Unity Bank jobs in Edison, NJ

The Commercial Loan Specialist is a key support function to the commercial lending team. She/he assists with various commercial loan servicing activities, including but not limited to on-boarding of new and existing customer information, direct follow up with customers for required information, assist lending team with meeting reporting deadlines, database management, site visits and preliminary underwriting and customer interaction and correspondence. Essential Functions Address overdrawn accounts situations Order credit reports on borrowers from Experian as needed. Perform site visits of customers place of business Assist team with prep of credit memos with the loan officers for various purposes, including renewals, commitment extensions and loan revisions. Process servicing requests for existing loan customers, such as statement requests and copies of other documents. Monitor and report on assigned loan portfolio activity to bank management as requested. Follow up with borrowers to obtain financial information or documentation Follow up with borrowers to obtain open items to facilitate the loan closing process. Obtain environmental report bids and engage vendors Coordinate with borrowers and branch staff to open required deposit accounts before closing. Communicate with people outside the organization on a regular basis including borrowers, brokers, and accountants. Analyze personal credit data and personal financial statements to assist in the completion of Letters of Interest and commercial credit underwriting Assist with commercial loan/payment collections Begin the Loan Proposal write up and input as much information as possible, including existing deposit and loan balances, property info, code page info, etc. Attend loan closing if the loan officer is unavailable, depending on level of experience Upload all documents and correspondence to Abrigo (financials, LPs, memos) Move loans to closing once signed commitment letter and fees are received Assist Portfolio Management with obtaining required financials and related information to complete Annual Reviews Job Requirements and Qualifications Job requires strict attention to detail and thoroughness in the completion of job duties. Job requires analysis of financial information with oversight by a manager Education and Experience Associates Degree preferred or related field or equivalent experience Three years + working at a Commercial Bank or Credit Union Knowledge of SBA lending programs preferred, but not required Licenses and Certifications N/A Knowledge, Skills, and Abilities Ability to work independently with limited supervision Ability to work in a structured environment with established procedures Professional behavior mandatory at all times Customer service oriented Good organizational skills and ability to multi-task Ability to effectively communicate with other bank departments Excellent reading comprehension Knowledge of administrative and clerical procedures and systems such as word processing, managing data, files, and records, designing forms, and other office procedures. Excellent computer skills in a Microsoft Windows environment including proficiency in Word Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages. Ability to speak and write clearly to effectively convey information so that others understand and as appropriate for the needs of the audience. Ability to apply common sense understanding to carry out written and oral instructions. Physical Requirements Ability to sit for long periods of time up to 75% of work hours. Ability to use hands to grasp, handle or feel. Ability use computer keyboard and system to enter data and process information. Ability to talk, hear, and see. Ability to use telephone to communicate with customers and employees. Ability to drive for site visits of customers Use office equipment such as teller scanner, personal computer, telephone, mobile device, copier, fax machine, adding machine, etc. Working Conditions Moderate sound as in business office with office machines, computers, and people traffic. Open floor work environment. Compliance It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's Financial Advisors and Wealth Management Client Associates help clients pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees and clients. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective. Job Description: This EGP Trainee is a training program to develop and prepare candidates to further develop and service the FA Teams client base. The Trainee role allows EGP Specialist to become fully license and require the appropriate designations before taking on the full EGP Specialist role. This position operates in a marketing and sales development role by implementing and executing the Elite Growth Practice. Specific accountabilities for the role may vary depending on the team's practice. Performance is measured by the FA or FA team through specific goals, metrics, and behaviors related to the execution of the EGP model. Core Responsibilities: Develop and service client segments and the next generation and their next generations and beneficiaries. Gather additional assets from existing client base and deepen relationships by partnering with all Merrill partners to deliver a full breadth solutions. Coordinate technological support through the development of portfolio analysis, proposals and direct mail campaigns utilizing Salesforce and other tools and resources. Provide technical expertise in certain product areas (e.g. Corporate 401(k), Rule 144, Insurance, Wealth Management Workstation) Provide marketing and organizational support. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination. Role is designed to allow employees to study and obtain all required registrations. The Elite Growth Practice (EGP) Wealth Management Specialist position may be filled at a Trainee, Specialist or Senior level depending on experience of the candidate and needs of the Financial Advisor Team. The Trainee is a non-exempt position for a hire lacking required security licenses and/or designation. This position allows the individual to become fully licensed and achieve the appropriate designations required for the position. If Series 7 and 66 (or 63 & 65) licenses and approved designation are not currently held, must be obtained within a specified timeframe to be eligible for Specialist position. This Elite Growth Practice (EGP) Wealth Management Specialist is for performing a variety of specialized functions across a team of Financial Advisors, such as business management, business development, wealth planning, investment management, or relationship management. Key responsibilities include providing quality client service, and operations support and executing problems where extensive analysis and evaluation is required. Job expectations include having knowledge of the Merrill Wealth Management business and supporting team members as needed. Responsibilities: * Provides quality client service and effective operations support by resolving client issues and analyzing data to address risk issues and trends * Escalates issues and provides resolution on complex inquiries, requests, and problems related to client concerns * Documents client interactions and provides team members with time sensitive updates * Attends client review meetings to capture notes, document in Salesforce, and tracks all actions/activities to ensure the highest level of client service is provided * Provides advice and assists with training for team members Skills: * Account Management * Business Acumen * Customer Service Management * Client Management * Portfolio Management * Referral Identification * Referral Management * Relationship Building * Administrative Services * Process Simplification Required Qualifications: * Either Series 7 and 66 licenses or Series 7, 63 and 65 licenses; must obtain all state registrations held by the Financial Advisor(s) and Advisor Team(s) they support. If Series 7, 63/65 or 66 or equivalent are not currently held, must be obtained within a specified timeframe to be eligible for Specialist position. * SAFE ACT Registration; ADV-2B Required * Obtain and/or maintain at least one firm approved designation * Demonstrated expertise and impact in at least two of the following specialized functions: Wealth Planning, Investment Management, Business Development, Business Management and/or Relationship Management * Possess and demonstrate strong communication skills * Demonstrate an understanding of how to deliver a strong overall client experience * Thorough knowledge and understanding of the suite of Wealth Management products and services * Detail oriented with strong organizational skills and ability to manage multiple tasks and priorities at once * Strong partnership and relationship management skills; ability to work across Elite Growth Program (EGP) functions and organizational lines/levels * Ability to influence and demonstrate clear communication and collaboration with others to make sound decisions without direct authority * Analytical skills with ability to identify trends, root cause and effects and implement improved processes to increase growth and mitigate risk * Ability to identify client needs and concerns and articulate appropriate approach to align solutions to goals to support responsible growth Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 37.5

