Five Star Bank jobs in Buffalo, NY - 270 jobs

Compensation for this role is primarily variable and based on commissions. Mortgage Originator Department: Residential Lending Purpose: At Five Star Bank, our people are our greatest competitive advantage. As a Mortgage Loan Originator, you will use your expert knowledge of mortgage products and services and an advice-led approach to deliver personalized residential real estate solutions and build lasting relationships. As a Mortgage Loan Originator, you will drive productive sales and service activities, develop new business by educating existing and potential clients and exemplify Five Star Bank's HEART values. The ideal candidate will possess a referral source network and/or target audience whose mortgage needs can be satisfied with a traditional array of products sold on the secondary market including but not limited to Freddie Mac, FHA, VA, USDA and SONYMA. Essential Functions: * Develops new business by cultivating leads from external referral sources such as realtors, home builders, attorneys, and financial planners. Maintains an ongoing relationship with these sources to foster ongoing referral business. * Works with internal business partners such as branch staff, commercial lenders, small business lenders and wealth management staff, to identify prospects and leads. Stays knowledgeable on Bank products and services and actively contributes to business development goals through cross sell opportunities, submitting referrals to other lines of business. * Keeps current and compliant with industry standards and government regulations and serves as subject matter expertise with all mortgage products such as Freddie Mac, Sonyma, VA, FHA, and USDA. Adheres to bank policies and procedures. * Actively promotes Five Star Bank projecting a positive and professional image through participation in relevant community and professional activities to expand and enhance networking opportunities for generation of leads and community interest. * Interviews loan applicants and assists applicants with identifying the products that best meet their needs. Collects financial data & documents and submits a complete loan application for processing. Monitors the loan process from origination to closing acting in the role of liaison between the Bank and the applicant. * The CRM tool for Five Star Bank is Salesforce. The originator will receive training on the system and is expected to know how to send and receive referrals from this system. They are expected to use Salesforce in their daily correspondence with other internal partners at the Bank. * Demonstrates the standards and principles of the Five Star Bank experience in every interaction with internal and external customers and associates. Incorporates the high performance behaviors of teamwork, leading by example and service in every facet of work. Job Related Qualifications - Education and Prior Experience: Required: * Education: High School Diploma. Bachelor's Degree preferred. * Prior Experience: 1+ years in the financial services industry. Prior Mortgage experience preferred. * Licenses or Accreditation: Register with Nationwide Mortgage Licensing System Registry (NMLS) and obtain a unique identifier that is provided to consumers in accordance with all SAFE Act requirements. Renew registration with NMLS annually. Maintains and updates personal registry information as necessary to include name changes, employment changes, etc. Competencies: * Excellent verbal and written communication skills * Excellent organizational skills with the ability to work well under pressure and manage multiple priorities to meet established deadlines * Ability to develop strong working relationships and interact with all levels of staff and management * Possess analytical ability to interpret and utilize data to make appropriate recommendations ensuring compliance with regulations and policies/procedures * Strong sales orientation while being customer focused; strong servicing skills * Possess a high level of attention to detail to ensure accuracy * Working knowledge of Microsoft Office applications and loan origination systems with the ability to learn and utilize new and existing banking software applications Physical Requirements: * Able to regularly sit for prolonged periods of time. * Able to regularly stand for prolonged periods of time. * Able to travel occasionally throughout the footprint. * Extensive computer usage is required. * Ability to work: * Evenings - occasionally * Weekends - occasionally This job description is not exhaustive. The Mortgage Originator may be required to perform other duties as assigned.

Works closely with senior managers within the division/enterprise to manage key initiatives, including supporting critical Division/Enterprise cross-functional projects related to strategic objectives of the Bank, improving risk management and ensuring efficiency and sustainability of core processes and positioning the Bank to meet evolving regulatory expectations. Leads certain aspects of and/or support design, planning and implementation for time-sensitive, critical, programs and/or projects. **Primary Responsibilities:** + Review custody agreement and related legal documentation to identify, document, and operationalize all contractual obligations + Serves as a critical control point between Legal, Business, and Operations to ensure new and amended custody relationships are onboarded accurately, consistently, and in compliance with client, agency/non-agency, and regulatory requirements + Ensure operational teams clearly understand custody obligations, reporting requirements, service-level commitments, and exception handling prior to closing. + Participate in handoff calls and ensure contractual obligations are clearly communicated and documented. + Lead planning and implementing new products, programs and initiatives to achieve short and long-term business objectives and strategic outcomes. Support development of project roadmaps and plans. + Direct critical Bank-wide or divisional projects that may include planning, design and analysis of results, develop comprehensive documentation to align with regulatory expectations as needed, analysis of complex data sets, or analysis/optimization of data structures. + Assist with defining strategy of new initiatives within the division/enterprise. May serve as subject matter expert to drive requirements, development, and production of complex ad-hoc and automated departmental analyses and reports, including workflow, project and strategic analysis and trend reporting. + Synthesize large volumes of qualitative and quantitative information for analysis and decision-making. + Coordinate and contribute to discussions and agenda development of regular conference calls and in-person meetings of with external peers or industry groups, agencies and select US officials to share best practices and promote industry advocacy efforts. + Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Education and Experience Required:** + Bachelor's degree and a minimum of 7 years' relevant work experience, or in lieu of a degree, a combined minimum of 11 years' higher education and/or work experience, including a minimum of 7 years' relevant work experience + Strong experience interpreting contracts and translating legal language into operational requirements + High attention to detail with strong organizational and documentation skills + Ability to identify operational risk and escalate appropriately + Ability to thrive in a fast paced environment + Ability to work independently and function as a member of a team + Coach others in their area of expertise + Excellent interpersonal and communications skills necessary for business partner relationships within and outside the organization + Self-motivated, results driven, and well organized + Ability to handle multiple tasks and work under time constraints in support of various assignments + Experience with Microsoft Office suite of products including Word, Excel, PowerPoint, Project, Visio, and Outlook or equivalent **Education and Experience Preferred:** + GCM deal closing experience + Corporate Trust Experience + Bachelor's degree in Finance, Economics, Math, Accounting, Engineering, or Business Administration; Master's degree in Business Administration (MBA) or advanced degree + Minimum of 8 years' relevant work experience + Banking/financial industry experience + Expert in Six Sigma, Lean or Process Improvement, or project management methodology + Experience with financial, regulatory and/or process analysis, and technical writing + Curious and innovative M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,500.00 - $179,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location:** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

**** Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week (Tuesday, Wednesday, & Thursday) and it is based at the One M&T Plaza office in Buffalo, NY.** Support the first line of defense risk management function by assisting with the identification and assessment of risks, risk monitoring and testing, and issues management. Provide assistance in the development of various operational risk/compliance related initiatives within the line of business and manage the implementation of less complex initiatives. **Primary Responsibilities:** + Responsible for completely and accurately documenting key business unit processes. Identify and assess risks and internal controls associated with these key processes. + Actively participate in the planning, execution and reporting of the business unit's risk-based testing program. Perform control testing in accordance with M&T's First Line of Defense Guidance on Management of Risks & Internal Controls and professional standards. + Specific control testing responsibilities will involve planning and execution of control and substantive testing, assistance in the review of testing, and evaluating results to determine if issues exist. Independently perform scripted testing of controls and communicate results. + Monitor business unit performance with respect to established key risk indicators (KRIs) and assist in the creation of comprehensive KRI reporting. + Accurately complete Risk Control Self Assessments (RCSAs) and other risk management reporting. Assist in the reporting of risk events and loss events. + Identify emerging risks and risks associated with new products/ services/ markets/ channels or changes to existing products/ services/ markets/ channels. + Provide guidance on the development of remediation plans. Manage the timely completion of remediation plans and other projects to address issues identified internally and by Enterprise Risk Management, Compliance, Internal Audit or external regulators. + Research and assess regulatory requirements impacting the business unit. + Build a working relationship with Internal Audit, Corporate Operational Risk and Corporate Compliance Portfolio Managers. + Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Education and Experience Required:** + Bachelor's degree and a minimum of 3 years' relevant work experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years' relevant work experience **Education and Experience Preferred:** + Risks/Controls and Testing M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Specializes in our branch customer experience through digital engagement, lobby management, transactional processing and retail servicing interactions. Processes a variety of financial transactions in an accurate and efficient manner. **Primary Responsibilities:** Adhere to the established customer service standards and provide a differentiated experience by understanding customer needs and delivering solutions in moments that matter most to them. Educate our customers through shoulder-to-shoulder digital demonstrations; identify self-service opportunities that meet the customer's identified needs. Actively engage in lobby management, meeting and greeting customers and proactively inquiring and taking ownership to address the customer's immediate need. Accurately balance and process customer transactions efficiently following Bank Policy. Take ownership of escalated account services issues until resolution; complete and accurately log all customer complaints in the appropriate system. Transition identified sales opportunity and provide introduction to appropriate banking partner. Complete branch-related operational activities as appropriate (e.g cash ordering, vault, ATM, and wire transfer activities). Process customer/account maintenance accurately. Complete Consumer AML (Anti-Money Laundering)/BSA (Bank Secrecy Act)/ KYC (Know Your Customer related activities. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. **Scope of Responsibilities:** The position is responsible for providing exceptional service to branch customers and resolving routine customer problems in a timely manner. It is important for the jobholder to exemplify empathy, customer centricity, flexibility and adaptability, digital fluency, entrepreneurial spirit and critical thinking in support of the Company's culture and brand. The position is responsible for interacting with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently and accurately. It is important for the position to stay current on operational changes and demonstrate good risk management decisions to assist the branch in managing preventable losses and reducing fraudulent activity. **Managerial/Supervisory Responsibilities:** Not Applicable **Education and Experience Required:** High school diploma or equivalent (GED) and minimum of 6 months customer service experience, including data entry and/or cash handling experience Proven verbal communication skills Proven interpersonal skills Proven ability to demonstrated exceptional customer service Well-organized Proven time management skills Proven prioritization skills Proficient with internet user-level technology **Education and Experience Preferred:** Bilingual based on branch needs **Physical Requirements:** Ability to stand for long periods of time Prolonged use of hands and fingers Ability to lift light to heavy objects weighing 5lbs - 30 lbs. Ability to read fine print Ability to interact with customers in an open face to face work environment M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.00 - $26.21 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Our Global Corporate & Investment Banking (GCIB) business focuses on building long-term relationships with large U.S. and multinational corporations, financial institutions and financial sponsors. GCIB provides strong advisory expertise, capitalizing on powerful mergers and acquisitions, corporate banking, treasury, debt and equity product expertise to deliver integrated financial solutions. The Global Corporate Banking (CBK) business, which is part of GCIB, delivers credit, financing, cash management, payments and risk management solutions to more than 2,200 multi-national corporations around the world. Our global team of bankers, in partnership with the other lines of business, provide top-ranked product solutions, regional and cross-border expertise, and best-in-class service quality to corporate, financial institution and multinational clients. Job Overview The Business Support Manager partners closely with and works directly for the CBK COO. Together, they serve as strategic advisors to the Business Head and leadership team, focused on driving productivity and initiatives to help lead and manage their global business. Some key areas of focus include business strategy and planning, senior management presentations, client franchise analyses, business and banker performance measurement, competitor benchmarking, client information systems development/enhancements, internal and external communications, and business initiatives. Business Support Managers are called upon to: Develop and generate performance reports focused on raising business and team performance using Excel, PowerPoint and other business intelligence reporting tools to help the group leaders more effectively manage their businesses Assist in creating business presentations on strategy, business performance, planning initiatives and other materials for internal and external audiences Support process improvement, technology enhancements, and required governance for roll-out and sustainability Communicate and interact with team members across business manager functions, finance, enterprise credit, operations and technology Assists in execution of business governance activities including identification and management of issues and monitoring and testing of controls for the business Assist with a variety of ad hoc assignments, typically with time constraints and quick turnarounds Administrative duties related to ensuring accurate data in our internal systems that drive many of the underlying business processes Qualifications Seeking an ambitious, independent, and hardworking candidate with an interest in Corporate Banking. An ideal candidate would have 5+ years of financial Operations, and general business support experience in the corporate & investment banking business, though lack of experience is not a barrier to a candidate who proves willing to put in the effort to learn quickly. Bachelor's degree is required and some financial background is helpful. Intermediate to advanced excel and powerpoint experience is essential in the role. Candidates must demonstrate a combination of business aptitude, quantitative skills and strong written and verbal communication skills. Business Support Managers are required to manage several projects at once and work effectively as an individual and as part of a team. Key characteristics Attention to detail, ability to grasp concepts quickly, Ability to multi-task Experience in managing critical projects and achieving successful results Initiative, leadership, strong work ethic, positive attitude, and the ability to work effectively under pressure and tight deadlines Absolute professional integrity and team focus are essential. The job is demanding and challenging and offers tremendous opportunity for growth, access to senior leadership, and the potential for taking a dynamic role in shaping your career. Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) Pay and benefits information Pay range$100,000.00 - $175,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Purpose: The BSA/AML Manager - Cases is responsible for directly managing the Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) Case Investigators and assisting the BSA/AML & OFAC Officer in overseeing the execution of daily functions of the BSA/AML & Office of Foreign Assets Control (OFAC) Programs. Essential Functions: * Oversees the case management process including conducting quality control and ensures timely, accurate and compliant filing of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs), as well as handling the communications in regards to 314(b) information sharing, subpoenas and law enforcement requests. * Responsible for the Bank's CTR Exemption process, inclusive of identifying new customers for CTR exemption, assigning CTR exemption reviews (new and annual), performing quality control reviews of CTR exemption reviews, filing Designation of Exempt Person forms through the BSA E-Filing website and updating internal systems to ensure the appropriate handling of transactions for CTR exempt customers. * Maintains pertinent BSA/AML and OFAC Program governance documentation such as related policies and procedures, ensuring these items are updated annually at a minimum. * Responsible for preparing timely materials for various governance committees as appropriate (e.g., BAOC Committee, CRC Committee, SAR Working Group). * Responsible for the preparation of documentation for audits and examinations and provides responses to findings, as needed. * Provides training, daily mentoring and coaching to direct reports, and ensures staff has requisite skills and resources to function at a high level. * Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work. Job Related Qualifications: Required: * Education: High School Diploma. Bachelor's Degree preferred * Prior Experience: 5+ years of BSA/AML or OFAC experience, 4+ years of leadership experience * Licenses or Accreditation: Certified Anti-Money Laundering Specialist (CAMS), Certified Anti-Money Laundering Fraud Professional (CAFP), or other BSA/AML related Certifications preferred. Competencies: * Excellent time management skills and organizational skills with the ability to manage multiple priorities and meet established deadlines * Enhanced knowledge of BSA/AML & OFAC regulations and requirements * Excellent verbal and written communication skills with ability to interact positively with a wide variety of individuals * Ability to identify trends, interpret data, conduct root cause analysis, and apply to workflows and compliance techniques and automation to create operational efficiencies * Possess a high level of attention to detail * Ability to maintain a high degree of confidentiality * Able to effectively coach, mentor and develop staff in areas of expertise * Proficient with Microsoft applications with the ability to learn and utilize new and existing banking software applications; Ability to utilize the internet to conduct searches related to responsibilities Physical Requirements: * Able to regularly sit for prolonged periods of time. * Able to travel: * Occasionally * Extensive computer usage is required. * Ability to work: * Evenings * Occasionally * Weekends * Occasionally Benefits: * Medical, Dental, and Vision Insurance * Health Savings Account * Flexible Spending Account(s) * Company Paid Life Insurance, Long-Term Disability, and Short-Term Disability * Voluntary Offerings: Life, Critical Illness/Specified Disease, Accident, Hospital Indemnity & Personal Accident * Tuition Reimbursement * Employee Referral Program * Wellness Reimbursement Program * Star Volunteer Program * Employee Banking and Financial Perks * Flexible Hybrid Work Schedule * Paid Time Off (PTO) * Company Paid Holidays This job description is not exhaustive. The BSA/AML Manager - Cases may be required to perform other duties as assigned. The expected rate of pay for this position is shown above. Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance.

Purpose: The Quality Control Specialist is responsible for ensuring the accuracy, completeness, and regulatory compliance of documentation, as well as verifying Jack Henry CORE system information inputs, related to new deposit account setups and any account maintenance performed by Business Units. This includes reviewing new and existing Customer Information Files (CIF), Customer Identification Program (CIP) records, and all supporting source documentation in accordance with internal procedures and regulatory guidelines. The specialist is also responsible for indexing CIF and account level documentation into the central repository to ensure proper organization, accessibility, and audit readiness. Essential Functions: Image deposit account documentation received from the business units ensuring the documents have required information for indexing. Index CIF and account level documentation into the central repository for proper organization, accessibility, and audit readiness. Review set up of Customer Information Records for new customers established in the Banking system by Bank staff ensuring accuracy, integrity and required source documentation for customer titling. Reviews all deposit account setups for accuracy and completeness and compliance with regulatory requirements and internal procedures to minimize risk to the bank and identify fraudulent activity (account types include but not limited to Corporate, Minor (NYUTMA), Funeral/Burial, Representative Payee and Trust accounts). Confirms that Branch staff have submitted proper Customer Information Program (CIP) paperwork for all new customers as well as existing customers that have not previously been verified. Verifies each CIP form submitted for the required five (5) points of ID as required by the Anti Money Laundering Policy. Verifies that all required Beneficial Ownership is identified, captured in the system and has appropriately filled out paperwork to meet the Bank Secrecy Act (BSA) requirements; Works with the BSA staff to identify and resolve issues in order to comply with required standards. Utilizes the ancillary systems within the Bank's core system to track missing source documents related to maintenance performed to the customer information file and missing CIP forms. Collaborate with Branch staff on efficiencies to reduce the occurrence of missing documents. Analyzes resubmitted documents to ensure requirements are met. Review Reports as required to confirm that all source documents have been submitted for maintenance performed, (i.e. name changes, address changes and relationship additions and removals) and maintains appropriate documentation retention schedule. Verifies and maintains documentation related to Stop Payments and Holds on accounts, and. removes items that do not have appropriate documentation. Conduct miscellaneous reviews and analysis as needed, utilizing a variety of system generated reports to ensure adherence to internal procedures and regulatory guidelines. Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work. This is not exhaustive. The Quality Control Specialist may be required to perform other duties as assigned, including supporting other talent development and planning work that supports business success. Job Related Qualifications: Required: Education: High School Diploma or equivalent Prior Experience: 6 months: Banking or Financial Industry experience Licenses or Accreditation: N/A Preferred: Education: High School Diploma or equivalent Prior Experience: 1+ Year: Banking or Financial Industry experience specific to account opening/maintenance and related documentation Licenses or Accreditation: N/A Competencies: Strong verbal and written communication skills. High level of attention to detail with the ability to follow detailed procedures and ensure accuracy. Strong organizational skills with the ability to multitask and prioritize to meet assigned deadlines. Strong time management skills with an ability to self-motivate to stay on task. Experience with Windows-based PC's and Microsoft Office Suite including Microsoft Outlook with the ability to learn new and existing banking software. Ability to work with all levels of staff including leadership. Responds to requests for information in a timely and professional manner. Physical Requirements: Able to regularly sit for prolonged periods of time. Extensive computer usage is required. Benefits: Medical, Dental, and Vision Insurance Health Savings Account Flexible Spending Account(s) Company Paid Life Insurance, Long-Term Disability, and Short-Term Disability Voluntary Offerings: Life, Critical Illness/Specified Disease, Accident, Hospital Indemnity & Personal Accident Tuition Reimbursement Employee Referral Program Wellness Reimbursement Program Star Volunteer Program Employee Banking and Financial Perks Flexible Hybrid Work Schedule Paid Time Off (PTO) Company Paid Holidays The expected rate of pay for this position is shown above. Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance. This job description is not exhaustive. The Quality Control Specialist may be required to perform other duties as assigned.

