Post job

Loan reviewer vs mortgage loan processor

The differences between loan reviewers and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan reviewer, becoming a mortgage loan processor takes usually requires 2-4 years. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $31,175 average annual salary of a loan reviewer.

The top three skills for a loan reviewer include loan review, real estate and data entry. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Loan reviewer vs mortgage loan processor overview

Loan ReviewerMortgage Loan Processor
Yearly salary$31,175$43,594
Hourly rate$14.99$20.96
Growth rate4%-3%
Number of jobs14,73716,276
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Average age4542
Years of experience64

What does a loan reviewer do?

A loan reviewer is a person who evaluates and reviews the loan application of clients based on their loan capacity and capability to pay. They are responsible for assessing needed documents and ensures compliance with the regulation and policies of a bank or credit cooperative. A loan reviewer also verifies if the loan procedure is properly implemented. They have other responsibilities such as identifying loan problems, reviewing other banking processes, and reporting fraudulent claims. A representative also records and keeps the data needed for further analysis.

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

Loan reviewer vs mortgage loan processor salary

Loan reviewers and mortgage loan processors have different pay scales, as shown below.

Loan ReviewerMortgage Loan Processor
Average salary$31,175$43,594
Salary rangeBetween $24,000 And $39,000Between $33,000 And $57,000
Highest paying CityOlympia, WASan Francisco, CA
Highest paying stateWashingtonMassachusetts
Best paying companyCitizens AllianceAmplify Credit Union
Best paying industryFinanceProfessional

Differences between loan reviewer and mortgage loan processor education

There are a few differences between a loan reviewer and a mortgage loan processor in terms of educational background:

Loan ReviewerMortgage Loan Processor
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan reviewer vs mortgage loan processor demographics

Here are the differences between loan reviewers' and mortgage loan processors' demographics:

Loan ReviewerMortgage Loan Processor
Average age4542
Gender ratioMale, 29.9% Female, 70.1%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.4% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan reviewer and mortgage loan processor duties and responsibilities

Loan reviewer example responsibilities.

  • Manage the organization's HMDA data and accurately complete the government reporting annually.
  • Review FHA streamline refinance, process and conventional loan application.
  • Evaluate conditions receive on all FHA DE approve files submit electronically for purchase.
  • Review the loans to ensure they are in compliance with Respa and Tila requirements.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Process loans from opening to closing through DU & LP for non-conforming and conforming.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Loan reviewer vs mortgage loan processor skills

Common loan reviewer skills
  • Loan Review, 12%
  • Real Estate, 11%
  • Data Entry, 8%
  • Bank Policies, 6%
  • Risk Ratings, 6%
  • FHA, 5%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

Browse business and financial jobs