Loan processor jobs in Franklin, NJ - 126 jobs

Administrative Assistant - Residential Mortgage Closings A small, busy law firm focused on residential mortgage closings is seeking a dependable Administrative Assistant to support the attorney and keep transactions moving smoothly. This is a hands-on role ideal for someone who enjoys organization, client interaction, and working closely with a small team. What You'll Do Support an attorney handling residential mortgage and real estate closings Open, organize, and maintain client files from intake through post-closing Prepare and assemble closing documents and correspondence Coordinate closing schedules with lenders, title companies, agents, and clients Manage calendars, deadlines, and daily administrative tasks Handle incoming calls, emails, and client communication professionally Assist with post-closing follow-up, recording, and file completion What We're Looking For Experience in a law firm, real estate office, title company, or mortgage environment preferred Familiarity with residential real estate or mortgage closings a plus Strong attention to detail and organizational skills Ability to manage multiple files in a fast-paced setting Clear communication skills and a professional demeanor Comfortable using Microsoft Office and document management systems Why This Role Work directly with an attorney in a small-firm environment Meaningful involvement in residential real estate transactions Stable, long-term opportunity with room to grow

Masis Professional Group is seeking a Title Processor for a local client in Langhorne, PA. This is a contract to hire position with long term opportunity. A Title Processor is responsible for obtaining and researching necessary documentation such as public title records, tax certifications and attorney opinion letters, examine and verify accuracy, review vesting, legal descriptions, liens and judgments to ensure filing is compliant with local, state, and federal regulations. Prepare and deliver all required title documents to client according to the client's service level agreement. Essential Functions & Responsibilities: Acts as a liaison between Company and Client. Reviews search materials for vesting, requirements, and exceptions to be satisfied at the table. Works with outsource partners to prepare and QC title commitments to be delivered to customers Prepares CPL Review tax certifications and Attorney Opinion Letters Verifies correct underwriter and verifies correct wiring instructions are published in file Prepares Conditional CTC form and delivers all title materials to the client (Commitment/CPL/Wire/Tax Cert) Other duties as assigned Qualifications Required: High school diploma or equivalent required Excellent oral & written communication skills, including ability to effectively communicate with internal staff and external customers Detail oriented Strong problem solving and analyzing skills Ability to work in a fast-paced environment Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary internal and external customer service Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices Knowledge of basic computer programs to include Windows, Microsoft Word and Excel, Internet, and Microsoft Outlook

Ready Capital offers a positive and diverse work culture incorporated with people who are passionate about their careers. We pride ourselves in being viewed as a premier place to work and encourage you to view our Senior Associate, Accountant opportunity. Summary of Essential Job Functions: Review Request for Credit Approval, Write-up and Commitment Letter within 24 hours of receipt of legal file, conduct introductory call to borrower and prepare/send Closing Checklist detailing documentation required for loan closings. Regularly liaise with federal and state regulators. Follow up, review and approve all Closing checklist/borrower due diligence items required for loan closing. Determine what is required to perfect security interest in collateral and decide when loan file is ready to close. Analyze supporting documents provided by borrowers and third parties to determine if they meet RCL approvals/standards and make decision that loan is thoroughly documented in accordance with RCL and SBA policies and credit approval memorandums. Ensure all required hazard, contents, liability and/or flood insurance coverage has been obtained on industry required forms naming RCL as mortgagee and/or loss payee. Maintain excellent level of customer service by being responsive to calls and emails from borrower and inside staff regarding loans in process within 24 hours of receipt. Order appropriate third-party searches (flood, good standing certificates, UCC, title, judgment and bankruptcy) for all borrowers/guarantors. Compliant with RCL policies/procedures and have knowledge of SBA SOPs and regulations Prepare and review all required SBA, legal and state specific documents required for loan closing. Become an integral part of the SBA Closing Team. Responsible for following updated SBA policy notifications when issued. Master RCL's construction policy, follow guidelines in notifying SBA of any modifications to the construction project such as but not limited to extension of maturity date, increase or decrease to the loan amount. Responsible for reviewing site inspection reports for accuracy and process of the project as well as relaying any unforeseen issues to credit and management Manage productivity by ensuring proper communication with borrower, general contractor and vendors to limit 1 to 2 disbursements per month Act as liaison between Legal Counsel, Escrow, Title, deal team and all interested parties to coordinate document preparation, loan signing, funding, and closing. Review and approve closing settlement statements, escrow documentation, insurance, and outstanding loan conditions. Prepare funding information sheets detailing wiring information and use of loan proceeds. Coordinate with accounting to assure timely release of wires for loan fundings. Prepare closing packages of documents and ensure legal file is in compliance with RCL policies before transferring for Compliance Review Provide assistance with portfolio acquisition due diligence Adhere to turn time requirements. Additional duties as requested by Closing Manager. Primary Success Measurements: Average of 2- 3 loans closed monthly or as modified by RCL management. Average calendar days to fund from date processed loan received in Funding. Percent of loans closed by contract closing date. Overall file quality rating as determined by Closing Manager. Quality control error percentage. Customer Satisfaction Survey results. Timing requirement on forwarding completed loan packages to Compliance Department. Significant Decisions and Recommendations: Ability to make independent decisions