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Mortgage processor vs real estate agent

The differences between mortgage processors and real estate agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a real estate agent has an average salary of $91,788, which is higher than the $40,527 average annual salary of a mortgage processor.

The top three skills for a mortgage processor include customer service, FHA and va. The most important skills for a real estate agent are customer service, real estate license, and excellent interpersonal.

Mortgage processor vs real estate agent overview

Mortgage ProcessorReal Estate Agent
Yearly salary$40,527$91,788
Hourly rate$19.48$44.13
Growth rate-3%5%
Number of jobs9,05741,399
Job satisfaction-4
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 59%
Average age4249
Years of experience4-

What does a mortgage processor do?

A mortgage processor is responsible for reviewing mortgage loan applications, evaluating applicants' documents, and verifying their eligibility for approval. Mortgage processors consider the applicant's financial statements, credit score, and other possible mortgage options. They also interview loan applicants to confirm the accuracy of submitted documents and keep them updated with the progress and final decisions. A mortgage processor works closely with the underwriting department for loan applications subject for further review. The mortgage processor needs to have a broad knowledge of the banking industry and loan procedures to guide the applicants with their application inquiries and concerns.

What does a real estate agent do?

A real estate agent helps owners in the selling or renting of houses, land, offices, buildings, or any piece of property. They should be knowledgeable in the area they work in, which local properties are in the market, and the competitive prices for various properties. It is their responsibility to either market or sells in the best possible and reasonable price and conditions. Negotiating is a vital skill for real estate agents as they act as the middleman for buyers and sellers. Most agents bill the client with a percentage of the final sale price as the fee, but some would get a fixed commission for every sale.

Mortgage processor vs real estate agent salary

Mortgage processors and real estate agents have different pay scales, as shown below.

Mortgage ProcessorReal Estate Agent
Average salary$40,527$91,788
Salary rangeBetween $31,000 And $52,000Between $66,000 And $126,000
Highest paying CityPhoenix, AZLong Beach, NY
Highest paying stateArizonaWest Virginia
Best paying companyCyberCodersSanta Clara Valley Water District
Best paying industryProfessionalFinance

Differences between mortgage processor and real estate agent education

There are a few differences between a mortgage processor and a real estate agent in terms of educational background:

Mortgage ProcessorReal Estate Agent
Most common degreeBachelor's Degree, 52%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Mortgage processor vs real estate agent demographics

Here are the differences between mortgage processors' and real estate agents' demographics:

Mortgage ProcessorReal Estate Agent
Average age4249
Gender ratioMale, 24.2% Female, 75.8%Male, 43.4% Female, 56.6%
Race ratioBlack or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 14.1% Asian, 6.6% White, 61.6% American Indian and Alaska Native, 0.4%Black or African American, 5.2% Unknown, 4.3% Hispanic or Latino, 13.0% Asian, 6.8% White, 70.3% American Indian and Alaska Native, 0.3%
LGBT Percentage7%13%

Differences between mortgage processor and real estate agent duties and responsibilities

Mortgage processor example responsibilities.

  • Manage applicant s mortgage applications from origination to closing, ensuring service excellence and adhering to federal and compliance guidelines
  • Function in processing role for streamline first market mortgage transactions pursuant to Fannie, Freddie, VA and FHA policy guidelines.
  • Support FNMA portfolio loans in default and imminent default loans with a focus on loan modifications.
  • Work directly with FNMA counselors to negotiate mortgage terms for the homeowner that will prevent foreclosure.
  • Comply with bank, investor and regulatory guidelines while having a strong understanding of RESPA, HDMA, and ECOA guidelines.
  • Generate accurate RESPA require disclosures.
  • Show more

Real estate agent example responsibilities.

  • Manage all accounting, cash management, budgeting and financing for individual LLC's and for corporate entity.
  • Manage extremely complex REO and short sale transactions, coordinating sellers, buyers, and lenders in order to complete them.
  • Create ad campaigns via Google ad-words and Facebook.
  • Determine whether title transfers are assessable for taxation.
  • Learn all phases of real estate ethics, practice and procedures.
  • Review and analyze corporate leases, securities offerings, and secure transactions.
  • Show more

Mortgage processor vs real estate agent skills

Common mortgage processor skills
  • Customer Service, 24%
  • FHA, 6%
  • Va, 6%
  • Underwriting Guidelines, 6%
  • Property Appraisals, 6%
  • Origination, 5%
Common real estate agent skills
  • Customer Service, 15%
  • Real Estate License, 11%
  • Excellent Interpersonal, 10%
  • Real Estate Market, 10%
  • Open Houses, 7%
  • Develop Marketing Materials, 6%

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