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Loan officer assistant vs loan closer

The differences between loan officers assistant and loan closers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan officer assistant, becoming a loan closer takes usually requires 2-4 years. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $39,093 average annual salary of a loan closer.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a loan closer are customer service, excellent organizational, and TRID.

Loan officer assistant vs loan closer overview

Loan Officer AssistantLoan Closer
Yearly salary$45,681$39,093
Hourly rate$21.96$18.79
Growth rate4%-3%
Number of jobs65,09411,431
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 51%
Average age4542
Years of experience64

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a loan closer do?

A loan closer is primarily in charge of handling and closing loan documentation, ensuring accuracy and smooth transactions. A loan closer's responsibilities revolve around liaising with clients to guarantee that they adhere to every term in the contract, preparing necessary reports and documents, monitoring payment progress, and ensuring that they have a deep understanding of the obligations under the contract. Furthermore, it is essential to maintain records of all transactions and assist clients, all while implementing the company's policies and regulations.

Loan officer assistant vs loan closer salary

Loan officers assistant and loan closers have different pay scales, as shown below.

Loan Officer AssistantLoan Closer
Average salary$45,681$39,093
Salary rangeBetween $28,000 And $72,000Between $30,000 And $50,000
Highest paying CityNew York, NYBellevue, WA
Highest paying stateNew YorkWashington
Best paying companyStifel FinancialTata Group
Best paying industryFinanceFinance

Differences between loan officer assistant and loan closer education

There are a few differences between a loan officer assistant and a loan closer in terms of educational background:

Loan Officer AssistantLoan Closer
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 51%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs loan closer demographics

Here are the differences between loan officers assistant' and loan closers' demographics:

Loan Officer AssistantLoan Closer
Average age4542
Gender ratioMale, 28.8% Female, 71.2%Male, 22.6% Female, 77.4%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 12.9% Unknown, 4.3% Hispanic or Latino, 14.8% Asian, 7.0% White, 60.6% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan officer assistant and loan closer duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Loan closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Update files by obtaining annual and interim financial statements, renew insurance policies and UCC amendments, continuations and terminations.
  • Maintain a working knowledge of government underwriting policies pertaining to multiple programs such as VA, USDA, and FHA financing.
  • Gain knowledge of requirements establish by the FHA/VA, FNMA, FHLMC and private investors.
  • Prepare the delivery of mortgage loan documents to facilitate the processing of mortgage loan closings including TRID.
  • Prepare loan documents for retail mortgages (conventional, VA, FHA), all states in a paperless environment.
  • Show more

Loan officer assistant vs loan closer skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common loan closer skills
  • Customer Service, 24%
  • Excellent Organizational, 5%
  • TRID, 4%
  • FHA, 4%
  • Va, 4%
  • RESPA, 4%

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