Auto-Owners Insurance jobs in Birmingham, AL

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our team as a Claims Intern. The position requires the person to: Investigate and assemble facts, determine policy coverage, evaluate the amount of loss, analyze legal liability and pay or deny losses. Become familiar with insurance coverage by studying insurance policies, endorsements and forms. Works towards the resolution of claims, and may attend arbitrations, mediations, depositions, or trials as necessary. Ensures that claims payments are issued in a timely and accurate manner. Service the needs of agents, policyholders and others. Handle investigations by phone, mail and on-site investigations. Desired Skills & Experience Students should be currently enrolled and entering their junior or senior year in college Above average communication skills (written and verbal) Ability to resolve complex issues Organize and interpret data Ability to handle multiple assignments Detail oriented Equal Employment Opportunity Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. *Please note that the ability to work in the U.S. without current or future sponsorship is a requirement. #LI-DNI #IN-DNI

At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. Customer Service Representative - Tucson, AZ Salary: $19.06 - $23.82 per hour / $38,405 - $47,997 annually *pay is commensurate to experience Onsite in office position At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. Increase your earning potential! 10% evening differential for applicable shifts 20% weekend differential for applicable shifts When you grow, GEICO grows. And if you're the kind of person who likes to solve problems and help others when they need it, you could be a perfect fit to grow your career with GEICO. We're looking for Customer Service Professionals for our Tucson, AZ office. You'll support our contact center and taking incoming calls from current policyholders while providing the excellent service they want and need. Service Representatives are the first point of contact for our customers: answering billing questions, making policy changes, and providing recommendations. Join our team to deliver personalized service that demonstrates the value of being insured by GEICO. If you want a career with plenty of growth opportunities, let's talk. Qualifications & Skills: 12+ months of contact center or customer facing service experience (preferred) Experience providing outstanding customer service by showcasing expertise, active listening, fostering trust and growing customer satisfaction Ability to work and grow in a fast-paced, high-volume call center environment Willingness to learn new skills and ability to adjust to changes quickly Open to feedback to support your performance and development Solid computer and multi-tasking skills Minimum of high school diploma or equivalent Education/Certifications: An associate's degree or higher (preferred) Active Personal Lines insurance license (preferred) #geico400 At this time, GEICO will not sponsor a new applicant for employment authorization for this position. The GEICO Pledge: Great Company: At GEICO, we help our customers through life's twists and turns. Our mission is to protect people when they need it most and we're constantly evolving to stay ahead of their needs. We're an iconic brand that thrives on innovation, exceeding our customers' expectations and enabling our collective success. From day one, you'll take on exciting challenges that help you grow and collaborate with dynamic teams who want to make a positive impact on people's lives. Great Careers: We offer a career where you can learn, grow, and thrive through personalized development programs, created with your career - and your potential - in mind. You'll have access to industry leading training, certification assistance, career mentorship and coaching with supportive leaders at all levels. Great Culture: We foster an inclusive culture of shared success, rooted in integrity, a bias for action and a winning mindset. Grounded by our core values, we have an an established culture of caring, inclusion, and belonging, that values different perspectives. Our teams are led by dynamic, multi-faceted teams led by supportive leaders, driven by performance excellence and unified under a shared purpose. As part of our culture, we also offer employee engagement and recognition programs that reward the positive impact our work makes on the lives of our customers. Great Rewards: We offer compensation and benefits built to enhance your physical well-being, mental and emotional health and financial future. Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family's overall well-being. Financial benefits including market-competitive compensation; a 401K savings plan vested from day one that offers a 6% match; performance and recognition-based incentives; and tuition assistance. Access to additional benefits like mental healthcare as well as fertility and adoption assistance. Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year. The equal employment opportunity policy of the GEICO Companies provides for a fair and equal employment opportunity for all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO hires and promotes individuals solely on the basis of their qualifications for the job to be filled. GEICO reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and associates. GEICO also provides a work environment in which each associate is able to be productive and work to the best of their ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all associates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all associates and applicants.

Are you driven, self-motivated, and eager to jumpstart your career in the financial services industry? We're seeking passionate individuals to join our Accelerator Program, a dynamic trainee experience designed to set you up for long-term success. As a Financial Representative Trainee, you'll embark on a comprehensive program that equips you with the skills and competencies necessary to excel in selling Individual Insurance products and building a sustainable, holistic financial practice. Through a combination of self-study, hands-on projects, and experienced mentorship, you'll receive the training and support you need to run your own business and build a rewarding career. WHAT WE CAN OFFER YOU: Step into a career with earnings from $36,000-$75,000 in your first year, plus uncapped incentives once you complete training - where your effort determines your earnings! $1000 bonus after successful completion of trainee period and promotion to a Financial Representative. An education-based Accelerator Program designed to successfully transition you to an independent Financial Advisor. 401(k) plan with a 2% company contribution and 6% company match. Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details. Applicants for this position must not now, nor at any point in the future, require sponsorship for employment. WHAT YOU'LL DO: You'll participate in a comprehensive program to develop the skills required to provide holistic financial advice to clients. You will actively contribute to classroom discussion, participate in goal setting sessions and progress evaluation meetings. You'll gain valuable direct sales experience in marketing Individual Insurance products to clients and pass a sales process competency test. You'll cultivate and sustain prospecting skills such as research, targeting, networking, communication and more through use of personal networks, community events, and social media. You'll acquire an in-depth understanding of our product offerings, demonstrating expertise in their features and benefits. You'll oversee completion of content, proposals and paperwork flow throughout the field and Home Office, ensuring a seamless application and underwriting process. WHAT YOU'LL BRING: Successfully meet all trainee program requirements, gaining the skills and knowledge needed to excel. Obtain the required insurance licenses prior to starting the job, with up to two attempts allowed for the Life and Health exam. Pass the CRD/FINRA background check at hire and ongoing, with securities licensing required within 24 months of entry into the program. Be highly self-motivated and results-oriented, working both independently and as part of a team. Be able to travel up to 50% of the time, hold and maintain a valid U.S. driver's license, and have access to reliable transportation for meetings and appointments. You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do. PREFERRED: Knowledge of the Insurance/Financial Services industry, products and marketing practices. Bachelor's degree or equivalent preferred but not required. We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply! After applying, for inquiries about your application or the hiring process please email our Talent Acquisition area at *************************. Fair Chance Notices

