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Junior loan officer vs loan administrator

The differences between junior loan officers and loan administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a junior loan officer and a loan administrator. Additionally, a loan administrator has an average salary of $42,859, which is higher than the $39,006 average annual salary of a junior loan officer.

The top three skills for a junior loan officer include loan applications, origination and inbound calls. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Junior loan officer vs loan administrator overview

Junior Loan OfficerLoan Administrator
Yearly salary$39,006$42,859
Hourly rate$18.75$20.61
Growth rate4%4%
Number of jobs72,13663,708
Job satisfaction--
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 58%
Average age4545
Years of experience66

What does a junior loan officer do?

A junior loan officer assists a mortgage loan officer in processing and closing residential mortgage applications. This includes consulting with the loan applicant about their financial backgrounds to determine whether they can pay a home mortgage. They provide information on various loan offers and mortgage programs that applicants may choose from. They discuss policies and coordinate with senior mortgage officers about the concerns of clients.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Junior loan officer vs loan administrator salary

Junior loan officers and loan administrators have different pay scales, as shown below.

Junior Loan OfficerLoan Administrator
Average salary$39,006$42,859
Salary rangeBetween $28,000 And $53,000Between $31,000 And $59,000
Highest paying CityNew York, NYSeattle, WA
Highest paying stateNew YorkHawaii
Best paying companyCarnival Cruise LineBNY Mellon
Best paying industryProfessionalFinance

Differences between junior loan officer and loan administrator education

There are a few differences between a junior loan officer and a loan administrator in terms of educational background:

Junior Loan OfficerLoan Administrator
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Junior loan officer vs loan administrator demographics

Here are the differences between junior loan officers' and loan administrators' demographics:

Junior Loan OfficerLoan Administrator
Average age4545
Gender ratioMale, 58.9% Female, 41.1%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between junior loan officer and loan administrator duties and responsibilities

Junior loan officer example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Execute the loan origination process, including ordering credit reports, appraisalsand preliminary title reports.
  • Assist customers with FHA, VA, and conventional loans.
  • Qualify conventional & FHA loans while adhering to bank lending standards.
  • Interview prospective lenders to for additional services; significantly expand company lender sources in both purchase and refinance markets.
  • Project lead on HUD compliance audit of departmental loan reporting.
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Junior loan officer vs loan administrator skills

Common junior loan officer skills
  • Loan Applications, 17%
  • Origination, 14%
  • Inbound Calls, 10%
  • Loan Programs, 6%
  • Outbound Calls, 6%
  • FHA, 6%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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