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Loan broker vs mortgage banker

The differences between loan brokers and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan broker and a mortgage banker. Additionally, a loan broker has an average salary of $119,784, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a loan broker include financial statements, customer service and loan applications. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Loan broker vs mortgage banker overview

Loan BrokerMortgage Banker
Yearly salary$119,784$27,331
Hourly rate$57.59$13.14
Growth rate4%4%
Number of jobs15,50824,297
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 72%
Average age4545
Years of experience66

Loan broker vs mortgage banker salary

Loan brokers and mortgage bankers have different pay scales, as shown below.

Loan BrokerMortgage Banker
Average salary$119,784$27,331
Salary rangeBetween $81,000 And $175,000Between $9,000 And $78,000
Highest paying City--
Highest paying state--
Best paying company--
Best paying industry--

Differences between loan broker and mortgage banker education

There are a few differences between a loan broker and a mortgage banker in terms of educational background:

Loan BrokerMortgage Banker
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan broker vs mortgage banker demographics

Here are the differences between loan brokers' and mortgage bankers' demographics:

Loan BrokerMortgage Banker
Average age4545
Gender ratioMale, 58.8% Female, 41.2%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.2% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan broker and mortgage banker duties and responsibilities

Loan broker example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Prepare loan packages for submittal to SBA.
  • Quoted rates for various scenarios, and lock FHA and VA loans.
  • Engage in full spectrum of commercial lending SBA, conventional and non-conventional.
  • Originate full line of mortgage products including conforming, non-conforming, FHA and VA.
  • Interview prospective lenders to for additional services; significantly expand company lender sources in both purchase and refinance markets.
  • Show more

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Loan broker vs mortgage banker skills

Common loan broker skills
  • Financial Statements, 22%
  • Customer Service, 22%
  • Loan Applications, 10%
  • Commercial Loans, 8%
  • Loan Process, 7%
  • FHA, 7%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

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