Horace Mann is a purpose-driven company that is passionate about educators. The Agency Consultant will lead and consult with new agents to help them develop strong, successful agencies, increase revenue, and contribute to long-term, profitable company growth. This field leader position will require extensive travel, 80% of the time. This position reports to the Agency Consultant Executive. Job Responsibilities: Articulate the HM story and value proposition. Build and maintain the agent/agency relationship with the Company. Consult with agents to help them identify issues and opportunities and recommend possible actions that may be taken to correct problems and improve agency operations and sales production. Help agencies understand and implement processes that may improve agency operations and enhance economic interest at the time of agency sale or appointment termination. Connect Horace Mann capabilities with local market and/or agent opportunities. Coach and assist agents with agency business planning to achieve targeted agency results. Lead agent growth through school access programs, association relationships, and marketing strategies. Utilize available technology, tools, and resources to analyze agent business results and improve agency operations, growth, and profitability. Leverage available growth programs with agents in marketplace. Joint work with new agents to show how to execute in-school activities, sales presentations, etc. End agent engagements for underperforming agents Coordinate with recruiting function on agent pipeline Thorough knowledge and understanding of repeatable sales processes, business planning, and installation of new agents. Travel >80% Education & Experience: Business degree or equivalent experience 3+ years in successful field or agency experience Licenses: P&C, L&H; no securities training will be performed. Strong business knowledge with ability to develop effective internal relationships across business functions Pay Range: Base Salary: $89,000 - $114,000 Target Incentive: $60,000 (0-200%); subject to annual review Note: Salary is commensurate with experience, location, and other relevant factors #vizi #LI-JC1 #IND1 #APP Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we've broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we're publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets. We're motivated by the fact that educators take care of our children's future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators. EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status For applicants that are California residents, please review our California Consumer Privacy Notice All applicants should review our Horace Mann Privacy Policy

Join Horace Mann and Unlock Your Financial Potential Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future. If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Agent. With Horace Mann's expertise and your ambition, together, we can help you unlock your full potential. What We Offer: Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package Earning incentives tied to your activity and success during the first 48 months Quarterly production incentives for the first 48 months, rewarding consistent performance Dedicated Premier Service Representative to handle client service work, allowing you to focus on building your business Exclusive niche market designed to increase your opportunities for success Cutting-edge technology and ongoing training to support and grow your operations A comprehensive multiline product portfolio to meet a variety of client needs Market and relationship-building programs to help you establish and grow your network Your Path to Success: Several factors will contribute to your success in this role, including: A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security A focus on achieving market access and building strong relationships The ability to confidently present products to both groups and individuals Active engagement in networking, community, and industry events A dedication to investing time and resources to ensure the long-term success of your business What We're Looking For: Strong interpersonal and business management skills to build and manage your agency 2-5 years of experience in the insurance and financial services industry (preferred) Resident State General Lines Insurance Licenses: Life and Health Insurance License Property and Casualty Insurance License Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region) #LI-SJ1 #VIZI#