on a daily basis relating to loan portfolio. Upon receipt of a loan package, exercise discretion in reviewing, analyzing and determining closing requirements Regularly exercise discretionary powers and independent judgment in decision-making in order to accurately complete all loan file due diligence. Ability to independently determine what is required to perfect security interest in collateral and decide when loan file is ready to close. Education and Experience: Bachelor's degree preferred. Paralegal Certificate preferred. Minimum of 2-5 years of commercial mortgage lending experience and/or relevant work experience in a functional role required or equivalent combination of education and experience. Knowledge and/or Skills: Knowledge of the SBA SOP Operate standard office equipment/computer. Proficient in Microsoft Office Suite, working with Word and Excel or similar spreadsheet software. Type accurately at a speed necessary to meet the requirements of the position. Organize work, set priorities and exercise sound independent judgment within established guidelines. Interpret, apply, explain and reach sound decisions. Ability to maintain files and records. Ability to prioritize and perform multiple tasks. Ability to answer loan document related questions from borrowers and referral sources. Excellent interpersonal skills. Detail oriented. Language Skills: Ability to read and comprehend instructions, short correspondence, and memos. Ability to write basic routine reports and correspondence. Ability to interact effectively with management, other employees, and customers as needed. Diplomacy in dealing with internal and external clients. Excellent communication skills. Mathematical Skills: Basic credit skills required. Ability to perform basic calculations such as to add, subtract, multiple, and divide. Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability review information and solve problems quickly. Strong ability to manage time. Achievement oriented, takes initiative, and ability to take direction. Strong organizational skills. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to stand and walk. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Work Environment The work environmental characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is moderately quiet. We thrive in an environment that encourages hard work while having fun! Salary Range: $105,000- $115,000 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION OVERVIEW: Under direct supervision, this position performs all daily functions associated with processing a consumer/residential loan application. Should be able to perform many of the duties listed below since it is at the intermediate level of loan coordinator. KEY RESPONSIBILITIES: * Performs automated processing functions and obtains credit information for new loan applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes. * Review loan applications for accuracy, completeness and conformity to loan programs * Make corrections if necessary * Verify rate/add points, fees, etc. * Review credit report/complete red flag checklist * Manage E-Consent, Loan Prospector (LPA), * Disclose Loan Estimate and Intent to Proceed * Order Appraisal/AVM * Process Credit Card * Send out requests for VOEs, Tax Transcripts * Order Fraud reports * Electronically manage all incoming loan documentation, telephone inquiries, problem solving * Interact as needed with branch/bank staff questions and perform various tasks/projects as requested by management. * Prepare/send out document check list ("needs" letter) to borrowers * Calculate income and complete income worksheets * Review assets needed for down payment and closing costs * Review/analyze income and assets * Request/review contract for sale of subject property (purchases only) * Update information in LOS based on documentation provided by the borrowers * Assign loan to underwriter for final review/decision * Consumer Loans: read and analyze AVMs * Assists in daily department routine including telephone inquiry and problem solving with customers, relationship managers and branches with questions or concerns. Performs various tasks, projects as requested. * Performs automated processing functions and obtains credit information for loan pre-qualifications and applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes * Orders credit reports, Verifications of Employment (VOEs), tax transcripts and appraisals * Processes credit application fee payments. * Tracks and organizes all loan documentation in a timely manner. Inputs application data into system and establishes files. Prepares correspondence relative to completion of file including requests for further documentation and communicates this information with the borrower(s) and mortgage representatives. * Performs other duties as needed. MINIMUM QUALIFICATIONS: * High school diploma or GED * 2-5 years of related experience * General knowledge of regulatory requirements for residential/consumer loan originations * Computer Literacy: Windows/Excel/Loan Origination Systems * Knowledge of residential loan processes and qualifications for credit worthiness. * Ability to organize work and complete tasks on time. * Ability to deal with customers and mortgage representatives in a courteous and efficient manner. * Good interpersonal, oral and written communication skills. * Must be sensitive to regulatory timeframes * Computer literacy: Ability to use PC; Windows, Excel, Loan Prospector and loan origination system (such as Encompass) software programs on a daily basis. Licensing Requirement (SAFE Act) * This position requires registration with the Nationwide Multistate Licensing System and Registry (NMLS) in compliance with the SAFE Act. Candidates must be eligible to register and maintain active status upon hire. WORKING CONDITIONS Work is mainly performed in a normal office environment. Noise levels usually are moderate. * Prolonged sitting * Lifting from 5 to 10 lbs. (printer paper, storage boxes) * Occasional bending or overhead lifting (storing files or boxes) * The hazards are mainly those present in a normal office setting. This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $19.38 - $24.26 hourly Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION OVERVIEW: Under direct supervision, this position performs all daily functions associated with processing a consumer/residential loan application. Should be able to perform many of the duties listed below since it is at the intermediate level of loan coordinator. KEY RESPONSIBILITIES: Performs automated processing functions and obtains credit information for new loan applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes. Review loan applications for accuracy, completeness and conformity to loan programs Make corrections if necessary Verify