junior processor and a loan coordinator in terms of educational background:

Junior ProcessorLoan Coordinator
Most common degreeBachelor's Degree, 38%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Junior processor vs loan coordinator demographics

Here are the differences between junior processors' and loan coordinators' demographics:

Junior ProcessorLoan Coordinator
Average age4242
Gender ratioMale, 19.1% Female, 80.9%Male, 25.3% Female, 74.7%
Race ratioBlack or African American, 12.4% Unknown, 4.2% Hispanic or Latino, 18.5% Asian, 6.6% White, 57.9% American Indian and Alaska Native, 0.4%Black or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between junior processor and loan coordinator duties and responsibilities

Junior processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Work directly with mortgage lenders and foreclosure attorneys to negotiate timely and cost effective repayment plans or modifications for delinquent loans.
  • Ensure accuracy before processing and funding contracts to Nissan and Infiniti dealers

Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
  • Show more

Junior processor vs loan coordinator skills

Common junior processor skills
  • Mortgage Loans, 10%
  • Loan Applications, 7%
  • Appraisal Orders, 7%
  • FHA, 7%
  • Va, 7%
  • Title Insurance, 7%
Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%

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