At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. Customer Service Representative - Virginia Beach, VA Salary: $20.65 - $25.81 per hour / $41,609.75 - $52,007.15 annually *pay is commensurate to experience* When you grow, GEICO grows. And if you're the kind of person who likes to solve problems and help others when they need it, you could be a perfect fit to grow your career with GEICO. We're looking for Customer Service Professionals for our Virginia Beach, VA office. This role is for people who want to provide our policyholders the excellent customer service they want and need. You'll be the first contact for our customers: answering billing questions, making policy changes, and providing recommendations. Join our team to deliver personalized service that demonstrates the value of being insured by GEICO. If you want a career with plenty of growth opportunities, let's talk. Salary: Salary: $20.65 - $25.81 per hour / $41,609.75 - $52,007.15 annually *pay is commensurate to experience* Increase your earning potential! 10% evening differential for applicable shifts 20% weekend differential for applicable shifts Many associates see a base salary increase of 10% within their first year as a Customer Service Representative. Top associates can see increases up to 15%! Qualifications & Skills: 12+ months of contact center or customer facing service experience required (preferred) Experience providing outstanding customer service by showcasing expertise, active listening, fostering trust and growing customer satisfaction Ability to work and grow in a fast-paced, high-volume call center environment Willingness to learn new skills and ability to adjust to changes quickly Open to feedback to support your performance and development Solid computer and multi-tasking skills Minimum of high school diploma or equivalent Education/Certifications: A bachelor's degree or higher (preferred) Active Personal Lines or P&C license (preferred) #geico400 At this time, GEICO will not sponsor a new applicant for employment authorization for this position. The GEICO Pledge: Great Company: At GEICO, we help our customers through life's twists and turns. Our mission is to protect people when they need it most and we're constantly evolving to stay ahead of their needs. We're an iconic brand that thrives on innovation, exceeding our customers' expectations and enabling our collective success. From day one, you'll take on exciting challenges that help you grow and collaborate with dynamic teams who want to make a positive impact on people's lives. Great Careers: We offer a career where you can learn, grow, and thrive through personalized development programs, created with your career - and your potential - in mind. You'll have access to industry leading training, certification assistance, career mentorship and coaching with supportive leaders at all levels. Great Culture: We foster an inclusive culture of shared success, rooted in integrity, a bias for action and a winning mindset. Grounded by our core values, we have an an established culture of caring, inclusion, and belonging, that values different perspectives. Our teams are led by dynamic, multi-faceted teams led by supportive leaders, driven by performance excellence and unified under a shared purpose. As part of our culture, we also offer employee engagement and recognition programs that reward the positive impact our work makes on the lives of our customers. Great Rewards: We offer compensation and benefits built to enhance your physical well-being, mental and emotional health and financial future. Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family's overall well-being. Financial benefits including market-competitive compensation; a 401K savings plan vested from day one that offers a 6% match; performance and recognition-based incentives; and tuition assistance. Access to additional benefits like mental healthcare as well as fertility and adoption assistance. Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year. The equal employment opportunity policy of the GEICO Companies provides for a fair and equal employment opportunity for all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO hires and promotes individuals solely on the basis of their qualifications for the job to be filled. GEICO reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and associates. GEICO also provides a work environment in which each associate is able to be productive and work to the best of their ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all associates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all associates and applicants.

is Onsite. Our office is located at 451 E University Dr Tempe , AZ 85281. At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together This position is full-time ON-SITE (40 hours/week) Monday - Friday. Employees are required to have flexibility to work any of our 8-hour shift schedules during our normal business hours of 8:00am - 4:30pm AZ. It may be necessary, given the business need, to work occasional overtime. We offer 8 weeks of paid training, on-site. The hours during training will be 8am 5pm CST, Monday - Friday. No PTO during training. 100% attendance is required. Primary Responsibilities: Collaborates with the University Bursar, Registrar, IT Services and Web Services departments to ensure smooth processes throughout the insurance plan year Coordinates the administrative aspects of a competitive bid process for USHIP and the optional insurance plans Maintains the University Student Health Insurance Administration Tool, which tracks students' annual enrollment and waivers into / out of USHIP Interface effectively with all the University customers (students and / or their dependents, Administrators, and Student Health Center staff,) while clearly presenting the University's' position on all topics Function as a day - to - day liaison between all entities by providing walk in and telephonic customer service support to all University customers Assist in resolution of any insured and/or provider billing issues Understand and educate students regarding current plan design, policies, and procedures Coordinate and attend on-campus service-related functions / meetings, including Orientations, Health Fairs and In - Service Information Sessions as needed as it relates to the student health insurance plan Effectively interface with all internal and external partners toward the common goal of providing exceptional customer service to the University students and Administration to ensure that the Company's short - and long - term goals are met as it relates to the student health insurance plan Learn and demonstrate knowledge of all phases of claims processing, including enrollment management, the appeal process, the pre - determination process, and contract interpretation of plan benefits and policy provisions Assist with the enrollment / waiver process. This assistance may extend to researching eligibility issues but not approval or denial of waivers Assist in the development and distribution of pertinent communications material to the Client and students related to the student health insurance plan Any other duties required by the University to assist with the student health insurance plan This role is equally challenging and rewarding. Within a high-volume environment, you'll need to model and act as an Ambassador for the company while solving complex health care inquires The Associate Service Account Manager acts as a customer advocate to resolve escalated and complex issues. You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: High School Diploma / GED Must be 18 years of age OR older 2+ years of experience working in the medical insurance field, benefits verification, or related functions 2+ years of claims processing and/or claims adjustment experience Familiarity with computer and Windows PC applications, which includes the ability to navigate and learn new and complex computer system applications Ability to work full-time on-site at the office location Must be located within 25 miles of office location at 451 E University Dr Tempe, AZ 85281 Ability to work full-time On-site Monday - Friday, in an 8-hour shift schedule during our normal business hours of 8:00am - 4:30pm, including the flexibility to work occasional overtime and weekends, based on the business need Preferred Qualifications: Experience with public speaking / presenting information to customers 1+ years of customer service experience in a higher education environment supporting the student population Soft Skills: Strong verbal and written communication skills Openness to constructive feedback and willingness to apply coaching for continuous professional growth. Proficient in research and analysis with a proven track record of informed decision-making and collaborative communication. Exceptional reasoning and analytical capabilities for informed decision-making. Skilled at multi-task including the ability to understand multiple products and multiple levels of benefits within each product Skilled at enhancing customer experience through proactive support and personalized solutions Capable of delivering impactful presentations in intimate settings or large-scale forums. Work effectively in a changing environment Demonstrates diversity awareness Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $20.00 - $35.72 per hour based on full-time employment. We comply with all minimum wage laws as applicable. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment. #RPO #RED #RPOLinkedIn

