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Loan assistant vs loan processor

The differences between loan assistants and loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan assistant and a loan processor. Additionally, a loan processor has an average salary of $38,122, which is higher than the $36,962 average annual salary of a loan assistant.

The top three skills for a loan assistant include customer service, loan applications and mortgage loans. The most important skills for a loan processor are loan applications, customer service, and property appraisals.

Loan assistant vs loan processor overview

Loan AssistantLoan Processor
Yearly salary$36,962$38,122
Hourly rate$17.77$18.33
Growth rate-3%-3%
Number of jobs8,92316,228
Job satisfaction--
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 46%
Average age4242
Years of experience44

What does a loan assistant do?

Loan assistants act as support primarily to loan officers in preparing, reviewing, and verifying account documentation pertinent to loans. Also, ensuring the completeness of the loan files and that all collateral has been properly secured. In addition, loan assistants update collateral values on commercial and residential real estate loans as assigned by senior management. They stay within the guidelines established by bank policy and maintain the highest level of confidentiality with all information obtained.

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

Loan assistant vs loan processor salary

Loan assistants and loan processors have different pay scales, as shown below.

Loan AssistantLoan Processor
Average salary$36,962$38,122
Salary rangeBetween $28,000 And $47,000Between $28,000 And $50,000
Highest paying CityOlympia, WASan Francisco, CA
Highest paying stateWashingtonWest Virginia
Best paying companyUniversity of California, BerkeleyStanford University
Best paying industryFinanceFinance

Differences between loan assistant and loan processor education

There are a few differences between a loan assistant and a loan processor in terms of educational background:

Loan AssistantLoan Processor
Most common degreeBachelor's Degree, 51%Bachelor's Degree, 46%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan assistant vs loan processor demographics

Here are the differences between loan assistants' and loan processors' demographics:

Loan AssistantLoan Processor
Average age4242
Gender ratioMale, 18.2% Female, 81.8%Male, 20.6% Female, 79.4%
Race ratioBlack or African American, 12.2% Unknown, 4.3% Hispanic or Latino, 15.4% Asian, 7.4% White, 60.2% American Indian and Alaska Native, 0.4%Black or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan assistant and loan processor duties and responsibilities

Loan assistant example responsibilities.

  • Keep the ATM balance and fill.
  • General teller duties, responsible for balancing cash drawer, ATM, vault.
  • Background in commercial real estate lending, A/R lending, SBA, construction loans, and consumer lending.
  • Iprocess all NSF returns including and not limit to checks, ACH, chargebacks and all cash items.
  • Request and work with all SBA offices for loan documents as needed for disputes or proof of debt request.
  • Support streamlined document management for residential mortgage origination company.
  • Show more

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Loan assistant vs loan processor skills

Common loan assistant skills
  • Customer Service, 19%
  • Loan Applications, 9%
  • Mortgage Loans, 7%
  • Financial Statements, 5%
  • Order Appraisals, 5%
  • Data Entry, 4%
Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%

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