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The average salary for a credit clerk is approximately $32,870 annually, or about $16 per hour. Salaries can vary significantly based on several factors including geographical location, experience level, and industry. For instance, credit clerks in states like California and New York often see higher wages compared to those in less populated areas.
Entry-level credit clerks typically start at lower wages, around $28,000 per year, while those with extensive experience and specialized skills can earn upwards of $40,000 annually. Continuous professional development, such as obtaining certifications or enhancing skills in financial software, can open doors to higher-paying positions.
Credit clerks play a crucial role in financial organizations, ensuring accuracy in billing and record-keeping. With the right qualifications and experience, there are opportunities for advancement into supervisory or managerial roles, which typically offer higher compensation.
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| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level credit clerk | $23,200 | $11.17 |
| Mid-level credit clerk | $33,200 | $15.95 |
| Senior-level credit clerk | $43,600 | $20.95 |
The average credit clerk salary in Oregon, California, and Minnesota are the highest in the U.S. The lowest average credit clerk salary states are Indiana, Maine, and Idaho.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Oregon | $36,731 | $17.66 |
| 2 | Minnesota | $35,773 | $17.20 |
| 3 | California | $36,446 | $17.52 |
| 4 | Alaska | $32,895 | $15.81 |
| 5 | Delaware | $34,433 | $16.55 |
| 6 | Washington | $33,483 | $16.10 |
| 7 | Massachusetts | $34,346 | $16.51 |
| 8 | Michigan | $29,881 | $14.37 |
| 9 | Connecticut | $32,400 | $15.58 |
| 10 | Pennsylvania | $30,051 | $14.45 |
| 11 | Texas | $30,280 | $14.56 |
| 12 | New York | $31,669 | $15.23 |
| 13 | Wisconsin | $29,297 | $14.09 |
| 14 | Utah | $29,327 | $14.10 |
| 15 | New Jersey | $34,282 | $16.48 |
| 16 | Colorado | $31,070 | $14.94 |
| 17 | New Hampshire | $30,880 | $14.85 |
| 18 | Oklahoma | $29,647 | $14.25 |
| 19 | Hawaii | $34,669 | $16.67 |
| 20 | Illinois | $30,544 | $14.68 |
| 21 | Maryland | $32,512 | $15.63 |
| 22 | Nebraska | $28,596 | $13.75 |
| 23 | Vermont | $30,280 | $14.56 |
| 24 | Rhode Island | $30,364 | $14.60 |
| 25 | Ohio | $28,015 | $13.47 |
| 26 | Missouri | $27,918 | $13.42 |
| 27 | New Mexico | $29,253 | $14.06 |
| 28 | Virginia | $30,879 | $14.85 |
| 29 | Iowa | $28,457 | $13.68 |
| 30 | Arizona | $29,996 | $14.42 |
| 31 | District of Columbia | $33,348 | $16.03 |
| 32 | Arkansas | $27,900 | $13.41 |
| 33 | North Carolina | $27,987 | $13.46 |
| 34 | Wyoming | $27,951 | $13.44 |
| 35 | Kansas | $25,793 | $12.40 |
| 36 | Florida | $27,320 | $13.13 |
| 37 | Tennessee | $25,916 | $12.46 |
| 38 | Kentucky | $25,497 | $12.26 |
| 39 | South Dakota | $26,249 | $12.62 |
| 40 | Nevada | $28,006 | $13.46 |
| 41 | Indiana | $25,219 | $12.12 |
| 42 | Louisiana | $27,831 | $13.38 |
| 43 | Georgia | $26,598 | $12.79 |
| 44 | Idaho | $24,981 | $12.01 |
| 45 | Mississippi | $25,366 | $12.20 |
| 46 | Alabama | $26,009 | $12.50 |
| 47 | Montana | $26,720 | $12.85 |
| 48 | North Dakota | $24,683 | $11.87 |
| 49 | Maine | $25,186 | $12.11 |
| 50 | South Carolina | $24,879 | $11.96 |
| 51 | West Virginia | $21,602 | $10.39 |
The highest-paying cities for credit clerks are Springfield, OR, Camarillo, CA, and Roseville, MN.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Springfield, OR | $37,197 | $17.88 |
| 2 | Camarillo, CA | $36,609 | $17.60 |
| 3 | Roseville, MN | $35,801 | $17.21 |
| 4 | Elizabeth, NJ | $34,311 | $16.50 |
| 5 | Wallingford, CT | $32,394 | $15.57 |
| 6 | Rochester, NY | $31,652 | $15.22 |
| 7 | Richmond, VA | $30,892 | $14.85 |
| 8 | Midland, TX | $30,866 | $14.84 |
| 9 | Philadelphia, PA | $30,075 | $14.46 |
| 10 | Waukesha, WI | $29,296 | $14.08 |
| 11 | Des Moines, IA | $28,433 | $13.67 |
| 12 | Toledo, OH | $28,202 | $13.56 |
| 13 | Salisbury, NC | $28,048 | $13.48 |
| 14 | Las Vegas, NV | $28,041 | $13.48 |
| 15 | Baton Rouge, LA | $27,739 | $13.34 |
| 16 | Tampa, FL | $27,412 | $13.18 |