Production Supervisor - Wall Panel & Truss Manufacturing | Near LaGrange, KY (Relo. Available!) ~ Employment Type: Full-Time, Direct Hire ~ Schedule: 4x10 workweek typical (approx. 6:00 a.m.-4:00 p.m., Mon-Thurs; occasional Fridays) ~ Compensation: $80K-$95K+ (DOE) ~ Relocation Package Available. ~ Real advancement potential! What You'll Do Oversee production operations across truss and wall panel manufacturing in three facilities. Lead a team of 50+ employees, including hiring, training, mentoring, and performance oversight. Manage production scheduling, inventory flow, safety initiatives, and quality control. Drive Lean Manufacturing practices and continuous improvement across departments. Conduct interviews, lead safety meetings, coordinate with maintenance, and support daily operational planning. What We're Looking For Prior experience in truss manufacturing and/or wall panel manufacturing. Will also consider leaders with a strong background in framing or multi-family construction backgrounds who have strong supervisory experience. Demonstrated ability to manage a large team in a fast-paced, hands-on production environment. Strong mechanical aptitude; comfortable overseeing maintenance-related tasks. Excellent communicator and planner; able to multi-task and drive operational efficiency. Strong leadership/Supervisorial/Management experience. Why You'll Love It Here Competitive salary: $80K-$95K+ (Based on experience) ESOP participation (Employee Stock Ownership Plan) Excellent health insurance: low deductible and low employee cost Stable, growing company with a great culture Small-company culture with strong leadership support Real advancement potential-including succession pathing into senior operations roles Join a company where craftsmanship, teamwork, and leadership growth truly matter. Apply today! Malone Workforce Solutions is an equal opportunity employer.

About the Role We're looking for a hands-on IT professional to support our team with both in-office and remote technology needs. You'll play a key role in keeping systems running smoothly, assisting colleagues with technical issues, and helping implement new technology initiatives across our offices. This is a hybrid role based in Kansas City, with occasional travel required. What You'll Do Provide practical technical support to staff, whether onsite or remotely, ensuring devices and systems function reliably. Troubleshoot and resolve hardware, software, and network issues quickly and effectively. Keep an accurate record of all IT equipment, software, and office technology. Assist with office moves, new setups, and technology upgrades. Identify opportunities to improve processes and workflows, and bring them to the team's attention. Install, configure, and maintain computers, peripherals, and other office technology. Travel up to 30% as needed for office support or project work. Be in-office at least three days per week, with flexibility for additional days depending on business needs. What We're Looking For 3+ years of experience in IT support or a related field. Strong skills with Microsoft Office and experience with document management systems, such as NetDocuments. Solid understanding of networking fundamentals and hands-on troubleshooting for hardware and software. Experience supporting network printers, copiers, and multifunction devices. Knowledge of iOS devices and mobile device management (MDM) tools is a plus. Ability to provide clear guidance and basic training to end-users. Bachelor's degree in Information Technology, Information Systems, or a similar field preferred. The Phoenix Group Advisors is an equal opportunity employer. We are committed to creating a diverse and inclusive workplace and prohibit discrimination and harassment of any kind based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. We strive to attract talented individuals from all backgrounds and provide equal employment opportunities to all employees and applicants for employment.

We are an 8-attorney firm looking to add another attorney with personal injury experience to the team. This attorney must be licensed in Minnesota and have at least 2+ years of experience with PI, bonus if you also have worker's comp experience. The ideal candidate must be capable of handling files, willing to grow and desirous of a fun and demanding environment. Leads are provided for you, but business generation is encouraged and supported. *Qualifications:* * Experience in the area of personal injury law (2+ years) in the state of Minnesota. * Ability to represent clients in personal injury matters from beginning to end with the aid of support staff. * Bonus points for WC experience. * Licensed to practice law in Minnesota. * Good interpersonal skills and willingness to be a team player. *Responsibilities:* * Manage a caseload and direct support staff. * Act ethically and provide great customer service to the clients. * Help with Intakes and calls from potential clients. * Evaluate cases, prepare settlement demands, negotiate, perform research and writing, commence suit and represent clients at trial with mentorship and support provided by the firm. Required travel: * 10% (all local) Compensation: * Subject to Discussion - willing to discuss commission vs salary Job Type: Full-time Pay: $75,000.00 - $300,000.00 per year Benefits: * 401(k) * 401(k) matching * Dental insurance * Flexible schedule * Health insurance * Life insurance * Paid time off * Retirement plan * Vision insurance Work Location: In person