rate/add points, fees, etc. Review credit report/complete red flag checklist Manage E-Consent, Loan Prospector (LPA), Disclose Loan Estimate and Intent to Proceed Order Appraisal/AVM Process Credit Card Send out requests for VOEs, Tax Transcripts Order Fraud reports Electronically manage all incoming loan documentation, telephone inquiries, problem solving Interact as needed with branch/bank staff questions and perform various tasks/projects as requested by management. Prepare/send out document check list (“needs” letter) to borrowers Calculate income and complete income worksheets Review assets needed for down payment and closing costs Review/analyze income and assets Request/review contract for sale of subject property (purchases only) Update information in LOS based on documentation provided by the borrowers Assign loan to underwriter for final review/decision Consumer Loans: read and analyze AVMs Assists in daily department routine including telephone inquiry and problem solving with customers, relationship managers and branches with questions or concerns. Performs various tasks, projects as requested. Performs automated processing functions and obtains credit information for loan pre-qualifications and applications including the preparation of all necessary disclosures in compliance with regulatory guidelines and timeframes Orders credit reports, Verifications of Employment (VOEs), tax transcripts and appraisals Processes credit application fee payments. Tracks and organizes all loan documentation in a timely manner. Inputs application data into system and establishes files. Prepares correspondence relative to completion of file including requests for further documentation and communicates this information with the borrower(s) and mortgage representatives. Performs other duties as needed. MINIMUM QUALIFICATIONS: High school diploma or GED 2-5 years of related experience General knowledge of regulatory requirements for residential/consumer loan originations Computer Literacy: Windows/Excel/Loan Origination Systems Knowledge of residential loan processes and qualifications for credit worthiness. Ability to organize work and complete tasks on time. Ability to deal with customers and mortgage representatives in a courteous and efficient manner. Good interpersonal, oral and written communication skills. Must be sensitive to regulatory timeframes Computer literacy: Ability to use PC; Windows, Excel, Loan Prospector and loan origination system (such as Encompass) software programs on a daily basis. Licensing Requirement (SAFE Act) This position requires registration with the Nationwide Multistate Licensing System and Registry (NMLS) in compliance with the SAFE Act. Candidates must be eligible to register and maintain active status upon hire. WORKING CONDITIONS Work is mainly performed in a normal office environment. Noise levels usually are moderate. Prolonged sitting Lifting from 5 to 10 lbs. (printer paper, storage boxes) Occasional bending or overhead lifting (storing files or boxes) The hazards are mainly those present in a normal office setting. This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $19.38 - $24.26 hourly Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

First Financial Federal Credit Union is a not-for-profit financial cooperative providing banking products and services to its members in Monmouth and Ocean County. Our goal is make a first rate difference in our Member's lives by providing the highest level of quality products and personalized services while maintaining financial integrity and stability. We have been putting people first and enriching our Member's lives since 1936 by identifying their needs and providing trustworthy and value added solutions. First Financial Federal Credit Union is a technology driven organization with efficient systems and easy to deliver products. We are par with community banks and can provide you with the kind of environment where your skills and talents can make a difference that will be noticed. Job Description Summary: This position is responsible for interviewing consumer and mortgage loan applicants, as well as originating and processing consumer and mortgage loan applications. Responsibilities: Processing and document preparation for Home Equity Lines of Credit (HELOC), Fixed Rate Home Loans, Mortgages, Consumer Loans, and Indirect Auto Loans. Performs follow-up on outstanding documentation with members, Branch/Assistant Managers, indirect dealers, or other involved parties to ensure there is no delay in processing files for final approval. Reviews returned closing packages for accuracy and compliance. Follows up on pending documentation to ensure the completion of the file. Ensures all files meet credit union policies/procedures and all regulatory guidelines (e.g., TRID, HMDA and BSA). Registers for NMLS and completes required training. Processes loan applications taken by phone, including gathering employment and income information, and obtaining credit reports. Coordinates with branches for consumer loan closings. Inputs approved mortgage and consumer loans onto the data processing system and funds the loan closings. Answers member phone inquiries for mortgage or consumer loan information or maintenance. Booking and funding of loans. Reviews HMDA information on applications. Calculates loan payoff amounts and prepares accurate payoff letters, including per diem interest, fees, and expiration dates - ensuring compliance with lending regulations. Handles force-placed insurance processing with State National in accordance with established policies and procedures. Makes calls/cross sells additional loan products. Note: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time. Additional Functions: Supports the consumer loan staff. Qualifications Qualifications: HS Diploma or equivalent 1 year to 2 years similar or related experience. Proficient in MS Office, especially Excel. Good organizational skills and able to multitask. Strong interpersonal skills. Ability to comprehend simple instructions, short correspondence and memos. Able to apply common sense understanding to carry out detailed written or oral instructions. Ability to research, collect, and analyze data. Creative at problem solving and developing alternative solutions. Accuracy and attention to detail. Strong verbal communication skills. Able to present information in one-on-one and small group situations. Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions. Good basic math skills. Additional Information As a First Financial employee, you'll enjoy a challenging work environment. We offer a great benefits package including Medical, Dental, Rx, Vision, Life Ins., Retirement Plans, Vacation, Sick and Personal. All your information will be kept confidential according to EEO guidelines.