Iselin, New Jersey **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (***************************************************************************************************** **:** Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's Financial Advisors and Wealth Management Client Associates help clients pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees and clients. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective. **Job Description:** This EGP Trainee is a training program to develop and prepare candidates to further develop and service the FA Teams client base. The Trainee role allows EGP Specialist to become fully license and require the appropriate designations before taking on the full EGP Specialist role. This position operates in a marketing and sales development role by implementing and executing the Elite Growth Practice. Specific accountabilities for the role may vary depending on the team's practice. Performance is measured by the FA or FA team through specific goals, metrics, and behaviors related to the execution of the EGP model. Core Responsibilities: Develop and service client segments and the next generation and their next generations and beneficiaries. Gather additional assets from existing client base and deepen relationships by partnering with all Merrill partners to deliver a full breadth solutions. Coordinate technological support through the development of portfolio analysis, proposals and direct mail campaigns utilizing Salesforce and other tools and resources. Provide technical expertise in certain product areas (e.g. Corporate 401(k), Rule 144, Insurance, Wealth Management Workstation) Provide marketing and organizational support. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination. Role is designed to allow employees to study and obtain all required registrations. The **Elite Growth Practice (EGP)** **Wealth Management Specialist** position may be filled at a Trainee, Specialist or Senior level depending on experience of the candidate and needs of the Financial Advisor Team. The Trainee is a non-exempt position for a hire lacking required security licenses and/or designation. This position allows the individual to become fully licensed and achieve the appropriate designations required for the position. If Series 7 and 66 (or 63 & 65) licenses and approved designation are not currently held, must be obtained within a specified timeframe to be eligible for Specialist position. This **Elite Growth Practice (EGP)** **Wealth Management Specialist** isfor performing a variety of specialized functions across a team of Financial Advisors, such as business management, business development, wealth planning, investment management, or relationship management. Key responsibilities include providing quality client service, and operations support and executing problems where extensive analysis and evaluation is required. Job expectations include having knowledge of the Merrill Wealth Management business and supporting team members as needed. **Responsibilities:** + Provides quality client service and effective operations support by resolving client issues and analyzing data to address risk issues and trends + Escalates issues and provides resolution on complex inquiries, requests, and problems related to client concerns + Documents client interactions and provides team members with time sensitive updates + Attends client review meetings to capture notes, document in Salesforce, and tracks all actions/activities to ensure the highest level of client service is provided + Provides advice and assists with training for team members **Skills:** + Account Management + Business Acumen + Customer Service Management + Client Management + Portfolio Management + Referral Identification + Referral Management + Relationship Building + Administrative Services + Process Simplification **Required Qualifications:** + Either Series 7 and 66 licenses or Series 7, 63 and 65 licenses; must obtain all state registrations held by the Financial Advisor(s) and Advisor Team(s) they support. If Series 7, 63/65 or 66 or equivalent are not currently held, must be obtained within a specified timeframe to be eligible for Specialist position. + SAFE ACT Registration; ADV-2B Required + Obtain and/or maintain at least one firm approved designation + Demonstrated expertise and impact in at least two of the following specialized functions: Wealth Planning, Investment Management, Business Development, Business Management and/or Relationship Management + Possess and demonstrate strong communication skills + Demonstrate an understanding of how to deliver a strong overall client experience + Thorough knowledge and understanding of the suite of Wealth Management products and services + Detail oriented with strong organizational skills and ability to manage multiple tasks and priorities at once + Strong partnership and relationship management skills; ability to work across Elite Growth Program (EGP) functions and organizational lines/levels + Ability to influence and demonstrate clear communication and collaboration with others to make sound decisions without direct authority + Analytical skills with ability to identify trends, root cause and effects and implement improved processes to increase growth and mitigate risk + Ability to identify client needs and concerns and articulate appropriate approach to align solutions to goals to support responsible growth **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 37.5 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Denver, Colorado;Seattle, Washington; Jacksonville, Florida; Addison, Texas; Jersey City, New Jersey; Boston, Massachusetts; Charlotte, North Carolina; Chicago, Illinois **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*********************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! **Job Description:** Manual Ethical Hacking is part of the Application Development Security Framework Program within Bank of America's Cyber Security Assurance Offensive Security group. The program provides services to assess the security resilience of the bank's applications to malicious hacking activity. This senior technical role is responsible performing and leading ethical hacking assessments of the bank's technologies, applications, and cyber security controls while adapting testing methods to evolving and emerging threats. Key responsibilities include leading and performing research, understanding the bank's security policies, working with appropriate partners to complete assessments and simulations, identifying misconfigurations and vulnerabilities, and reporting on associated risk. These individuals partner closely with security partners, CIO clients and multiples lines of business. These individuals are expected to perform application security-oriented dynamic and static assessments across a multitude of technologies including web UI, web APIs, mobile and cloud, including associated source code. Key Responsibilities in order of importance: + Perform assigned analysis of internal and external threats on information systems and predict future threat behavior. + Incorporate threat actors' tactics, techniques, and procedures into offensive security testing to identify high-value vulnerabilities/chained attacks. + Developing Proof-of-concepts for exploitation. + Perform assessments of the security, effectiveness, and practicality of multiple technology systems. + Leverage innovative thinking to help solve problems or introduce new ideas to processes or products applicable to offensive security. + Prepare and present detailed technical information for various media including documents, reports, and notifications. + Provide clear and practical advice regarding managing risks. + Learn and develop advanced technical and leadership skills, mentor Junior and Intermediate assessors in technical tradecraft and soft skills. + Respond to security incidents and provide technical assistance to leadership across the Information Security organization. Required Skills: + Minimum of 5+ years of professional pentesting, application security or ethical hacking experience, preferably in a large, complex, enterprise environment + Detailed technical knowledge in at least 5 of the following areas: + security engineering + application architecture + authentication and