Are you driven, self-motivated, and eager to jumpstart your career in the financial services industry? We're seeking passionate individuals to join our Accelerator Program, a dynamic trainee experience designed to set you up for long-term success. As a Financial Representative Trainee, you'll embark on a comprehensive program that equips you with the skills and competencies necessary to excel in selling Individual Insurance products and building a sustainable, holistic financial practice. Through a combination of self-study, hands-on projects, and experienced mentorship, you'll receive the training and support you need to run your own business and build a rewarding career. WHAT WE CAN OFFER YOU: Step into a career with earnings from $36,000-$75,000 in your first year, plus uncapped incentives once you complete training - where your effort determines your earnings! $1000 bonus after successful completion of trainee period and promotion to a Financial Representative. An education-based Accelerator Program designed to successfully transition you to an independent Financial Advisor. 401(k) plan with a 2% company contribution and 6% company match. Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details. Applicants for this position must not now, nor at any point in the future, require sponsorship for employment. WHAT YOU'LL DO: You'll participate in a comprehensive program to develop the skills required to provide holistic financial advice to clients. You will actively contribute to classroom discussion, participate in goal setting sessions and progress evaluation meetings. You'll gain valuable direct sales experience in marketing Individual Insurance products to clients and pass a sales process competency test. You'll cultivate and sustain prospecting skills such as research, targeting, networking, communication and more through use of personal networks, community events, and social media. You'll acquire an in-depth understanding of our product offerings, demonstrating expertise in their features and benefits. You'll oversee completion of content, proposals and paperwork flow throughout the field and Home Office, ensuring a seamless application and underwriting process. WHAT YOU'LL BRING: Successfully meet all trainee program requirements, gaining the skills and knowledge needed to excel. Obtain the required insurance licenses prior to starting the job, with up to two attempts allowed for the Life and Health exam. Pass the CRD/FINRA background check at hire and ongoing, with securities licensing required within 24 months of entry into the program. Be highly self-motivated and results-oriented, working both independently and as part of a team. Be able to travel up to 50% of the time, hold and maintain a valid U.S. driver's license, and have access to reliable transportation for meetings and appointments. You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do. PREFERRED: Knowledge of the Insurance/Financial Services industry, products and marketing practices. Bachelor's degree or equivalent preferred but not required. We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply! After applying, for inquiries about your application or the hiring process please email our Talent Acquisition area at *************************. Fair Chance Notices

Join Horace Mann: Empower Educators, Achieve Financial Success Ready to Make a Difference? Join Horace Mann today and take the first step toward achieving your career and financial goals while making a meaningful impact on the educators you serve. Together, we can help educators secure their future while empowering you to achieve your own. As an Insurance Producer at Horace Mann, you'll receive mentorship from an experienced agent while gaining hands-on experience in the industry. Our insurance products are tailored to meet the unique needs of educators, and we provide outstanding training, competitive rates, and flexible work options. With an unparalleled compensation structure, exciting incentives, and bonus opportunities, top performers have the chance to earn all-expenses-paid trips to amazing destinations. Why Join Us? Performance-Based Compensation [1099] with a 36-month incentive plan and enhanced commissions Monthly incentives based on sales volume for the first 36 months Quarterly production bonuses for the first 36 months No external office requirement-work from anywhere Leverage established books of business while building your own practice Access to a niche market that increases your potential for success Value-added services to connect you with ideal clients Simple, streamlined products and sales processes for quick success Networking, community, and industry events to expand your connections A comprehensive, multi-line product portfolio in a ‘One-Stop Shop' model What You Will Do: Solve financial challenges faced by educators through tailored solutions Present with confidence-one-on-one or in large groups-to educate potential clients on products Engage in community and networking events, expanding your professional connections Stay current with industry trends and apply new knowledge to help clients Cultivate strong market relationships and build a solid client base Invest time and resources in ensuring the success and growth of your business What We're Looking For: A commitment to helping educators achieve financial prosperity Strong interpersonal and presentation skills Self-motivation and the ability to manage your own business The ability to obtain or currently hold state licenses in Life & Health and Property & Casualty Compensation and Benefits: Sign-On Bonus Uncapped Earnings/Commission Structured Incentive & Bonus Pay to reward your hard work Work Environment-work in-person, in the field, and/or from an office setting Support and Accountability: As an Insurance Producer, you'll be guided by a mentor agent who will support you every step of the way to ensure your success. We make a difference! At Horace Mann, we are driven by our mission to support the educators who shape the future of our children. We believe that educators deserve someone who looks after their financial well-being just as they do for their students. Our passion lies in providing tailored solutions that protect what educators have today and help them achieve long-term financial security and happiness. # LI-MH1 #VIZI#

