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Credit risk analyst vs escrow representative

The differences between credit risk analysts and escrow representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 1-2 years to become both a credit risk analyst and an escrow representative. Additionally, a credit risk analyst has an average salary of $85,376, which is higher than the $52,342 average annual salary of an escrow representative.

The top three skills for a credit risk analyst include risk management, SAS and SQL. The most important skills for an escrow representative are customer service, property taxes, and RESPA.

Credit risk analyst vs escrow representative overview

Credit Risk AnalystEscrow Representative
Yearly salary$85,376$52,342
Hourly rate$41.05$25.16
Growth rate11%4%
Number of jobs32,5781,624
Job satisfaction--
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 58%
Average age3939
Years of experience22

Credit risk analyst vs escrow representative salary

Credit risk analysts and escrow representatives have different pay scales, as shown below.

Credit Risk AnalystEscrow Representative
Average salary$85,376$52,342
Salary rangeBetween $62,000 And $116,000Between $39,000 And $70,000
Highest paying CityNew York, NY-
Highest paying stateNew York-
Best paying companyWestern Alliance Bank-
Best paying industryGovernment-

Differences between credit risk analyst and escrow representative education

There are a few differences between a credit risk analyst and an escrow representative in terms of educational background:

Credit Risk AnalystEscrow Representative
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 58%
Most common majorFinanceBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Credit risk analyst vs escrow representative demographics

Here are the differences between credit risk analysts' and escrow representatives' demographics:

Credit Risk AnalystEscrow Representative
Average age3939
Gender ratioMale, 56.4% Female, 43.6%Male, 31.9% Female, 68.1%
Race ratioBlack or African American, 7.6% Unknown, 2.6% Hispanic or Latino, 9.5% Asian, 10.5% White, 69.4% American Indian and Alaska Native, 0.3%Black or African American, 6.5% Unknown, 2.8% Hispanic or Latino, 10.6% Asian, 10.7% White, 69.1% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between credit risk analyst and escrow representative duties and responsibilities

Credit risk analyst example responsibilities.

  • Utilize data manipulation and quantitative analysis using VBA macros, SQL and advance excel knowledge to manage credit risk exposure.
  • Design and build portfolio management dashboard for senior management monthly credit strategy meetings using SAS.
  • Contribute significantly to credit portfolio analytics through integration of top-down macro risks with idiosyncratic issuer risks.
  • Perform monthly/quarterly operational functions supporting the SAS ETL processing to generate client profitability and performance measurement results.
  • Partner with municipal derivative marketing and trading risk associates to ensure seamless assimilation of individual trade characteristics.
  • Initiate behavior scorecard model for business strategy collection process by fitting logistic regression to longitudinal delinquency history data.
  • Show more

Escrow representative example responsibilities.

  • Conduct in-services on managing patients with chemotherapy-induce anemia to nursing staff at inpatient and outpatient facilities, providing treatment algorithms.
  • Train to immediately recognize various commercial and government plans and redirect patients, as necessary, to correct medical facility.
  • Manage escrow department for title insurance company.

Credit risk analyst vs escrow representative skills

Common credit risk analyst skills
  • Risk Management, 14%
  • SAS, 9%
  • SQL, 9%
  • Strong Analytical, 5%
  • PowerPoint, 4%
  • Data Analysis, 4%
Common escrow representative skills
  • Customer Service, 30%
  • Property Taxes, 12%
  • RESPA, 11%
  • Residential Loans, 11%
  • FHA, 10%
  • Account Numbers, 6%

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