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Individual pension consultant vs investment advisor

The differences between individual pension consultants and investment advisors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an individual pension consultant and an investment advisor. Additionally, an investment advisor has an average salary of $105,377, which is higher than the $43,775 average annual salary of an individual pension consultant.

The top three skills for an individual pension consultant include financial issues, insurance products and life insurance. The most important skills for an investment advisor are exceptional client, risk management, and client relationships.

Individual pension consultant vs investment advisor overview

Individual Pension ConsultantInvestment Advisor
Yearly salary$43,775$105,377
Hourly rate$21.05$50.66
Growth rate15%15%
Number of jobs8,11263,438
Job satisfaction--
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 76%
Average age4545
Years of experience44

Individual pension consultant vs investment advisor salary

Individual pension consultants and investment advisors have different pay scales, as shown below.

Individual Pension ConsultantInvestment Advisor
Average salary$43,775$105,377
Salary rangeBetween $26,000 And $73,000Between $60,000 And $184,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-McKinsey & Company Inc
Best paying industry-Telecommunication

Differences between individual pension consultant and investment advisor education

There are a few differences between an individual pension consultant and an investment advisor in terms of educational background:

Individual Pension ConsultantInvestment Advisor
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 76%
Most common majorBusinessBusiness
Most common collegeUniversity of Minnesota - Twin CitiesUniversity of Minnesota - Twin Cities

Individual pension consultant vs investment advisor demographics

Here are the differences between individual pension consultants' and investment advisors' demographics:

Individual Pension ConsultantInvestment Advisor
Average age4545
Gender ratioMale, 59.8% Female, 40.2%Male, 72.3% Female, 27.7%
Race ratioBlack or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.4% Asian, 8.3% White, 72.2% American Indian and Alaska Native, 0.1%Black or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.4% Asian, 8.2% White, 72.3% American Indian and Alaska Native, 0.1%
LGBT Percentage5%5%

Differences between individual pension consultant and investment advisor duties and responsibilities

Individual pension consultant example responsibilities.

  • Manage files from origination to closing, and accurately organize and review all documents for processing.
  • Provide financial products and services to assist the investors with their financial needs like loans, after tax annuities and IRAs.
  • Review and implement terms of QDRO for retirement annuities in marital dissolution proceedings.
  • Manage files from origination to closing, and accurately organize and review all documents for processing.
  • Remain current on IRA regulations and policies.
  • Develop fee-based blotter reporting program to address AUM reporting and compliance suitability.

Investment advisor example responsibilities.

  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Obtain skills with different financial programs and tools such as Morningstar and NetX360.
  • Advise and recommend insurance products including, fix and variable annuities, and term life.
  • Focus on macroeconomic fundamentals, high yield, distress debt, volatility and macro base cross-asset statistical strategies.
  • Communicate information to clients on various products offer such as equity funds, bond funds, annuities, and money markets.
  • Identify client- specific and regulatory reporting requirements, review purchase and redemption activity, securities settlements, and cash movements.
  • Show more

Individual pension consultant vs investment advisor skills

Common individual pension consultant skills
  • Financial Issues, 38%
  • Insurance Products, 14%
  • Life Insurance, 9%
  • Annuities, 7%
  • Asset Retention, 5%
  • Retirement Accounts, 5%
Common investment advisor skills
  • Exceptional Client, 12%
  • Risk Management, 10%
  • Client Relationships, 9%
  • Health Insurance, 8%
  • Business Development, 7%
  • FINRA, 5%

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