An Unwavering Commitment… At California Casualty, a career means more. In fact, “doing more” is what makes us “us”. Serving only firefighters, law enforcement, nurses and educators, we have developed a robust understanding of the unique challenges and risks these extraordinary individuals face. We strive to provide them with the peace of mind they deserve through adequate home and auto insurance protection. To deliver upon this unwavering commitment, it takes a team of caring and dedicated individuals that truly have a heart for the work these American Heroes do, holding together and strengthening our communities on a daily basis. If this is a mission that speaks to you, our Service Desk Technician I/II/SR opening just might be your chance to get more out of your career. Beyond our tight knit family-owned culture and longevity as a “customer-first” insurer, a career at California Casualty ensures you can leave work everyday knowing your efforts are making a direct impact on the financial security of those who deserve it most. From providing technical assistance and support to internal users, to ensuring the smooth operation of our computer systems, software, and hardware, your efforts will ensure California Casualty is there for community heroes in their time of need, just as they are there for us in ours! Your Role Explained. Roles and responsibilities of this position include… Service Desk Support: Diagnoses and resolves basic hardware and software issues. Troubleshoots low complexity network and connectivity problems. Assists users with account setup, password resets, and access-related issues. Utilizes remote support tools to assist users located offsite. Provides guidance on remote connectivity and virtual collaboration tools. Monitors system performance and report issues to the IT team. Ensures tickets are closed within specified timeframes per established service level agreements. Escalates complex problems to the appropriate IT teams when necessary. Hardware/Software Deployment: Assists with installing, configuring, and upgrading hardware and software as needed. Collaborates with other IT teams on the implementation of new technologies. Linux Administration: Administers Linux-based servers and troubleshoot Linux-related issues. Documentation: Maintains accurate and up-to-date documentation of support activities, solutions, and configurations. Training: Assists with facilitating training sessions for users on basic hardware and software usage. Other Duties as Required: Job may require fulfilling other incidental or related duties as assigned, assisting and training others, and performing duties of higher rated positions from time to time for developmental purposes. What We're Looking For. To ensure success within this role, we are looking for a candidate with the following skillsets and experience… Minimum Requirements High School Diploma or Equivalent 0 - 2 Years of Service Desk Experience Preferred Education, Experience, & Certifications Some Insurance Industry & Guidewire Applications Experience Bachelor's Degree in Information Technology, Computer Science, or a Related Field IT Certifications (e.g. CompTIA A+, Microsoft Certified IT Professional) Depending upon education and experience, this position can be filled at either the Service Desk Technician I, Service Desk Technician II, or Service Desk Technician SR level. Ability to work in our Colorado Springs Service Center is highly preferable. The pay range for the Service Desk Technician I position is $25.55 - $37.05 per hour, $30.24 - $45.37 for the Service Desk Technician II position, and $35.92 - $53.91 for the Service Desk Technician SR position; however, base pay offered may vary depending on job-related knowledge, skills and experience. The company also offers a full range of medical, financial and other benefits, including eligibility for the company's performance sharing plan and paid time off such as holidays, vacation, sick and personal holidays. California Casualty is an Equal Opportunity Employer

Aflac is actively seeking motivated, entrepreneurial-minded individuals to join our team as a Benefits Advisor. In this independent role, you'll introduce businesses to Aflac's supplemental insurance plans and help policyholders gain added financial peace of mind. Whether you're launching a new career or looking to grow in a professional sales role, this opportunity offers flexibility, unlimited income potential, and the support of a trusted Fortune 500 brand. Advantages of working with us: - Enjoy a flexible schedule - no nights, weekends, or holidays - Unlimited earning potential (commissions, renewals, performance bonuses, stock) - Access to company-provided leads and digital sales tools - World-class sales training and ongoing professional development - Bonus opportunities available in your first 3 months* - Offer policyholders added-value services: telehealth, financial wellness, and healthcare navigation** Responsibilities & requirements: - Partner with business owners to provide benefits solutions for their employees - Build a pipeline through lead generation, networking, referrals, and cold outreach - Conduct product presentations and enrollments in person or virtually - Support clients with claims and provide ongoing customer service - Participate in team training, mentorship, and development sessions - Excellent communication, relationship-building, and presentation skills - Sales or customer service experience is a plus, but not required - Must be 18+ and legally authorized to work in the U.S. (no visa sponsorship available) - Positive, professional, and self-motivated attitude About Aflac: At Aflac, we work directly with employers to deliver voluntary benefits to their employees while helping to solve issues small businesses face. Our Benefits Advisors can play a vital role in helping people when they need it most - when they're injured or ill - by providing financial protection and peace of mind so they can focus on recovery, not bills. *This is not a salaried position, Aflac Benefits Advisors earn commissions, bonuses, residual income, and stock. **Aflac's affiliation with the Value-Added Service providers is limited only to a marketing alliance, and Aflac and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. Aflac makes no representations or warranties regarding the Value-Added Service providers, and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time. The value-added services may not be available in all states, and benefits/services may vary by state. Aflac Benefits Advisors are independent contractors and are not employees of Aflac. Aflac family of insurers includes American Family Life Assurance of Columbus and American Family Life Assurance Company of New York. Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999 Z2500301 EXP 5/26