security protocols + application session management + applied cryptography + common communication protocols + mobile frameworks + single sign-on technologies + exploit automation platforms + Web APIs + Cloud environments + LLM security + Able to manually identify and reproduce findings, discuss remediation concepts, develop PoCs for vulnerabilities, use scripting/coding techniques, proficiently execute common penetration testing tools, triage, and support incidents, and produce high value findings + Experience performing manual web application assessments i.e., must be able to simulate a OWASP Top 10 vulnerabilities without the use of tools + Experience performing manual code reviews for security relevant issues + Experience working with DAST and SAST tools to identify vulnerabilities + Knowledge of network and Web related protocols/technologies (e.g., UNIX/LINUX, TCP/IP, Cookies) + Experience with vulnerability assessment tools and penetration testing techniques. + Solid programming/debugging skills, development frameworks, CVE and CWE research/reproduction + Threat Analysis, threat modelling and SBOM analysis + Innovative thinking, threat actor simulation + Technology Systems Assessment + Technical Documentation + Advisory Desired: + CEH, OSCP/OSCE/OSWE/GXPN/GPEN/GWAPT/GMOB/All Practitioner Certs [Port Swigger BSP Academy]/Cloud Cert(s)/ eWPT; eWPTX; eMAPT [INE Pentester Academy] + Strong programming/scripting skills This job will be open and accepting applications for a minimum of seven days from the date it was posted. **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

WHAT IS THE OPPORTUNITY? This position is responsible for attracting and expanding upon relationships with Royal Bank of Canada (RBC) Rochdale's high and ultra-high net-worth (U/HNW**) clients by collaborating with Senior Wealth Strategists, Wealth Strategists, and other colleagues in the development of U/HNW client facing materials and deliverables. The ideal candidate should have experience with client discussions/presentations, proficiency in financial planning software (eMoney), and demonstrable knowledge in advanced planning areas such as Estates and Trusts, Income Taxation, Philanthropy, and Asset Protection, with an emphasis on business owner wealth and succession planning. *WHAT WILL YOU DO?* * Work in tandem with Senior Wealth Strategists and Wealth Strategists to analyze a client's current financial situation, identify appropriate planning strategies and techniques, and educate clients with advanced modeling through the Comprehensive Wealth Assessment. * Support the Wealth Strategy team by participating in external meetings, taking notes, and developing sophisticated, custom planning models using eMoney, Excel, Powerpoint, and Word programs. * Work directly with independent financial advisors and clients to understand their specific goals and objectives to provide solutions to meet their needs. * Participate in and/or lead client meetings and work within a team environment to deliver integrated planning services to clients. * Partner with the Wealth Strategy team to create understandable, customized strategy explanations that are consistent across the enterprise and of high quality. * Assist Wealth Analyst with preparation of reports/dashboards and making other changes to support their business reporting and other operational needs using Salesforce (within the permission allowed by the Salesforce COE). * Partner with the marketing team to develop comprehensible explanations of sophisticated wealth planning strategies in areas of interest to UHNW clients. * Assist in preparation of written and oral presentations to support educational programs for colleagues, clients and prospective clients. * Write articles on timely topics of wealth planning that can be distributed to clients or marketing materials to CNR's clients, prospects, and COIs. * Keep abreast of legislative and tax changes. * Enhance existing relationships and reduce attrition by participating in designing integrated wealth plans that enhance the value that banking colleagues bring to their relationships. * Participate in routine third-party audits of all material subject to peer review. * Raise awareness of proper channel alignment when confronted with a client/prospect that is more appropriately served by another line of business. * Cultivate and maintain relationships with COI's directly and in partnership with colleagues. * Participate in client and community events. * Participate in the preparation for sponsored events regarding wealth planning information and issues that are relevant and compelling for that particular audience. *WHAT DO YOU NEED TO SUCCEED?* *Required Qualifications** * Bachelor's Degree * Minimum 5 years of financial planning or related experience * Minimum 5 years of experience within Banking, Brokerage, or Insurance culture * Demonstrable expertise in the use of financial modeling systems such as eMoney * CFP - Certified Financial Planner credential or the ability to obtain within 24 months of employment * CEPA - Certified Exit Planning Advisor credential, or the ability to obtain within 18 months of employment *Additional Qualifications* * Advanced Degree (JD or CPA or Masters in Tax/Accounting/Business) helpful * Ability to travel up to 20% * Stay current on cutting edge wealth planning solutions while retaining the ability to explain and implement those solutions in an easy to understand manner * Demonstrable expertise in Team-Based (multi-disciplinary) wealth planning * Demonstrable expertise in multiple wealth planning issues (e.g., portfolio construction, life insurance, transfer taxation, business succession, etc.) * Demonstrable expertise at easily explaining complex strategies to clients and COIs; and quickly identifies and pursues to a successful sale Bank product or service solutions that align with the best interest of the client. Presentation skills * Outstanding written and verbal communication skills * Outstanding Microsoft Excel, PowerPoint, and Word creation abilities * Demonstrable expertise in multiple areas such as: Portfolio design; transfer tax; life insurance; income tax; retirement funding (qualified and non-qualified); captive insurance; legacy trusts * Demonstrable proficiency in Salesforce *WHAT'S IN IT FOR YOU?* *Compensation* Starting base salary: $122,535 - $208,715 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. \#LI-DN1 \#CA-DN1

The Maintenance Technician performs a variety of semi-skilled work maintaining and repairing bank properties and equipment, and may involve carpentry, electrical, mechanical, and plumbing work. The incumbent monitors and assesses the condition and needs of physical assets. Essential Functions Perform routine and emergency repairs and maintenance of all physical assets including carpentry, electrical, mechanical, and plumbing. Troubleshoot maintenance problems for equipment and the electrical, structural, and plumbing systems. Perform scheduled inspections of physical assets and reports issues to management. Purchase supplies and materials needed to complete projects. Deliver materials to job sites. Maintain the bank vehicles in good working condition including scheduling regular maintenance and emergency repairs. Communicate with vendors, salespeople, and service providers. Visiting assigned facilities, a minimum of once a month Job Requirements and Qualifications Strict attention to details and thoroughness in the completion of job duties. High level of coordination, organization, planning, and prioritization of work, and time management. Willingness to take on responsibility and challenges. Support in bank functions, i.e. Car Show, employee events, branch activities, etc. Travel within local market to all bank sites and vendors. Education and Experience High school diploma or equivalent. Five years of experience in building maintenance including electrical, mechanical, plumbing and carpentry. Multi-site maintenance preferred. Licenses and Certifications Valid driver's license. Knowledge, Skills, and Abilities Knowledge of a wide variety of building maintenance procedures and techniques including electrical, mechanical, plumbing, and carpentry. Skilled in using hand and power tools such as hammers, saws, drills, wrenches, measuring instruments, and electrical testing devices. Proficient computer skills in a Microsoft Windows environment including proficiency in Word and Excel. Ability to read, comprehend, analyze, and interpret building blueprints and professional publications. Ability to assess the quality and condition of buildings, equipment, and all related systems. Ability to speak and write clearly to effectively convey information so that others understand and as appropriate for the needs of the audience. Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations. Ability to prioritize multiple projects and tasks. Ability to work independently with little supervision. Physical Requirements Ability to stand for long periods of time up to 75 % of work hours. Ability to kneel, stoop, squat, and crawl in confined spaces during the course of the day. Ability to withstand work in all types of weather. Ability to use hands to grasp, handle, feel, and assemble objects. Ability to use computer keyboard and system to enter data and process information. Ability to talk, hear, and see. Ability to use telephone to communicate. Ability to use office equipment such as teller scanner, personal computer, telephone, mobile device, copier, fax machine, adding machine, etc. Ability to lift up to 100 lbs. at least 25% of work hours; ability to lift at least 30 lbs. daily. Ability to see details at close range Ability to climb ladders of varying heights. Ability to balance on a pitched roof. Working Conditions Moderate sound as in business office with office machines, computers, and people traffic. Open floor work environment. Outdoor work in all weather conditions. Work in confined spaces such as basements, workrooms, closets, etc. Compliance It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Red Bank, New Jersey **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (***************************************************************************************************************** **:** Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's Financial Advisors and Wealth Management Client Associates help pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective. The Advisor Development Program is designed for individuals excited to make a career transition and follow their passion of becoming a Financial Advisor. **Job Description:** The Wealth Management Client Associate - Advisor Development Program (WMCA - ADP) role is an entry role into our Advisor Development Program where the destination role is becoming a full-scale Financial Advisor at Merrill. This progression role is responsible for providing client service support to Financial Advisors (FAs). As a WMCA - ADP your journey begins by obtaining your Securities Industry licenses, where you will receive dedicated study time for your Securities Industry Essentials [SIE], Series 7, and Series 66 Exams. Your SIE, Series 7 & 66 must be obtained within 120 days; (63 & 65 accepted, in lieu of 66, if previously held). Once you obtain your licenses, you will be taught the foundational skills needed to be a WMCA - ADP. This job is responsible for providing client service support to multiple FAs. Key responsibilities include supporting enterprise strategic objectives, operational excellence goals, and client advocacy within the FA's business, while customizing solutions based on their specific needs. Job expectations include serving as the most frequent point of contact within Merrill to address all service needs of their clients and acting as a resource for FAs on the team. Once you have reached your key milestones, including proficiency in your current role and the completion of experiential activities showcasing your ability to become an advisor, you will then progress into the next stage of the Advisor Development Program, beginning building a book of business as a Financial Advisor trainee. You will complete dedicated training preparing you for this role and once complete you will continue to work in a Merrill office where you will be acquiring, building, and managing client relationships while considering a client's complex financial picture and guiding them with advice and solutions. Once you complete your performance requirements as a Financial Advisor trainee you will reach the ultimate destination of becoming a Merrill Financial Advisor. You will be supported along the way with dedicated programs, tools, and resources throughout your career journey. **The Advisor Development Program consists of progressive roles to ultimately become a Merrill Financial Advisor. Our progressive roles in the Advisor Development Program engage in:** + Developing a book of business in order to meet and exceed established performance hurdles + Effectively prioritizing and sourcing prospective clients, capitalizing on referrals, assessing customer needs, referring customers to the appropriate internal specialists, and executing highly customized solutions to meet client needs + Recommending investment products and services that are suitable for prospects based on their objectives, resources, time horizon, risk profile and preferences + Balancing investment growth, referral activities, customer follow up, prospect building, administrative compliance and personal growth and development according to both a day-to-day and longer-term planning + Organizing and managing resources (time, people, budget) to run a productive practice + Seeking the expertise of specialists, where appropriate, to identify planning and investment strategies for a client + Completing mandated training, assessments, performance goals and continuing education requirements **We'll help you** + **Build a successful career** at Bank of America through world-class training and on-boarding programs that set you up for success. + **Get training and one-on-one coaching** from our-award winning Academy at Bank of America and local leadership who are invested in your success. + **Grow your business knowledge** by using a defined consultative approach to systematically identify client needs and appropriate solutions. + **Provide end-to-end comprehensive advice** , deliver client reviews/presentations with confidence and recommend strategies to help achieve their financial goals and life priorities. + **Collaborate with core banking and investment partners.** Connect to all the solutions we provide through Bank of America and Merrill to meet virtually all their financial needs. **Required Qualifications:** + Displays confidence working as a self-starter in a sales role + Builds strong client relationships through effective communication and collaboration + Displays a proactive mindset and effective time management + Demonstrates a results-driven growth mindset and prioritizes client interests + Identifies appropriate client solutions through application of learnings and new information + Exceptional interpersonal and relationship building skills + Effective communication skills (written and verbal) + Proven ability to quickly build trust and credibility + Proven ability to assess needs of and recommend appropriate solutions + Proven ability to work both collaboratively on a team with key partners and independently + Proven ability to listen and probe for clarity and understanding + Entrepreneurial mindset with a proven ability to source clients through extensive prospecting and networking + Strong follow-through skills + Computer/technical literacy and proficiency in applications such as Microsoft Suite **Desired Qualifications:** + Bachelor's degree and/or a minimum of one year of work experience + Learns and adapts to new technology or applications + Executes multiple tasks simultaneously **Job Responsibilities:** + Partners with Financial Advisors, Client Relationship Managers, and Market Supervision Managers on all aspects of client servicing, risk, investments, and banking products, while receiving appropriate guidance and escalating issues as needed + Provides excellent Client Service to the bank's clients through educating them on all of the bank's service and banking offerings + Ensures timeliness, accuracy, and completeness in client materials and follows up on all client and Financial Advisor (FA) requests + Assists with ensuring practices are in alignment with the bank's policies and procedures to support operational excellence, protect the bank's clients, and manage risk + Identifies, deepens, and maintains client relationships through emphasizing the bank's offerings and promoting incorporation of banking into day-to-day practices, while communicating outputs to the FA + Performs general business growth support functions aligned to the role of the Client Associate or Wealth Management Client Associate, providing business development, investment solutions, and/or business management support to multiple FAs **Skills:** + Account Management + Client Management + Customer and Client Focus + Issue Management + Oral Communications + Business Development + Client Solutions Advisory + Pipeline Management + Prioritization + Trade Operations Management + Administrative Services + Client Investments Management + Emotional Intelligence + Referral Identification + Written Communications This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. **Shift:** 1st shift (United States of America) **Hours Per Week:** 37.5 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Job Description: There has been a consistent growth in centrally managed assets in line with strategic business