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Loan assistant vs loan closer

The differences between loan assistants and loan closers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan assistant and a loan closer. Additionally, a loan closer has an average salary of $39,093, which is higher than the $36,962 average annual salary of a loan assistant.

The top three skills for a loan assistant include customer service, loan applications and mortgage loans. The most important skills for a loan closer are customer service, excellent organizational, and TRID.

Loan assistant vs loan closer overview

Loan AssistantLoan Closer
Yearly salary$36,962$39,093
Hourly rate$17.77$18.79
Growth rate-3%-3%
Number of jobs8,92311,431
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 51%
Average age4242
Years of experience44

What does a loan assistant do?

Loan assistants act as support primarily to loan officers in preparing, reviewing, and verifying account documentation pertinent to loans. Also, ensuring the completeness of the loan files and that all collateral has been properly secured. In addition, loan assistants update collateral values on commercial and residential real estate loans as assigned by senior management. They stay within the guidelines established by bank policy and maintain the highest level of confidentiality with all information obtained.

What does a loan closer do?

A loan closer is primarily in charge of handling and closing loan documentation, ensuring accuracy and smooth transactions. A loan closer's responsibilities revolve around liaising with clients to guarantee that they adhere to every term in the contract, preparing necessary reports and documents, monitoring payment progress, and ensuring that they have a deep understanding of the obligations under the contract. Furthermore, it is essential to maintain records of all transactions and assist clients, all while implementing the company's policies and regulations.

Loan assistant vs loan closer salary

Loan assistants and loan closers have different pay scales, as shown below.

Loan AssistantLoan Closer
Average salary$36,962$39,093
Salary rangeBetween $28,000 And $47,000Between $30,000 And $50,000
Highest paying CityOlympia, WABellevue, WA
Highest paying stateWashingtonWashington
Best paying companyUniversity of California, BerkeleyTata Group
Best paying industryFinanceFinance

Differences between loan assistant and loan closer education

There are a few differences between a loan assistant and a loan closer in terms of educational background:

Loan AssistantLoan Closer
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 51%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan assistant vs loan closer demographics

Here are the differences between loan assistants' and loan closers' demographics:

Loan AssistantLoan Closer
Average age4242
Gender ratioMale, 18.2% Female, 81.8%Male, 22.6% Female, 77.4%
Race ratioBlack or African American, 12.2% Unknown, 4.3% Hispanic or Latino, 15.4% Asian, 7.4% White, 60.2% American Indian and Alaska Native, 0.4%Black or African American, 12.9% Unknown, 4.3% Hispanic or Latino, 14.8% Asian, 7.0% White, 60.6% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan assistant and loan closer duties and responsibilities

Loan assistant example responsibilities.

  • Keep the ATM balance and fill.
  • General teller duties, responsible for balancing cash drawer, ATM, vault.
  • Background in commercial real estate lending, A/R lending, SBA, construction loans, and consumer lending.
  • Iprocess all NSF returns including and not limit to checks, ACH, chargebacks and all cash items.
  • Request and work with all SBA offices for loan documents as needed for disputes or proof of debt request.
  • Support streamlined document management for residential mortgage origination company.
  • Show more

Loan closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Update files by obtaining annual and interim financial statements, renew insurance policies and UCC amendments, continuations and terminations.
  • Maintain a working knowledge of government underwriting policies pertaining to multiple programs such as VA, USDA, and FHA financing.
  • Gain knowledge of requirements establish by the FHA/VA, FNMA, FHLMC and private investors.
  • Prepare the delivery of mortgage loan documents to facilitate the processing of mortgage loan closings including TRID.
  • Prepare loan documents for retail mortgages (conventional, VA, FHA), all states in a paperless environment.
  • Show more

Loan assistant vs loan closer skills

Common loan assistant skills
  • Customer Service, 19%
  • Loan Applications, 9%
  • Mortgage Loans, 7%
  • Financial Statements, 5%
  • Order Appraisals, 5%
  • Data Entry, 4%
Common loan closer skills
  • Customer Service, 24%
  • Excellent Organizational, 5%
  • TRID, 4%
  • FHA, 4%
  • Va, 4%
  • RESPA, 4%

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