| 17 | Rome, GA | $26,823 | $12.90 |
| 18 | Memphis, TN | $26,025 | $12.51 |
| 19 | Manhattan, KS | $25,791 | $12.40 |
| 20 | Indianapolis, IN | $25,128 | $12.08 |
A credit clerk's salary ranges from $26,000 a year at the 10th percentile to $40,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $40,000 | $3,333 | $19 |
| 75th Percentile | $36,000 | $3,000 | $17 |
| Average | $32,870 | $2,739 | $16 |
| 25th Percentile | $29,000 | $2,417 | $14 |
| 10th Percentile | $26,000 | $2,167 | $13 |
The highest paying types of credit clerks are credit analyst, processing specialist, and accounting associate.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Accounting Technician | $41,337 | $3,445 | $19.87 | 39,972 |
| Accounting Internship | $30,642 | $2,554 | $14.73 | 80,299 |
| Bookkeeper | $40,337 | $3,361 | $19.39 | 38,481 |
| Payment Processor | $34,030 | $2,836 | $16.36 | 33,161 |
| Finance Coordinator | $49,358 | $4,113 | $23.73 | 106,187 |
| Accounts Payable Clerk | $38,333 | $3,194 | $18.43 | 89,564 |
Top companies hiring credit clerks now:
Credit clerk salaries at JBS USA and Eastern Metal Supply are the highest-paying according to our most recent salary estimates. In addition, the average credit clerk salary at companies like Pilgrim's and Reliance Steel & Aluminum Co are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | JBS USA | $40,490 | $19.47 |
| 2 | Eastern Metal Supply | $37,488 | $18.02 |
| 3 | Pilgrim's | $37,382 | $17.97 |
| 4 | Reliance Steel & Aluminum Co | $35,998 | $17.31 |
| 5 | Far West Inc | $35,577 | $17.10 |
| 6 | Hard Rock Hotels | $33,335 | $16.03 |
| 7 | The Midland Group | $33,296 | $16.01 |
| 8 | MGM Resorts International | $33,147 | $15.94 |
| 9 | Harbor Wholesale | $32,629 | $15.69 |
| 10 | KS StateBank | $32,429 | $15.59 |
| 11 | Allied Beverage Group | $32,248 | $15.50 |
| 12 | Boyd Gaming | $31,998 | $15.38 |
| 13 | US LBM | $31,862 | $15.32 |
| 14 | Remote | $31,807 | $15.29 |
| 15 | Randstad North America, Inc. | $31,792 | $15.28 |
| 16 | Robert Half | $31,333 | $15.06 |
| 17 | Kimbrell's Furniture | $31,191 | $15.00 |
| 18 | Caesars Entertainment | $30,732 | $14.78 |
| 19 | Hard Rock Tool | $29,766 | $14.31 |
The average credit clerk salary varies across industries:
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Automotive | $34,311 | $16.50 |
| 2 | Finance | $34,242 | $16.46 |
| 3 | Hospitality | $34,146 | $16.42 |
| 4 | Manufacturing | $33,955 | $16.32 |
| 5 | Health Care | $33,312 | $16.02 |
| 6 | Media | $32,456 | $15.60 |
| 7 | Retail | $31,173 | $14.99 |
The average credit clerk salary has risen by $5,944 over the last ten years. In 2014, the average credit clerk earned $26,926 annually, but today, they earn $32,870 a year. That works out to a 10% change in pay for credit clerks over the last decade.
Compare credit clerk salaries for cities or states with the national average over time.
Compare credit clerk salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $32,900 | $15.80 | +2.8% |
| 2024 | $32,000 | $15.36 | +2.4% |
| 2023 | $31,200 | $14.99 | +2.5% |
| 2022 | $30,400 | $14.62 | +2.2% |
| 2021 | $29,800 | $14.31 | +3.0% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Global Channel Management, Inc. | Credit Lending Clerk | Raleigh, NC | 06/10/2025 | $43,827 |
| Maryland Live! Casino & Hotel | Casino Credit Clerk | Severn, MD | 04/19/2025 | $33,392 |
| Global Channel Management, Inc. | Credit Lending Clerk | Raleigh, NC | 03/27/2025 | $43,827 |
| Global Channel Management, Inc. | Credit Lending Clerk | Raleigh, NC | 02/19/2025 | $43,827 |
| Summit Materials Inc. | Credit Clerk | West Valley City, UT | 02/17/2025 | $35,479 |
| MGM Resorts | Credit Clerk II-The Cosmopolitan | Las Vegas, NV | 02/09/2025 | $33,392 |
| Duarte | Credit Enrichment Clerk | West Covina, CA | 02/02/2025 | $37,566 |
| Options for Youth-San Bernardino County | Credit Enrichment Clerk | Los Angeles, CA | 01/30/2025 | $37,566 |
| Global Channel Management, Inc. | Credit Lending Clerk | Raleigh, NC | 01/30/2025 | $43,827 |
| Maryland Live! Casino & Hotel | Casino Credit Clerk-Maryland | Severn, MD | 01/16/2025 | $33,392 |
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