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Post closer vs loan processor

The differences between post closers and loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a post closer and a loan processor. Additionally, a loan processor has an average salary of $38,122, which is higher than the $38,045 average annual salary of a post closer.

The top three skills for a post closer include loan packages, post-closer and FHA. The most important skills for a loan processor are loan applications, customer service, and property appraisals.

Post closer vs loan processor overview

Post CloserLoan Processor
Yearly salary$38,045$38,122
Hourly rate$18.29$18.33
Growth rate-3%-3%
Number of jobs10,40716,228
Job satisfaction--
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 46%
Average age4242
Years of experience44

What does a post closer do?

Post closers require an associate degree or certification in addition to 1-3 years of related experience. Skills in customer support, document review, loan processing, quality assurance processing, and loan software are also necessary for this career. Port closers assist with the mortgage loan closing process by reviewing loan documents for compliance, completeness, and accuracy. They also find missing information, prepare files and provide internal and external customer support.

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

Post closer vs loan processor salary

Post closers and loan processors have different pay scales, as shown below.

Post CloserLoan Processor
Average salary$38,045$38,122
Salary rangeBetween $29,000 And $48,000Between $28,000 And $50,000
Highest paying CitySan Ramon, CASan Francisco, CA
Highest paying stateCaliforniaWest Virginia
Best paying companyAmplify Credit UnionStanford University
Best paying industryInsuranceFinance

Differences between post closer and loan processor education

There are a few differences between a post closer and a loan processor in terms of educational background:

Post CloserLoan Processor
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 46%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Post closer vs loan processor demographics

Here are the differences between post closers' and loan processors' demographics:

Post CloserLoan Processor
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 20.6% Female, 79.4%
Race ratioBlack or African American, 13.4% Unknown, 4.2% Hispanic or Latino, 16.7% Asian, 6.6% White, 58.6% American Indian and Alaska Native, 0.4%Black or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between post closer and loan processor duties and responsibilities

Post closer example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Review all types of loans (i.e., conventional, FHA, VA) for program accuracy and compliance.
  • Prepare HUD-1 settlement statements, review balance sheet, doc prep closing package, disburse checks and balance ledgers.
  • Partner with secondary investors to resolve loan irregularities to ensure files meet HUD, HMDA, and RESPA guidelines.
  • Review Hud-1 or settlement statements for accuracy.
  • Prepare conveyance package for clients.
  • Show more

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Post closer vs loan processor skills

Common post closer skills
  • Loan Packages, 17%
  • Post-Closer, 16%
  • FHA, 8%
  • Va, 8%
  • Escrow, 6%
  • Mers, 5%
Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%

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