This position is responsible for the analysis of gift activity in the donor / alumni database (Raiser's Edge). This includes research, problem solving, interpretation of historical treatment and reconciliation / adjustment / correction of records with an understanding of the impact on the General Ledger, in addition to the input of daily donation, pledge and matching gift activity for the University. This position requires a high attention to detail and accuracy, in order to ensure that the data is entered accurately on the Raisers Edge system and the corresponding feeds to the General Ledger / Finance are accurate and complete. Extensive liaison and contact with donors, internal auditors, fund raisers, banks, matching gift companies and departmental administrators requires sensitivity around confidential information and an ability to explain procedures and make recommendations for appropriate treatment in the database Duties and Responsibilities: 1) Research and process all adjustments to gift records in Raiser's Edge. Perform analysis on reconciling items, postings, reclassifications, etc. Evaluate the impact of adjustments and reclasses on the G/L (current fiscal year or prior fiscal year impact, pledges, etc.) and handle appropriately, ensuring that the feeds to the G/L are accurate and minimizing the need for subsequent adjustment on one or both sets of books. 2) Handle inquiries and non-standard requests for information or processing. Provide recommendations for handling unique, new or non-standard situations based on historical treatment and /or knowledge of the system's capabilities. Provide input on the implications of changes in policy, procedure, fund raising programs, etc. on gift processing and anticipate the impact of University or Departmental events on gift processing / Raiser's Edge database; provide proactive suggestions / recommendations for handling. 3) Research and code all donations and pledges, then enter into Raiser's Edge. This includes all donation types of checks, cash, securities, gifts-in-kind, credit cards (requires obtaining authorization from credit card companies) and on-line donations. Requires collaboration with fund raisers and other campus partners (Bursar, Payroll, etc.). 4) Receive, receipt and secure cash deposits from campus partners. Prepare, record and deliver deposits to the University Bursar's office and all required gift entries. Interact with the bank for monitoring bank deliveries, turn around time, and coordinates development operations schedule for holidays and University closings. 5) Verify and process all online matching gift applications. Research and follow up unmatched gifts with Matching Gift Company representatives. Required Qualifications: HS Diploma or GED required, plus 1-3 years FT work experience in an applicable, transferable setting. Desired Qualifications: BA preferred. Extensive experience working with database management (such as Raiser's Edge) in a fundraising environment is preferred. Prior experience in a banking environment is a plus. Computer and data entry experience is required. Demonstrated accuracy and attention to detail is a critical part of the position. Salary Range: $26.191 Exempt/Nonexempt: Nonexempt Physical Demands: General Office Environment Special Instructions to Applicants: Applicants are asked to provide names and contact information for 3 professional references. Benefits Information: Full Time Benefits Life today is complex. That's why Seton Hall University offers a comprehensive package of benefits and programs to help you simplify and enrich your life. These benefits are important elements of your total university compensation package. Benefits include but are not limited to bundled medical, prescription, and vision insurance, dental insurance, and life insurance, and retirement plan. More information is available at ************************************************** Seton Hall University is committed to programs of Equal Employment Opportunity (EEO) and the principles of affirmative action.

Responsible for efficient processing of residential mortgage loan applications. Essential Functions Disclose new mortgage applications in a timely, accurate and compliant manner Manage a pipeline of conventional, government and/or portfolio loans. The Bank's general expectation is to keep individual pipelines to a maximum of 45 per processor. Evaluate all new loan documentation to ensure a timely and efficient submission into underwriting Maintain high level of customer service with proactive communication between borrowers, Sales and Operations management Collect and review all loan conditions prior to re-submission to underwriting for final approval Ensure accurate, complete and timely loan data being entered into loan processing system Assist, on a "as needed" basis, in the follow-up for post-closing documentation Assist in implementation of new products and programs when necessary Assist in specials projects when necessary Support branch network regarding mortgage loans status, policy, procedures and products Liaison between realtors, title companies, attorneys and investors Maintain current knowledge of all industry and bank policies and procedures Education and Experience High school graduate or equivalent College Degree preferred 5 years residential mortgage processing experience required Strong analytical and problem-solving skills Sound judgment and strong decision-making ability Self-motivated with ability to work independently Must possess excellent interpersonal and written communication skills Ability to multi-task and to prioritize responsibilities Ability to work under pressure and tight deadlines Highly reliable and detail oriented Excellent computer skills in a Microsoft Windows environment including proficiency in Word, Excel and Outlook are required. Familiarity with systems such as Encompass and Desktop Underwriter is a plus Skills/Knowledge/Abilities Required Knowledgeable of all TRID guidelines Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume. Ability to apply concepts of basic algebra Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications; ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondence Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations Ability to work independently with little supervision Ability to provide indirect supervision to subordinate staff members This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department

Job DescriptionBenefits: 401(k) Bonus based on performance Competitive salary Training & development About Kwik Mortgage & HomeLend Mortgage Kwik Mortgage is a multi-state licensed, independent mortgage lender headquartered in Parsippany, NJ, focused on transparent, competitive, and consumer-first home financing solutions. HomeLend Mortgage, our Direct-to-Consumer division, combines technology, data-driven marketing, and a consultative sales approach to help borrowers confidently navigate one of the most important financial decisions of their lives. We believe success is driven by execution, accountability, and consistencynot just tenure or brand name. Our culture rewards performance, teamwork, and professionals who want to grow with a company that is scaling intentionally. The Opportunity HomeLend Mortgage is expanding its Consumer Direct Loan Originator team as part of our next phase of growth. This role is ideal for licensed Loan Originators who thrive in an inbound, high-conversion environment and want to focus on advising borrowers and closing loans, not self-sourcing business. Our marketing and technology platforms generate consistent inbound consumer demand. Loan Originators manage their own pipeline, work qualified opportunities, and partner closely with sales leadership and operations to deliver a strong borrower experience from application through funding. Early hires will have strong visibility and long-term growth opportunities as the team scales. Key Responsibilities Manage a pipeline of inbound, qualified consumer mortgage leads Consult borrowers on loan programs, pricing, and structure Guide borrowers through the mortgage process from application to closing Maintain compliance with all regulatory and company standards Partner with processing, underwriting, and operations teams Meet or exceed monthly funded unit and conversion goals Deliver a consistent, high-quality customer experience About You Active NMLS license required 1+ years of experience as a producing Mortgage Loan Officer preferred Experience in Consumer Direct, call-center, or inbound environments is a plus Strong consultative sales skills and borrower communication Organized, disciplined, and comfortable managing volume Performance-driven, coachable, and team-oriented Work Environment This role is based in Parsippany, NJ and may require in-office or hybrid work depending on licensing, training, and regulatory requirements. Permanent remote roles are not guaranteed. Compensation & Benefits Base salary: $50,000 $60,000 annually, depending on experience Per-loan commissions and performance incentives paid monthly Typical annual total compensation: $60,000 $120,000+ based on production Medical, dental, and vision coverage Paid time off and holidays Ongoing training, coaching, and professional development Advancement opportunities into senior production or leadership roles Kwik Mortgage and HomeLend Mortgage are equal opportunity employers. Employment decisions are based on merit, performance, and business needs.

We are seeking a detail-oriented and organized Mortgage Loan Processor to join our dynamic team. This role is essential in ensuring the smooth and efficient processing of mortgage loan applications, helping clients achieve their homeownership goals while maintaining compliance with industry standards. Key Responsibilities: - Review and verify loan application documents for accuracy and completeness - Collect and analyze financial information from applicants, including credit reports, income statements, and asset documentation - Coordinate with underwriters, lenders, and other stakeholders to facilitate loan approval - Prepare and submit loan packages for approval in a timely manner - Communicate effectively with clients to gather additional information and provide updates on application status - Ensure all loan processing activities comply with federal, state, and company regulations Skills and Qualifications: - Proven experience in mortgage loan processing or related financial services - Strong attention to detail and organizational skills - Excellent communication and interpersonal abilities - Knowledge of mortgage lending guidelines and regulations - Ability to work efficiently under pressure and meet deadlines - Proficiency in loan processing software and Microsoft Office Suite - High school diploma or equivalent; additional certification in mortgage processing is a plus Join our team and be part of a company that values growth, professionalism, and a commitment to providing exceptional service. We offer a supportive work environment and opportunities for career advancement in the mortgage industry.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Job Responsibilities Loan Officer/Originator with a primary focus of originating residential mortgages for both homebuyer and refinance clients. This includes prospecting new clientele, gathering accurate and useful information to establish complete applications, and analyzing income/assets/credit/etc. to accurately propose a mortgage solution that meets their needs. Forward Mortgage, LLC is a New Jersey based mortgage broker that is revolutionizing the mortgage experience for our clients. Decades of high-level mortgage experience, combined with cutting-edge technology and a laser-focus on digital and traditional marketing, has birthed a loan process that promotes, not only establishing highly satisfied clients and repeat-business but high levels of success for our employees. Our primary focus is investing in our employees and helping develop their existing mortgage experience to allow them to fit seamlessly into our process and ideology. We understand that we are only as strong as our team. For our employees, this means hands-on training with our veteran staff, concise and common-sense support from our experienced processing department, as well as a competitive marketing budget that allows our loan officers to have constant contact with new potential clients. Skills Required Active & Approved NMLS License, valid in State of New Jersey Self-driven individuals with a sense of urgency and a desire to succeed Strong communication skills; whether phone, e-mail, personal, etc. The ability to sell is crucial. Excellent attention to detail with a focus on urgency while still prioritizing the client's best interest and overall satisfaction Represent Forward Mortgage with integrity and respect, perpetuating the established high-quality brand and mortgage experience offered to all clients and business partners Highly Desired: Relevant experience in the mortgage industry Proven history of success in sales-related positions Proficient in Mortgage Loan Origination Software, i.e. Calyx Point