Purpose: Five Star Bank's Summer Associate Program is designed to develop the next generation of financial services professionals to help us advance our vision of being an independent, high-performing community bank. Our GRC Program offers hands-on experience across several dynamic areas including Compliance, Risk, BSA/AML and Fraud. This internship provides a valuable opportunity to gain exposure to risk management frameworks, compliance monitoring, and governance processes within a community bank environment. What You'll Do: Depending on your area of focus, you may: * Compliance: A compliance summer associate assists in monitoring adherence to regulatory requirements and internal policies, supports audit preparation and documentation, and helps implement procedures that promote ethical conduct and operational integrity * Enterprise Risk: An enterprise risk summer associate supports the identification, assessment, and monitoring of financial, operational, and regulatory risks by assisting with data analysis, third-party risk reviews, and reporting to strengthen internal controls. * BSA/AML: A BSA/AML summer associates assists in monitoring financial transactions for suspicious activity, supports the preparation of reports such as SARs and CTRs, and helps ensure adherence to anti-money laundering regulations and internal controls. * Fraud: A fraud summer associate assists in detecting and investigating suspicious transactions, supports the implementation of fraud prevention strategies, and helps maintain accurate records to safeguard customer assets and uphold regulatory compliance. What We're Looking For: * Currently pursuing a degree in Business, Finance, Accounting, Criminal Justice, Information Security, Cybersecurity, Law or a related field. * Candidates must be available to work a hybrid work model, 40 hours per week for the duration of the program starting in June. * Occasional travel within corporate footprint (Buffalo and Rochester) will also be required. * At least 1 year in one or more club(s), volunteerism efforts, or other activities outside of the classroom * Strong analytical and problem-solving skills. * Excellent communication and collaboration abilities. * Interest in governance, risk management, compliance, or regulatory affairs * Self-starter with a collaborative mindset and attention to detail * Curiosity, initiative, and a desire to learn in a fast-paced environment. * Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example and serve in every facet of work. What You'll Gain As a Summer Associate, you'll gain hands-on experience supporting governance, risk, and compliance functions in a regulated banking environment, working alongside seasoned professionals on meaningful projects. The program offers exposure to senior leadership and valuable mentorship opportunities, helping you build connections and insights that extend beyond the summer. Most importantly, you'll have the chance to contribute to impactful work that enhances the customer experience and supports the bank's growth. This job description is not exhaustive. The Summer Associate may be required to perform other duties as assigned. The expected rate of pay for this position is shown above. Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance.

Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's Financial Advisors and Wealth Management Client Associates help clients pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees and clients. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective. Job Description: The Business Analyst is responsible for providing business metric and program analysis, report management, and project support at several different levels. The position requires the incumbent to have diverse administrative expertise and to oversee various policies, programs, and initiatives, to be able to think strategically, as well as perform in a proactive manner with limited supervision. The position also requires the individual to build and maintain relationships with field management, and work closely with other organizations within the LOB. Merrill Private Wealth Management, International and Institutional is a division of Merrill Lynch Wealth Management that offers a broad array of personalized wealth management products and services. This group provides tailored solutions to meet the sophisticated needs of ultra-high net worth individuals and institutions. The Merrill Private Wealth Management, International & Institutional Business Analyst will work with the Chief Operating Officer of PWM, International and Institutional to provide analytics and reporting in support of the three lines of business. The position requires the individual to build, collaborate and maintain relationships with other members of the COO team and partners across MLWM and the Enterprise. Responsibilities: Manages a portfolio of reports and analytics Conducts analysis and assists in identifying trends and opportunities to grow business, manage expenses, and improve operating models Provides leadership with timely and appropriate status/progress reports and key metrics relevant to business initiatives Recommends improvements for greater efficiencies and productivity Carries out all regular assigned tasks as well as ad hoc analysis to support LOB leadership, the COO organization and field leaders Required Qualifications: 2+ years financial industry experience Strategic mindset with strong analytical skills Excellent interpersonal, communication (verbal and written) and relationship building skills Ability to prioritize work and deliver projects in a timely manner Detail oriented Strong organization and follow-through skills Proactive team player, cooperative and willing to help in any situation Proficiency in Microsoft Windows and Office applications, especially Excel, PowerPoint, and Word Strong desire to excel and execute in a dynamic environment Desired Qualifications: Bachelor's degree in related field Knowledge and experience in the wealth management industry Understanding of MWM reporting platforms and tools like PMAC Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100), US - NJ - Pennington - 1600 American Blvd - Hopewell Bldg 6 (NJ2600), US - NY - New York - 225 LIBERTY ST (NY3002) Pay and benefits information Pay range$70,000.00 - $100,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

The Trading Assistant Associate will work in the Counterparty Portfolio Management (CPM) line of business, covering both the XVA and Risk Optimization Group (ROG) trading desks. The XVA trading desk focuses on managing counterparty credit risk (CVA) and funding risk (FVA), hedging those risks with a variety of cross-asset derivative instruments including rates, credit, FX, commodities, and equities. The ROG trading desk has two main functions - risk optimization, which includes initial margin, GSIB, and regulatory capital optimization; and collateral trading optimization. The Trading Assistant Associate will work with both trading desk and be responsible for executing trade capture, risk validation, end-of-day and ad-hoc reporting, investigating and resolving discrepancies. Key Responsibilities: Execute trade capture, risk validation, process amendments, monitor trade clearing status, resolve discrepancies, and focus on meeting real time reporting requirements Collaborating with traders and other stakeholders including traders, trade control, counterparties, operations, finance, and compliance Monitor trades and prepare reports for the trading desks Responding to ad hoc requests and investigations promptly Participating in initiatives to drive growth, operational efficiency, and automation Identifying opportunities for process and infrastructure improvements Requirements: 3+ years of applicable Trading Assistant & Control experience at an investment firm or bank Requires product knowledge of swaps, options, forwards, and futures, and their respective life-cycle events Ability to multi-task and engage business partners for efficient resolution Demonstrates effective time management and prioritization skills. Take personal responsibility for delivering high quality work and have a track record of outperformance and delivery Ability to thrive in a dynamic, team-oriented environment - both work closely with senior members of the team and work independently Self-starter with outstanding problem solving skills Operates with a sense of urgency at all times Excellent verbal and written communication skills. Be enthusiastic, keen to learn and quick to gain an understanding of complex issues and concepts Minimum of Bachelor of Science Degree in either of Finance, Mathematics, Accounting or Economics or equivalent work experience. Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) Pay and benefits information Pay range$34.61 - $50.48 hourly pay, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for partnering with Merrill Financial Advisors (FAs) to deliver banking and borrowing solutions to their clients. Key responsibilities include creating relationships with FAs to deepen Merrill client relationships by connecting them to consumer banking solutions and providing ongoing servicing of those solutions. Job expectations include providing comprehensive banking solutions to clients, serving as a digital product expert, as well as identifying and encouraging FA client referrals to other Bank of America specialists. Responsibilities: Emphasizes broader banking implications and benefits to Financial Advisors (FAs) and their teams to promote incorporation of banking into day-to-day FA practices and operations Partners with Financial Advisor teams to educate clients on banking products and help navigate complex client situations Delivers a high-quality client experience that is consistent with the expectations of a Wealth Management client by providing comprehensive financial solutions to clients, including managing expenses, building wealth, and managing debt Ensures exceptional client service quality delivery by supporting the operational execution of tasks and conducting follow-up routines to meet client needs Understands and accesses the full breadth of resources across the bank to create opportunities that meet a client's diverse financial needs Required Qualifications: Demonstrates proven results exceeding goals in a client-centric, results-driven environment Possesses strong interpersonal skills, including the ability to easily engage others in dialogue, convey sincere interest in building relationships and demonstrates a commitment to providing personalized service Has demonstrated ability to influence and collaborate with others outside of reporting authority to achieve shared goals Exhibits proven client service skills and the ability to resolve problems independently or escalate as needed to promote client satisfaction Can build solid relationships with teammates, business partners and specialists by fostering teamwork, partnership and collaboration Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Demonstrates initiative, a commitment to continuous learning and the ability to adapt to changing demands and requirements to grow one's career Applies strong critical thinking and problem-solving skills to meet clients' needs Displays strong organizational skills including the ability to manage multiple responsibilities, prioritize and delegate while delivering results Exhibits strong communication skills (including verbal, non-verbal, written and presentation) and active listening skills Can learn and understand technology to assist clients with the latest in Digital and Digital banking Desired Qualifications: Experience in the financial services industry working with high-end clients providing advice on products and solutions for any stage of their lives Knowledge of banking (lending/savings/transactional) and investing products and services along the latest online and digital capabilities Prior sales experience in a salary plus incentive environment with individual goals, where goals were routinely met or exceeded Prior experience providing excellent service to high-end clients and excelling in that environment Skills: Deposit Solutions Product Knowledge Customer and Client Focus Influence Relationship Building and Networking Executive Presence Sales Performance Management Analytical skills Presentation skills Influencing skills Problem solving Active listening and Communication skills Relationship Building Industry knowledge Time management Resilience Collaboration Business development focus Ability to overcome objections. Minimum Education Requirement: Bachelors Degree preferred, High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NY - Buffalo - 50 FOUNTAIN PLZ - KEY TOWER (NY3050) Pay and benefits information Pay range$70,000.00 - $90,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! : Job Description The Chief Investment Office (CIO) is the centralized resource to access the latest insights and solutions across the enterprise. The CIO helps Advisors establish a disciplined investment process and offer goals-based strategies that are grounded in the best thinking of the Firm. The Chief Investment Office provides thought leadership on wealth management, investment strategy and global markets and delivering strategic and tactical investment advice and in-depth guidance on portfolio strategies. The team delivers portfolio management solutions by developing and maintaining robust frameworks, services and tools to deliver goals-based wealth management (e.g., asset allocation and portfolio construction; all asset classes), and managing discretionary single asset and multi asset portfolios. The CIO Due Diligence team includes investment manager research, sourcing, and selection utilizing a strong investment governance process including the ongoing monitoring of traditional and alternative strategies. The Private Market Due Diligence Analyst leads the investment due-diligence process from start to finish on new funds added to the platform, which includes sourcing and analyzing investments, monitoring existing fund investments, writing detailed investment memos and commentaries, presenting findings to committees and working on team projects. The ideal candidate will possess: Strong General Partner (GP) network to source high quality fund investments. Strong understanding and experience investing in illiquid private market strategies including Buyout, Venture Capital, Real-Estate, Infrastructure and Private Credit. Company specific modelling and valuation skills necessary to assess underlying private company investments. Strong analytical skills and the ability to synthesize information through both a quantitative and qualitative lens. Job requires strong written and communication skills in order to present findings to committees, advisors and clients in a clear and articulate way. Strong presentation skills are a plus. Must be comfortable dealing with senior executives at private market firms. Team player comfortable working across Investment Solutions Group (ISG) and Business lines Travel (approximately 25%is involved to meet fund managers and attend annual meetings. Qualifications/Desired Skills: Master's degree preferred. Advanced designation (CFA, CAIA, CPA) preferred. Minimum of 7+ years of investment experience with a strong focus on private market investments, ideally in private credit, Buyout, Venture Capital, Real-Estate, or Infrastructure. Additional skills include proficiency with Excel, Thompson One, Preqin and Cambridge data for modeling purposes. Series 7 and 66 licenses or ability to obtain within 120 days of hire required Skills: Analytical Thinking Attention to Detail Causation Analysis Presentation Skills Research Critical Thinking Oral Communications Written Communications Active Listening Data Quality Management Trading and Investment Analysis Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) Pay and benefits information Pay range$118,700.00 - $169,700.