Post job

Loan broker vs commercial loan officer

The differences between loan brokers and commercial loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan broker and a commercial loan officer. Additionally, a loan broker has an average salary of $119,784, which is higher than the $70,876 average annual salary of a commercial loan officer.

The top three skills for a loan broker include financial statements, customer service and loan applications. The most important skills for a commercial loan officer are customer service, loan portfolio, and financial statements.

Loan broker vs commercial loan officer overview

Loan BrokerCommercial Loan Officer
Yearly salary$119,784$70,876
Hourly rate$57.59$34.08
Growth rate4%4%
Number of jobs15,50891,582
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 76%
Average age4545
Years of experience66

Loan broker vs commercial loan officer salary

Loan brokers and commercial loan officers have different pay scales, as shown below.

Loan BrokerCommercial Loan Officer
Average salary$119,784$70,876
Salary rangeBetween $81,000 And $175,000Between $50,000 And $100,000
Highest paying City-Fort Lee, NJ
Highest paying state-Maine
Best paying company-Glacier Ban
Best paying industry-Finance

Differences between loan broker and commercial loan officer education

There are a few differences between a loan broker and a commercial loan officer in terms of educational background:

Loan BrokerCommercial Loan Officer
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 76%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan broker vs commercial loan officer demographics

Here are the differences between loan brokers' and commercial loan officers' demographics:

Loan BrokerCommercial Loan Officer
Average age4545
Gender ratioMale, 58.8% Female, 41.2%Male, 73.8% Female, 26.2%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.2% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 15.5% Asian, 6.5% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan broker and commercial loan officer duties and responsibilities

Loan broker example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Prepare loan packages for submittal to SBA.
  • Quoted rates for various scenarios, and lock FHA and VA loans.
  • Engage in full spectrum of commercial lending SBA, conventional and non-conventional.
  • Originate full line of mortgage products including conforming, non-conforming, FHA and VA.
  • Interview prospective lenders to for additional services; significantly expand company lender sources in both purchase and refinance markets.
  • Show more

Commercial loan officer example responsibilities.

  • Create and manage mortgage loan department along with commercial consumer, SBA and real estate lending producing additional revenue stream.
  • Manage a multifacete commercial real estate investment firm.
  • Mortgage underwriter for FHA direct endorsement, VA authorize & FNMA delegate programs.
  • Sign and issue payroll checks to contractors hire to complete REO projects.
  • Secure new loans, investment accounts, treasury management products and depository accounts.
  • Compile figures for sales amount prior to selling real estate own (REO).
  • Show more

Loan broker vs commercial loan officer skills

Common loan broker skills
  • Financial Statements, 22%
  • Customer Service, 22%
  • Loan Applications, 10%
  • Commercial Loans, 8%
  • Loan Process, 7%
  • FHA, 7%
Common commercial loan officer skills
  • Customer Service, 9%
  • Loan Portfolio, 8%
  • Financial Statements, 6%
  • Business Development, 6%
  • Commercial Loans, 4%
  • Bank Products, 4%

Browse business and financial jobs