Peapack Private Bank & Trust is a well-recognized, high-performing boutique bank; a leader in wealth, lending and deposit solutions, capable of providing the most sought-after products and services that fulfill all of our clients' needs. We offer an innovative approach to private banking to help clients establish, maintain and expand their legacy. What makes Peapack Private different from our competition? We are an institution that's over 100 years old that has always believed in putting the well-being and needs of our employees and our clients first. We are proud to be recognized for the sixth consecutive year, by American Banker as one of the 'Best Bank to Work For' across the nation. Our secret sauce in one word is our 'culture'. We value a diverse, equitable, inclusive and safe workspace. Our one-team culture goes to great lengths to show all employees that they are valued members of the team. We treat each other as family, and as such, communicate throughout the Bank in a transparent and frequent manner, respect and value feedback from all levels and operate with a philosophy of hospitality and general human kindness. There are multiple ways to build relationships and get involved; from joining one of our Cultural Ambassador Sub-Committees focused on our Wellness, Employee Fun, Diversity & Inclusion, or Environmental Awareness, to involvement in multiple community service activities through our Volunteerism outreach, to joining LIFT (a committee focused on enriching the lives of women - Leading Inspiring Females Together). Said quite simply, the culture is amazing! Position Summary Oversee the documentation and submission process for home equity lines of credit, professional lines of credit, other consumer loans, and residential mortgages, as needed. Serve as the main point of contact to the relationship manager/loan officer, branches and borrower, as per the needs of the Branch, RM, real estate agent, underwriter/credit officer and closer from origination through closing. Obtain and verify the accuracy of all required documentation from client and third parties. Process and ensure that all loan files comply with company lending policies, as well as state and federal lending regulations. Responsibilities: * Review incoming consumer loan applications for completeness. Communicate missing items with branches and relationship managers/loan officers. * Review new files as per the SLA within 24-48 hours. * Review, analyze and evaluate loan applications and requested documentation for accuracy, including appraisals, credit reports, income and asset documents, prior to submitting loan to underwriter/credit officer for loan approval * Disclose applicable loan packages within regulatory requirements * Monitor and Manage pipeline to meet contract deadlines and expirations * Monitor loan application status through automated reporting and data tracking * Ensure follow-up procedures and proper timelines are adhered to with all loans in the Pipeline. * Serve as a liaison between sales and underwriting to streamline the process. * Assist with notifying applicants of loan decisions as necessary * Assist in closing, post-closing or funding issues * Assist/cross train in residential mortgage processing, as needed * Maintains current knowledge of consumer & residential lending department policies and procedures * Stay abreast of changes in Internal, State and Federal policies, standards, and regulations concerning lending practices. * Develop, maintain knowledge, and comply with company policy and secondary market requirements pertaining to credit/security standards and regulatory requirements relative to conventional, government, and self-employed loans requirements. * Stay up to date on Internal Compliance training Qualifications: * Associate degree; High School diploma * Five to seven years' experience in a financial institution mortgage lending or consumer lending department with HELOC experience preferred * Strong understanding and knowledge of consumer lending products and residential mortgages documentation * Excellent oral and written communication skills * Ability to read, write, and speak English clearly * Ability to interact effectively and tactfully with all levels of the Bank either in person or over the telephone * Ability to identify and resolve problems in a timely, objective, and confidential manner. * Must be an organized, independent, and detail-minded individual * Ability to operate a PC with proficiency in Word and Excel; working knowledge of Silverlake and Microsoft Outlook * Ability to operate all office equipment Benefits Overview: We offer a competitive compensation package, a generous paid time off program, comprehensive medical, dental and vision coverage, maternity/paternity leave, education reimbursement, wellness programs and more. We also offer participation in an Employee Stock Purchase Program and a 401K with a generous match. The approximate pay range for this position is $50,829 to $65,000, plus an opportunity to earn performance-based incentives. Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Note: Incentives and/or benefits packages may vary depending on the position.

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

About the Company: Our client, a well-established mortgage company in Piscataway, NJ, is seeking an experienced Mortgage Loan Processor to join their team. They specialize in providing a wide range of loan products, including Conventional, FHA, and VA loans, and are dedicated to delivering a seamless loan experience for their customers. Job Overview: The Mortgage Loan Processor will be responsible for reviewing and processing mortgage loan applications, ensuring all documentation is complete and compliant with lending guidelines. This individual will work closely with loan officers, underwriters, and borrowers to facilitate timely and efficient loan closings. Key Responsibilities: Review and process loan applications for Conventional, FHA, and VA loans while ensuring compliance with lending guidelines and regulations. Gather, verify, and organize all required borrower documentation, including income, assets, credit, and title documents. Order and review third-party reports such as appraisals, credit reports, and title work. Communicate with loan officers, underwriters, and closing departments to resolve any conditions or outstanding issues. Maintain accurate and up-to-date loan files, ensuring all information is properly documented in the loan origination system. Monitor loan pipelines and ensure all files are progressing within established timelines. Stay current with industry regulations, lender guidelines, and compliance requirements. Provide excellent customer service by keeping borrowers and referral partners informed throughout the loan process. Qualifications & Requirements: 2+ years of experience in mortgage processing, preferably with Conventional, FHA, and VA loans. Strong knowledge of mortgage guidelines, underwriting requirements, and loan documentation. Experience working with loan origination systems (LOS) and mortgage software. Detail-oriented with excellent organizational and time-management skills. Strong communication skills and the ability to work in a fast-paced, deadline-driven environment. Ability to multi-task and manage multiple loan files simultaneously. Understanding of TRID, RESPA, and other mortgage compliance