Job Description Join Farmers Insurance - The Hadder Agency, a premier insurance agency committed to delivering outstanding customer service in Hoover, Alabama. As a Agency Producer also known as a Property and Casualty insurance agent you will play a crucial role in safeguarding individuals and businesses against financial loss. By offering comprehensive insurance policies for homeowners, auto, and business liability, Agency Producer provide essential protection against unexpected risks. In this vital position, you will be a key member of our team, actively contributing to our mission of meeting and exceeding the insurance needs of our clients. You will have the unique opportunity to establish meaningful connections with our customers, offering personalized assistance and tailored insurance solutions that cater to their specific needs. Your duties will include addressing customer inquiries, processing policy changes, and fostering lasting relationships that build trust and satisfaction. If you are passionate about exceptional customer service, possess outstanding communication skills, and have a sincere desire to make a positive impact in the lives of others, we invite you to seize this opportunity with Farmers Insurance - The Hadder Agency. This role not only offers a competitive base salary but also the possibility of significant commissions, making it an incredibly rewarding career path. With the demand for skilled insurance professionals steadily rising, becoming a Agency Producer positions you in a secure and promising industry. In this role, you will be a trusted advisor, empowering clients with the knowledge and resources they need to protect their most treasured assets. You'll have the chance to grow your own clientele while providing invaluable peace of mind to individuals and businesses facing life's uncertainties. Embrace this opportunity to make a meaningful difference while enjoying a fulfilling and prosperous career journey. Benefits Annual Base Salary + Bonus Opportunities Health Insurance Dental Insurance Life Insurance Hands on Training Mon-Fri Schedule Career Growth Opportunities Evenings Off Paid Holidays Renewal Income Vision Insurance Paid Time Off (PTO) State Insurance Licensing Fee's Disability Insurance Tuition Reimbursement Responsibilities A Agency Producer plays a critical role in safeguarding clients financial well-being. They expertly assess insurance needs, recommend tailored property and liability insurance policies, facilitate smooth application and sales processes, manage existing policies, and provide invaluable support during claims. Acting as a vital bridge between clients and insurance companies, P&C agents empower individuals and businesses to protect their assets from a range of risks, including accidents, theft, and natural disasters. **Key Responsibilities:** **Client Needs Assessment:** Engaging with clientsboth individuals and businessesto gain a deep understanding of their unique insurance requirements and identify potential risks. **Policy Recommendation & Sales:** Delivering expert recommendations on the most suitable P&C insurance policies (such as homeowners, auto, and business liability) while customizing solutions to align with the clients specific needs and budget. **Application & Sales Process:** Providing seamless guidance through the application process for both new and updated policies, ensuring an efficient and hassle-free experience. **Policy Management:** Proactively managing existing policies to accommodate changing client needs, enabling them to adapt their coverage as their circumstances evolve. **Claims Assistance:** Offering dedicated support throughout the claims process, ensuring policyholders complete all necessary forms accurately and meet required criteria. **Client Relations:** Cultivating and nurturing strong relationships with new and existing clients to build trust and provide ongoing, reliable support. **Administrative Tasks:** Maintaining meticulous client records, managing policy documents, and staying abreast of insurance protocols and coverage requirements to ensure the highest standards of service. **How They Do It: **Marketing & Prospecting:** Leveraging innovative marketing strategies to attract and secure new clients, demonstrating their commitment to growth and service excellence. **Networking:** Building strategic connections to expand their reach and enhance client relationships. **Continuous Education:** Committing to ongoing education to remain at the forefront of industry standards and emerging policy offerings, ensuring clients receive the best solutions available. **Liaison Role:** Serving as the pivotal point of contact between policyholders and insurance carriers, ensuring clear, consistent communication and optimal coverage that delivers peace of mind. Requirements To apply for a position, candidates must have or be willing to obtain a Property & Casualty insurance license before starting work. The Hadder Agency offers partial reimbursement for licensing costs after completing the training period. Success as a Agency Producer requires a mix of interpersonal and technical skills: **Interpersonal & Soft Skills** - **Communication & Listening**: Clearly explain policies and actively listen to clients' needs. - **Relationship Building**: Establish trust and strong connections for long-term satisfaction. - **Empathy & Emotional Intelligence**: Understand clients' emotions to provide appropriate solutions. - **Customer Service**: Respond promptly and helpfully to client inquiries. **Technical & Professional Skills** - **Product Knowledge**: Understand insurance products to advise clients effectively. - **Analytical & Problem-Solving**: Assess client needs to find suitable policies. - **Sales & Negotiation**: Persuade clients and negotiate terms to secure business. - **Digital Proficiency**: Be comfortable with software and CRM systems. - **Time Management**: Organize tasks efficiently, especially with flexible hours. **Work Ethic & Mindset** - **Persistence & Determination**: Stay resilient through the sales process. - **Honesty & Integrity**: Build a trustworthy reputation in the insurance field. - **Adaptability**: Adjust to industry changes and client needs effectively.

