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Inspector vs adjuster

The differences between inspectors and adjusters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an adjuster has an average salary of $49,396, which is higher than the $38,757 average annual salary of an inspector.

The top three skills for an inspector include sketch, good communication and magnetic particle. The most important skills for an adjuster are customer service, strong customer service, and litigation.

Inspector vs adjuster overview

InspectorAdjuster
Yearly salary$38,757$49,396
Hourly rate$18.63$23.75
Growth rate-3%-6%
Number of jobs17,6707,936
Job satisfaction4-
Most common degreeHigh School Diploma, 34%Bachelor's Degree, 62%
Average age4544
Years of experience-4

What does an inspector do?

An inspector is responsible for overseeing the overall condition of the site, ensuring that it complies with the safety standards and regulations. Inspectors' duties include monitoring the quality of the materials used, inspecting any defects and discrepancies that might compromise the operations, generating reports to assess the product costing if it meets the budget goals, and utilizing available resources in the market for the highest quality project. An inspector must have excellent decision-making and critical-thinking skills to perform comprehensive actions on risk management and service delivery.

What does an adjuster do?

An adjuster is responsible for evaluating the extent of loss in the company by calculating the damage costs, determining the settlement payment to the client, and managing the reputation of the company for claims accountability. Adjusters must have extensive knowledge of the insurance principles and processes, following the state and federal regulations to protect clients and the business from insurance fraud. They collect documents from different organizations, perform field research, and interview witnesses to verify the accuracy of claims statement.

Inspector vs adjuster salary

Inspectors and adjusters have different pay scales, as shown below.

InspectorAdjuster
Average salary$38,757$49,396
Salary rangeBetween $27,000 And $54,000Between $35,000 And $68,000
Highest paying CityVancouver, WAParsippany-Troy Hills, NJ
Highest paying stateLouisianaNew Jersey
Best paying companyLos Alamos National LaboratoryFCCI
Best paying industryAutomotiveInsurance

Differences between inspector and adjuster education

There are a few differences between an inspector and an adjuster in terms of educational background:

InspectorAdjuster
Most common degreeHigh School Diploma, 34%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common college-Stanford University

Inspector vs adjuster demographics

Here are the differences between inspectors' and adjusters' demographics:

InspectorAdjuster
Average age4544
Gender ratioMale, 61.7% Female, 38.3%Male, 56.9% Female, 43.1%
Race ratioBlack or African American, 11.9% Unknown, 4.5% Hispanic or Latino, 18.2% Asian, 8.1% White, 56.6% American Indian and Alaska Native, 0.8%Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.4% American Indian and Alaska Native, 0.5%
LGBT Percentage4%10%

Differences between inspector and adjuster duties and responsibilities

Inspector example responsibilities.

  • Follow all regulations including OSHA, safety, PPE, JSA and ISO.
  • Deliver thorough QA testing reports that determine product quality and release readiness.
  • Operate and maintain laboratory testing equipment; micrometers, calipers and air gauges to analyze material for conformance to product specifications.
  • Utilize maps and GPS and markers when need
  • Require knowledge of all safety measures and JSA's.
  • Shovel inspector for two 2300 MKII's and 7495 CAT/Bucyrus shovels.
  • Show more

Adjuster example responsibilities.

  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Review evidence obtain in liability investigations to evaluate a claim for success in recovery through litigation or arbitration.
  • Document measurements and relevant data to author estimates and appraisals utilizing Xactimate 28software.
  • Charge with answering and defending policy holders and company interests through independent and binding third-party arbitration proceedings.
  • Review departmental reports and financial data; prepare reports of findings, negotiating settlement demands or recommending litigation.
  • Prepare computerize estimates utilizing Xactimate and document all activity associate with the claim in clients web base claims management system.
  • Show more

Inspector vs adjuster skills

Common inspector skills
  • Sketch, 7%
  • Good Communication, 7%
  • Magnetic Particle, 6%
  • Customer Service, 6%
  • Calipers, 6%
  • Safety Standards, 5%
Common adjuster skills
  • Customer Service, 19%
  • Strong Customer Service, 7%
  • Litigation, 7%
  • Liability Claims, 6%
  • Policy Coverage, 6%
  • Insurance Claims, 4%

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