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Junior processor vs processor

The differences between junior processors and processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a junior processor, becoming a processor takes usually requires 6-12 months. Additionally, a junior processor has an average salary of $33,371, which is higher than the $32,098 average annual salary of a processor.

The top three skills for a junior processor include mortgage loans, loan applications and appraisal orders. The most important skills for a processor are data entry, customer service, and patients.

Junior processor vs processor overview

Junior ProcessorProcessor
Yearly salary$33,371$32,098
Hourly rate$16.04$15.43
Growth rate-3%-3%
Number of jobs17,03611,448
Job satisfaction--
Most common degreeBachelor's Degree, 38%Bachelor's Degree, 35%
Average age4250
Years of experience412

What does a junior processor do?

A junior processor is responsible for assessing a loan applicant's information to determine whether they are eligible to obtain a loan. This includes examining the assets submitted by the applicant, considering whether the loan is viable, and determining if the applicant is capable of paying. They also explain the terms and conditions set by the lending company. After assessment, they forward the loan applicant's details to the loan committee for appropriate action, which could be approval or disapproval.

What does a processor do?

Processors are employees who deal with clients and ensure that the clients' requests are provided. Processors usually handle loans or any other related claims. They are in charge of managing the submission of the clients' rights. They communicate the requirements to clients, schedule appointments, receive requirements submitted by clients, validate the requirements, and endorse further processing and approval requirements. Processors act as the bridge between clients and other institutions. They also communicate the request's status to clients and assist should it be needed after approval.

Junior processor vs processor salary

Junior processors and processors have different pay scales, as shown below.

Junior ProcessorProcessor
Average salary$33,371$32,098
Salary rangeBetween $26,000 And $41,000Between $24,000 And $41,000
Highest paying City-Randolph, MA
Highest paying state-California
Best paying company-Argonne National Laboratory
Best paying industry-Finance

Differences between junior processor and processor education

There are a few differences between a junior processor and a processor in terms of educational background:

Junior ProcessorProcessor
Most common degreeBachelor's Degree, 38%Bachelor's Degree, 35%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Junior processor vs processor demographics

Here are the differences between junior processors' and processors' demographics:

Junior ProcessorProcessor
Average age4250
Gender ratioMale, 19.1% Female, 80.9%Male, 34.0% Female, 66.0%
Race ratioBlack or African American, 12.4% Unknown, 4.2% Hispanic or Latino, 18.5% Asian, 6.6% White, 57.9% American Indian and Alaska Native, 0.4%Black or African American, 6.7% Unknown, 4.5% Hispanic or Latino, 10.7% Asian, 4.7% White, 72.3% American Indian and Alaska Native, 1.1%
LGBT Percentage7%7%

Differences between junior processor and processor duties and responsibilities

Junior processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Work directly with mortgage lenders and foreclosure attorneys to negotiate timely and cost effective repayment plans or modifications for delinquent loans.
  • Ensure accuracy before processing and funding contracts to Nissan and Infiniti dealers

Processor example responsibilities.

  • Manage the project schedule and design the PowerPoint presentation.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Coach fellow team members to help attain higher QA and assist with CANDE questions to ensure efficiency.
  • Manage the ordering of homeowner's association estoppel letters for payoffs; as well as surveys and clear lien searches.
  • Obtain title policies and process title claims to expedite REO closings and obtain clear title to properties in numerous states.
  • Mail clerk, stamp, open, count mail and match checks with EOB 's
  • Show more

Junior processor vs processor skills

Common junior processor skills
  • Mortgage Loans, 10%
  • Loan Applications, 7%
  • Appraisal Orders, 7%
  • FHA, 7%
  • Va, 7%
  • Title Insurance, 7%
Common processor skills
  • Data Entry, 19%
  • Customer Service, 18%
  • Patients, 11%
  • Standard Operating Procedure, 6%
  • Strong Customer Service, 5%
  • Bank Deposits, 5%

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