regulations. Salary: 50-60k DOE Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Job Description First Heritage Mortgage Services, is seeking an experienced Mortgage Processor for its mortgage company. The Mortgage Processor position is responsible for the processing and underwriting of various loan applications. This is a hybrid position at our Neshaminy Interplex office location. DUTIES The Mortgage Processor is responsible for processing Conventional, FHA, VA, USDA and PHFA loans according to the Investor guidelines. Identify and recommend alternative loan structuring and financing solutions, ensuring all information is accurate in the loan origination system; including FHA Connection, and assist in responding to the Quality Control Audits. QUALIFICATIONS Candidates must possess at least three years of experience in mortgage lending and have current advanced knowledge of FHA, VA, USDA and PHFA programs and guidelines. Must have well-developed communication skills and the ability to identify and cultivate existing and future business opportunities. Our commitment to your success is enhanced by our competitive salary commensurate with experience and an extensive benefits package including paid time off, health benefits, 401(k) with a generous company match, and future growth opportunities within the company. We work to maintain the best possible professional and environmentally friendly atmosphere for our employees. EOE M/F/D/V

Job Title: Doc. Specialist Location: New Jersey (Onsite) | Type: Full -time | Salary: Depends on Experience Seeking a Documentation Specialist to develop, manage, and maintain internal and external documentation, ensuring accuracy, compliance, and clarity. This role involves cross -department collaboration, process improvement, and adherence to industry standards. Key Responsibilities: Create and update company policies, manuals, and knowledge bases. Maintain an organized documentation library with secure access controls. Collaborate with teams to gather information and standardize content. Support content creation for product sheets, blogs, and training materials. Enhance documentation processes while ensuring compliance with regulations. Requirements Bachelor's degree in Communications, Technical Writing, or related field. Proficiency in Microsoft Office and document management tools. Strong writing, organizational, and analytical skills. Experience with CMS and version control is a plus.

Northfield Bank is a full service bank with 38 branch locations throughout New Jersey; and Staten Island and Brooklyn, New York. With a history dating back to 1887, our growth continues through expansion of our presence in local communities and in our Product and Service offerings. Over 300 employees with diverse backgrounds and cultures have come together to make Northfield Bank what it is today. The Bank believes in providing all employees with the opportunity to reach their career potential and encourages advancement within the organization. For more information, please visit ******************* Job Title: SBA Loan Specialist Job Location: Rahway, NJ Job Status: Full-Time Job Summary Primarily will be responsible for supporting and coordinating all aspects of commercial and real estate loan closings and loan portfolio management. Daily responsibilities will include but not limited to supporting Relationship Managers, Portfolio Managers and Team Leaders for loans within the portfolio and new loan originations through loan inputs, payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline and files, etc. Responsibilities Include: * Process all new loan request (i.e. credit reports, flood searches, OFAC, Lexis-Nexis, tax searches, Relationship work ups, 4506T, UCC searches, municipal searches, collateral searches, other property searches and any additional reports related to loan requests) * Enter loans into origination system * Organizes, scans, and maintains all Loan files for Dept. throughout life of loan * Contacts applicants to request any required outstanding documentation * Orders all appraisals, environmental and engineer reports and monitors progress until completion * Tracks all fees and good faith deposits collected * Prepares documentation required to obtain commitment letters from Closing Dept., reviews commitments for accuracy, and monitors all stages until loan closes * Coordinates closings with the attorneys and prepares final Bank paperwork for loan origination * Verify that loan is input into Bank core processing system correctly * Maintains all construction files and monitors builders risk insurance, permits and title continuations * Orders all site inspections * Prepare and submit invoices for processing * Prepares all documentation for construction advances and line of credit advances and paydowns * Assists Portfolio Manager with all Department Internal Reports including but not limited to past due reports, monthly loan trial balance, new loans closed, pay offs and deposit reports * Follow-up with borrowers on post-closing loan undertakings and escrows * Handles and services customers with any telephone inquiries regarding new and existing accounts (ACH payments, wire transfers, deposit and loan balances, releases, payoff letters, tax issues, insurance, etc.) * Adheres to Bank policies and procedures * Perform other duties as assigned Senior: An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR. (Senior) SBA Loan Specialist Job Summary: Primarily will be responsible for supporting and coordinating all aspects of SBA loan servicing. Daily responsibilities will include but not limited to the oversight and review of SBA loans, input or callback of loan servicing activities such as payment processing, reviewing, scanning, and uploading flies at closing, maintaining loan pipeline, reviewing and obtaining expired insurance, preparing files that have been paid in full, etc. Responsibilities Include: * Process Loan payoffs and complete tasks on related checklists including but not limited to collateral release, member communication, and servicing * Review various loan reports and related documentation on a daily, weekly, and monthly basis to ensure accuracy of information recorded in the core lending system. * Responsible for accurate report retention * Prepare loan documentation for audits, regulatory and other loan reviews * Review, scan, and upload files at closing * Maintain E-Tran procedures, perform service requests, and obtain authorizations * Prepare files that have been paid in full * Adheres to Bank policies and procedures * Perform other duties as assigned Senior: An individual may be hired as or promoted to a Senior level based on their level of experience and expertise in the job responsibilities at the discretion of the hiring manager, executive sponsor and/or HR. Core Competencies: * Productivity - Generates high levels of output. Consistently meets workload demands. Consistently meets deadlines. Efficient at multi-tasking and demonstrates organization skills. Strives for results and efficiency. * Analytical Skills - Ability to take large volumes of data and then analyze trends and produce a result. Ability to breakdown complex problems into simpler, more manageable components. Ability to gather all information necessary to solve a problem, recognize underlying issues based on data and trends, and organize all relevant information to provide insight and ideas on how to draw appropriate conclusions that will help the solve problem. * Accuracy - Ensures that work is complete and without error. Verifies information. * Interpersonal Skills - Demonstrates behavior in alignment with our Code of Conduct. Possesses a positive attitude and enthusiasm towards customer interactions, job duties and work performance. Is approachable, warm, friendly and open-minded. Is capable of adjusting communication style to effectively interact with both internal and external client. Preferred: Professionalism - Sets a good example in every aspect of work performance including behavior, appearance and communications. Interacts with colleagues and customers in a courteous and respectful manner. Possesses high ethical standards and maintains confidentiality when needed. Exhibits a positive professional impression through appropriate business attire in compliance with the company dress code. Demonstrates ability to withstand pressure and to remain calm in crisis situations. Job Requirements: * 3-5 years experience in SBA lending or related fields * Excellent written and oral communications skills * Ability to manage priorities and workflow * Versatility, flexibility, and a willingness to work within constantly changing priorities * Proficiency in Microsoft Office Suite * Strong interpersonal skills * Good judgement with the ability to make timely and sound decisions * Ability to effectively present information and respond to questions Northfield Bank is an Equal Employment Opportunity Employer M/F/Disability/Protected Veteran

The Loan Officer specializes in residential business purpose loans. This role involves originating, structuring, and managing complex mortgage transactions, demonstrating an in-depth understanding of industry trends, market conditions, and regulatory requirements. The Loan Officer, with a proven track record, will drive successful loan origination and contribute significantly to the growth and profitability of the lending firm. The anticipated annual base cash compensation for this role is $40,000 per year. This role also has a variable cash compensation component, making the total on-target cash compensation from $120,000 - $200,000+ per year. What you will do: Advanced Loan Structuring: Collaborate closely with underwriting teams to develop sophisticated loan structures that align with the financial goals of both the borrower and the lending firm. Manage the advanced structuring of residential business purpose loans, with a focus on optimizing profitability. Expertise in Loans: Demonstrate a wealth of experience in loans, including evaluating the suitability of financing for diverse real estate scenarios. Provide strategic advice to clients on the effective use of loans and coordinate with internal teams to ensure seamless execution. DSCR Analysis: Conduct comprehensive DSCR analysis for loan applications, evaluating the borrower's ability to service debt based on income generated from the property. Offer strategic insights to clients on enhancing DSCR metrics and minimizing risks. Account Management: Manage a portfolio of return clients, ensuring ongoing customer service. Proactively identify and address potential opportunities within the client portfolio, drawing on extensive experience. Collaboration and Leadership: Collaborate seamlessly with internal teams, including underwriting, legal, and compliance, leveraging leadership skills to ensure efficient execution of loan transactions. Provide mentorship and guidance to junior loan officers, sharing a wealth of experience in the lending industry. Market Positioning: Stay at the forefront of industry trends, regulations, and market conditions related to residential business purpose loans Contribute significantly to the development of innovative lending products and strategies, showcasing deep industry knowledge. Outbound Prospecting: Proactive cold and warm prospect outreach to initiate new business and partnerships. Travel with the Company to conferences; create and build new business relationships. What you will bring to the table: We encourage you to apply, even if you don't meet all of the listed criteria. Over 5 years of proven experience in residential business purpose loans. Demonstrated expertise in complex loan structuring, portfolio management, and navigating intricate lending scenarios. In-depth knowledge of market trends, property valuation, and investment analysis. Strong analytical, financial modeling, leadership, communication, and mentoring skills Why join us: A company culture that's quite out of this world. Direct access to executive leadership and strategic decision-making. Opportunity to grab destiny by its horns and to create your own path. Fast-paced, mission-driven environment with serious growth opportunity. A team that values integrity, entrepreneurial spirit, overall excellence, accountability, and ownership. What we look for in all our employees: A demonstrated track record of winning; we never stop at "just enough". An insatiable eagerness to continuously learn and to be coached; we are lifelong learners and always make ourselves available to others to teach us something new. A possession of strong entrepreneurial spirit; we have a burning passion for building something great out of nothing. A big vision for themselves and those around them; we always strive to be the best version of ourselves and help those around us do the same. An unwavering sense of integrity; an individual who embodies the concept of how one does anything is how one does everything. Additional Information Leverage Companies is an equal opportunity and an E-verify employer. We are committed to building a diverse, inclusive, and equitable workforce and do not discriminate based on characteristics of any kind. Leverage Companies is committed to providing reasonable accommodations for any candidates with disabilities who may need assistance during the talent acquisition process. To request a reasonable accommodation, please email ************************ Leverage Companies highly values having employees working in-office to foster a collaborative work environment and company culture. Under certain circumstances, a hybrid working arrangement with a minimum of 3 days in office in Newark, NJ may be arranged.