objectives. A critical part of the role will be development of enhanced portfolio overlay products and services in line with client objectives. These include tax efficient strategies and transition services that promote additional flows into Firm Managed. An important part of the role will also be creation and implementation of other differentiated overlay offerings that seek to obtain, offset or substitute specific portfolio exposures. In addition, the role will entail oversight and maintenance of internal model portfolios. * Research, develop and implement investment solutions. * Support new financial investment portfolio management functions through algorithm development and testing. * Ongoing review and monitoring of enhanced overlay products and services. * Collaboration across Product, Platform, Channel, CIO, Research and Control partners to deliver investment solutions. * Oversight and maintenance of internal firm model portfolios and coordination of rebalance activities. * Support of restrictions and replacement securities. Required Qualifications: * Must be intellectually curious and have strong critical thinking skills to solve complex problems. * Should be able to multi-task, take ownership and deliver in a fast-paced environment. * Requires good interpersonal skills and ability to collaborate and communicate effectively in groups. * Requires good time management skills to deliver within project management deadlines. Desired Qualifications: * Bachelor's Degree in Finance, Mathematics or Economics. * Minimum 2-5 years of experience in a financial firm with some experience in investment products or investment management. * Series 65 or pursuit of the CFA charter is a plus. * Advanced Excel VBA skills and Python experience is favorable. * Knowledge of tax efficient products or services is a plus. Skills: * Active Listening * Attention to Detail * Research * Usability Testing * Data Collection and Entry * Issue Management * Networking * Project Management * Reporting * Agile Practices * Process Design * Recording/Organizing Information * Technical Documentation * Written Communications Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

Newark, Delaware;Pennington, New Jersey **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (********************************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns. The **Fraud Technology team** is looking for a mid-level **Java Full Stack Developer** . As a Developer you will work closely with business and technology partners to deliver solutions. Candidates must possess advanced problem-solving skills, the willingness to learn and ability to effectively and concisely communicate verbally and in written/presentation format. You must work well in a supportive and transparent team environment, while having the ability to research and resolve issues independently. Candidates must have good communication skills and the ability to engage and influence teams across technology and the business. **Responsibilities:** + Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements + Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained + Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack + Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle + Performs spike/proof of concept as necessary to mitigate risk or implement new ideas + Automates manual release activities + Designs, develops, and maintains automated test suites (integration, regression, performance) **Required Qualifications:** + **5+ years of development experience** (preferably in the financial industry). + **Java/J2EE, Object Oriented design and Programming, Spring** (Spring batch or Spring integration and Spring boot is a plus) + At least one ORM/Persistence Framework: iBatis/MyBatis, Hibernate, Kafka, JPA + SOA, REST/SOAP Web Services, Micro Services CXF, JAXWS/JAXRS, JSON, XML + Source Control: Bit Bucket, Subversion (SVN), Perforce, or similar + Maven, test Driven development (TDD) and continuous integration (CI), JUnit, Mockito + IDE: Eclipse, RAD, or other + Agile/Iterative development and full SDLC development **Desired Qualifications:** + Cassandra, Hadoop, Kafka, MQ + At least one RIA Framework: jQuery, Angular, YUI, Ext JS, DOJO, Vue.js + At least one RDMS and SQL: Oracle, Sybase, SQL Server + Front-end web development with JavaScript, HTML/HTML5, CSS, Ajax, SASS **Skills:** + Application Development + Automation + Influence + Solution Design + Technical Strategy Development + Architecture + Business Acumen + DevOps Practices + Result Orientation + Solution Delivery Process **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

The Universal Banker position is responsible for demonstrating excellent customer service in accordance with the Bank's Core Values and to maintain a well-developed working knowledge of the Bank's products & services. This includes an ethical approach to uncovering client needs and recommending appropriate products, services, and solutions to meet the client's short-term and long-term financial goals. The Universal Banker will be responsible for opening accounts, handling transactions, selling/cross-selling bank products and services as well as resolving simple and complex customer service issues. Individuals must be a self-starter and goal oriented with a passion to succeed. Essential Functions * Identifies, develops, and closes sales; applies needs based selling techniques to generate product interest; actively cross-sells products/services. * Actively engage in meaningful conversation with customers in order to seek a thorough understanding of their complete financial needs. Recommend products and services to support the customer's needs, through in person efforts, referrals to other lines of business, and marketing campaign outreach. * Serves as digital expert with the ability to demonstrate above average knowledge of all digital channels in an effort to cross sell and expand existing relationships. * Drives proactive sales and service conversations through inbound and outbound interactions. * Deepens existing customer relationships through a variety of proactive sales and service initiatives which should be captured in 360 View. * Actively participates in all branch activities, including but not limited to Huddles, Retail Calls and Sales meetings. * Meet customers' needs by conducting accurate needs assessments, providing information on products and services, informing customers on how to conduct their banking business, and delivering customer service that meets established quality standards. * Process customer transactions such as deposits, withdrawals, transfers, wires and payments, accurately and efficiently * Count, organize, and safeguard cash and other negotiable bank items. * Assist customers with inquiries and solve problems in a professional and courteous manner. * Perform daily branch operations such as proving cash draw and branch vault, scanning teller work, and filing paperwork. * Open new accounts ensuring all required documentation is obtained and is accurate. * Comply with all established policies and procedures. * Maintain technical and professional knowledge by attending educational workshops and training, reviewing bank policies and procedures, keeping informed of updates and upgrades to products and services, and staying informed of any legal, policy, and procedural changes relating to retail banking. * Comply with BSA/KYC policies and procedures to mitigate risk and reduce/eliminate fraudulent transactions * Completes transactions accurately and ensure the safety of the bank * Travel required for meetings, community involvement and assistance covering local branches. * Participate in community and volunteer events that are endorsed by the bank. Education and Experience * High School Diploma or equivalent with at least 3-5 years of comparable Retail experience. * College degree preferred, not required. * Prior cash handling or customer service experience * Must be extremely organized and detail * Must work well in a fast-paced, team environment. * Excellent communication skills, both written and verbal, are * Excellent computer skills in a Microsoft Windows environment including proficiency in Word, Excel and Outlook are required. * Familiarity with bank systems, i.e., CRM, financial apps is strongly preferred. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Responsible for underwriting and approving mortgage loan applications that maximize organizational profit and minimize risk. The position supports the branches, sales and operations functions of the Bank through accurate, timely and professional communication and rendering of sound credit decisions. Essential Functions * Underwrite and approve Residential Mortgage loans, Construction loans, and Consumer loans and evaluate credit risk * Conduct loan-level due diligence and ensure each loan conforms to bank underwriting and/or investor guidelines. * Manage a pipeline of loans submitted for closing * Interact with other areas of the bank, including processing, sales, and the closing / funding teams, as well as servicing and secondary sales teams. * Perform a thorough review and analysis of all loan applicants in rendering a sound credit decision on all loans to ensure the Bank's ability to sell the loan on the secondary market or retain as a performing asset in its portfolio * Review and analyze credit, income, assets and collateral to ensure compliance FNMA, investor or Bank portfolio guidelines * Collaborate with team members and Management to identify or recommend potential solutions/exceptions for non-sellable or denied loan files * Examine all loan documentation to ensure accuracy and compliance with all state and federal policies and regulations * Communicate with mortgage sales, operations and branches to maintain a high level of customer service * Serve as a leader/trainer/mentor to processors and less experienced Operations staff * Maintain a high level of efficiency to ensure excellent turnaround times * Maintain current knowledge of all industry and bank program changes, policies and procedures * Communicates with Management on a loan by loan basis in recommending exceptions to policy Additional Functions * Assist with loan delivery and servicing in resolving any port-closing/delivery issues with FNMA or investor * Assist Loan Officers by reviewing loan scenarios to ensure loan is placed in correct program Education and Experience * BA/BS * 7 years conventional underwriting experience required * FHA processing or underwriting experience a plus * Ability to analyze title reports, tax returns and appraisals is required * Detailed knowledge of FNMA/FHLMC guidelines is required * Extensive knowledge of Automated Underwriting Systems LP/DU is required * Excellent communication skills, both written and verbal, are required * Excellent proficiency with MS Word Suite Knowledge, Skills, and Abilities * Ability, familiarity and competence to perform all aspects of a loan transaction, from opening through closing * Ability to analyze credit, income, assets, appraisals * Ability to calculate figures and amounts * Ability to read, analyze and interpret legal documents, government regulations and professional publications * Ability to effectively present information and respond to inquiries from Senior Management, attorneys, vendors, government agents and the general public * Ability to create and generate reports * Ability to work independently with little supervision All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Responsible for overseeing daily accounting operations, ensuring accurate financial reporting and support ongoing process improvement initiatives across the department to include technical accounting, financial statement analysis and internal/external stakeholder reporting. Lead the improvement of standardized processes for monthly financial tracking and reporting, ensuring alignment with the company objectives. Essential Functions Drives and executes key functions of the Finance Department including: Month-End Close Loan accounting Deposit accounting Investment accounting Accrued and prepaid expenses Fixed assets CECL Tax provision Preparing and reviewing regulatory reporting, including but not limited to, Call Report FR Y-9 FR Y-6 FR 2900 State of NJ GUDPA Overseeing and reviewing SEC reporting, including 8-K, 10-Q, 10-K, and 11-K filings. Reviewing daily and monthly reconciliations including general ledger and internal bank accounts. Overseeing and reviewing core system integration, including but not limited to, General Ledger mapping and non-post transactions. Lead, coach and develop staff to ensure accountability, professional growth and high performance Ensuring company-wide adherence to US GAAP and additional regulations. Oversee and support daily cash & treasury management reporting for internal and external stakeholders. Assist with preparation and review variance analysis, managerial and Board reporting Assist with ad-hoc requests from other departments, management and auditors. Assist with reviewing the Bank's internal controls environment and SOX program. Liaison with internal and external auditors. Additional Functions Perform and assist with, likely including: Wire Transfers Accounts Payable Other duties as assigned Education and Experience Bachelor's degree in accounting, finance, or related field required. Minimum 7 years accounting experience. 2+ years of Supervisory experience Bank accounting experience preferred Regulatory/SEC reporting experience preferred Licenses and Certifications CPA required. Knowledge, Skills, and Abilities Knowledge of Fiserv systems, including Prologue and Premier Navigator. Knowledge of U.S. GAAP and SOX. Excellent computer skills, including Microsoft Excel. Ability to effectively present and communicate information and respond to inquiries from senior management, department heads, auditors, and other third parties. Ability to apply common sense logic and critical thinking to solve problems and make sound judgments and decisions. Ability to write reports and business correspondence. Ability to work independently with little supervision. Ability to provide direct supervision to subordinate staff members. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Responsible for the Bank's general accounting functions and preparation of internal management and board reports, as well as SEC Filings. Essential Functions Responsible for the following Finance department functions: * Prepare month-end close activity within Fiserv Prologue, including but not limited to: * Investments * Fixed Assets * Prepaids & Accruals * Analyze monthly financial statements for the Bank, Holding Company, and its Subsidiaries * Prepare monthly management and board of director reports * Assist in preparing daily general ledger and core software integration * Assist in preparing SEC filings, including 10-Q and 10-K * Assist with ad-hoc requests from other departments, management, and auditors Additional Functions Perform other general accounting functions, assisting or acting as a backup including, but not limited to, the following: * Assisting Accounting Operations, including Accounts Payable and Wire Transfers * Other duties as assigned Job Requirements and Qualifications * N/A Education and Experience * Bachelor's degree in accounting, finance or related field required * Banking and regulatory/SEC reporting experience preferred Licenses and Certifications * CPA preferred Knowledge, Skills, and Abilities * Knowledge of US GAAP * Excellent computer skills, including Microsoft Excel * Ability to effectively present and communicate information and respond timely to inquiries * Ability to write reports and business correspondence * Ability to apply common sense logic and critical thinking to solve problems and make sound judgments and decisions. Physical Requirements * Ability to sit for long periods of time over 75% of work hours * Ability to use hands to grasp, handle or feel * Ability to use computer keyboard and system to enter data and process information * Ability to talk, listen and see * Ability to use telephone to communicate with internal and external individuals Working Conditions * Moderate sound as in business office with office machines, computers, and people. Compliance * It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for tool and service designs within a technical domain that enable business strategies in accordance with architectural governance, standards and policies. Key responsibilities include creating infrastructure tools and their integration as a service, facilitating deployment of technical solutions by developing templates, playbooks and automation used during implementation. Job expectations include looking for opportunities to improve efficiency when implementing and maintaining tools/services and embracing a culture of innovation and continuous improvement. Responsibilities: * Provides subject matter expertise and consulting services on a range of technologies and assists Technical Analysts and Infrastructure Engineers to ensure that technology solutions comply with enterprise system design and engineering standards * Assists with translating business requirements into technical definitions, reference models, blueprints, and playbooks for deployment in compliance with architecture standards and policies * Assists in the evaluation of reference models, blueprints and playbooks to ensure they are fit for purpose * Develops software solutions to address manual and repeatable work or inefficient processes * Conducts on-site evaluations of third-party products being considered for firm adoption * Promotes an inclusive and healthy working environment and helps to resolve organizational impediments/blockers * Contributes to the creation/selection of functional and non-functional product evaluation requirements within and across domains Required Qualifications * Strong working Knowledge of IBM MQ concepts and other associated IBM components/facilities: * MQ Objects and MQ subsystems * Backup and recovery * Logging and archiving * TLS and certificates * RACF * SDSF * MVS JCL * TSO/ISPF * Strong leadership and communication skills both written and verbal are required Desired Qualifications * 5+ Years relevant experience * Significant experience with MQ Clusters and MQ shared queues. * Experience with automation and monitoring concepts and tools. Skills: * Analytical Thinking * Application Development * Automation * Production Support * Risk Management * Adaptability * Business Acumen * DevOps Practices * Solution Delivery Process * Solution Design * Architecture * Collaboration * Innovative Thinking * Stakeholder Management * Technical Strategy Development Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! : This job is responsible for standard activities supporting the creation, onboarding and maintenance of accounts, according to the established guidelines and procedures. Key responsibilities include providing quality service and effective, efficient operations support for internal business partners and external clients. Job expectations include operating with a standard level of independence, and referring to their team lead or manager for direction and support with more complex issues and escalations. Responsibilities: * Performs onboarding and maintenance of accounts and reviewing required account documentation. * Responds to client inquiries via numerous channels to support operational efficiency and quality client service * Performs basic research, follow-up and resolution of routine research requests * Identifies potential issues in daily operational tasks and escalates risk concerns, as appropriate * Provides general operational support including handling inbound calls, mail sorting, and mail distribution * Reviews and approves required account documentation Skills: * Account Management * Customer and Client Focus * Oral Communications * Research * Attention to Detail * Collaboration * Written Communications * Prioritization * Recording/Organizing Information * Result Orientation LOB Job Description: Wealth Management Operations (WMO) provides end-to-end operational support that drives the client experience for Wealth Management advisory partners and their clients. Within WMO, the Onboarding & Maintenance Support teams execute manual processes and monitor automated processes to gather and maintain required information that identifies client accounts and features such as legal name(s), address, product type, beneficiaries, etc. to accurately open, modify or close accounts. Upon the receipt of new account and/or maintenance request from the Merrill Branch Office, the Support Onboarding, Maintenance, and Associated Data - Brokerage team ensures all documentation, regulatory requirements, and required client correspondence have been met for the account to be opened and/or updated. Requests may be returned for additional or incorrect information and a secondary review is completed on higher risk requests. The account management is complete once the request is decisioned. Required Skills: A successful Account Management Ops Representative on this team: * Performs an accuracy, completeness, and risk assessment of documentation or client account information, identifies and resolves any discrepancies or gaps, then approves/declines the request for account opening or maintenance according to the established written guidelines and procedures. * Researches and resolves data errors by applying procedures and engaging support partners when needed. * Responds to internal business partner inquiries related to errors via phone and email and escalates more challenging issues to leadership as needed. * Understands the process flow from end-to-end including the reasons for each step, the process controls, the risks within the process, and the upstream/downstream impacts of their work based on an understanding of how the work impacts other operational units. Desired Skills: * Oral Communications * Written Communications * Customer and Client Focus * Attention to Detail * Results Driven * Numerical Reasoning" Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for providing prospects and self-directed investors with financial assistance by identifying broader product and service solutions that meet their investment and saving needs. Key responsibilities include applying knowledge of investments, products, financial markets, policies, procedures, and processes to the client's investment needs. Job expectations include owning the management, research, and communication process of resolving client issues and achieving high client satisfaction and relationship deepening through a disciplined and responsible approach. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination. The registered Investment Consultant II demonstrates knowledge of investments and financial markets and assists clients with their servicing and trading needs through inbound and outbound phone interactions. The Investment Consultant II will own the management, research, and communication of resolution to client issues while demonstrating expert knowledge of policies, procedures and processes. The role is responsible for achievement of high client satisfaction and relationship deepening through a disciplined and responsible approach. Responsibilities: Provides prospects and self-directed investors with financial guidance and assistance based on their needs to deepen existing relationships Educates potential and existing clients about investment products, services, and trading strategies offered by the bank Delivers on performance goals by uncovering additional client needs, deepening existing relationships, and referring clients to business counterparts Deliver exceptional service to clients by answering general account inquiries Accurately execute and confirm trade orders as well as a variety of securities transactions initiated by self-directed clients Assist clients with brokerage consumer website usage and navigation Educate potential and existing clients about investment products, services and trading strategies Research and resolve client requests Maintain current knowledge of Merrill products, policies, and services while keeping abreast of financial markets and regulations Required Qualifications: * Series 7 & 66 required (if not currently held, Series 66 must be obtained within 90 days) * Demonstrated passion and interest in financial markets * Excellent customer service skills with the ability to actively listen to clients and demonstrate empathy * Strong analytical and organizational skills * Detail oriented, with good follow-up skills * Strong interpersonal skills * Ability to multi-task in a dynamic environment * Requires basic knowledge of the organization, products and/or services * Requires knowledge of financial markets and trading strategies * Excellent verbal and written communication skills * Proven ability to meet and exceed productivity and performance goals * Must be technologically savvy and able to quickly learn new systems * Ability to adapt and seek solutions for customers in a fast-paced environment * Must be flexible to work assigned shift within center hours of operation * Strong desire for point of call resolution * Focus on client satisfaction Desired Qualifications: * Call center experience is preferred but not required * Previous Brokerage experience is a plus * 1+ years of financial industry experience Skills: Account Management Advisory Client Experience Branding Customer and Client Focus Oral Communications Active Listening Attention to Detail Client Solutions Advisory Issue Management Pipeline Management Causation Analysis Client Management Policies, Procedures, and Guidelines Risk Management Trading Shift: 1st shift (United States of America) Hours Per Week: 40