Responsibilities When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. Interested? Join our team! Job Duties: Build, maintain, and grow a book of business Manage agency relationships and serve as lead client contact Create and execute marketing plan to increase new and renewal business Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio Lead, train, and develop Assistant and Associate Underwriters Qualifications Bachelor's degree or equivalent combination of education and experience Minimum 3 years of personal lines underwriting experience required, excess & surplus experience preferred Demonstrated proficiency in sales and marketing Proven organization skills and ability with a strong attention to detail Interest in continued education and professional development Insurance license, CPCU, CIC or comparable designations preferred Benefits: Competitive compensation Health benefits & 401K with employer match Employer paid continuing education courses and designations Many opportunities for career advancement About our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Are you driven, self-motivated, and eager to jumpstart your career in the financial services industry? We're seeking passionate individuals to join our Accelerator Program, a dynamic trainee experience designed to set you up for long-term success. As a Financial Representative Trainee, you'll embark on a comprehensive program that equips you with the skills and competencies necessary to excel in selling Individual Insurance products and building a sustainable, holistic financial practice. Through a combination of self-study, hands-on projects, and experienced mentorship, you'll receive the training and support you need to run your own business and build a rewarding career. WHAT WE CAN OFFER YOU: Step into a career with earnings from $36,000-$75,000 in your first year, plus uncapped incentives once you complete training - where your effort determines your earnings! $1000 bonus after successful completion of trainee period and promotion to a Financial Representative. An education-based Accelerator Program designed to successfully transition you to an independent Financial Advisor. 401(k) plan with a 2% company contribution and 6% company match. Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details. Applicants for this position must not now, nor at any point in the future, require sponsorship for employment. WHAT YOU'LL DO: You'll participate in a comprehensive program to develop the skills required to provide holistic financial advice to clients. You will actively contribute to classroom discussion, participate in goal setting sessions and progress evaluation meetings. You'll gain valuable direct sales experience in marketing Individual Insurance products to clients and pass a sales process competency test. You'll cultivate and sustain prospecting skills such as research, targeting, networking, communication and more through use of personal networks, community events, and social media. You'll acquire an in-depth understanding of our product offerings, demonstrating expertise in their features and benefits. You'll oversee completion of content, proposals and paperwork flow throughout the field and Home Office, ensuring a seamless application and underwriting process. WHAT YOU'LL BRING: Successfully meet all trainee program requirements, gaining the skills and knowledge needed to excel. Obtain the required insurance licenses prior to starting the job, with up to two attempts allowed for the Life and Health exam. Pass the CRD/FINRA background check at hire and ongoing, with securities licensing required within 24 months of entry into the program. Be highly self-motivated and results-oriented, working both independently and as part of a team. Be able to travel up to 50% of the time, hold and maintain a valid U.S. driver's license, and have access to reliable transportation for meetings and appointments. You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do. PREFERRED: Knowledge of the Insurance/Financial Services industry, products and marketing practices. Bachelor's degree or equivalent preferred but not required. We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply! After applying, for inquiries about your application or the hiring process please email our Talent Acquisition area at *************************. Fair Chance Notices

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team. Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated Claims Investigator professional to join our Special Investigation unit. The position requires the following, but is not limited to: * Become familiar with the specialized investigation of claims * Meet with people involved with claims. This may be outside our office environment. * Increased role as a trainer/resource for branch associates in the Claims Department. * Develop and present educational materials to claim associates that focus on fraud awareness/investigation. Desired Skills & Experience * Bachelor's degree or equivalent experience. * Ability to handle conflict comfortably. * Field Claim Rep with Auto and Field experience preferred. * Ability to read, interpret and react to documents such as insurance policies, procedures manuals, and legal documents. * Able to assemble information, develop opinions and clearly express decisions using sound reasoning and judgment. * Ability to write reports and compose correspondence. * Ability to communicate, both verbally and in writing, and possess good problem resolution skills and good interpersonal skills. * Able to accurately deal with mathematics and financial areas and develop an understanding of personal and business finance documents. * Can tactfully and effectively deal with all types of people. * Able to drive an automobile, possess a valid driver license, and maintain a driving record consistent with the Company's underwriting guidelines for coverage. * Ability to organize assigned work. * Ability to maintain a professional image. Benefits Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you! Equal Employment Opportunity Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. * Please note that the ability to work in the U.S. without current or future sponsorship is a requirement. #LI-AT1 #LI-Hybrid

Aflac is actively seeking motivated, entrepreneurial-minded individuals to join our team as a Benefits Advisor. In this independent role, you'll introduce businesses to Aflac's supplemental insurance plans and help policyholders gain added financial peace of mind. Whether you're launching a new career or looking to grow in a professional sales role, this opportunity offers flexibility, unlimited income potential, and the support of a trusted Fortune 500 brand. Advantages of working with us: - Enjoy a flexible schedule - no nights, weekends, or holidays - Unlimited earning potential (commissions, renewals, performance bonuses, stock) - Access to company-provided leads and digital sales tools - World-class sales training and ongoing professional development - Bonus opportunities available in your first 3 months* - Offer policyholders added-value services: telehealth, financial wellness, and healthcare navigation** Responsibilities & requirements: - Partner with business owners to provide benefits solutions for their employees - Build a pipeline through lead generation, networking, referrals, and cold outreach - Conduct product presentations and enrollments in person or virtually - Support clients with claims and provide ongoing customer service - Participate in team training, mentorship, and development sessions - Excellent communication, relationship-building, and presentation skills - Sales or customer service experience is a plus, but not required - Must be 18+ and legally authorized to work in the U.S. (no visa sponsorship available) - Positive, professional, and self-motivated attitude About Aflac: At Aflac, we work directly with employers to deliver voluntary benefits to their employees while helping to solve issues small businesses face. Our Benefits Advisors can play a vital role in helping people when they need it most - when they're injured or ill - by providing financial protection and peace of mind so they can focus on recovery, not bills. *This is not a salaried position, Aflac Benefits Advisors earn commissions, bonuses, residual income, and stock. **Aflac's affiliation with the Value-Added Service providers is limited only to a marketing alliance, and Aflac and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. Aflac makes no representations or warranties regarding the Value-Added Service providers, and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time. The value-added services may not be available in all states, and benefits/services may vary by state. Aflac Benefits Advisors are independent contractors and are not employees of Aflac. Aflac family of insurers includes American Family Life Assurance of Columbus and American Family Life Assurance Company of New York. Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999 Z2500301 EXP 5/26