Post job

Post closer vs mortgage specialist

The differences between post closers and mortgage specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a post closer and a mortgage specialist. Additionally, a mortgage specialist has an average salary of $38,757, which is higher than the $38,045 average annual salary of a post closer.

The top three skills for a post closer include loan packages, post-closer and FHA. The most important skills for a mortgage specialist are customer service, residential mortgage loans, and origination.

Post closer vs mortgage specialist overview

Post CloserMortgage Specialist
Yearly salary$38,045$38,757
Hourly rate$18.29$18.63
Growth rate-3%-3%
Number of jobs10,40726,471
Job satisfaction--
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 55%
Average age4242
Years of experience44

What does a post closer do?

Post closers require an associate degree or certification in addition to 1-3 years of related experience. Skills in customer support, document review, loan processing, quality assurance processing, and loan software are also necessary for this career. Port closers assist with the mortgage loan closing process by reviewing loan documents for compliance, completeness, and accuracy. They also find missing information, prepare files and provide internal and external customer support.

What does a mortgage specialist do?

Mortgage specialists are professionals who work with lending institutions to identify the best lending product for their clients in exchange for taking the title of the debtors' properties. These specialists must process mortgage loan applications by reviewing their paperwork to ensure accuracy and completeness before submitting for approval. They should monitor accounts during the bankruptcy proceedings to ensure that the rights of their clients are protected. Mortgage specialists are also required to guide associates regarding procedural guidelines from FNMA, FHLMC, and MHA.

Post closer vs mortgage specialist salary

Post closers and mortgage specialists have different pay scales, as shown below.

Post CloserMortgage Specialist
Average salary$38,045$38,757
Salary rangeBetween $29,000 And $48,000Between $29,000 And $51,000
Highest paying CitySan Ramon, CAOakland, CA
Highest paying stateCaliforniaWashington
Best paying companyAmplify Credit UnionCiti
Best paying industryInsuranceFinance

Differences between post closer and mortgage specialist education

There are a few differences between a post closer and a mortgage specialist in terms of educational background:

Post CloserMortgage Specialist
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Post closer vs mortgage specialist demographics

Here are the differences between post closers' and mortgage specialists' demographics:

Post CloserMortgage Specialist
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 39.3% Female, 60.7%
Race ratioBlack or African American, 13.4% Unknown, 4.2% Hispanic or Latino, 16.7% Asian, 6.6% White, 58.6% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.4% Hispanic or Latino, 14.2% Asian, 7.5% White, 60.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between post closer and mortgage specialist duties and responsibilities

Post closer example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Review all types of loans (i.e., conventional, FHA, VA) for program accuracy and compliance.
  • Prepare HUD-1 settlement statements, review balance sheet, doc prep closing package, disburse checks and balance ledgers.
  • Partner with secondary investors to resolve loan irregularities to ensure files meet HUD, HMDA, and RESPA guidelines.
  • Review Hud-1 or settlement statements for accuracy.
  • Prepare conveyance package for clients.
  • Show more

Mortgage specialist example responsibilities.

  • Manage internal team SharePoint and document repository.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Work due diligence and process loans per FHLMC guidelines on conventional, USDA, FHA/VA and CHFA/DAP loans.
  • Advise clients with mortgage needs by providing information regarding traditional and government programs, including USVA, FHA and VA loans.
  • Review HUD-1's to confirm fees and charges with initial GFE and RESPA compliance, order wire and provide funding approval.
  • Maintain a working knowledge of FDCPA and RESPA guidelines.
  • Show more

Post closer vs mortgage specialist skills

Common post closer skills
  • Loan Packages, 17%
  • Post-Closer, 16%
  • FHA, 8%
  • Va, 8%
  • Escrow, 6%
  • Mers, 5%
Common mortgage specialist skills
  • Customer Service, 22%
  • Residential Mortgage Loans, 6%
  • Origination, 6%
  • FHA, 5%
  • Va, 5%
  • Loan Applications, 4%

Browse office and administrative jobs