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Loan documentation specialist vs post closer

The differences between loan documentation specialists and post closers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan documentation specialist and a post closer. Additionally, a post closer has an average salary of $38,045, which is higher than the $35,946 average annual salary of a loan documentation specialist.

The top three skills for a loan documentation specialist include customer service, loan applications and real estate loans. The most important skills for a post closer are loan packages, post-closer, and FHA.

Loan documentation specialist vs post closer overview

Loan Documentation SpecialistPost Closer
Yearly salary$35,946$38,045
Hourly rate$17.28$18.29
Growth rate-3%-3%
Number of jobs11,76810,407
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 41%
Average age4242
Years of experience44

What does a loan documentation specialist do?

A loan documentation specialist is primarily in charge of assisting clients in preparing and processing their loan applications, ensuring convenience and client satisfaction. Their responsibilities typically revolve around liaising with clients to identify their needs, explaining the extent of procedures, gathering and verifying requirements, and maintaining records of all transactions. They must also help staff in analyzing documentation and participate in training new workers. Furthermore, as a loan documentation specialist, it is essential to devise strategies to optimize documentation services, all while adhering to the company's policies and regulations.

What does a post closer do?

Post closers require an associate degree or certification in addition to 1-3 years of related experience. Skills in customer support, document review, loan processing, quality assurance processing, and loan software are also necessary for this career. Port closers assist with the mortgage loan closing process by reviewing loan documents for compliance, completeness, and accuracy. They also find missing information, prepare files and provide internal and external customer support.

Loan documentation specialist vs post closer salary

Loan documentation specialists and post closers have different pay scales, as shown below.

Loan Documentation SpecialistPost Closer
Average salary$35,946$38,045
Salary rangeBetween $28,000 And $45,000Between $29,000 And $48,000
Highest paying CityEugene, ORSan Ramon, CA
Highest paying stateWashingtonCalifornia
Best paying companyCity National BankAmplify Credit Union
Best paying industryFinanceInsurance

Differences between loan documentation specialist and post closer education

There are a few differences between a loan documentation specialist and a post closer in terms of educational background:

Loan Documentation SpecialistPost Closer
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 41%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan documentation specialist vs post closer demographics

Here are the differences between loan documentation specialists' and post closers' demographics:

Loan Documentation SpecialistPost Closer
Average age4242
Gender ratioMale, 29.9% Female, 70.1%Male, 21.6% Female, 78.4%
Race ratioBlack or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 12.3% Asian, 8.2% White, 62.9% American Indian and Alaska Native, 0.4%Black or African American, 13.4% Unknown, 4.2% Hispanic or Latino, 16.7% Asian, 6.6% White, 58.6% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan documentation specialist and post closer duties and responsibilities

Loan documentation specialist example responsibilities.

  • Manage successful audit with FHLMC.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Review file and enter in information into the loan origination system LIS.
  • Review the loan for compliance with RESPA tolerances, TILA.
  • Generate and review, HUD, financial statements, fiscal analyses and other financial reports for property acquisition.
  • Process fees and prepare documents for closing; go over HUD-1 with clients for cash to/from close during signing.
  • Show more

Post closer example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Review all types of loans (i.e., conventional, FHA, VA) for program accuracy and compliance.
  • Prepare HUD-1 settlement statements, review balance sheet, doc prep closing package, disburse checks and balance ledgers.
  • Partner with secondary investors to resolve loan irregularities to ensure files meet HUD, HMDA, and RESPA guidelines.
  • Review Hud-1 or settlement statements for accuracy.
  • Prepare conveyance package for clients.
  • Show more

Loan documentation specialist vs post closer skills

Common loan documentation specialist skills
  • Customer Service, 19%
  • Loan Applications, 8%
  • Real Estate Loans, 5%
  • Underwriting Guidelines, 4%
  • FHA, 4%
  • Loan Products, 3%
Common post closer skills
  • Loan Packages, 17%
  • Post-Closer, 16%
  • FHA, 8%
  • Va, 8%
  • Escrow, 6%
  • Mers, 5%

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