The Credit Department Manager must have an extensive understanding and background of all aspects of the commercial loan underwriting and financial analysis process. Must promote a positive credit culture throughout the bank. Essential Functions * Oversee the function of the Credit Underwriting Group (CUG) to facilitate the timely review of all loan transaction and servicing requests as presented. * Supervise and train department analyst's to continue their growth and knowledge levels in all facets of lending and the bank's goals and philosophies * Conduct performance reviews for direct reports * Ensure quality underwriting and meaningful financial analysis for all loan proposals * Interact with Loan Closing and Loan Officers to identify and eliminate issues to improve the overall loan process * Make recommendations based on credit findings for all transactions in excess of lending authority * Communicate with all bank departments as well as outside attorneys, appraisers, environmental assessors, etc. * Complete special projects as assigned by Chief Credit Officer Additional Functions * Report monthly to Chief Credit Officer on all of the following: CUG projects in process, Pipeline Summary, Commitments Outstanding, and Loans processed by individual Credit Analyst. * Manage the incoming new loan requests with proper credit analyst based on complexity of transaction and deal deadline. * Manage the accountable for the integrity of all credit underwriting processes. Inadequacies in these processes can lead to loan delinquencies and charge-offs, increased legal, administrative, and servicing costs. Obvious impact is to loss of Bank income. Education and Experience * Bachelor Degree in Business, Accounting, or Finance * Five years commercial underwriting experience. * Knowledge of various loan products, including SBA and Business Manager, as well as previous supervisory experience of commercial loan credit analysts would be helpful Knowledge, Skills, and Abilities * Thorough understanding of commercial credit underwriting concepts * Ability to analyze financial statements, collateral, cash flow, projections, personal financial statements, tax returns, and varying balance sheet and income statement ratios * General knowledge of the SBA program and SBA Standard Operating Procedures (SOP). * Ability to complete assignments accurately and independently * Ability to interact with the Board of Directors and Senior Management as well as other bank departments * Ability to multi-task and prioritize workload, be detail-oriented, and work efficiently. Workload is fast-paced and requires timely determinations on all loan requests * Time management skills are essential * Must be a team leader and team player within the bank organization * Strong communication skills, and ability to interact with customers is important * Microsoft Suite * Navigator, Abrigo and any financial spreading software Physical Requirements * Ability to sit for long periods of time up to 75% of work hours. * Ability to use computer keyboard and system to enter data and process information Working Conditions * Moderate sound as in business office with office machines, computers, and people traffic. Compliance * It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

The Post-Closing Coordinator is responsible for the timely delivery and monitoring of all loans being sold on the secondary market to ensure maximum profitability. The Post-Closing Coordinator is also responsible for the timely delivery and transfer of data to our servicer on all of the Bank's portfolio loans. Essential Functions * Review signed settlement documents for accuracy and compliance * Timely and accurate deliverance of all loan data for loans being sold on the secondary market * Timely and accurate deliverance of appropriate loan documents and data to our servicer for all portfolio loans * Monitor, communicate and obtain all suspense conditions of all loans delivered on the secondary market to ensure timely funding * Collaborate with team members and Management to identify or recommend potential solutions/exceptions for non-sellable or denied loan files * Maintain a high level of efficiency to ensure expiration dates are met * Maintain current knowledge of all industry and bank program changes, policies and procedures Additional Functions * Work with Operations Manager at identifying any training deficiencies within the department * Work with Operations Manager in creating and implementing any process changes that might be needed due to investor or servicer policies * Assist department with any other assigned duties * MERS Officer for the Mortgage lending department Education and Experience * 5 years conventional mortgage experience required * 5 years closing/post-closing operations experience required * Ability to analyze settlement packages and title reports is required * Detailed knowledge of FNMA/FHLMC guidelines is required * Knowledge of Automated Underwriting Systems LP/DU is recommended * High school diploma or equivalent required * Four-year college degree preferred * Excellent communication skills, both written and verbal, are required * Excellent computer skills in a Microsoft Windows environment including proficiency in Word, Excel and Outlook are required Knowledge, Skills, and Abilities * Knowledge of basic mortgage forms and documents * Ability to work in paperless and remote environment * Effective interpersonal relationship building skills * Strong computer skills * Detail oriented and accurate data entry * Strong organizational skills * Ability to work in a fast-paced environment All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Responsible for the quantitative and qualitative analysis of applicants' requests for commercial loans. The incumbent will assess the character, capacity, capital, collateral, and conditions of loan requests and will prepare the credit proposal packages recommending the appropriate product and loan structure to manage credit risk. Essential Functions * Analyze customer financial condition. * Assist with loan packages from the time it enters underwriting until the approval is complete and file is sent to the closing department. * Make a credit recommendation based on credit findings. * Assist relationship managers with loan committee presentations. * Minimize risk by establishing appropriate credit terms and conditions. * Analyze paying habits of customers who are delinquent in payment of bills and recommends action. * Provide excellent customer service and develop relationships with internal/external customers, vendors and COI's. * Participate in department projects and take an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives. * Actively participates in and communicates with members of the credit administration and other bank departments. * Complete loan write-ups for new loans and renewals. * Order reports such as Credit Bureau reports, appraisals, environmental reports, and D&B's. * Complete memos for changes in approvals and other pertinent issues. * Prepare commitment letters for newly approved loans. * Be a mentor to level 1 credit analysts. Additional Functions * Participate in process improvement projects. Job Requirements and Qualifications * Job requires strict attention to details and thoroughness in the completion of job duties. * Job requires thorough analysis of information and use of logic to address complexity of date and information. Education and Experience * Bachelor's degree in accounting, finance, business, or related field, or equivalent years of relevant work experience in credit administration. * Three - five years of experience in a financial institution's commercial loan department. * Credit trained preferred Licenses and Certifications * N/A Knowledge, Skills, and Abilities * Intermediate knowledge of credit underwriting concepts. * Knowledge of the SBA program preferred * Fundamental knowledge of accounting, finance, and economic principals. * Excellent oral and written communication skills. * Excellent computer skills in a Microsoft Windows environment including proficiency in Microsoft Word, Excel, Outlook and PowerPoint. * High reasoning skills including the ability to define problems, collect data, establish facts, and draw valid conclusions. * Ability to read, analyze, and interpret financial statements, collateral, cash flow, projections, personal financial statements, tax returns, and varying balance sheet and income statement ratios. * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages. Ability to apply concepts of basic algebra. * Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications. * Ability to effectively present information and respond to inquiries from groups of managers, employees, vendors, government agents, and the general public. * Ability to write reports and business correspondence. * Ability to work independently with little supervision. Physical Requirements * Ability to sit for long periods of time up to 75% of work hours. * Ability to use hands to grasp, handle, or feel. * Ability to use computer keyboard and system to enter data and process information. * Ability to talk, hear, and see. * Ability to use telephone to communicate with customers and employees. * Ability to use office equipment such as teller scanner, personal computer, telephone, Blackberry, copier, fax machine, adding machine, etc. * Ability to lift up to 20 lbs. at least 10% of work hours. Working Conditions * Moderate sound as in business office with office machines, computers and people traffic. Compliance * It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or s at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.