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Purpose: The Service Associate is a critical member of the retail team delivering a personalized and caring client experience, efficiently executing banking transactions, and introducing products and services that improve the financial well-being of customers. Essential Functions: Achieving individual and team-based servicing goals Greets clients and prospective clients entering the office following established customer service guidelines. Provides exceptional customer service and an outstanding banking experience by handling financial transactions accurately and professionally. Maintains responsibility for a cash drawer and follows proper balancing procedures. Supports daily operations of the office to include processing night deposit bags, ATM deposits, balancing the vault, ATM, cash recycler, and cash advance machine, or other operational needs. Answers the phone within the office promptly and professionally. Ensures compliance with security and audit procedures. Understands and adheres to established policies and procedures. Maintains knowledge of regulatory compliance requirements and completes assigned compliance training. Develops and maintains knowledge of bank products and services. Introduces customers to alternate banking channels including ATM/ITM and Digital Identifies customer needs and refers to the appropriate team member/business partner. Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work. Job Related Qualifications: Required: Education: High School Diploma or GED or equivalent business experience Prior Experience: : 1+ year customer service experience Competencies: Ability to make personal connections, engage clients, be courteous and professional. Ability to successfully utilize multiple systems and applications accurately and simultaneously. Knowledge of and ability to provide products and services available through retail banking. Knowledge of and ability to utilize processes, tools, and techniques for detecting, addressing and preventing fraudulent situations. Strong organizational and time management skills Ability to thrive in a team environment. Strong mathematical, communication and interpersonal skills Ability to learn and utilize new technology effectively and efficiently. Physical Requirements: Able to regularly stand for prolonged periods of time. Able to regularly lift 1-10 lbs., occasionally lifting to 30 lbs. Able to travel between office locations. Extensive computer usage is required. Moderate to extensive phone usage is required. Ability to perform repetitive motions. Other: Work schedule: Varies with office needs and may include evenings and weekends. Benefits: Medical, Dental, and Vision Insurance Health Savings Account Flexible Spending Account(s) Company Paid Life Insurance, Long Term Disability, and Short Term Disability Voluntary Offerings: Life, Critical Illness/Specified Disease, Accident, Hospital Indemnity & Personal Accident Tuition Reimbursement Employee Referral Program Wellness Reimbursement Program Star Volunteer Program Employee Banking and Financial Perks Paid Time Off (PTO) Company Paid Holidays This job description is not exhaustive. The Service Associate may be required to perform other duties as assigned. The expected rate of pay for this position is shown above. Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance.

Summer Interns complete a 10 week internship centered around professional development, career growth and building the necessary skills to succeed. Summer Interns participate in projects and department initiatives that accelerate career growth and play an important role in building the future of the Bank. As an Intern, you will gain exposure to other departments through guest speakers and industry leaders and a built-in network with peers as well as priority consideration for full time opportunities throughout the Bank. **Department Description:** Supports the detection, analysis, and reporting of real-world threats to the Bank's personnel, facilities, events, and operations. Assists in intelligence collection, open-source monitoring, and foundational threat assessments. Works closely with corporate security partners to identify emerging risks and develop early warning intelligence to reduce risk to the organization. **Primary Responsibilities:** + Complete duties and responsibilities of an entry-level professional nature specific to assigned area of the Bank. + Ensure activities adhere to established internal policies and external regulations as applicable. + Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. + Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Scope of Responsibilities:** The jobholder works under immediate supervision. **Supervisory/Managerial Responsibilities:** Not Applicable **Education and Experience Required:** + Currently pursuing a Bachelor's or Master's degree + Minimum Cumulative GPA of 3.0 + Work Visa Sponsorship not offered for this role **Education and Experience Preferred:** + Strong written and verbal communication skills + Demonstrated computer skills + Proven analytical skills + Proven critical thinking skills + Strong organizational skills + Detail-oriented M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.00 - $28.00 per hour. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

IT Support Specialist Reports To: IT Support Manager Department: Technology Services FLSA Status: Non-Exempt Purpose : The IT Support Specialist is responsible for end user hardware and software installation, troubleshooting and repair, as well as network management. The IT Support Specialist provides technical support to employees and guides non-technical workers in the use of information systems. Supervisory Responsibilities : Degree of Supervision Received: Moderate Supervision Received (title): IT Support Manager Degree of Supervision Given: None Supervision Given to (Titles): N/A Essential Functions : Responsible for documentation, testing, implementation, updating, or modification of client technology based on end user or system design specifications. Delivers, installs, maintains, and supports user technology including but not limited to PCs, phones, mobile devices, printers, and other peripheral devices. Provides telephone and on-site client support in accordance with IT Support service level agreements. Provides end user training and education using industry best practices. Responds to support queue for proper resolution or escalation of issues in support of service level agreements. Maintains, installs, troubleshoots, and repairs telephony and integrated network devices as needed. Monitors and reports on the performance, support and status of hardware and software usage and other measures as appropriate or requested. Maintains IT hardware and software asset management by performing annual branch reviews of all technology equipment, software/OS updates, network layout diagrams and location floor plans. Provides user applications support, user configuration maintenance, printer queue management, email support, phone and network maintenance and setup. Enforces company IT Security policies to ensure the confidentiality, integrity and availability of all computer systems and data. Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work. This job description is not exhaustive. The IT Support Specialist may be required to perform other duties as assigned. Job Related Qualifications - Education and Prior Experience : Required: Education: High School Diploma Prior Experience: 3+ years of experience working with Microsoft operating systems, databases, and Office applications or experience in supporting and troubleshooting Intel based client technology. Licenses or Accreditation : Valid NYS Driver's License Preferred: Education: Associate Degree in Information Systems or related field Prior Experience: 3+ years of related experience in a banking for financial services industry Competencies : Ability to meet and maintain compliance with Company standards for the operation of motor vehicles in connection with performing job requirements. Strong verbal and written communication skills. Ability to work with all levels of staff and management and present information in an effective concise manner to employees with diverse skill sets. Ability to work in a demanding, fast-paced environment, manage multiple priorities and change focus quickly to meet established deadlines. Responds to requests for information in a timely and professional manner. Ability to take initiative in problem solving and produces practical decisions and solutions. Ability to prioritize, work, act and make decisions independently. Physical Requirements : Able to regularly sit for prolonged periods of time. Able to lift up to 60 lbs. Able to travel: Frequently Extensive computer usage is required. Occasional bending, stooping or reaching overhead. Able to climb and work on a ladder.

