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Mortgage service specialist vs closing coordinator

The differences between mortgage service specialists and closing coordinators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage service specialist and a closing coordinator. Additionally, a closing coordinator has an average salary of $39,066, which is higher than the $34,920 average annual salary of a mortgage service specialist.

The top three skills for a mortgage service specialist include mortgage loans, customer service and escrow analysis. The most important skills for a closing coordinator are customer service, escrow, and HOA.

Mortgage service specialist vs closing coordinator overview

Mortgage Service SpecialistClosing Coordinator
Yearly salary$34,920$39,066
Hourly rate$16.79$18.78
Growth rate-3%-3%
Number of jobs22,47819,203
Job satisfaction--
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 50%
Average age4242
Years of experience44

What does a mortgage service specialist do?

A Mortgage Service Specialist is an expert in mortgage administrative aspects. They review and verify loan application information, file borrower information, and process paperwork with the lending bank. They also authorize and recommend personal and commercial loans for approval. Math skills are necessary for this job for accuracy in calculating both the principal and interest amounts. They should also develop skills in handling transactions, foreclosing loans, communication, attention to detail, and customer service.

What does a closing coordinator do?

In the real estate industry, a closing coordinator is in charge of coordinating the final stages of a real estate deal, ensuring efficiency and smooth transaction. Among their responsibilities include preparing and processing legal documents, liaising with the buyer and seller, managing timelines and payment plans, and ensuring that both parties adhere to the terms of the agreement. Moreover, a closing coordinator must maintain an active communication line with staff, answering their inquiries, and assisting them as needed.

Mortgage service specialist vs closing coordinator salary

Mortgage service specialists and closing coordinators have different pay scales, as shown below.

Mortgage Service SpecialistClosing Coordinator
Average salary$34,920$39,066
Salary rangeBetween $27,000 And $43,000Between $29,000 And $52,000
Highest paying CitySimi Valley, CAKirkland, WA
Highest paying stateCaliforniaWashington
Best paying companyCitiHarbourVest
Best paying industryFinanceFinance

Differences between mortgage service specialist and closing coordinator education

There are a few differences between a mortgage service specialist and a closing coordinator in terms of educational background:

Mortgage Service SpecialistClosing Coordinator
Most common degreeBachelor's Degree, 48%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage service specialist vs closing coordinator demographics

Here are the differences between mortgage service specialists' and closing coordinators' demographics:

Mortgage Service SpecialistClosing Coordinator
Average age4242
Gender ratioMale, 35.1% Female, 64.9%Male, 20.8% Female, 79.2%
Race ratioBlack or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 17.8% Asian, 6.5% White, 58.1% American Indian and Alaska Native, 0.4%Black or African American, 12.7% Unknown, 4.7% Hispanic or Latino, 15.8% Asian, 6.3% White, 59.9% American Indian and Alaska Native, 0.6%
LGBT Percentage7%7%

Differences between mortgage service specialist and closing coordinator duties and responsibilities

Mortgage service specialist example responsibilities.

  • Manage portfolio of GSE assets that are actively pursuing liquidation or retention options to cure default.
  • Manage internal team SharePoint and document repository.
  • Prepare and submit monthly loan status reports to loan investors (VA and HUD )
  • Perform equity analysis via a case-by-case basis to determine cost effectiveness of litigation to both its investors and the company.
  • Negotiate modifications, hardships, short sales and deed in lieu.
  • Submit foreclosure postponement request when applicable through LPS and obtain FNMA approval.
  • Show more

Closing coordinator example responsibilities.

  • Manage scheduling loans for closing, handle insurance review, verify wire transfer, register and transfer loans with MERS.
  • Endorse VA and HUD mortgage insurance, paid premiums and send documents to proper personnel.
  • Audit loans purchase for GNMA, FNMA & FHLMC to ensure they meet their guidelines.
  • Facilitate processors in getting FHA close loan packages out to FHA to meet the insurance deadlines.
  • Review of foreclosure deeds for correctness including vesting, recording information, and notary acknowledgment.
  • Organize date into TSS and compose title binder for mortgage processing.
  • Show more

Mortgage service specialist vs closing coordinator skills

Common mortgage service specialist skills
  • Mortgage Loans, 12%
  • Customer Service, 9%
  • Escrow Analysis, 8%
  • Inbound Calls, 7%
  • Foreclosure Process, 4%
  • Real Estate, 4%
Common closing coordinator skills
  • Customer Service, 23%
  • Escrow, 8%
  • HOA, 5%
  • HUD-1, 5%
  • Lender Approval, 5%
  • Settlement Statements, 5%

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