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The differences between credit analysts and investment analysts can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 1-2 years to become a credit analyst, becoming an investment analyst takes usually requires 2-4 years. Additionally, an investment analyst has an average salary of $79,056, which is higher than the $61,422 average annual salary of a credit analyst.
The top three skills for a credit analyst include customer service, credit analysis and customer accounts. The most important skills for an investment analyst are portfolio management, financial statements, and strong analytical.
| Credit Analyst | Investment Analyst | |
| Yearly salary | $61,422 | $79,056 |
| Hourly rate | $29.53 | $38.01 |
| Growth rate | -5% | 9% |
| Number of jobs | 16,406 | 63,003 |
| Job satisfaction | - | 5 |
| Most common degree | Bachelor's Degree, 65% | Bachelor's Degree, 76% |
| Average age | 39 | 40 |
| Years of experience | 2 | 4 |
A credit analyst's role is to assess and determine a client's capacity to uphold financial obligations when applying for loans or credit programs. Working for creditors like banks and lending firms, a credit analyst must interpret and analyze financial data and personal records, identify inconsistencies and risks, and verify necessary documentation in support of loan committees. Furthermore, a credit analyst must also perform administrative tasks such as preparing reports and applications, fulfilling document requests, reaching out to clients, and coordinating with colleagues to assure accuracy in all operations.
An Investment Analyst provides research and information to help traders, fund managers and stock brokers make decisions about investments. They are hired by companies, investment trusts, stock trading and brokerage firms, and insurance providers.
Credit analysts and investment analysts have different pay scales, as shown below.
| Credit Analyst | Investment Analyst | |
| Average salary | $61,422 | $79,056 |
| Salary range | Between $40,000 And $93,000 | Between $44,000 And $140,000 |
| Highest paying City | New York, NY | San Francisco, CA |
| Highest paying state | New York | New York |
| Best paying company | Apollo Global Management | The Citadel |
| Best paying industry | Finance | Telecommunication |
There are a few differences between a credit analyst and an investment analyst in terms of educational background:
| Credit Analyst | Investment Analyst | |
| Most common degree | Bachelor's Degree, 65% | Bachelor's Degree, 76% |
| Most common major | Business | Finance |
| Most common college | University of Pennsylvania | University of Pennsylvania |
Here are the differences between credit analysts' and investment analysts' demographics:
| Credit Analyst | Investment Analyst | |
| Average age | 39 | 40 |
| Gender ratio | Male, 44.2% Female, 55.8% | Male, 70.1% Female, 29.9% |
| Race ratio | Black or African American, 7.7% Unknown, 2.6% Hispanic or Latino, 9.5% Asian, 10.5% White, 69.4% American Indian and Alaska Native, 0.3% | Black or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1% |
| LGBT Percentage | 11% | 7% |