Honolulu, Hawaii;North Bethesda, Maryland; Los Angeles, California; New York, New York; Frisco, Texas; New York, New York; Farmington Hills, Michigan; Leawood, Kansas; Scottsdale, Arizona; Cincinnati, Ohio; Jacksonville, Florida; Raleigh, North Carolina; Bellevue, Washington; Salt Lake City, Utah; Wichita, Kansas; Pepper Pike, Ohio; Milwaukee, Wisconsin; El Paso, Texas; Atlanta, Georgia; Austin, Texas; Fort Worth, Texas; Worcester, Massachusetts; The Woodlands, Texas; Peoria, Illinois; Houston, Texas; Wellesley Hills, Massachusetts; Indianapolis, Indiana; Phoenix, Arizona; Houston, Texas; Wayzata, Minnesota; Carmel, California; Greensboro, North Carolina; Allentown, Pennsylvania; Columbus, Ohio; Little Rock, Arkansas; Dallas, Texas; Providence, Rhode Island; Wilmington, North Carolina; New York, New York; Albany, New York; Chicago, Illinois; Philadelphia, Pennsylvania; Garden City, New York; Melville, New York; Columbia, South Carolina; Dallas, Texas; Santa Clarita, California; San Jose, California; Pittsford, New York; Knoxville, Tennessee; Lisle, Illinois; Boston, Massachusetts; Oak Brook, Illinois; Albuquerque, New Mexico; San Antonio, Texas; Chattanooga, Tennessee; Mount Pleasant, South Carolina; Bridgewater, New Jersey; Mount Laurel, New Jersey; Paramus, New Jersey; Buffalo, New York; Norfolk, Virginia; Newport Beach, California; New Orleans, Louisiana; Northbrook, Illinois; Pasadena, California; Westlake Village, California; Boca Raton, Florida; Tulsa, Oklahoma; San Diego, California; Palm Beach Gardens, Florida; Miami, Florida; Birmingham, Alabama; Wayne, New Jersey; New York, New York; Sarasota, Florida; Tampa, Florida; Indian Wells, California; Vienna, Virginia; Lexington, Kentucky; Bakersfield, California; Savannah, Georgia; Louisville, Kentucky; Washington, District of Columbia; Short Hills, New Jersey; Wayne, Pennsylvania; Baltimore, Maryland; Los Angeles, California; Princeton, New Jersey; Pittsburgh, Pennsylvania; Fort Lauderdale, Florida; Seattle, Washington; San Francisco, California; Miami, Florida; Manchester, New Hampshire; Nashville, Tennessee; Orlando, Florida; Portland, Oregon; Palo Alto, California; Tucson, Arizona **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (********************************************************************************************************** **:** Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's Financial Advisors and Wealth Management Client Associates help clients pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees and clients. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas, and experiences, helping to create a work community that is culture driven, resilient, results focused and effective **Job Description:** If you have at least 5+ years of experience as a Financial Advisor with a transportable practice, a strong performance in a team like environment, and a drive to achieve more for you and your clients, let's connect. Contact us to get more details about our Experienced Advisor Program, competitive compensation package, and how we can help you meet your career goals. Merrill Lynch Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Lynch Wealth Management is one of the largest businesses of its kind in the world specializing in planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's financial advisors help clients pursue the life they envision through a one-on-one or team-based relationship committed to their needs. We believe great teams are built on mutual trust, shared ownership and accountability. We act as one company and believe when we work together, we best meet the full needs of our customers and clients. Our trusted financial advisors are equipped to deliver the combined power of the Merrill investment platform and Bank of America banking capabilities. Key Responsibilities: + Deliver a full range of goals-based financial planning / wealth strategies including assessment of client needs + Maintain a robust knowledge of the firm's latest planning tools, techniques and strategies + Establish and maintain relationships with the management team and inform them of circumstances that require supervisory attention/review/approval per compliance guidelines and policies + Source prospective clients and capitalize on referrals + Deliver customized solutions and the full resources of Bank of America Merrill + Understand all aspects of an optimal practice and complete the training and development needed to continue a successful career as a Financial Advisor Required Skills: + FINRA Series 7 & 66 (63 & 65 accepted, in lieu of 66) registrations required with 5+ years' experience + Established and portable practice with a minimum of $1MM in production + Experience managing client portfolios and driving growth + Proven relationship building and business development skills Desired Skills: + Bachelor's degree or higher strongly preferred + Proven ability to partner and promote lead generation. + Experience balancing investment management, sales activities and new client development. + Achieved additional professional designations such as Certified Financial Planner (CFP) and/or Chartered Retirement Planning Counselor (CRPC). + Possess excellent communication skills, both written and verbal + Highly entrepreneurial **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! The Sr Merchant Sales Officer (MSO) manages a portfolio of clients and prospects, providing Merchant advisory and positioning and selling solutions that address their Merchant's processing needs. The Sr MSO proactively identifies opportunities to grow net new business to the firm, provides high level advisory to deepen relationships with existing clients by working closely with Global Commercial Banking, Global Transaction Services, and the broader Merchant organization. This individual can provide a high level of advisory to clients and translate these opportunities into incremental business for the firm. Candidates should possess a deep understanding of the client's commerce ecosystem and the ability to consult with them on ways to integrate and leverage our suite of solutions effectively. They will work across a matrixed coverage organization to deliver responsible growth and serve as the first point of contact for our bankers, Treasury Sales Officers, and leaders on merchant business development, advice and overall portfolio management activities. This position requires travel to in-person meetings with clients, internal partners and senior leaders within the firm. They often are facing off with the C-Suite in companies. The Sr MSO will be focused on the healthcare industry in general, but will be specifically working with large hospital, health system, healthcare insurance providers, healthcare technology, insurance payors and pharma/life science clients of the bank, and will need to have a deep understanding of healthcare payments, revenue cycle and the HIS, EMR/EHR and revenue cycle systems that those clients utilize to power their businesses. Regional/LOB aligned associates will need to have a deep and wide understanding of the healthcare industry, payment ecosystem, merchant and transaction processing and how to match our solutions against the needs of our clients. The role also includes all sales administration functions, including developing and maintaining a strong pipeline, pre-call planning, client needs assessments, preparation and presentation of product proposals, price/cost analysis, business reviews, submission of implementation documentation, ongoing client relationship management and contract renewals. Associates should be available to meet with clients, prospects, and teams in person to represent the firm. Required Skills: Consultative sales experience with Business Banking, Large Corporate, and/or Commercial Banking clients • Experience within the Healthcare industry, either with healthcare services providers, payors, technology providers or pharma/life sciences • 5+ years of Core Acquiring (Credit/Debit) industry experience, Treasury or Digital Receivables/Payment experience • 5+ years of direct sales experience • Expert knowledge of healthcare software system (EHR/EMR, PMS, other payment and revenue cycle application) payment interfaces * Strong analytical and organizational skills * Demonstrated experience working with 3rd party VAR's and software platforms * Understanding of healthcare related payment applications, competition/competitive landscape in the payments industry particularly in healthcare, EHR/EMR practice management systems and revenue cycle solutions), data security (PCI), pay-provider-patient payment workflows and interdependencies, etc. Expert knowledge of Digital Payments/Receivables, Merchant, or Treasury experience • 3-5 years of sales/portfolio management experience, including C-level sales • Proven experience in cultivating and strengthening client relationships with senior levels • Proven ability to coach colleague with less experience and or knowledge • Demonstrated ability to work independently toward the achievement of personal and team goals • Demonstrated effective communication skills, including written, oral and presentation skills • Effective planning, prioritization, and time management skills • Proven ability to develop and maintain a healthy pipeline • Ability to quickly learn various sales applications Desired Skills: • Bachelors Degree or equivalent preferred Shift: 1st shift (United States of America) Hours Per Week: 40

The expected rate of pay for this position is shown above. Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance. Position Title: Consumer Loan Servicing Processor 1 Reports To: Consumer Loan Servicing Manager Department: Loan Servicing/Consumer FLSA Status: Non-Exempt Purpose : The Consumer Loan Servicing Processor 1 is responsible for booking and maintaining all Consumer related loans on the Banking System. This position will maintain all adjustments and revisions to the loans throughout the life of the loan. This position will also verify that proper documentation is received and/or filed to ensure the intended collateral for the loans is secured and will research items that are missing. Supervisory Responsibilities : Degree of Supervision Received: Moderate Supervision Received (title): Consumer Loan Servicing Manger Degree of Supervision Given: None Supervision Given to (Titles): N/A Essential Functions : The major duties of the job that constitute the fundamental tasks and or responsibilities of the position. Employees must be able to perform the essential functions of the position with or without reasonable accommodations. Performs a thorough review of all file information related to Consumer loans that are submitted for booking to ensure receipt of required loan documentation and to obtain corrections as needed Establishes new Consumer loans on banking system ensuring that all data is accurately entered, and all accounts are following bank lending policy. Makes corrections as required and ensures that booking procedures are correct. Performs maintenance to loans as requested including but not limited to unposted items, charge-off, shadow account processing, automatic funds transfer, reversals, due date changes, fee assessments and reversals, deferments, account verification and Over Draft Protection (ODP) maintenance. Automated Clearing House (ACH) set up and maintenance Process payments returns and maintenance as necessary in accordance with the terms of the loan. Provides support to Bank staff on loan accounts responding to customer service phone calls and assisting with loan questions Performs next day review on all maintenance performed by other processors as a result of requests from other departments or errors found. Maintains collateral accounts to reflect proper collateral control. Utilizes the Collateral Tracking system and third-party system to track and follow up on any identified exception items. Demonstrates the standards and principles of the Five Star Bank experience in every interaction with internal and external customers and associates. Incorporates the high-performance behaviors of teamwork, leading by example and service in every facet of work. Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work. Job Related Qualifications - Education and Prior Experience : Required: Education: High School Diploma or equivalent Prior Experience: 1+ years in Customer Service Licenses or Accreditation : Specialty Area (if applicable) Preferred: Education: Associate Degree in Business or related field Prior Experience: 1+ years Banking Environment Licenses or Accreditation : Specialty Area (if applicable) Competencies : Excellent verbal and written communication Strong analytical and problem-solving skills Excellent organizational skills and attention to detail Excellent time management skills with a proven ability to meet deadlines Responds to requests for information in a timely and professional manner Ability to work with all levels of staff and management Working knowledge of Microsoft applications with ability to learn new and existing Banking software Physical Requirements : Able to regularly sit for prolonged periods of time. Able to lift 20 lbs. Extensive computer usage is required. This job description is not exhaustive. The Consumer Loan Servicing Processor 1 may be required to perform other duties as assigned.

Purpose: The Commercial Loan Servicing Processor 1 is responsible for the coordination of paper and digital loan documents. This position will maintain commercial loans throughout the life of the loans. This position will also verify that proper documentation is received and/or filed to ensure the intended collateral for the loans is secured and will research items that are missing. Create and work monthly reports to be distributed to the Operations area and other departments as appropriate. Essential Functions: * Coordinate incoming mail to Loan Servicing and distribute accordingly. * Coordinate loan closing documents with packages from the loan closers and update closing log. * Perform a thorough review of all information related to Commercial loans that are submitted for booking to ensure receipt of required loan documentation and to obtain corrections as needed. * Perform next day review of loans booked to the core system. * Complete Daily maintenance requests via Salesforce and outlook * Maintain collateral accounts to reflect proper collateral control. Utilizes the Collateral Tracking system to track and follow up on any identified exception items. * Organize documents for scanning. Work with File Room personnel to upload closing document packages to Synergy after booking and ensure imaging is complete, legible and labeled accurately. * Complete UCC filings and continuations, initiate vehicle lien filings, track lien status and resolve filing issues. * Maintain and work a pending file of follow-up items. * Perform next day review on maintenance performed by other processors. * Provide support to Bank staff on loan accounts responding to customer service phone calls and assisting with loan questions. * Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders. Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work. Job Related Qualifications: Required: * Education: High School Diploma or equivalent * Prior Experience: 1+ years in Banking Environment * Licenses or Accreditation: N/A Competencies: * Excellent verbal and written communication * Strong analytical and problem-solving skills * Excellent organizational skills and attention to detail * Excellent time management skills with a proven ability to meet deadlines * Responds to requests for information in a timely and professional manner * Working knowledge of Microsoft applications with ability to learn new and existing Banking software Physical Requirements: * Able to regularly sit for prolonged periods of time. * Able to lift 20 lbs. * Extensive computer usage is required. Benefits: * Medical, Dental, and Vision Insurance * Health Savings Account * Flexible Spending Account(s) * Company Paid Life Insurance, Long-Term Disability, and Short-Term Disability * Voluntary Offerings: Life, Critical Illness/Specified Disease, Accident, Hospital Indemnity & Personal Accident * Tuition Reimbursement * Employee Referral Program * Wellness Reimbursement Program * Star Volunteer Program * Employee Banking and Financial Perks * Flexible Hybrid Work Schedule * Paid Time Off (PTO) * Company Paid Holidays This job description is not exhaustive. The Loan Servicing Processor 1 - Commercial may be required to perform other duties as assigned. The expected rate of pay for this position is shown above. Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance.